MFA Financial (MFA) Stock Price, News & Analysis

Company Overview

MFA Financial, Inc., headquartered in New York City, is a real estate investment trust that specializes in investing in residential mortgage loans and mortgage-related securities. The company’s primary objective is to generate attractive risk-adjusted returns through net interest income and capital appreciation. As a mortgage REIT, MFA Financial focuses on constructing a diversified portfolio of agency and non-agency residential mortgage assets, leveraging its expertise in acquiring, financing and servicing mortgage products.

MFA Financial’s investment portfolio encompasses a wide range of mortgage instruments, including adjustable-rate and fixed-rate mortgage loans, interest-only securities, and agency mortgage-backed securities guaranteed by government-sponsored entities. The company engages in mortgage banking activities such as loan origination, securitization and servicing, seeking to optimize portfolio yields while managing liquidity and interest rate exposure. MFA Financial employs a disciplined risk management framework that emphasizes scenario analysis, hedging strategies and active portfolio monitoring to navigate changing market conditions.

Established in the mid-1980s, MFA Financial has evolved to become a leading residential mortgage REIT. Over the years, the company has expanded its operations through strategic acquisitions and organic growth, adapting its investment approach to shifting regulatory and interest rate environments. MFA Financial’s status as a REIT enables it to deliver income-oriented returns to shareholders while complying with the regulatory requirements governing real estate investment trusts.

Operating primarily within the United States, MFA Financial sources mortgage assets across diverse geographic markets and channels, including correspondent, wholesale and retail relationships. The company’s leadership team comprises mortgage finance and investment professionals with deep experience in credit analysis, securitization and portfolio management. Through a commitment to rigorous research and disciplined execution, MFA Financial aims to maintain durable capital structures and sustainable distributions for its investors.

Key Stats

• Today's Range: $9.71 to $9.88
• 50-Day Range: $9.09 to $10.41
• 52-Week Range: $7.85 to $13.20
• Volume: 4.72 million shs
• Average Volume: 1.07 million shs
• Market Capitalization: $1.01 billion
• P/E Ratio: 11.32
• Dividend Yield: 14.62%
• Price Target: $11.75
• Consensus Rating: Moderate Buy

MFA Financial Stock Analysis - MarketRank™

MFA Financial scored higher than 80% of companies evaluated by MarketBeat, and ranked 318th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

MFA Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on 4 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

MFA Financial has a consensus price target of $11.75, representing about 19.3% upside from its current price of $9.85.

Amount of Analyst Coverage

MFA Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of MFA Financial is 11.32, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 268.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of MFA Financial is 11.32, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 235.42.

Price to Book Value per Share Ratio

MFA Financial has a P/B Ratio of 0.55. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.35% of the float of MFA Financial has been sold short.

Short Interest Ratio / Days to Cover

MFA Financial has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MFA Financial has recently decreased by 10.82%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

MFA Financial is a leading dividend payer. It pays a dividend yield of 14.59%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

MFA Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of MFA Financial is 165.52%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.35% of the float of MFA Financial has been sold short.

Short Interest Ratio / Days to Cover

MFA Financial has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MFA Financial has recently decreased by 10.82%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.75

News Sentiment

MFA Financial has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for MFA Financial this week, compared to 4 articles on an average week.

Search Interest

31 people have searched for MFA on MarketBeat in the last 30 days. This is an increase of 138% compared to the previous 30 days.

MarketBeat Follows

3 people have added MFA Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MFA Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.80% of the stock of MFA Financial is held by insiders.

Percentage Held by Institutions

65.28% of the stock of MFA Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MFA Stock Analysis - Frequently Asked Questions

How have MFA shares performed this year?

MFA Financial's stock was trading at $10.19 at the start of the year. Since then, MFA shares have decreased by 3.3% and is now trading at $9.85.

How were MFA Financial's earnings last quarter?

MFA Financial, Inc. (NYSE:MFA) posted its earnings results on Wednesday, August, 6th. The real estate investment trust reported $0.24 earnings per share for the quarter, missing the consensus estimate of $0.29 by $0.05. The real estate investment trust earned $61.28 million during the quarter, compared to analyst estimates of $59.50 million. MFA Financial had a trailing twelve-month return on equity of 8.61% and a net margin of 17.62%.
Read the conference call transcript.

When did MFA Financial's stock split?

MFA Financial shares reverse split on the morning of Tuesday, April 5th 2022.The 1-4 reverse split was announced on Tuesday, April 5th 2022. The number of shares owned by shareholders was adjusted after the market closes on Tuesday, April 5th 2022. An investor that had 100 shares of stock prior to the reverse split would have 25 shares after the split.

Who are MFA Financial's major shareholders?

Top institutional investors of MFA Financial include Balyasny Asset Management L.P. (2.75%), Geode Capital Management LLC (2.43%), Invesco Ltd. (1.60%) and MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. (1.17%).
View institutional ownership trends.

How do I buy shares of MFA Financial?

Shares of MFA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MFA Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MFA Financial investors own include Meta Platforms (META), NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Chevron (CVX), JPMorgan Chase & Co. (JPM) and Verizon Communications (VZ).

Company Calendar

• Record date for 7/31 Dividend: 6/30/2025
• Ex-Dividend for 7/31 Dividend: 6/30/2025
• Dividend Payable: 7/31/2025
• Last Earnings: 8/06/2025
• Today: 9/20/2025
• Record date for 10/31 Dividend: 9/30/2025
• Ex-Dividend for 10/31 Dividend: 9/30/2025
• Dividend Payable: 10/31/2025
• Next Earnings (Estimated): 11/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: REIT - MTGE TRUST
• Sub-Industry: Mortgage REITs
• Current Symbol: NYSE:MFA
• CIK: 1055160
• Web: www.mfafinancial.com
• Phone: (212) 207-6400
• Fax: 212-207-6420
• Employees: 350
• Year Founded: N/A

Price Target and Rating

• Average Price Target for MFA Financial: $11.75
• High Price Target: $15.00
• Low Price Target: $10.00
• Potential Upside/Downside: +19.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.57
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.87
• Trailing P/E Ratio: 11.32
• Forward P/E Ratio: 6.57
• P/E Growth: N/A
• Net Income: $119.25 million
• Net Margins: 17.62%
• Pretax Margin: 17.40%
• Return on Equity: 8.61%
• Return on Assets: 1.39%

Debt

• Debt-to-Equity Ratio: 5.22
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $723.97 million
• Price / Sales: 1.40
• Cash Flow: $1.81 per share
• Price / Cash Flow: 5.45
• Book Value: $18.04 per share
• Price / Book: 0.55

Miscellaneous

• Outstanding Shares: 102,670,000
• Free Float: 101,848,000
• Market Cap: $1.01 billion
• Optionable: Optionable
• Beta: 1.68