TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics, such as credit and other scores, as well as technology solutions for businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and investigate potential fraud. This segment serves various industry vertical markets, including financial services, healthcare, insurance, tenant and employment, collections, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which help consumers to manage their personal finances; and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, fraud protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Overall MarketRank^™

1.98 out of 5 stars

Business Services Sector

32nd out of 442 stocks

Consumer Credit Reporting Agencies, Mercantile Reporting Agencies, Industry

2nd out of 8 stocks

2.4 Analyst's Opinion

Consensus Rating
TransUnion has received a consensus rating of Buy. The company's average rating score is 2.82, and is based on 9 buy ratings, 2 hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $111.82, TransUnion has a forecasted upside of 5.3% from its current price of $106.21.
Amount of Analyst Coverage
TransUnion has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

2.9 Community Rank

Outperform Votes
TransUnion has received 451 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
TransUnion has received 323 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
TransUnion has received 58.27% “outperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about TransUnion and other stocks. Vote “Outperform” if you believe TRU will outperform the S&P 500 over the long term. Vote “Underperform” if you believe TRU will underperform the S&P 500 over the long term. You may vote once every thirty days.

1.7 Dividend Strength

Dividend Yield
TransUnion has a dividend yield of 0.28%, which is in the bottom 25% of all stocks that pay dividends.
Dividend Growth
TransUnion has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of TransUnion is 11.76%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, TransUnion will have a dividend payout ratio of 9.68% next year. This indicates that TransUnion will be able to sustain or increase its dividend.

1.7 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, TransUnion insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,731,153.00 in company stock.
Percentage Held by Insiders
Only 0.38% of the stock of TransUnion is held by insiders.
Percentage Held by Institutions
96.63% of the stock of TransUnion is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

1.3 Earnings and Valuation

Earnings Growth
Earnings for TransUnion are expected to grow by 10.32% in the coming year, from $2.81 to $3.10 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of TransUnion is 62.85, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 24.07.
Price to Earnings Ratio vs. Sector
The P/E ratio of TransUnion is 62.85, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 34.99.
Price to Earnings Growth Ratio
TransUnion has a PEG Ratio of 1.96. PEG Ratios above 1 indicate that a company could be overvalued.
Price to Book Value per Share Ratio
TransUnion has a P/B Ratio of 8.55. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

TransUnion (NYSE:TRU) Frequently Asked Questions

Is TransUnion a buy right now?

11 Wall Street analysts have issued "buy," "hold," and "sell" ratings for TransUnion in the last year. There are currently 2 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "buy" TransUnion stock.
View analyst ratings for TransUnion or view top-rated stocks.

What stocks does MarketBeat like better than TransUnion?

Wall Street analysts have given TransUnion a "Buy" rating, but there may be better short-term opportunities in the market. Some of MarketBeat's past winning trading ideas have resulted in 5-15% weekly gains. MarketBeat just released five new trading ideas, but TransUnion wasn't one of them. MarketBeat thinks these five stocks may be even better buys.
View MarketBeat's top stock picks here.

Are investors shorting TransUnion?

TransUnion saw a increase in short interest in March. As of March 31st, there was short interest totaling 2,730,000 shares, an increase of 54.2% from the March 15th total of 1,770,000 shares. Based on an average daily trading volume, of 1,380,000 shares, the short-interest ratio is presently 2.0 days.
View TransUnion's Short Interest.

When is TransUnion's next earnings date?

TransUnion is scheduled to release its next quarterly earnings announcement on Tuesday, July 27th 2021.
View our earnings forecast for TransUnion.

How were TransUnion's earnings last quarter?

TransUnion (NYSE:TRU) posted its quarterly earnings results on Tuesday, April, 27th. The business services provider reported $0.91 EPS for the quarter, topping the Zacks' consensus estimate of $0.77 by $0.14. The business services provider had revenue of $745.30 million for the quarter, compared to analyst estimates of $704.39 million. TransUnion had a trailing twelve-month return on equity of 23.03% and a net margin of 12.00%. The firm's revenue was up 11.6% compared to the same quarter last year. During the same quarter in the previous year, the firm earned $0.73 earnings per share.
View TransUnion's earnings history.

How has TransUnion's stock been impacted by COVID-19?

