Free Trial

Yirendai (YRD) Competitors

Yirendai logo
$1.20 +0.02 (+1.27%)
Closing price 06/15/2026 03:59 PM Eastern
Extended Trading
$1.23 +0.03 (+2.93%)
As of 06/15/2026 06:02 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

YRD vs. CBK, RBB, LSAK, PBFS, and FRBA

Should you buy Yirendai stock or one of its competitors? MarketBeat compares Yirendai with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Yirendai include Commercial Bancgroup (CBK), RBB Bancorp (RBB), Lesaka Technologies (LSAK), Pioneer Bancorp (PBFS), and First Bank (FRBA). These companies are all part of the "banking" industry.

How does Yirendai compare to Commercial Bancgroup?

Commercial Bancgroup (NASDAQ:CBK) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, media sentiment, analyst recommendations, institutional ownership and profitability.

In the previous week, Commercial Bancgroup had 1 more articles in the media than Yirendai. MarketBeat recorded 1 mentions for Commercial Bancgroup and 0 mentions for Yirendai. Commercial Bancgroup's average media sentiment score of 1.89 beat Yirendai's score of 0.00 indicating that Commercial Bancgroup is being referred to more favorably in the media.

Company Overall Sentiment
Commercial Bancgroup Very Positive
Yirendai Neutral

Yirendai has a net margin of 0.31% compared to Commercial Bancgroup's net margin of 0.00%. Yirendai's return on equity of 0.18% beat Commercial Bancgroup's return on equity.

Company Net Margins Return on Equity Return on Assets
Commercial BancgroupN/A N/A N/A
Yirendai 0.31%0.18%0.13%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Commercial Bancgroup
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Commercial Bancgroup pays an annual dividend of $0.40 per share and has a dividend yield of 1.3%. Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 16.7%. Commercial Bancgroup pays out 18.0% of its earnings in the form of a dividend. Yirendai pays out 666.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

2.0% of Yirendai shares are held by institutional investors. 36.2% of Commercial Bancgroup shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Commercial Bancgroup has higher earnings, but lower revenue than Yirendai. Commercial Bancgroup is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Commercial Bancgroup$131.53M3.20$37.20M$2.2213.85
Yirendai$817.84M0.13$7.80M$0.0339.83

Summary

Commercial Bancgroup and Yirendai tied by winning 8 of the 16 factors compared between the two stocks.

How does Yirendai compare to RBB Bancorp?

Yirendai (NYSE:YRD) and RBB Bancorp (NASDAQ:RBB) are both small-cap banking companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, profitability, valuation, media sentiment, dividends and risk.

RBB Bancorp has a consensus price target of $23.33, suggesting a potential downside of 6.67%. Given RBB Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe RBB Bancorp is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
RBB Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

In the previous week, RBB Bancorp had 6 more articles in the media than Yirendai. MarketBeat recorded 6 mentions for RBB Bancorp and 0 mentions for Yirendai. RBB Bancorp's average media sentiment score of 0.75 beat Yirendai's score of 0.00 indicating that RBB Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Yirendai Neutral
RBB Bancorp Positive

RBB Bancorp has a net margin of 16.76% compared to Yirendai's net margin of 0.31%. RBB Bancorp's return on equity of 7.85% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai0.31% 0.18% 0.13%
RBB Bancorp 16.76%7.85%0.98%

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 16.7%. RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.6%. Yirendai pays out 666.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. RBB Bancorp pays out 27.1% of its earnings in the form of a dividend.

Yirendai has a beta of 1.12, suggesting that its share price is 12% more volatile than the broader market. Comparatively, RBB Bancorp has a beta of 1.05, suggesting that its share price is 5% more volatile than the broader market.

2.0% of Yirendai shares are owned by institutional investors. Comparatively, 40.1% of RBB Bancorp shares are owned by institutional investors. 42.2% of Yirendai shares are owned by insiders. Comparatively, 6.8% of RBB Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

RBB Bancorp has lower revenue, but higher earnings than Yirendai. RBB Bancorp is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.13$7.80M$0.0339.83
RBB Bancorp$238M1.78$31.95M$2.3610.59

Summary

RBB Bancorp beats Yirendai on 14 of the 19 factors compared between the two stocks.

How does Yirendai compare to Lesaka Technologies?

Yirendai (NYSE:YRD) and Lesaka Technologies (NASDAQ:LSAK) are both small-cap banking companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, dividends, analyst recommendations, earnings, institutional ownership, profitability, valuation and risk.

Yirendai has a beta of 1.12, indicating that its stock price is 12% more volatile than the broader market. Comparatively, Lesaka Technologies has a beta of 0.31, indicating that its stock price is 69% less volatile than the broader market.

Yirendai has higher revenue and earnings than Lesaka Technologies. Lesaka Technologies is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.13$7.80M$0.0339.83
Lesaka Technologies$328.70M1.23-$87.50M-$0.35N/A

2.0% of Yirendai shares are held by institutional investors. Comparatively, 24.2% of Lesaka Technologies shares are held by institutional investors. 42.2% of Yirendai shares are held by insiders. Comparatively, 3.4% of Lesaka Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Lesaka Technologies had 3 more articles in the media than Yirendai. MarketBeat recorded 3 mentions for Lesaka Technologies and 0 mentions for Yirendai. Lesaka Technologies' average media sentiment score of 0.62 beat Yirendai's score of 0.00 indicating that Lesaka Technologies is being referred to more favorably in the news media.

