TransUnion is a risk and information solutions provider to businesses and consumers. The Company provides consumer reports, risk scores, analytical services and decision capabilities to businesses. The Company operates through three segments: U.S. Information Services (USIS), International and Consumer Interactive. The USIS segment provides consumer reports, risk scores, analytical services and decisioning capabilities to businesses. The International segment provides services similar to its USIS segment to businesses in select regions outside the United States. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. Businesses uses its solutions for their process workflows to assess consumer ability to pay for services, measure and manage debt portfolio risk, collect debt, verify consumer identities and investigate potential fraud.
Industry, Sector and Symbol:
- Sector: Business Services
- Industry: Professional Information Services - NEC
- Sub-Industry: N/A
- Symbol: NYSE:TRU
- CUSIP: N/A
- Web: www.transunion.com
- Market Cap: $8.28918 billion
- Outstanding Shares: 182,600,000
- 50 Day Moving Avg: $44.07
- 200 Day Moving Avg: $39.32
- 52 Week Range: $28.92 - $46.32
Sales & Book Value:
- Trailing P/E Ratio: 49.91
- Foreward P/E Ratio: 24.48
- P/E Growth: 2.04
- Annual Revenue: $1.75 billion
- Price / Sales: 4.73
- Book Value: $7.49 per share
- Price / Book: 6.05
- EBIDTA: $600.4 million
- Net Margins: 12.08%
- Return on Equity: 20.32%
- Return on Assets: 6.22%
- Debt-to-Equity Ratio: 1.56%
- Current Ratio: 1.40%
- Quick Ratio: 1.35%
- Average Volume: 1.09 million shs.
- Beta: 0.59
- Short Ratio: 2.47
Frequently Asked Questions for TransUnion (NYSE:TRU)
What is TransUnion's stock symbol?
TransUnion trades on the New York Stock Exchange (NYSE) under the ticker symbol "TRU."
How will TransUnion's stock buyback program work?
TransUnion announced that its board has initiated a share repurchase plan on Tuesday, April 11th 2017, which authorizes the company to buyback $300,000,000.00 in outstanding shares, according to EventVestor. This buyback authorization authorizes the company to repurchase up to 4.4% of its stock through open market purchases. Stock buyback plans are generally an indication that the company's board believes its stock is undervalued.
How were TransUnion's earnings last quarter?
TransUnion (NYSE:TRU) posted its quarterly earnings data on Tuesday, July, 25th. The company reported $0.47 earnings per share (EPS) for the quarter, beating the Zacks' consensus estimate of $0.44 by $0.03. The firm had revenue of $474.80 million for the quarter, compared to the consensus estimate of $464.77 million. TransUnion had a return on equity of 20.32% and a net margin of 12.08%. The company's revenue for the quarter was up 11.5% on a year-over-year basis. During the same quarter last year, the firm earned $0.37 earnings per share. View TransUnion's Earnings History.
When will TransUnion make its next earnings announcement?
What guidance has TransUnion issued on next quarter's earnings?
TransUnion issued an update on its third quarter earnings guidance on Tuesday, July, 25th. The company provided earnings per share guidance of 0.45-0.46 for the period, compared to the Thomson Reuters consensus estimate of $0.46. The company issued revenue guidance of $470-475 million, compared to the consensus revenue estimate of $472.58 million.
Where is TransUnion's stock going? Where will TransUnion's stock price be in 2017?
7 equities research analysts have issued twelve-month price targets for TransUnion's stock. Their predictions range from $42.00 to $50.00. On average, they expect TransUnion's share price to reach $46.14 in the next twelve months. View Analyst Ratings for TransUnion.
What are analysts saying about TransUnion stock?
