Charles Schwab (SCHW) Stock Price, News & Analysis

Company Overview

Charles Schwab Corp., founded in 1971 by Charles R. Schwab, is a leading American financial services firm headquartered in Westlake, Texas. Originally launched as a discount brokerage in San Francisco, the company pioneered low-cost trading after commission deregulation. Today, it operates under the leadership of President and CEO Walter W. Bettinger II, with Charles R. Schwab serving as Chairman, and has grown through strategic acquisitions to broaden its service offering and client base.

The firm’s core business encompasses brokerage and trading services for equities, fixed income, mutual funds, exchange-traded funds (ETFs) and options. In addition to traditional brokerage, Charles Schwab offers comprehensive wealth management and retirement planning solutions, including personalized advisory services, portfolio management and financial planning. Clients can access these services through a network of branches and digital channels, backed by dedicated support from Schwab’s team of investment professionals.

Complementing its advisory and brokerage operations, Charles Schwab provides banking products through Schwab Bank, including checking and savings accounts, home mortgages and cash management solutions. The company maintains a suite of technology-driven platforms, such as its web-based trading portal, mobile app and Schwab Intelligent Portfolios, a robo-advisory service designed to deliver automated investment advice with no advisory fee.

With a presence across the United States and international offices in key financial centers, Schwab serves individual investors, independent registered investment advisors and institutional clients. Its diversified distribution model, combining physical branch locations with robust online capabilities, allows the firm to cater to a broad range of client needs across retail and professional segments.

Key Stats

• Today's Range: $91.86 to $93.36
• 50-Day Range: $91.20 to $98.64
• 52-Week Range: $61.16 to $99.59
• Volume: 12.50 million shs
• Average Volume: 9.94 million shs
• Market Capitalization: $167.43 billion
• P/E Ratio: 24.79
• Dividend Yield: 1.17%
• Price Target: $99.60
• Consensus Rating: Moderate Buy

Charles Schwab Stock Analysis - MarketRank™

Charles Schwab scored higher than 98% of companies evaluated by MarketBeat, and ranked 35th out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Charles Schwab has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 16 buy ratings, 3 hold ratings, and 2 sell ratings.

Upside/Downside

The consensus price target for Charles Schwab is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Charles Schwab has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 23.46%

Earnings Growth

Earnings for Charles Schwab are expected to grow by 23.46% in the coming year, from $4.22 to $5.21 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Charles Schwab is 24.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 279.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of Charles Schwab is 24.81, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 231.78.

Price to Earnings Growth Ratio

Charles Schwab has a PEG Ratio of 0.92. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Charles Schwab has a P/B Ratio of 4.18. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.11% of the float of Charles Schwab has been sold short.

Short Interest Ratio / Days to Cover

Charles Schwab has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Charles Schwab has recently decreased by 4.41%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Charles Schwab pays a meaningful dividend of 1.16%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Charles Schwab has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Charles Schwab is 29.03%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Charles Schwab will have a dividend payout ratio of 20.73% next year. This indicates that Charles Schwab will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.8 / 5
• Environmental Score: -1.44

Percentage of Shares Shorted

1.11% of the float of Charles Schwab has been sold short.

Short Interest Ratio / Days to Cover

Charles Schwab has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Charles Schwab has recently decreased by 4.41%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.24

News Sentiment

Charles Schwab has a news sentiment score of 1.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.10 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 54 news articles for Charles Schwab this week, compared to 38 articles on an average week.

Search Interest

Only 24 people have searched for SCHW on MarketBeat in the last 30 days. This is a decrease of -43% compared to the previous 30 days.

MarketBeat Follows

Only 22 people have added Charles Schwab to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Charles Schwab insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $29,022,580.00 in company stock.

Percentage Held by Insiders

Only 6.30% of the stock of Charles Schwab is held by insiders.