TransUnion's stock was trading at $80.00 on March 11th, 2020 when COVID-19 reached pandemic status according to the World Health Organization (WHO). Since then, TRU shares have increased by 32.8% and is now trading at $106.21.
View which stocks have been most impacted by COVID-19.

How often does TransUnion pay dividends? What is the dividend yield for TransUnion?

TransUnion declared a quarterly dividend on Thursday, February 25th. Investors of record on Thursday, March 11th will be paid a dividend of $0.075 per share on Friday, March 26th. This represents a $0.30 annualized dividend and a dividend yield of 0.28%. The ex-dividend date of this dividend is Wednesday, March 10th.
View TransUnion's dividend history.

Is TransUnion a good dividend stock?

TransUnion pays an annual dividend of $0.30 per share and currently has a dividend yield of 0.29%. TransUnion does not yet have a strock track record of dividend growth. The dividend payout ratio of TransUnion is 11.76%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, TransUnion will have a dividend payout ratio of 9.68% next year. This indicates that TransUnion will be able to sustain or increase its dividend.
View TransUnion's dividend history.

What guidance has TransUnion issued on next quarter's earnings?

TransUnion issued an update on its second quarter 2021 earnings guidance on Tuesday, May, 4th. The company provided earnings per share (EPS) guidance of 0.890-0.920 for the period, compared to the Thomson Reuters consensus estimate of $0.790. The company issued revenue guidance of $744 million-$754 million, compared to the consensus revenue estimate of $691.63 million.

What price target have analysts set for TRU?

11 brokerages have issued 12-month target prices for TransUnion's stock. Their forecasts range from $100.00 to $121.00. On average, they expect TransUnion's share price to reach $111.82 in the next twelve months. This suggests a possible upside of 5.3% from the stock's current price.
View analysts' price targets for TransUnion or view top-rated stocks among Wall Street analysts.

Who are TransUnion's key executives?

TransUnion's management team includes the following people:

Mr. Christopher A. Cartwright, Pres, CEO & Director (Age 56, Pay $2.1M) (LinkedIn Profile)
Mr. Todd M. Cello CPA, Exec. VP & CFO (Age 45, Pay $1.24M) (LinkedIn Profile)
Ms. Heather J. Russell J.D., Exec. VP, Chief Legal Officer & Corp. Sec. (Age 49, Pay $974.99k) (LinkedIn Profile)
Mr. David M. Neenan, Pres of International (Age 55, Pay $1.28M) (LinkedIn Profile)
Mr. Steven M. Chaouki, Pres of U.S. Markets (Age 48, Pay $1.14M) (LinkedIn Profile)
Mr. Richard Dane Mauldin, Exec. VP & COO (Age 50) (LinkedIn Profile)
Mr. Timothy Elberfeld, Sr. VP, Chief Accounting Officer & Corp. Controller
Mr. Abhinav Dhar, Exec. VP and Chief Information & Technology Officer (Age 49) (LinkedIn Profile)
Mr. Aaron H. Hoffman, VP of Investor Relations
Ms. Julie Totman Springer, Exec. VP and Chief Marketing & Communications Officer (Age 58) (LinkedIn Profile)

What is Christopher Cartwright's approval rating as TransUnion's CEO?

103 employees have rated TransUnion CEO Christopher Cartwright on Glassdoor.com. Christopher Cartwright has an approval rating of 94% among TransUnion's employees. This puts Christopher Cartwright in the top 30% of approval ratings compared to other CEOs of publicly-traded companies.

Who are some of TransUnion's key competitors?

Some companies that are related to TransUnion include Moody's (MCO), Equifax (EFX), Lion (LIOPF), PRA Group (PRAA) and CreditRiskMonitor.com (CRMZ).
View all of TRU's competitors.

What other stocks do shareholders of TransUnion own?

Based on aggregate information from My MarketBeat watchlists, some companies that other TransUnion investors own include Alibaba Group (BABA), NVIDIA (NVDA), Advanced Micro Devices (AMD), Mastercard (MA), AbbVie (ABBV), The Walt Disney (DIS), AT&T (T), UnitedHealth Group (UNH), Verizon Communications (VZ) and Adobe (ADBE).

When did TransUnion IPO?

(TRU) raised $651 million in an initial public offering on Thursday, June 25th 2015. The company issued 29,600,000 shares at a price of $21.00-$23.00 per share. Goldman Sachs, J.P. Morgan, BofA Merrill Lynch, Deutsche Bank Securities, RBC Capital Markets, Wells Fargo Securities and Credit Suisse acted as the underwriters for the IPO and Drexel Hamilton, Evercore ISI, Loop Capital Markets and Stifel were co-managers.

