NYSE:YRD Yiren Digital (YRD) Stock Price, News & Analysis $6.04 +0.11 (+1.85%) (As of 10/22/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrends About Yiren Digital Stock (NYSE:YRD) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Yiren Digital alerts:Sign Up Key Stats Today's Range$5.91▼$6.2250-Day Range$4.36▼$8.0052-Week Range$2.16▼$9.20Volume237,337 shsAverage Volume146,832 shsMarket Capitalization$525.09 millionP/E Ratio1.91Dividend Yield5.63%Price TargetN/AConsensus RatingN/A Company OverviewYiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.Read More… Watch this before it gets removed (Ad)If you missed it, my emergency election broadcast is now available - but will be removed soonClick here to watch it now. Yiren Digital Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks76th Percentile Overall ScoreYRD MarketRank™: Yiren Digital scored higher than 76% of companies evaluated by MarketBeat, and ranked 192nd out of 662 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Yiren Digital.Read more about Yiren Digital's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Yiren Digital is 1.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 132.48.Price to Earnings Ratio vs. SectorThe P/E ratio of Yiren Digital is 1.91, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 262.03.Price to Book Value per Share RatioYiren Digital has a P/B Ratio of 0.47. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Yiren Digital's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.16% of the outstanding shares of Yiren Digital have been sold short.Short Interest Ratio / Days to CoverYiren Digital has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yiren Digital has recently decreased by 22.00%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipYiren Digital is a leading dividend payer. It pays a dividend yield of 6.13%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthYiren Digital does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Yiren Digital is 10.21%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Yiren Digital's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.16% of the outstanding shares of Yiren Digital have been sold short.Short Interest Ratio / Days to CoverYiren Digital has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yiren Digital has recently decreased by 22.00%, indicating that investor sentiment is improving significantly. News and Social Media3.0 / 5News Sentiment0.49 News SentimentYiren Digital has a news sentiment score of 0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Yiren Digital this week, compared to 1 article on an average week.Search Interest3 people have searched for YRD on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.MarketBeat Follows1 people have added Yiren Digital to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Yiren Digital insiders have not sold or bought any company stock.Percentage Held by Insiders42.20% of the stock of Yiren Digital is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.99% of the stock of Yiren Digital is held by institutions.Read more about Yiren Digital's insider trading history. 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Email Address YRD Stock News HeadlinesYiren Digital: Dividend Policy And Financial Guidance Draw AttentionSeptember 28, 2024 | seekingalpha.comUS citizens can now apply for their passport onlineSeptember 19, 2024 | msn.comWatch this before it gets removed If you missed it, my emergency election broadcast is now available - but will be removed soonOctober 22, 2024 | Porter & Company (Ad)Yiren Digital to present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on September 25 2024September 19, 2024 | globenewswire.comInternational companies to host live webcasts at Deutsche Bank’s Depositary Receipts Virtual Investor Conference on September 24th and 25th, 2024September 17, 2024 | finance.yahoo.comCava’s CFO says customers from all income levels are boosting sales with the help of a new menu optionAugust 23, 2024 | fortune.comYiren Digital Ltd. (NYSE:YRD) Q2 2024 Earnings Call TranscriptAugust 21, 2024 | msn.comQ2 2024 Yiren Digital Ltd Earnings Call TranscriptAugust 21, 2024 | gurufocus.comSee More Headlines YRD Stock Analysis - Frequently Asked Questions How have YRD shares performed this year? Yiren Digital's stock was trading at $3.12 at the beginning of the year. Since then, YRD shares have increased by 93.6% and is now trading at $6.04. View the best growth stocks for 2024 here. How were Yiren Digital's earnings last quarter? Yiren Digital Ltd. (NYSE:YRD) released its quarterly earnings data on Tuesday, August, 20th. The technology company reported $0.65 earnings per share for the quarter. The technology company earned $205.93 million during the quarter. Yiren Digital had a trailing twelve-month return on equity of 24.38% and a net margin of 37.05%. When did Yiren Digital IPO? Yiren Digital (YRD) raised $75 million in an initial public offering (IPO) on Friday, December 18th 2015. The company issued 7,500,000 shares at $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance acted as the underwriters for the IPO and Needham & Company was co-manager. Who are Yiren Digital's major shareholders? Yiren Digital's top institutional shareholders include Creative Planning (0.02%). How do I buy shares of Yiren Digital? Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Yiren Digital own? Based on aggregate information from My MarketBeat watchlists, some other companies that Yiren Digital investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Novo Nordisk A/S (NVO). Company Calendar Last Earnings8/20/2024Ex-Dividend for 10/15 Dividend9/30/2024Dividend Payable10/15/2024Today10/22/2024Next Earnings (Estimated)11/19/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorComputer and Technology Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:YRD CUSIPN/A CIK1631761 Webwww.yirendai.com Phone861050905315FaxN/AEmployees3,800Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.33 Trailing P/E Ratio1.89 Forward P/E RatioN/A P/E GrowthN/ANet Income$292.99 million Net Margins37.05% Pretax Margin46.97% Return on Equity24.38% Return on Assets19.07% Debt Debt-to-Equity RatioN/A Current Ratio4.14 Quick Ratio4.14 Sales & Book Value Annual Sales$5.46 billion Price / Sales0.10 Cash Flow$3.44 per share Price / Cash Flow1.74 Book Value$12.85 per share Price / Book0.47Miscellaneous Outstanding Shares86,935,000Free Float50,248,000Market Cap$520.74 million OptionableOptionable Beta0.72 These 7 Stocks Will Be Magnificent in 2024With average gains of 150% since the start of 2023, now is the time to give these stocks a look and pump up your 2024 portfolio.Get This Free Report This page (NYSE:YRD) was last updated on 10/22/2024 by MarketBeat.com Staff From Our PartnersMan who Predicted Trump 2016 Win: “Prepare for Election Meltdown”Former advisor to the CIA, the Pentagon and the White House Jim Rickards went on multiple TV news programs… ...Paradigm Press | SponsoredProtect Your Bank Account with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank ac...Weiss Ratings | SponsoredElon knows the truth, which is why they want him silencedElon Musk is one of mankind’s greatest innovators. 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