Here are some recent quotes from research analysts about TransUnion stock:
- 1. According to Zacks Investment Research, "TransUnion reported solid second-quarter 2017 results with healthy improvement in earnings and revenues that also beat the respective Zacks Consensus Estimates. The company is poised for impressive growth in several of its end markets with an attractive business model, significant operating leverage, low capital requirements and strong and stable cash flows. Increased risk of identity theft due to data breaches and higher consumer awareness about the usage of credit information are propelling the demand for its consumer solutions. With solid quarterly results and favourable growth dynamics, the company also raised its guidance for 2017. TransUnion has outperformed the industry year to date. However, it is vulnerable to the overall macroeconomic conditions, industry trends, seasonality issues, adverse foreign currency translation effects and developments in the credit market, which limit its profitability to some extent." (7/27/2017)
- 2. Stifel Nicolaus analysts commented, "There just isn't much to pick on, in our view, and continued strong underlying fundamentals remain intact. While all the key metrics in our model are improving, we believe the strong FCF generation that is starting to come through is of particular note. We would expect the company to generate $900M-$1B of FCF in the next three years, and after accounting for $300M in share repurchases and $150M of required debt repayments, we expect ample opportunity for incremental value enhancing activities including continued M&A, and potentially additional share repurchases. If management wanted to keep the senior leverage ratio constant to the current level, we believe there would be over $1.2B-$1.3B of FCF available (after share repurchases) for M&A or additional share repurchases (in the context of FCF generation capacity in the next three years, $300M actually seems pretty wimpy). We reiterate our Buy rating on the shares and increase our target price from $39 to $43. Our target price assumes a one-turn EV/EBITDA multiple discount to EFX's valuation on 2017 and 2018 estimates." (2/15/2017)
Are investors shorting TransUnion?
TransUnion saw a increase in short interest in the month of June. As of June 30th, there was short interest totalling 2,853,183 shares, an increase of 153.3% from the June 15th total of 1,126,567 shares. Based on an average daily trading volume, of 1,396,292 shares, the short-interest ratio is currently 2.0 days. Approximately 1.7% of the company's stock are sold short.
Who are some of TransUnion's key competitors?
Who are TransUnion's key executives?
TransUnion's management team includes the folowing people:
- James M. Peck, President, Chief Executive Officer, Director
- Samuel A. Hamood, Chief Financial Officer, Executive Vice President
- John W. Blenke, Executive Vice President, General Counsel
- Christopher A. Cartwright, Executive Vice President - U.S. Information Services
- John T. Danaher, Executive Vice President - Consumer Interactive
- Gerald M. McCarthy Jr., Executive Vice President - Healthcare
- David M. Neenan, Executive Vice President - International
- Suzanne P. Clark, Director
- Christopher Egan, Director
- Siddharth N. Mehta, Director
When did TransUnion IPO?
(TRU) raised $651 million in an initial public offering on Thursday, June 25th 2015. The company issued 29,600,000 shares at $21.00-$23.00 per share. Goldman Sachs, J.P. Morgan, BofA Merrill Lynch, Deutsche Bank Securities, RBC Capital Markets, Wells Fargo Securities and Credit Suisse acted as the underwriters for the IPO and Drexel Hamilton, Evercore ISI, Loop Capital Markets and Stifel were co-managers.
Who owns TransUnion stock?
TransUnion's stock is owned by a variety of of institutional and retail investors. Top institutional investors include Egerton Capital UK LLP (1.17%), Independent Franchise Partners LLP (1.01%), Russell Investments Group Ltd. (0.34%), KAMES CAPITAL plc (0.02%), Highland Capital Management LLC (0.01%) and Great West Life Assurance Co. Can (0.01%). Company insiders that own TransUnion stock include Christopher Egan, David M Neenan, George M Awad, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, John T Danaher, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld. View Institutional Ownership Trends for TransUnion.
Who sold TransUnion stock? Who is selling TransUnion stock?
TransUnion's stock was sold by a variety of institutional investors in the last quarter, including Russell Investments Group Ltd., Bank of Montreal Can, US Bancorp DE, KAMES CAPITAL plc and Parametrica Management Ltd. Company insiders that have sold TransUnion stock in the last year include Christopher Egan, David M Neenan, George M Awad, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, John T Danaher, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld. View Insider Buying and Selling for TransUnion.
