MeridianLink (MLNK) Stock Price, News & Analysis

Company Overview

MeridianLink (NYSE:MLNK) is a leading provider of cloud-based software solutions tailored to the financial services industry. The company’s platforms enable community banks, credit unions and other lending institutions in the United States to automate and streamline loan origination, account opening and customer onboarding processes. By integrating front-end applications with back-office operations, MeridianLink helps clients improve borrower experiences, accelerate decisioning and enhance operational efficiency.

At the core of MeridianLink’s offering is MeridianLink ONE, a unified digital lending hub that supports consumer and commercial loan lifecycles from application through funding. Complementary modules provide identity verification, fraud prevention, regulatory compliance and data analytics, allowing financial institutions to manage risk, meet evolving regulatory requirements and deliver personalized services. The company’s software-as-a-service model ensures rapid deployment, seamless upgrades and enterprise-grade security.

Founded in 2003 and headquartered in Laguna Hills, California, MeridianLink has grown to serve thousands of customers nationwide. Its scalable, cloud-native architecture supports financial institutions of all sizes, from community lenders to regional banks. Over the years, MeridianLink has expanded its product suite through both internal development and strategic acquisitions, reinforcing its position as a comprehensive technology partner for the banking sector.

Led by a management team with deep expertise in banking, technology and regulatory compliance, MeridianLink is focused on continuous innovation. The company invests in research and development to anticipate market trends, enhance platform capabilities and support clients’ digital transformation efforts in an increasingly competitive and digitally driven financial landscape.

Key Stats

• Today's Range: $19.93 to $19.96
• 50-Day Range: $15.58 to $20.00
• 52-Week Range: $15.49 to $25.22
• Volume: 1.11 million shs
• Average Volume: 525,342 shs
• Market Capitalization: $1.48 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $20.07
• Consensus Rating: Reduce

MeridianLink Stock Analysis - MarketRank™

MeridianLink scored higher than 36% of companies evaluated by MarketBeat, and ranked 214th out of 317 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Reduce

Consensus Rating

MeridianLink has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no buy ratings, 6 hold ratings, and 3 sell ratings.

Upside/Downside

The consensus price target for MeridianLink is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

MeridianLink has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for MeridianLink are expected to grow in the coming year, from ($0.35) to ($0.23) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MeridianLink is -68.79, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of MeridianLink is -68.79, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

MeridianLink has a P/B Ratio of 3.52. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.93% of the float of MeridianLink has been sold short.

Short Interest Ratio / Days to Cover

MeridianLink has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MeridianLink has recently increased by 5.50%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

MeridianLink does not currently pay a dividend.

Dividend Growth

MeridianLink does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.93% of the float of MeridianLink has been sold short.

Short Interest Ratio / Days to Cover

MeridianLink has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MeridianLink has recently increased by 5.50%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: N/A

News Sentiment

MeridianLink has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.54 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for MeridianLink this week, compared to 4 articles on an average week.

Search Interest

1 people have searched for MLNK on MarketBeat in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MeridianLink insiders have not sold or bought any company stock.

Percentage Held by Insiders

21.30% of the stock of MeridianLink is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

82.65% of the stock of MeridianLink is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MLNK Stock Analysis - Frequently Asked Questions

How have MLNK shares performed this year?

MeridianLink's stock was trading at $20.65 at the beginning of 2025. Since then, MLNK stock has decreased by 3.4% and is now trading at $19.95.

How were MeridianLink's earnings last quarter?

MeridianLink, Inc. (NYSE:MLNK) released its quarterly earnings results on Monday, August, 11th. The company reported ($0.04) earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.09 by $0.13. The business's revenue for the quarter was up 7.5% on a year-over-year basis.

When did MeridianLink IPO?

MeridianLink (MLNK) raised $300 million in an initial public offering (IPO) on Wednesday, July 28th 2021. The company issued 12,000,000 shares at a price of $24.00-$26.00 per share. BofA Securities, Credit Suisse, Barclays, Citigroup and Raymond James served as the underwriters for the IPO and BTIG, Stifel, Nomura, William Blair, Blaylock Van & Co., Ramirez & Co., Roberts & Ryan and Tigress Financial Partners LLC were co-managers.

How do I buy shares of MeridianLink?

Shares of MLNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MeridianLink own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MeridianLink investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Netflix (NFLX), Palo Alto Networks (PANW) and Broadcom (AVGO).

Company Calendar

• Last Earnings: 8/11/2025
• Today: 10/06/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Technology Services
• Sub-Industry: Computer Software
• Current Symbol: NYSE:MLNK
• CIK: 1834494
• Web: www.meridianlink.com
• Phone: 714-708-6950
• Fax: N/A
• Employees: 620
• Year Founded: N/A

Price Target and Rating

• Average Price Target for MeridianLink: $20.07
• High Price Target: $24.00
• Low Price Target: $18.00
• Potential Upside/Downside: +0.6%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.67
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.29)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$29.77 million
• Net Margins: -6.90%
• Pretax Margin: -6.24%
• Return on Equity: -4.50%
• Return on Assets: -1.95%

Debt

• Debt-to-Equity Ratio: 1.18
• Current Ratio: 2.01
• Quick Ratio: 2.01

Sales & Book Value

• Annual Sales: $316.30 million
• Price / Sales: 4.67
• Cash Flow: $0.54 per share
• Price / Cash Flow: 36.94
• Book Value: $5.66 per share
• Price / Book: 3.52

Miscellaneous

• Outstanding Shares: 74,090,000
• Free Float: 58,312,000
• Market Cap: $1.48 billion
• Optionable: Optionable
• Beta: 0.92