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NYSE:LOB

Live Oak Bancshares (LOB) Stock Price, News & Analysis

Live Oak Bancshares logo
$36.74 -1.22 (-3.21%)
As of 09/9/2025 03:59 PM Eastern

About Live Oak Bancshares Stock (NYSE:LOB)

Key Stats

Today's Range
$36.57
$37.94
50-Day Range
N/A
52-Week Range
$22.68
$50.57
Volume
312,494 shs
Average Volume
287,989 shs
Market Capitalization
$1.68 billion
P/E Ratio
30.12
Dividend Yield
0.33%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Live Oak Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
25th Percentile Overall Score

LOB MarketRank™: 

Live Oak Bancshares scored higher than 25% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Live Oak Bancshares.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Live Oak Bancshares is 30.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.34.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Live Oak Bancshares is 30.12, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,765.69.

  • Price to Book Value per Share Ratio

    Live Oak Bancshares has a P/B Ratio of 1.66. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    4.78% of the float of Live Oak Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Live Oak Bancshares has a short interest ratio ("days to cover") of 6.5.
  • Change versus previous month

    Short interest in Live Oak Bancshares has recently increased by 5.03%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Live Oak Bancshares has a dividend yield of 0.32%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Live Oak Bancshares does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Live Oak Bancshares is 9.84%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Live Oak Bancshares' dividend.
  • Percentage of Shares Shorted

    4.78% of the float of Live Oak Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Live Oak Bancshares has a short interest ratio ("days to cover") of 6.5.
  • Change versus previous month

    Short interest in Live Oak Bancshares has recently increased by 5.03%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Live Oak Bancshares has a news sentiment score of -0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.54 average news sentiment score of Financial Services companies.
  • News Coverage This Week

    MarketBeat has tracked 3 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week.
  • Search Interest

    Only 3 people have searched for LOB on MarketBeat in the last 30 days. This is a decrease of -57% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Live Oak Bancshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    23.40% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Live Oak Bancshares' insider trading history.
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LOB Stock News Headlines

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See More Headlines

LOB Stock Analysis - Frequently Asked Questions

Live Oak Bancshares' stock was trading at $33.93 on January 1st, 2025. Since then, LOB stock has increased by 8.3% and is now trading at $36.74.

Live Oak Bancshares (LOB) raised $68 million in an initial public offering (IPO) on Thursday, July 23rd 2015. The company issued 4,000,000 shares at $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers.

Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

Today
9/09/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Industry
State Commercial Banks – Fed Reserve System
Sub-Industry
Banking
Current Symbol
NYSE:LOB
Previous Symbol
NYSE:LOB
CIK
1462120
Web
N/A
Employees
1,052
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$1.22
Trailing P/E Ratio
30.12
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$77.47 million
Net Margins
5.71%
Pretax Margin
7.67%
Return on Equity
5.46%
Return on Assets
0.42%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
0.93
Quick Ratio
0.90

Sales & Book Value

Annual Sales
$936.15 million
Price / Sales
1.79
Cash Flow
$2.11 per share
Price / Cash Flow
17.39
Book Value
$22.12 per share
Price / Book
1.66

Miscellaneous

Outstanding Shares
45,730,000
Free Float
35,030,000
Market Cap
$1.68 billion
Optionable
N/A
Beta
1.75

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This page (NYSE:LOB) was last updated on 9/10/2025 by MarketBeat.com Staff
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