NYSE:OFG OFG Bancorp (OFG) Stock Price, News & Analysis $41.51 +0.08 (+0.19%) As of 01:22 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OFG Bancorp Stock (NYSE:OFG) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get OFG Bancorp alerts:Sign Up Key Stats Today's Range$40.85▼$41.7250-Day Range$34.70▼$42.4252-Week Range$33.15▼$47.66Volume61,290 shsAverage Volume305,539 shsMarket Capitalization$1.89 billionP/E Ratio9.84Dividend Yield2.89%Price Target$45.50Consensus RatingModerate Buy Company OverviewOFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, and individual retirement accounts; certificate of deposits, as well as time deposit products; commercial, consumer, auto leasing, and mortgage lending services; credit cards; cash management; financial planning and insurance services; and corporate and individual trust, and retirement services. In addition, it provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. Further, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; and various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and U.S. Treasury securities and money market instruments. Additionally, it offers money management and investment banking services; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company provides investment brokerage, transactional, international trade financing, residential mortgage, and consumer finance services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.Read More… OFG Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks56th Percentile Overall ScoreOFG MarketRank™: OFG Bancorp scored higher than 56% of companies evaluated by MarketBeat, and ranked 440th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.4 / 5Analyst RatingModerate Buy Consensus RatingOFG Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 3 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageOFG Bancorp has only been the subject of 4 research reports in the past 90 days.Read more about OFG Bancorp's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth5.02% Earnings GrowthEarnings for OFG Bancorp are expected to grow by 5.02% in the coming year, from $4.18 to $4.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OFG Bancorp is 9.83, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.00.Price to Earnings Ratio vs. SectorThe P/E ratio of OFG Bancorp is 9.83, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.40.Price to Book Value per Share RatioOFG Bancorp has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about OFG Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.86% of the float of OFG Bancorp has been sold short.Short Interest Ratio / Days to CoverOFG Bancorp has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OFG Bancorp has recently decreased by 30.59%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldOFG Bancorp pays a meaningful dividend of 2.94%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOFG Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of OFG Bancorp is 28.78%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, OFG Bancorp will have a dividend payout ratio of 27.33% next year. This indicates that OFG Bancorp will be able to sustain or increase its dividend.Read more about OFG Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.86% of the float of OFG Bancorp has been sold short.Short Interest Ratio / Days to CoverOFG Bancorp has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OFG Bancorp has recently decreased by 30.59%, indicating that investor sentiment is improving significantly. News and Social Media2.8 / 5News Sentiment1.05 News SentimentOFG Bancorp has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.93 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 8 news articles for OFG Bancorp this week, compared to 4 articles on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, OFG Bancorp insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 3.11% of the stock of OFG Bancorp is held by insiders.Percentage Held by Institutions92.73% of the stock of OFG Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about OFG Bancorp's insider trading history. Receive OFG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OFG Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address OFG Stock News HeadlinesOFG Bancorp Doesn't Deserve A Downgrade At This TimeMay 4 at 7:41 AM | seekingalpha.comWells Fargo Sticks to Their Hold Rating for OFG Bancorp (OFG)April 30, 2025 | theglobeandmail.comHere’s How to Claim Your Stake in Elon’s Private Company, xAII predict this single breakthrough could make Elon the world’s first trillionaire — and mint more new millionaires than any tech advance in history. And for a limited time, you have