What is TransUnion's stock symbol?

TransUnion trades on the New York Stock Exchange (NYSE) under the ticker symbol "TRU."

Who are TransUnion's major shareholders?

TransUnion's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Ninety One UK Ltd (0.98%), Sumitomo Mitsui Trust Holdings Inc. (0.90%), TCW Group Inc. (0.76%), Swiss National Bank (0.38%), US Bancorp DE (0.27%) and Chicago Capital LLC (0.20%). Company insiders that own TransUnion stock include Andrew Prozes, Christopher A Cartwright, David E Wojczynski, David M Neenan, George M Awad, Heather J Russell, James M Peck, John T Danaher, Richard Dane Mauldin, Steven M Chaouki, Timothy Elberfeld, Timothy J Martin and Todd M Cello.
View institutional ownership trends for TransUnion.

Which institutional investors are selling TransUnion stock?

TRU stock was sold by a variety of institutional investors in the last quarter, including The PNC Financial Services Group Inc., Artemis Investment Management LLP, TCW Group Inc., Victory Capital Management Inc., Los Angeles Capital Management LLC, Robeco Institutional Asset Management B.V., Gateway Investment Advisers LLC, and CWM LLC. Company insiders that have sold TransUnion company stock in the last year include Christopher A Cartwright, David E Wojczynski, David M Neenan, George M Awad, Heather J Russell, John T Danaher, Richard Dane Mauldin, Steven M Chaouki, Timothy J Martin, and Todd M Cello.
View insider buying and selling activity for TransUnion or view top insider-selling stocks.

Which institutional investors are buying TransUnion stock?

TRU stock was purchased by a variety of institutional investors in the last quarter, including KBC Group NV, BNP Paribas Arbitrage SA, Envestnet Asset Management Inc., Oak Ridge Investments LLC, US Bancorp DE, Sumitomo Mitsui Trust Holdings Inc., Chicago Capital LLC, and Calamos Advisors LLC.
View insider buying and selling activity for TransUnion or or view top insider-buying stocks.

How do I buy shares of TransUnion?

Shares of TRU can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is TransUnion's stock price today?

One share of TRU stock can currently be purchased for approximately $106.21.

How much money does TransUnion make?

TransUnion has a market capitalization of $20.32 billion and generates $2.66 billion in revenue each year. The business services provider earns $346.90 million in net income (profit) each year or $2.55 on an earnings per share basis.

How many employees does TransUnion have?

TransUnion employs 8,200 workers across the globe.

Does TransUnion have any subsidiaries?

