Metropolitan Bank (MCB) Stock Price, News & Analysis

Company Overview

Metropolitan Bank (NYSE:MCB), through its principal subsidiary Metropolitan Commercial Bank, operates as a New York–based regional financial institution providing a range of commercial and consumer banking services. The company offers deposit products including checking, savings and money market accounts, as well as business and personal certificates of deposit. On the lending side, Metropolitan Bank extends commercial real estate financing, equipment loans, working capital lines of credit and consumer installment loans tailored to the needs of small- and medium-sized enterprises and individual customers.

In addition to traditional deposit and lending services, Metropolitan Bank provides specialized treasury and cash-management solutions, foreign exchange services and letters of credit for both domestic businesses and multinational clients. The bank also offers wealth management and trust services designed to support high-net-worth individuals, professional families and corporate executives. By leveraging digital banking platforms alongside its branch network, the institution seeks to deliver seamless account access, online payment tools and mobile deposit capabilities.

Headquartered in Manhattan, Metropolitan Bank focuses primarily on the New York metropolitan area while maintaining correspondent relationships to facilitate transactions across the United States. The bank’s leadership team comprises veteran banking executives with expertise in commercial lending, risk management and community banking. Under its current management, Metropolitan Bank continues to emphasize personalized customer service, local decision-making and relationship banking as it supports economic growth in the communities it serves.

Key Stats

• Today's Range: $75.95 to $79.00
• 50-Day Range: $68.18 to $79.82
• 52-Week Range: $47.08 to $81.33
• Volume: 181,704 shs
• Average Volume: 63,131 shs
• Market Capitalization: $807.17 million
• P/E Ratio: 12.55
• Dividend Yield: 0.77%
• Price Target: $82.67
• Consensus Rating: Buy

Metropolitan Bank Stock Analysis - MarketRank™

Metropolitan Bank scored higher than 67% of companies evaluated by MarketBeat, and ranked 530th out of 957 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Buy

Consensus Rating

Metropolitan Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Metropolitan Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Metropolitan Bank has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.65%

Earnings Growth

Earnings for Metropolitan Bank are expected to grow by 17.65% in the coming year, from $7.31 to $8.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Metropolitan Bank is 12.55, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Metropolitan Bank is 12.55, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.86.

Price to Book Value per Share Ratio

Metropolitan Bank has a P/B Ratio of 1.19. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.15% of the float of Metropolitan Bank has been sold short.

Short Interest Ratio / Days to Cover

Metropolitan Bank has a short interest ratio ("days to cover") of 6.9.

Change versus previous month

Short interest in Metropolitan Bank has recently decreased by 0.15%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Metropolitan Bank has a dividend yield of 0.77%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Metropolitan Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Metropolitan Bank is 9.72%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Metropolitan Bank will have a dividend payout ratio of 6.98% next year. This indicates that Metropolitan Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.15% of the float of Metropolitan Bank has been sold short.

Short Interest Ratio / Days to Cover

Metropolitan Bank has a short interest ratio ("days to cover") of 6.9.

Change versus previous month

Short interest in Metropolitan Bank has recently decreased by 0.15%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 1.48

News Sentiment

Metropolitan Bank has a news sentiment score of 1.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Metropolitan Bank this week, compared to 4 articles on an average week.

Search Interest

Only 1 people have searched for MCB on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Metropolitan Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,787,379.00 in company stock.

Percentage Held by Insiders

Only 6.09% of the stock of Metropolitan Bank is held by insiders.

Percentage Held by Institutions

79.83% of the stock of Metropolitan Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MCB Stock Analysis - Frequently Asked Questions

How have MCB shares performed this year?

Metropolitan Bank's stock was trading at $58.40 on January 1st, 2025. Since then, MCB stock has increased by 32.6% and is now trading at $77.4560.

How were Metropolitan Bank's earnings last quarter?

Metropolitan Bank Holding Corp. (NYSE:MCB) posted its quarterly earnings data on Thursday, July, 17th. The company reported $1.76 EPS for the quarter, topping analysts' consensus estimates of $1.62 by $0.14. The firm earned $76.27 million during the quarter, compared to analyst estimates of $72.50 million. Metropolitan Bank had a net margin of 13.68% and a trailing twelve-month return on equity of 10.69%.
Read the conference call transcript.

Is Metropolitan Bank buying back stock?

Metropolitan Bank's Board of Directors approved a stock buyback program on Thursday, July 17th 2025, which permits the company to buy back $50,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 6.4% of its shares through open market purchases. Shares buyback programs are generally a sign that the company's management believes its shares are undervalued.

When did Metropolitan Bank IPO?

Metropolitan Bank (MCB) raised $101 million in an IPO on Wednesday, November 8th 2017. The company issued 3,100,000 shares at $31.00-$34.00 per share. J.P Morgan and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and Piper Jaffray was co-manager.

Who are Metropolitan Bank's major shareholders?

Metropolitan Bank's top institutional shareholders include American Century Companies Inc. (2.86%), Geode Capital Management LLC (2.36%), Adage Capital Partners GP L.L.C. (2.16%) and Ranger Investment Management L.P. (1.44%). Insiders that own company stock include Robert C Patent, Mark R Defazio, Scott Lublin, Nick Rosenberg, George J Wolf Jr, Maria F Ramirez, Harvey Gutman, Dale C Fredston, Dixiana M Berrios, Terence J Mitchell, Norman Scott and Chaya Pamula.
View institutional ownership trends.

How do I buy shares of Metropolitan Bank?

Shares of MCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Metropolitan Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Metropolitan Bank investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), Humana (HUM) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 7/17/2025
• Record date for 8/11 Dividend: 7/28/2025
• Ex-Dividend for 8/11 Dividend: 7/28/2025
• Dividend Payable: 8/11/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:MCB
• CIK: 1476034
• Web: www.metropolitanbankny.com
• Phone: (212) 659-0600
• Fax: N/A
• Employees: 240
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Metropolitan Bank: $82.67
• High Price Target: $95.00
• Low Price Target: $74.00
• Potential Upside/Downside: +6.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.17
• Trailing P/E Ratio: 12.55
• Forward P/E Ratio: 10.60
• P/E Growth: N/A
• Net Income: $66.69 million
• Net Margins: 13.68%
• Pretax Margin: 19.69%
• Return on Equity: 10.69%
• Return on Assets: 1.03%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $289.38 million
• Price / Sales: 2.79
• Cash Flow: $5.61 per share
• Price / Cash Flow: 13.80
• Book Value: $65.18 per share
• Price / Book: 1.19

Miscellaneous

• Outstanding Shares: 10,421,000
• Free Float: 9,786,000
• Market Cap: $807.17 million
• Optionable: Not Optionable
• Beta: 1.16