MFA Financial (MFA) Stock Price, News & Analysis

Company Overview

MFA Financial, Inc. is a real estate investment trust (REIT) that focuses on generating attractive risk-adjusted returns through investments in residential mortgage assets and related securities. The company’s core activities include acquiring and managing portfolios of residential mortgage-backed securities (RMBS), commercial mortgage-backed securities (CMBS) and whole single-family residential loans. MFA Financial also invests in structured credit instruments and offers financing solutions tailored to multifamily housing projects, leveraging its balance sheet to capitalize on market opportunities and spread movements.

To support its income-focused strategy, MFA Financial employs a rigorous credit research and risk management framework. Its investment team conducts detailed analyses of underlying loan collateral, prepayment assumptions and sector trends, seeking to optimize yield while controlling portfolio risk. The company maintains diversified exposure across various coupon structures, loan vintages and geographic regions, allowing it to respond dynamically to shifts in interest rates and housing market conditions.

Founded in 1968 and headquartered in New York, MFA Financial has evolved alongside the U.S. mortgage market, adapting to regulatory changes and mortgage finance innovations. Over the decades, the company has expanded its product offerings—from traditional agency-backed RMBS to non-agency and private-label securities—enhancing its ability to pursue incremental yield. Its national footprint spans investments in mortgages originated across primary, secondary and tertiary markets throughout the United States.

MFA Financial’s operations are guided by a seasoned leadership team and board of directors with deep expertise in real estate finance, capital markets and risk oversight. Senior management oversees portfolio construction, hedging strategies and liquidity management, aligning the company’s activities with evolving market conditions and shareholder interests. Through disciplined execution and proactive governance, MFA Financial aims to deliver stable and recurring cash distributions to its equity holders.

Key Stats

• Today's Range: $9.56 to $9.73
• 50-Day Range: $9.23 to $9.98
• 52-Week Range: $7.85 to $13.45
• Volume: 1.23 million shs
• Average Volume: 1.10 million shs
• Market Capitalization: $992.63 million
• P/E Ratio: 9.87
• Dividend Yield: 14.89%
• Price Target: $12.92
• Consensus Rating: Moderate Buy

MFA Financial Stock Analysis - MarketRank™

MFA Financial scored higher than 77% of companies evaluated by MarketBeat, and ranked 324th out of 903 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

MFA Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on 5 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

MFA Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of MFA Financial is 9.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of MFA Financial is 9.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.00.

Price to Book Value per Share Ratio

MFA Financial has a P/B Ratio of 0.54. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.37% of the float of MFA Financial has been sold short.

Short Interest Ratio / Days to Cover

MFA Financial has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MFA Financial has recently increased by 6.64%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

MFA Financial is a leading dividend payer. It pays a dividend yield of 14.97%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

MFA Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of MFA Financial is 146.94%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.37% of the float of MFA Financial has been sold short.

Short Interest Ratio / Days to Cover

MFA Financial has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MFA Financial has recently increased by 6.64%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.41

News Sentiment

MFA Financial has a news sentiment score of 0.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for MFA Financial this week, compared to 4 articles on an average week.

Search Interest

12 people have searched for MFA on MarketBeat in the last 30 days. This is an increase of 20% compared to the previous 30 days.

MarketBeat Follows

2 people have added MFA Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MFA Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.80% of the stock of MFA Financial is held by insiders.

Percentage Held by Institutions

65.28% of the stock of MFA Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MFA Stock Analysis - Frequently Asked Questions

How have MFA shares performed this year?

MFA Financial's stock was trading at $10.19 at the beginning of the year. Since then, MFA shares have decreased by 5.1% and is now trading at $9.67.

How were MFA Financial's earnings last quarter?

MFA Financial, Inc. (NYSE:MFA) announced its quarterly earnings data on Tuesday, May, 6th. The real estate investment trust reported $0.29 earnings per share for the quarter, missing the consensus estimate of $0.33 by $0.04. The real estate investment trust had revenue of $57.54 million for the quarter, compared to analysts' expectations of $48.80 million. MFA Financial had a net margin of 18.86% and a trailing twelve-month return on equity of 9.44%.
Read the conference call transcript.

When did MFA Financial's stock split?

Shares of MFA Financial reverse split on the morning of Tuesday, April 5th 2022.The 1-4 reverse split was announced on Tuesday, April 5th 2022. The number of shares owned by shareholders was adjusted after the market closes on Tuesday, April 5th 2022. An investor that had 100 shares of stock prior to the reverse split would have 25 shares after the split.

How do I buy shares of MFA Financial?

Shares of MFA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MFA Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MFA Financial investors own include Meta Platforms (META), NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Chevron (CVX), JPMorgan Chase & Co. (JPM) and Verizon Communications (VZ).

Company Calendar

• Record date for 4/30 Dividend: 3/31/2025
• Ex-Dividend for 4/30 Dividend: 3/31/2025
• Dividend Payable: 4/30/2025
• Last Earnings: 5/06/2025
• Record date for 7/31 Dividend: 6/30/2025
• Ex-Dividend for 7/31 Dividend: 6/30/2025
• Today: 7/10/2025
• Dividend Payable: 7/31/2025
• Next Earnings (Estimated): 8/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: REIT - MTGE TRUST
• Sub-Industry: Mortgage REITs
• Current Symbol: NYSE:MFA
• CIK: 1055160
• Web: www.mfafinancial.com
• Phone: (212) 207-6400
• Fax: 212-207-6420
• Employees: 350
• Year Founded: N/A

Price Target and Rating

• Average Price Target for MFA Financial: $12.92
• High Price Target: $15.00
• Low Price Target: $10.00
• Potential Upside/Downside: +33.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.71
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.98
• Trailing P/E Ratio: 9.87
• Forward P/E Ratio: 6.45
• P/E Growth: N/A
• Net Income: $119.25 million
• Net Margins: 18.86%
• Pretax Margin: 18.65%
• Return on Equity: 9.44%
• Return on Assets: 1.56%

Debt

• Debt-to-Equity Ratio: 5.10
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $723.97 million
• Price / Sales: 1.37
• Cash Flow: $1.79 per share
• Price / Cash Flow: 5.39
• Book Value: $18.04 per share
• Price / Book: 0.54

Miscellaneous

• Outstanding Shares: 102,650,000
• Free Float: 101,832,000
• Market Cap: $992.63 million
• Optionable: Optionable
• Beta: 1.63