Percentage Held by Institutions

84.38% of the stock of Charles Schwab is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SCHW Stock Analysis - Frequently Asked Questions

How have SCHW shares performed this year?

Charles Schwab's stock was trading at $74.01 at the beginning of 2025. Since then, SCHW shares have increased by 24.5% and is now trading at $92.1430.

How were Charles Schwab's earnings last quarter?

The Charles Schwab Corporation (NYSE:SCHW) released its quarterly earnings results on Friday, July, 18th. The financial services provider reported $1.14 earnings per share for the quarter, topping the consensus estimate of $1.10 by $0.04. The business's revenue was up 24.8% on a year-over-year basis.

Is Charles Schwab buying back stock?

Charles Schwab's Board of Directors initiated a stock buyback program on Friday, July 25th 2025, which permits the company to buy back $20,000,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 11.4% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's board believes its shares are undervalued.

Does Charles Schwab have any subsidiaries?

Charles Schwab subsidiaries include these companies: USAA-IMCO, Motif, TD Ameritrade, ThomasPartners Investment Management, Compliance 11, OptionsXpress, Windhaven Investment Management Inc, and others.

Who are Charles Schwab's major shareholders?

Charles Schwab's top institutional shareholders include Vanguard Group Inc. (8.32%), Dodge & Cox (4.64%), State Street Corp (3.99%) and Geode Capital Management LLC (2.06%). Insiders that own company stock include Charles R Schwab, Walter W Bettinger, Carolyn Schwab-Pomerantz, Christopher V Dodds, Todd M Ricketts, Frank C Herringer, Richard A Wurster, Bernard J Clark, Paula A Sneed, Peter B Crawford, Nigel J Murtagh, Joseph R Martinetto, Paul V Woolway, Mark A Goldfarb, Arun Sarin, Jonathan S Beatty, Marianne Catherine Brown, Charles A Ruffel, Peter J Morgan III and Jonathan M Craig.
View institutional ownership trends.

How do I buy shares of Charles Schwab?

Shares of SCHW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Charles Schwab own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Charles Schwab investors own include Comcast (CMCSA), Chevron (CVX), Bristol Myers Squibb (BMY), McKesson (MCK), Edwards Lifesciences (EW), Yum! Brands (YUM) and Toronto Dominion Bank (TD).

Company Calendar

• Last Earnings: 7/18/2025
• Record date for 8/22 Dividend: 8/08/2025
• Ex-Dividend for 8/22 Dividend: 8/08/2025
• Dividend Payable: 8/22/2025
• Today: 9/10/2025
• Next Earnings (Estimated): 10/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - INVEST BKRS
• Sub-Industry: Investment Banking & Brokerage
• Current Symbol: NYSE:SCHW
• CIK: 316709
• Web: www.aboutschwab.com
• Phone: (817) 859-5000
• Fax: 415-627-8538
• Employees: 32,100
• Year Founded: 1986

Price Target and Rating

• Average Price Target for Charles Schwab: $99.60
• High Price Target: $131.00
• Low Price Target: $68.00
• Potential Upside/Downside: +6.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 21 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.72
• Trailing P/E Ratio: 25.18
• Forward P/E Ratio: 22.19
• P/E Growth: 0.92
• Net Income: $5.94 billion
• Net Margins: 33.68%
• Pretax Margin: 43.49%
• Return on Equity: 19.30%
• Return on Assets: 1.66%

Debt

• Debt-to-Equity Ratio: 0.47
• Current Ratio: 0.55
• Quick Ratio: 0.55

Sales & Book Value

• Annual Sales: $19.61 billion
• Price / Sales: 8.67
• Cash Flow: $4.89 per share
• Price / Cash Flow: 19.17
• Book Value: $22.02 per share
• Price / Book: 4.25

Miscellaneous

• Outstanding Shares: 1,815,220,000
• Free Float: 1,700,860,000
• Market Cap: $170.01 billion
• Optionable: Optionable
• Beta: 0.96