Waterdrop (WDH) Stock Price, News & Analysis

Company Overview

Waterdrop Inc. (NYSE: WDH) is a technology platform company based in China that focuses on insurance services and healthcare-related support. The company uses digital platforms to connect consumers with insurance products and services, with an emphasis on improving access to protection and medical assistance.

Its principal business is the Waterdrop Insurance Marketplace, an online platform that helps individuals compare and purchase insurance products from third-party insurers. Waterdrop also operates Waterdrop Medical Crowdfunding, which enables individuals and families to seek financial assistance for medical expenses through online fundraising campaigns.

Waterdrop was founded in 2016 by Shen Peng, who has served as the company's chairman and chief executive officer. The company primarily serves users in China through its online platforms and technology infrastructure.

Key Stats

• Today's Range: $1.00 to $1.04
• 50-Day Range: $0.98 to $1.20
• 52-Week Range: $0.96 to $2.07
• Volume: 169,801 shs
• Average Volume: 313,629 shs
• Market Capitalization: $371.71 million
• P/E Ratio: 4.93
• Dividend Yield: 3.88%
• Price Target: $2.00
• Consensus Rating: Hold

Waterdrop Stock Analysis - MarketRank™

Waterdrop scored higher than 73% of companies evaluated by MarketBeat, and ranked 375th out of 838 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Hold

Consensus Rating

Waterdrop has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Waterdrop has a consensus price target of $2.00, representing about 97.0% upside from its current price of $1.02.

Amount of Analyst Coverage

Waterdrop has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Waterdrop is 4.83, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Waterdrop is 4.83, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.33.

Price to Book Value per Share Ratio

Waterdrop has a P/B Ratio of 0.50. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.06% of the float of Waterdrop has been sold short.

Short Interest Ratio / Days to Cover

Waterdrop has a short interest ratio ("days to cover") of 0.88, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Waterdrop has recently decreased by 31.34%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Waterdrop is a leading dividend payer. It pays a dividend yield of 4.75%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Waterdrop does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Waterdrop is 19.05%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

Search Interest

Only 3 people have searched for WDH on MarketBeat in the last 30 days. This is a decrease of -25% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Waterdrop insiders have not sold or bought any company stock.

Percentage Held by Insiders

24.60% of the stock of Waterdrop is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

1.96% of the stock of Waterdrop is held by institutions.

Company Calendar

• Last Earnings: 9/08/2026
• Today: 9/21/2026
• Record date for 11/6 Dividend: 10/09/2026
• Ex-Dividend for 11/6 Dividend: 10/09/2026
• Dividend Payable: 11/06/2026
• Next Earnings (Estimated): 12/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Insurance Brokers
• Current Symbol: NYSE:WDH
• CIK: 1823986
• Web: www.waterdrop-inc.com
• Phone: 86-10-5339-4997
• Fax: N/A
• Employees: 3,018
• Year Founded: 2016

Price Target and Rating

• Average Price Target for Waterdrop: $2.00
• High Price Target: $2.00
• Low Price Target: $2.00
• Potential Upside/Downside: +94.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.21
• Trailing P/E Ratio: 4.93
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $81.36 million
• Net Margins: 10.69%
• Pretax Margin: 10.90%
• Return on Equity: 10.47%
• Return on Assets: 7.40%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.19
• Quick Ratio: 2.19

Sales & Book Value

• Annual Sales: $5.08 billion
• Price / Sales: 0.07
• Cash Flow: $0.24 per share
• Price / Cash Flow: 4.37
• Book Value: $2.04 per share
• Price / Book: 0.50

Miscellaneous

• Outstanding Shares: 360,883,000
• Free Float: 272,106,000
• Market Cap: $371.71 million
• Optionable: Not Optionable
• Beta: -0.08