the chance to claim a stake in this project, even though it’s housed inside Elon’s private company, xAI.May 5, 2025 | Brownstone Research (Ad)OFG Bancorp Announces New $100 Million Share Repurchase PlanApril 30, 2025 | finance.yahoo.comOFG Bancorp authorizes new $100 million stock buybackApril 30, 2025 | investing.comOFG Bancorp (NYSE:OFG) Price Target Cut to $50.00 by Analysts at Hovde GroupApril 27, 2025 | americanbankingnews.comPiper Sandler Sticks to Its Buy Rating for OFG Bancorp (OFG)April 25, 2025 | markets.businessinsider.comOFG Bancorp price target lowered to $42 from $44 at Piper SandlerApril 25, 2025 | markets.businessinsider.comSee More Headlines OFG Stock Analysis - Frequently Asked Questions How have OFG shares performed this year? OFG Bancorp's stock was trading at $42.32 at the start of the year. Since then, OFG stock has decreased by 1.8% and is now trading at $41.5450. View the best growth stocks for 2025 here. How were OFG Bancorp's earnings last quarter? OFG Bancorp (NYSE:OFG) announced its earnings results on Wednesday, April, 23rd. The bank reported $1.00 EPS for the quarter, missing the consensus estimate of $1.02 by $0.02. The bank had revenue of $178.30 million for the quarter, compared to the consensus estimate of $175.35 million. OFG Bancorp had a trailing twelve-month return on equity of 15.80% and a net margin of 22.71%. Read the conference call transcript. Is OFG Bancorp doing a stock buyback? OFG Bancorp's Board of Directors initiated a stock buyback program on Monday, October 28th 2024, which permits the company to buy back $50,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 2.6% of its stock through open market purchases. Stock repurchase programs are generally an indication that the company's board believes its shares are undervalued. Who are OFG Bancorp's major shareholders? OFG Bancorp's top institutional shareholders include Bank of New York Mellon Corp (0.94%), Principal Financial Group Inc. (0.57%), Foundry Partners LLC (0.53%) and Victory Capital Management Inc. (0.43%). Insiders that own company stock include Jose Rafael Fernandez, Ganesh Kumar, Jorge Colon, Edwin Perez, Patrick J Haggarty, Jesus Nestor De and Cesar A Ortiz. View institutional ownership trends. How do I buy shares of OFG Bancorp? Shares of OFG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OFG Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that OFG Bancorp investors own include Chevron (CVX), Bristol-Myers Squibb (BMY), McKesson (MCK), Comcast (CMCSA), Charles Schwab (SCHW), Edwards Lifesciences (EW) and Toronto-Dominion Bank (TD). Company Calendar Record date for 4/15 Dividend3/31/2025Ex-Dividend for 4/15 Dividend3/31/2025Dividend Payable4/15/2025Last Earnings4/23/2025Today5/05/2025Next Earnings (Estimated)7/17/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry State commercial banks Sub-IndustryRegional Banks Current SymbolNYSE:OFG CIK1030469 Webwww.orientalbank.com Phone(787) 771-6800Fax787-771-6770Employees2,250Year FoundedN/APrice Target and Rating Average Stock Price Target$45.50 High Stock Price Target$50.00 Low Stock Price Target$42.00 Potential Upside/Downside+9.9%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$4.17 Trailing P/E Ratio9.81 Forward P/E Ratio9.90 P/E GrowthN/ANet Income$198.17 million Net Margins22.71% Pretax Margin29.05% Return on Equity15.80% Return on Assets1.75% Debt Debt-to-Equity Ratio0.26 Current Ratio0.85 Quick Ratio0.86 Sales & Book Value Annual Sales$677.55 million Price / Sales2.78 Cash Flow$4.34 per share Price / Cash Flow9.54 Book Value$27.33 per share Price / Book1.51Miscellaneous Outstanding Shares45,440,000Free Float44,471,000Market Cap$1.88 billion OptionableOptionable Beta0.73 20 High-Yield Dividend Stocks that Could Ruin Your RetirementAlmost everyone loves strong dividend-paying stocks, but high yields can signal danger. Discover 20 high-yield dividend stocks paying an unsustainably large percentage of their earnings. Enter your email to get this report and avoid a high-yield dividend trap.Get This Free Report This page (NYSE:OFG) was last updated on 5/5/2025 by MarketBeat.com Staff From Our PartnersElon’s Terrifying Warning Forces Trump To Take ActionElon Musk has avoided two major financial crises before. He pulled Tesla and SpaceX back from the brink of col...American Hartford Gold | SponsoredTrump’s Bitcoin Reserve is No Accident…Bryce Paul believes this is the #1 coin to buy right now The catalyst behind this surge is a massive new b...Crypto 101 Media | SponsoredWarning: “DOGE Collapse” imminentElon Strikes Back You may already sense that the tide is turning against Elon Musk and DOGE. 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