Company Overall Sentiment
Yirendai Neutral
Lesaka Technologies Positive

Yirendai has a net margin of 0.31% compared to Lesaka Technologies' net margin of -4.11%. Yirendai's return on equity of 0.18% beat Lesaka Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai0.31% 0.18% 0.13%
Lesaka Technologies -4.11%-15.95%-4.30%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Lesaka Technologies
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Summary

Yirendai beats Lesaka Technologies on 9 of the 14 factors compared between the two stocks.

How does Yirendai compare to Pioneer Bancorp?

Pioneer Bancorp (NASDAQ:PBFS) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, risk, media sentiment, valuation, earnings, analyst recommendations, profitability and dividends.

Pioneer Bancorp has a beta of 0.42, suggesting that its share price is 58% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.12, suggesting that its share price is 12% more volatile than the broader market.

Yirendai has higher revenue and earnings than Pioneer Bancorp. Pioneer Bancorp is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pioneer Bancorp$31.81M13.19$6.45M$0.6625.35
Yirendai$817.84M0.13$7.80M$0.0339.83

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pioneer Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

In the previous week, Pioneer Bancorp had 1 more articles in the media than Yirendai. MarketBeat recorded 1 mentions for Pioneer Bancorp and 0 mentions for Yirendai. Pioneer Bancorp's average media sentiment score of 1.89 beat Yirendai's score of 0.00 indicating that Pioneer Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Pioneer Bancorp Very Positive
Yirendai Neutral

2.0% of Yirendai shares are owned by institutional investors. 2.8% of Pioneer Bancorp shares are owned by insiders. Comparatively, 42.2% of Yirendai shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Pioneer Bancorp has a net margin of 16.17% compared to Yirendai's net margin of 0.31%. Pioneer Bancorp's return on equity of 5.02% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Pioneer Bancorp16.17% 5.02% 0.74%
Yirendai 0.31%0.18%0.13%

Summary

Pioneer Bancorp beats Yirendai on 9 of the 15 factors compared between the two stocks.

How does Yirendai compare to First Bank?

Yirendai (NYSE:YRD) and First Bank (NASDAQ:FRBA) are both small-cap banking companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, profitability, risk, analyst recommendations, valuation, earnings and institutional ownership.

2.0% of Yirendai shares are owned by institutional investors. Comparatively, 64.9% of First Bank shares are owned by institutional investors. 42.2% of Yirendai shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Yirendai has a beta of 1.12, suggesting that its share price is 12% more volatile than the broader market. Comparatively, First Bank has a beta of 0.55, suggesting that its share price is 45% less volatile than the broader market.

In the previous week, First Bank had 2 more articles in the media than Yirendai. MarketBeat recorded 2 mentions for First Bank and 0 mentions for Yirendai. First Bank's average media sentiment score of 0.47 beat Yirendai's score of 0.00 indicating that First Bank is being referred to more favorably in the news media.

Company Overall Sentiment
Yirendai Neutral
First Bank Neutral

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 16.7%. First Bank pays an annual dividend of $0.36 per share and has a dividend yield of 2.2%. Yirendai pays out 666.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Bank pays out 21.6% of its earnings in the form of a dividend.

First Bank has a net margin of 17.02% compared to Yirendai's net margin of 0.31%. First Bank's return on equity of 9.69% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai0.31% 0.18% 0.13%
First Bank 17.02%9.69%1.05%

First Bank has a consensus target price of $17.50, suggesting a potential upside of 7.03%. Given First Bank's stronger consensus rating and higher probable upside, analysts plainly believe First Bank is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
First Bank
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

First Bank has lower revenue, but higher earnings than Yirendai. First Bank is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.13$7.80M$0.0339.83
First Bank$245.83M1.67$43.66M$1.679.79

Summary

First Bank beats Yirendai on 13 of the 18 factors compared between the two stocks.

Get Yirendai News Delivered to You Automatically

Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

YRD vs. The Competition

MetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE Exchange
Market Cap$103.24M$165.55B$39.04B$23.32B
Dividend Yield16.95%4.13%3.16%4.05%
P/E Ratio39.8519.41172.1831.59
Price / Sales0.1324.90632.7720.84
Price / Cash10.0323.3849.0218.65
Price / Book0.082.319.934.70
Net Income$7.80M$5.67B$1.07B$1.08B
7 Day Performance-4.48%0.58%1.95%1.28%
1 Month Performance-41.85%-2.87%6.93%3.33%
1 Year Performance-80.66%-5.43%161.11%23.15%

Yirendai Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
YRD
Yirendai
1.1458 of 5 stars
$1.20
+1.3%
N/A-81.1%$103.24M$817.84M39.853,800
CBK
Commercial Bancgroup
3.3224 of 5 stars
$30.92
+2.2%
N/AN/A$418.60M$131.53M13.76298
RBB
RBB Bancorp
3.154 of 5 stars
$24.74
+2.0%
$23.33
-5.7%
+51.6%$418.44M$238M10.47360
LSAK
Lesaka Technologies
1.9777 of 5 stars
$4.89
+1.6%
N/A+13.5%$418.05M$701.70MN/A3,500
PBFS
Pioneer Bancorp
1.4367 of 5 stars
$16.58
+3.1%
N/A+46.6%$411.59M$31.81M24.87260

Related Companies and Tools


This page (NYSE:YRD) was last updated on 6/16/2026 by MarketBeat.com Staff.
From Our Partners