Metropolitan Bank (MCB) Stock Price, News & Analysis

Company Overview

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The company offers checking, savings, term deposit, money market, demand deposit, and other interest-bearing transaction accounts. It also provides lending products, including commercial real estate, multi-family, construction, and one-to four-family real estate loans; commercial and industrial loans; consumer loans; acquisition and renovation loans; loans to refinance or return borrower equity; loans on owner-occupied properties; working capital lines of credit; trade finance and letters of credit; and term loans. In addition, the company offers cash management services, as well as online and mobile banking, ACH, remote deposit capture, and debit cards. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.

Key Stats

• Today's Range: $68.78 to $70.00
• 50-Day Range: $63.43 to $78.01
• 52-Week Range: $42.92 to $80.20
• Volume: 53,579 shs
• Average Volume: 109,766 shs
• Market Capitalization: $722.88 million
• P/E Ratio: 11.24
• Dividend Yield: 0.86%
• Price Target: $82.67
• Consensus Rating: Buy

Metropolitan Bank Stock Analysis - MarketRank™

Metropolitan Bank scored higher than 79% of companies evaluated by MarketBeat, and ranked 336th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Metropolitan Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Metropolitan Bank has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.65%

Earnings Growth

Earnings for Metropolitan Bank are expected to grow by 17.65% in the coming year, from $7.31 to $8.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Metropolitan Bank is 11.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of Metropolitan Bank is 11.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.63.

Price to Book Value per Share Ratio

Metropolitan Bank has a P/B Ratio of 1.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

6.83% of the outstanding shares of Metropolitan Bank have been sold short.

Short Interest Ratio / Days to Cover

Metropolitan Bank has a short interest ratio ("days to cover") of 6.9.

Change versus previous month

Short interest in Metropolitan Bank has recently decreased by 14.63%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Metropolitan Bank has a dividend yield of 0.88%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Metropolitan Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Metropolitan Bank is 9.72%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Metropolitan Bank will have a dividend payout ratio of 6.98% next year. This indicates that Metropolitan Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.83% of the outstanding shares of Metropolitan Bank have been sold short.

Short Interest Ratio / Days to Cover

Metropolitan Bank has a short interest ratio ("days to cover") of 6.9.

Change versus previous month

Short interest in Metropolitan Bank has recently decreased by 14.63%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.24

News Sentiment

Metropolitan Bank has a news sentiment score of 1.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Metropolitan Bank this week, compared to 3 articles on an average week.

Search Interest

3 people have searched for MCB on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Metropolitan Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,299,933.00 in company stock.

Percentage Held by Insiders

Only 6.09% of the stock of Metropolitan Bank is held by insiders.

Percentage Held by Institutions

79.83% of the stock of Metropolitan Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MCB Stock Analysis - Frequently Asked Questions

How have MCB shares performed this year?

Metropolitan Bank's stock was trading at $58.40 on January 1st, 2025. Since then, MCB shares have increased by 18.8% and is now trading at $69.3740.

How were Metropolitan Bank's earnings last quarter?

Metropolitan Bank Holding Corp. (NYSE:MCB) announced its quarterly earnings results on Thursday, July, 17th. The company reported $1.76 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.62 by $0.14. The firm earned $76.27 million during the quarter, compared to analyst estimates of $72.50 million. Metropolitan Bank had a net margin of 13.68% and a trailing twelve-month return on equity of 10.69%.
Read the conference call transcript.

Is Metropolitan Bank buying back stock?

Metropolitan Bank's Board of Directors approved a stock buyback program on Thursday, July 17th 2025, which authorizes the company to buy back $50,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 6.4% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company's management believes its shares are undervalued.

When did Metropolitan Bank IPO?

Metropolitan Bank (MCB) raised $101 million in an initial public offering on Wednesday, November 8th 2017. The company issued 3,100,000 shares at $31.00-$34.00 per share. J.P Morgan and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and Piper Jaffray was co-manager.

Who are Metropolitan Bank's major shareholders?

Top institutional shareholders of Metropolitan Bank include Geode Capital Management LLC (2.36%), Bank of New York Mellon Corp (1.39%), Acadian Asset Management LLC (0.71%) and Emerald Mutual Fund Advisers Trust (0.33%). Insiders that own company stock include Robert C Patent, Mark R Defazio, Scott Lublin, Nick Rosenberg, George J Wolf Jr, Maria F Ramirez, Harvey Gutman, Dale C Fredston, Dixiana M Berrios, Norman Scott and Chaya Pamula.
View institutional ownership trends.

How do I buy shares of Metropolitan Bank?

Shares of MCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Metropolitan Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Metropolitan Bank investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), Humana (HUM) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 7/17/2025
• Record date for 8/11 Dividend: 7/28/2025
• Ex-Dividend for 8/11 Dividend: 7/28/2025
• Today: 8/09/2025
• Dividend Payable: 8/11/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:MCB
• CIK: 1476034
• Web: www.metropolitanbankny.com
• Phone: (212) 659-0600
• Fax: N/A
• Employees: 240
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Metropolitan Bank: $82.67
• High Price Target: $95.00
• Low Price Target: $74.00
• Potential Upside/Downside: +19.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.17
• Trailing P/E Ratio: 11.24
• Forward P/E Ratio: 9.49
• P/E Growth: N/A
• Net Income: $66.69 million
• Net Margins: 13.68%
• Pretax Margin: 19.69%
• Return on Equity: 10.69%
• Return on Assets: 1.03%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $492.21 million
• Price / Sales: 1.47
• Cash Flow: $5.84 per share
• Price / Cash Flow: 11.88
• Book Value: $69.37 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 10,420,000
• Free Float: 9,786,000
• Market Cap: $722.88 million
• Optionable: Not Optionable
• Beta: 1.13