Who bought TransUnion stock? Who is buying TransUnion stock?
TransUnion's stock was purchased by a variety of institutional investors in the last quarter, including Egerton Capital UK LLP, Independent Franchise Partners LLP, Highland Capital Management LLC, World Asset Management Inc, Schmidt P J Investment Management Inc., Public Employees Retirement Association of Colorado, NGAM Advisors L.P. and Great West Life Assurance Co. Can. View Insider Buying and Selling for TransUnion.
How do I buy TransUnion stock?
Shares of TransUnion can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is TransUnion's stock price today?
MarketBeat Community Rating for TransUnion (NYSE TRU)MarketBeat's community ratings are surveys of what our community members think about TransUnion and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of TransUnion stock can currently be purchased for approximately $45.29.
Consensus Ratings for TransUnion (NYSE:TRU) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||1 Hold Rating, 6 Buy Ratings|
|Consensus Rating:||Buy (Score: 2.86)|
|Consensus Price Target: ||$46.14 (1.88% upside)|
Analysts' Ratings History for TransUnion (NYSE:TRU)
(Data available from 7/29/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|7/28/2017||Cowen and Company||Reiterated Rating||Buy||$48.00||Low|
|7/26/2017||Morgan Stanley||Reiterated Rating||Overweight||$47.00 -> $50.00||Low|
|6/16/2017||Barclays PLC||Reiterated Rating||Overweight||$45.00 -> $48.00||Low|
|4/29/2017||Deutsche Bank AG||Reiterated Rating||Buy||$45.00 -> $47.00||Low|
|4/26/2017||Royal Bank Of Canada||Reiterated Rating||Buy||$45.00||Medium|
|3/23/2017||Atlantic Securities||Initiated Coverage||Neutral -> Neutral||$42.00||Low|
|2/15/2017||Stifel Nicolaus||Boost Price Target||Buy||$39.00 -> $43.00||N/A|
|5/25/2016||Robert W. Baird||Initiated Coverage||Outperform||$36.00||N/A|
|4/8/2016||William Blair||Initiated Coverage||Outperform||N/A|
|2/17/2016||Evercore ISI||Boost Price Target||Buy||$31.00 -> $33.00||N/A|
|8/4/2015||Wells Fargo & Company||Initiated Coverage||Market Perform||N/A|
|8/4/2015||Evercore Partners Inc||Initiated Coverage||Buy||$30.00||N/A|
|8/4/2015||Bank of America Corporation||Initiated Coverage||Neutral||$27.00||N/A|
|8/4/2015||J P Morgan Chase & Co||Initiated Coverage||Overweight||$28.00||N/A|
|8/4/2015||Goldman Sachs Group, Inc. (The)||Initiated Coverage||Neutral||$26.00||N/A|
Earnings History for TransUnion (NYSE:TRU)Earnings History by Quarter for TransUnion (NYSE TRU)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/25/2017||Q2 2017||$0.44||$0.47||$464.77 million||$474.80 million||View||N/A|
|4/25/2017||Q1 2017||$0.36||$0.42||$444.53 million||$445.00 million||View||N/A|
|2/14/2017||Q416||$0.35||$0.44||$427.44 million||$436.00 million||View||Listen|
|10/25/2016||Q316||$0.36||$0.38||$424.03 million||$437.60 million||View||Listen|
|7/26/2016||Q2||$0.33||$0.37||$414.70 million||$426.00 million||View||Listen|
|4/26/2016||Q116||$0.26||$0.32||$378.99 million||$406.00 million||View||Listen|
|2/16/2016||Q415||$0.24||$0.31||$369.34 million||$386.10 million||View||Listen|