The following companies are subsidiares of TransUnion: Accupost Corporation, AppLock Limited, Auditz, Autolocator (Pty) Ltd., Beheer en Beleggingsmaatchapij Stivaco B.V., CIFIN S.A.S, [email protected] plc, Callcredit Data Solutions Limited, Callcredit Information, Callcredit Lead Generation Limited, Callcredit Marketing Ltd., Callcredit Public Sector Limited, Callcredit Spain S.L.U, Centro de Informacion y Estudios Estrategicos Empresariales S.A., Centro de Operaciones Servicios de Informacion Estrategica S.A., CheckMend Ltd., Coactiva Limited, Collection Africa Ltd., Confirma Sistemas de Informacion S.L., Credit Bureau of Carmel & Pebble Beach Inc., Credit Information Services Limited, Credit Information Systems Company Limited, Credit Reference Bureau (Holdings) Limited, Credit Reference Bureau Africa (Pty) Ltd., Credit Reference Bureau Africa Ltd., Credit Reporting Services Limited, Credit Retriever LLC, Crivo, Crown Acquisition BidCo Ltd., Crown Acquisition Consumer Ltd., Crown Acquisition MidCo Ltd., Crown Acquisition MidCo. 2 Ltd., Crown Acquisition TopCo. Ltd., DMWSL 617 Ltd., DMWSL 618 Ltd., DMWSL 619 Ltd., DMWSL 620 Ltd., DataLink Services, Datalink Services Inc., Decision Systems Inc., DecisionMetrics Limited, Diversified Data Development Corporation, Driver’s History Inc., Driver’s History Information Sales LLC, FT Holdings Inc., FactorTrust, FactorTrust Inc., GMAP Japan KK, GMAP Marketing Consulting Shangahi Co. Ltd, Healthcare Payment Specialists, INSDEC LLC, IS Resources Inc., Immobilise.com Limited, L2C Inc., L2C Inc., Link Marketing Inc., Link2credit Inc., Moussoro Participacoes Ltda., RTech, RTech Healthcare Revenue Technologies Inc., Recipero, Recipero Inc., Recipero Limited, Regional Data Systems Limited, RentPort, Rubixis, Rubixis Inc., Rubixis Technologies Private Limited, STS Vail Beheeren Administracion S. DE. R.L. DE C.V., Servicios y Asesoria S CO BC SA de CV, Signal, Soluciones de Informatica de Centroamerica (SICE) S.A., Source USA Insurance Agency Inc., Tenant ID Limited, Title Insurance Services Corporation, Trans Union Central America S.A., Trans Union Chile S.A., Trans Union Content Solutions LLC, Trans Union Costa Rica S.A., Trans Union Guatemala S.A., Trans Union Honduras-Buro de Credito S.A., Trans Union International Inc., Trans Union LLC, Trans Union Nicaragua S.A., Trans Union Real Estate Services Inc., Trans Union Software Services Private Limited, Trans Union de Puerto Rico Inc., Trans Union of Canada Inc., TransUnion (Mauritius) Limited, TransUnion (Proprietary) Ltd., TransUnion Africa (Pty) Ltd., TransUnion Africa Holdings (Pty) Ltd., TransUnion Analytic and Decision Services (Pty) Ltd., TransUnion Asia Ltd., TransUnion Auto Information Solutions (Pty) Ltd., TransUnion Baltics UAB, TransUnion Brasil Sistemas em Informatica Ltda., TransUnion CIBIL Limited, TransUnion Colombia Ltda., TransUnion Consumer Solutions LLC, TransUnion Credit Bureau (Pty) Ltd., TransUnion Credit Bureau Namibia (Pty) Ltd., TransUnion Data Solutions LLC, TransUnion Digital LLC, TransUnion El Salvador S.A. de C.V., TransUnion Exchange LLC, TransUnion Financing Corporation, TransUnion Global Holdings LLC, TransUnion Global Holdings LP, TransUnion Global Technology Center LLP, TransUnion Healthcare Inc., TransUnion Holding Cyprus Ltd., TransUnion ITC (Pty) Ltd., TransUnion Information Group Limited, TransUnion Information Services Limited, TransUnion Information Solutions Inc., TransUnion Information Technology (Beijing) Co. Ltd., TransUnion Intelligence LLC, TransUnion Interactive Inc., TransUnion Intermediate Holdings Inc., TransUnion International Holdings LLC, TransUnion International UK Limited, TransUnion Kenya Limited, TransUnion Limited, TransUnion Ltd., TransUnion Marketing Solutions Inc., TransUnion Netherlands I B.V., TransUnion Netherlands II B.V., TransUnion Rental Screening Solutions Inc., TransUnion Reverse Exchange S de R.L. de C.V., TransUnion Risk Advisory Inc., TransUnion Risk and Alternative Data Solutions Inc., TransUnion Rwanda Limited, TransUnion S.A., TransUnion Soluciones de Informacion Chile SA, TransUnion Soluciones de Informacion S de R.L de C.V., TransUnion Teledata LLC, TransUnion UK Holdings Ltd., Tru Optik, TruSignal, TruSignal Inc., TrueLink, Trustev, Trustev Limited, Vail Holdings UK Ltd., Vail Systemen Groep B.V., Verifacts LLC, Visionary Systems Inc., Worthknowing Inc., eBureau, eBureau LLC, iovation Inc., iovation Ltd., and process benchmarking limited.

When was TransUnion founded?

TransUnion was founded in 1968.

What is TransUnion's official website?

The official website for TransUnion is www.transunion.com.

Where are TransUnion's headquarters?

TransUnion is headquartered at 555 WEST ADAMS STREET, CHICAGO IL, 60661.

How can I contact TransUnion?

TransUnion's mailing address is 555 WEST ADAMS STREET, CHICAGO IL, 60661. The business services provider can be reached via phone at 312-985-2000 or via email at [email protected]

This page was last updated on 5/7/2021 by MarketBeat.com Staff

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