NYSE:WDH Waterdrop (WDH) Stock Price, News & Analysis $1.84 -0.05 (-2.38%) Closing price 09/12/2025 03:58 PM EasternExtended Trading$1.86 +0.01 (+0.54%) As of 09/12/2025 07:33 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Waterdrop Stock (NYSE:WDH) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Waterdrop alerts:Sign Up Key Stats Today's Range$1.84▼$1.9050-Day Range$1.41▼$2.0552-Week Range$0.97▼$2.18Volume328,522 shsAverage Volume379,918 shsMarket Capitalization$668.78 millionP/E Ratio10.85Dividend Yield1.63%Price TargetN/AConsensus RatingN/A Company Overview Waterdrop Inc. (NYSE: WDH) is a China-based insurtech and health protection platform that leverages digital technology to connect consumers with insurance and healthcare services. Through its mobile app and online marketplace, Waterdrop offers a range of microinsurance and critical illness products designed to provide affordable coverage for everyday risks. The platform also features crowdfunding channels that enable users to contribute to medical expense relief for individuals facing serious health challenges. Since its founding in 2016 and headquartered in Shanghai, Waterdrop has grown its partner network to include leading insurance carriers and medical institutions across mainland China. By integrating data analytics and automated underwriting, the company streamlines policy issuance and claims processing, reducing costs and improving user experience. Key offerings include short‐term accident plans, chronic disease coverage, and supplemental critical illness policies, all accessible via a single user interface. Waterdrop went public on the New York Stock Exchange in mid-2021, marking a milestone in its expansion beyond charitable giving into a full-service digital insurance ecosystem. Its operations focus primarily on the Chinese market, where rising healthcare costs and insurance awareness are driving demand for innovative risk protection solutions. As it continues to enhance its technology platform and forge strategic partnerships, Waterdrop aims to broaden its product suite and deepen its outreach to underserved customer segments.AI Generated. May Contain Errors. Read More Waterdrop Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks55th Percentile Overall ScoreWDH MarketRank™: Waterdrop scored higher than 55% of companies evaluated by MarketBeat, and ranked 652nd out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Waterdrop. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Waterdrop is 10.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.41.Price to Earnings Ratio vs. SectorThe P/E ratio of Waterdrop is 10.85, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.59.Price to Book Value per Share RatioWaterdrop has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.00% of the float of Waterdrop has been sold short.Short Interest Ratio / Days to CoverWaterdrop has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Waterdrop has recently decreased by 83.11%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldWaterdrop pays a meaningful dividend of 1.69%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthWaterdrop does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Waterdrop is 17.65%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Waterdrop's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.00% of the float of Waterdrop has been sold short.Short Interest Ratio / Days to CoverWaterdrop has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Waterdrop has recently decreased by 83.11%, indicating that investor sentiment is improving significantly. News and Social Media3.1 / 5News Sentiment0.61 News SentimentWaterdrop has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.06 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Waterdrop this week, compared to 2 articles on an average week.Search Interest6 people have searched for WDH on MarketBeat in the last 30 days. This is an increase of 500% compared to the previous 30 days.MarketBeat Follows3 people have added Waterdrop to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Waterdrop insiders have not sold or bought any company stock.Percentage Held by Insiders24.60% of the stock of Waterdrop is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.96% of the stock of Waterdrop is held by institutions.Read more about Waterdrop's insider trading history. 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WDH Stock News HeadlinesWaterdrop reports Q2 revenue up 23.9% y-o-y to RMB838.0MSeptember 6, 2025 | msn.comWaterdrop Inc (WDH) Q2 2025 Earnings Call Highlights: AI Integration Drives Revenue and Profit ...September 6, 2025 | finance.yahoo.comBuffett, Gates and Bezos Dumping StocksThe world's wealthiest individuals are making huge moves with their money. Warren Buffett just liquidated billions of shares. Bill Gates sold 500,000 shares of Microsoft. Jeff Bezos filed to sell Amazon shares worth $4.8 billion. What is going on? One multi-millionaire believes they are preparing for a catastrophic event. But not a crash, bank run, or recession. It’s something we haven’t see in America for more than a century. | Banyan Hill Publishing (Ad)Waterdrop (NYSE:WDH) Sets New 12-Month High Following Dividend AnnouncementSeptember 6, 2025 | americanbankingnews.comWaterdrop, Inc. ADR Class A: Earnings Call Highlights Growth and AI IntegrationSeptember 5, 2025 | msn.comWaterdrop Inc. (WDH) Q2 2025 Earnings Call TranscriptSeptember 4, 2025 | seekingalpha.comWaterdrop Inc. Announces Second Quarter 2025 Unaudited Financial Results and a Cash Dividend, Net profit rises 58.7% year-on-yearSeptember 4, 2025 | prnewswire.comWaterdrop Inc. Announces Second Quarter 2025 Unaudited Financial Results and a Cash DividendSeptember 4, 2025 | prnewswire.comSee More Headlines WDH Stock Analysis - Frequently Asked Questions How have WDH shares performed this year? Waterdrop's stock was trading at $1.18 on January 1st, 2025. Since then, WDH shares have increased by 56.4% and is now trading at $1.8450. How were Waterdrop's earnings last quarter? Waterdrop Inc. Unsponsored ADR (NYSE:WDH) released its quarterly earnings data on Wednesday, December, 11th. The company reported $0.05 earnings per share for the quarter. Waterdrop had a trailing twelve-month return on equity of 9.07% and a net margin of 14.77%. Read the conference call transcript. When did Waterdrop IPO? Waterdrop (WDH) raised $330 million in an initial public offering on Friday, May 7th 2021. The company issued 30,000,000 shares at $10.00-$12.00 per share. Goldman Sachs (Asia), Morgan Stanley and BofA Securities acted as the underwriters for the IPO and ABCI, China Merchants Securities (HK), China Renaissance, CLSA, Haitong International, Futu and Tiger Brokers were co-managers. Who are Waterdrop's major shareholders? Waterdrop's top institutional shareholders include E Fund Management Co. Ltd. (0.08%), E Fund Management Hong Kong Co. Ltd. (0.08%), Invesco Ltd. (0.03%) and Marshall Wace LLP (0.01%). How do I buy shares of Waterdrop? Shares of WDH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Waterdrop own? Based on aggregate information from My MarketBeat watchlists, some other companies that Waterdrop investors own include Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), The RMR Group (RMR), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM). Company Calendar Last Earnings12/11/2024Today9/12/2025Record date for 11/7 Dividend10/10/2025Ex-Dividend for 11/7 Dividend10/10/2025Dividend Payable11/07/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - MULTI LINE Sub-IndustryInsurance Current SymbolNYSE:WDH CIK1823986 Websdbao.com Phone86-10-5339-4997FaxN/AEmployees3,057Year Founded2016Profitability EPS (Trailing Twelve Months)$0.17 Trailing P/E Ratio10.85 Forward P/E RatioN/A P/E GrowthN/ANet Income$50.35 million Net Margins14.77% Pretax Margin14.44% Return on Equity9.07% Return on Assets6.81% Debt Debt-to-Equity RatioN/A Current Ratio2.84 Quick Ratio2.84 Sales & Book Value Annual Sales$379.74 million Price / Sales1.76 Cash Flow$0.14 per share Price / Cash Flow13.27 Book Value$1.81 per share Price / Book1.02Miscellaneous Outstanding Shares362,480,000Free Float273,308,000Market Cap$668.78 million OptionableNot Optionable Beta-0.27 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. 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