|10/27/2015||Q315||$0.28||$0.30||$365.12 million||$389.10 million||View||Listen|
|7/28/2015||Q215||$0.21||$0.27||$327.50 million||$379.00 million||View||Listen|
Earnings Estimates for TransUnion (NYSE:TRU)
2017 EPS Consensus Estimate: $1.61
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Dividend History for TransUnion (NYSE:TRU)
No dividend announcements for this company have been tracked by MarketBeat.com
Insider Trading and Institutional Ownership History for TransUnion (NYSE:TRU)
Insider Ownership Percentage: 2.10%Insider Trades by Quarter for TransUnion (NYSE:TRU)
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|5/16/2017||John W Blenke||EVP||Sell||10,000||$41.82||$418,200.00|| |
|5/2/2017||David M Neenan||EVP||Sell||60,000||$39.15||$2,349,000.00|| |
|5/2/2017||George M Awad||Director||Sell||13,500||$39.15||$528,525.00|| |
|5/2/2017||International Corp/Ma Advent||Major Shareholder||Sell||11,027,445||$39.15||$431,724,471.75|| |
|5/2/2017||James M. Peck||Insider||Sell||65,000||$39.15||$2,544,750.00|| |
|5/2/2017||Samuel A Hamood||CFO||Sell||145,000||$39.15||$5,676,750.00|| |
|4/18/2017||John T Danaher||EVP||Sell||6,530||$38.22||$249,576.60|| |
|4/17/2017||John W Blenke||EVP||Sell||10,000||$38.20||$382,000.00|| |
|3/22/2017||Christopher Egan||Director||Sell||16,674||$36.57||$609,768.18|| |
|3/22/2017||International Corp/Ma Advent||Major Shareholder||Sell||992,500||$36.57||$36,295,725.00|| |
|3/14/2017||Sumit Rajpal||Director||Buy||1,057||$37.72||$39,870.04|| |
|2/22/2017||Christopher Egan||Director||Sell||163,472||$36.57||$5,978,171.04|| |
|2/22/2017||International Corp/Ma Advent||Major Shareholder||Sell||9,730,500||$36.57||$355,844,385.00|| |
|2/22/2017||James M Peck||Insider||Sell||118,514||$36.80||$4,361,315.20|| |
|2/22/2017||John T Danaher||EVP||Sell||10,000||$36.57||$365,700.00|| |
|2/22/2017||Samuel A Hamood||CFO||Sell||70,859||$36.62||$2,594,856.58|| |
|9/14/2016||James M Peck||Insider||Sell||75,000||$32.82||$2,461,500.00|| |
|9/14/2016||John W Blenke||EVP||Sell||25,000||$32.82||$820,500.00|| |
|9/14/2016||Samuel A Hamood||CFO||Sell||30,000||$32.82||$984,600.00|| |
|9/14/2016||Sumit Rajpal||Director||Sell||7,906,000||$32.82||$259,474,920.00|| |
|8/24/2016||Timothy Elberfeld||VP||Sell||4,891||$32.80||$160,424.80|| |
|8/4/2016||Gerald M. Mccarthy, Jr.||EVP||Sell||12,522||$32.22||$403,458.84|| |
|6/10/2016||Christopher Egan||Director||Sell||302,401||$31.25||$9,450,031.25|| |
|6/10/2016||International Corp/Ma Advent||Major Shareholder||Sell||18,000,000||$31.25||$562,500,000.00|| |
|5/16/2016||James M Peck||CEO||Sell||91,889||$31.36||$2,881,639.04|| |
|5/16/2016||John W Blenke||EVP||Sell||6,000||$31.36||$188,160.00|| |
|5/16/2016||Samuel A Hamood||CFO||Sell||25,228||$31.36||$791,150.08|| |
|6/30/2015||James M Peck||CEO||Buy||2,500||$22.50||$56,250.00|| |
|6/30/2015||James V Pieper||CAO||Buy||6,850||$22.50||$154,125.00|| |
|6/30/2015||John T Danaher||EVP||Buy||2,000||$22.50||$45,000.00|| |
Headline Trends for TransUnion (NYSE:TRU)
Latest Headlines for TransUnion (NYSE:TRU)
TransUnion (TRU) Chart for Saturday, July, 29, 2017