Do analysts prefer YRD or RM?

Regional Management has a consensus target price of $43.00, suggesting a potential upside of 39.54%. Given Regional Management's stronger consensus rating and higher probable upside, analysts plainly believe Regional Management is more favorable than Yirendai. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Regional Management 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Does the media refer more to YRD or RM?

In the previous week, Yirendai had 2 more articles in the media than Regional Management. MarketBeat recorded 4 mentions for Yirendai and 2 mentions for Regional Management. Regional Management's average media sentiment score of 0.15 beat Yirendai's score of 0.00 indicating that Regional Management is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Yirendai 0 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Regional Management 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts prefer MFIN or YRD?

Medallion Financial currently has a consensus price target of $10.50, suggesting a potential downside of 12.21%. Given Medallion Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Medallion Financial is more favorable than Yirendai. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Medallion Financial 0 Sell rating(s) 4 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Does the media prefer MFIN or YRD?

In the previous week, Medallion Financial had 3 more articles in the media than Yirendai. MarketBeat recorded 7 mentions for Medallion Financial and 4 mentions for Yirendai. Medallion Financial's average media sentiment score of 0.36 beat Yirendai's score of 0.00 indicating that Medallion Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Medallion Financial 0 Very Positive mention(s) 1 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Yirendai 0 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts prefer YRD or XYF?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has preferable earnings & valuation, YRD or XYF?

X Financial has higher revenue and earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Yirendai $817.84M 0.11 $7.80M -$1.18 N/A X Financial $5.60B 0.04 $209.43M $1.96 2.65

Is YRD or XYF more profitable?

X Financial has a net margin of 9.94% compared to Yirendai's net margin of -14.35%. X Financial's return on equity of 9.14% beat Yirendai's return on equity. Company Net Margins Return on Equity Return on Assets Yirendai -14.35% -7.58% -5.21% X Financial 9.94% 9.14% 5.20%

Does the media favor YRD or XYF?

In the previous week, Yirendai had 3 more articles in the media than X Financial. MarketBeat recorded 4 mentions for Yirendai and 1 mentions for X Financial. Yirendai's average media sentiment score of 0.00 equaled X Financial'saverage media sentiment score. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Yirendai 0 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral X Financial 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts prefer CPSS or YRD?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Consumer Portfolio Services 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Does the media refer more to CPSS or YRD?

In the previous week, Yirendai had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for Yirendai and 3 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 0.60 beat Yirendai's score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Consumer Portfolio Services 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Yirendai 0 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts recommend LX or YRD?

LexinFintech presently has a consensus price target of $2.35, suggesting a potential upside of 216.50%. Given LexinFintech's stronger consensus rating and higher probable upside, research analysts clearly believe LexinFintech is more favorable than Yirendai. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LexinFintech 1 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.67 Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Which has better earnings & valuation, LX or YRD?

LexinFintech has higher revenue and earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio LexinFintech $12.96B 0.01 $239.82M $0.84 0.88 Yirendai $817.84M 0.11 $7.80M -$1.18 N/A

Yirendai (YRD) Competitors

$0.99 +0.01 (+0.88%)

Closing price 09/25/2026 03:58 PM Eastern

Extended Trading

$1.00 +0.01 (+1.21%)

As of 09/25/2026 07:30 PM Eastern

Compare

YRD vs. RM, MFIN, XYF, CPSS, and LX

Should you buy Yirendai stock or one of its competitors? Yirendai's main competitors and comparable companies include Regional Management (RM), Medallion Financial (MFIN), X Financial (XYF), Consumer Portfolio Services (CPSS), and LexinFintech (LX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Yirendai compare to Regional Management?

Yirendai (NYSE:YRD) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, media sentiment, dividends and profitability.

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 20.1%. Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.9%. Yirendai pays out -16.9% of its earnings in the form of a dividend. Regional Management pays out 25.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

Regional Management has a net margin of 6.98% compared to Yirendai's net margin of -14.35%. Regional Management's return on equity of 12.49% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Yirendai	-14.35%	-7.58%	-5.21%
Regional Management	6.98%	12.49%	2.25%

2.0% of Yirendai shares are owned by institutional investors. Comparatively, 98.9% of Regional Management shares are owned by institutional investors. 42.2% of Yirendai shares are owned by insiders. Comparatively, 10.9% of Regional Management shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Yirendai has a beta of 1.14, suggesting that its share price is 14% more volatile than the broader market. Comparatively, Regional Management has a beta of 1, suggesting that its share price has a similar volatility profile to the broader market.

Regional Management has lower revenue, but higher earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Yirendai	$817.84M	0.11	$7.80M	-$1.18	N/A
Regional Management	$645.60M	0.44	$44.41M	$4.75	6.49

In the previous week, Yirendai had 2 more articles in the media than Regional Management. MarketBeat recorded 4 mentions for Yirendai and 2 mentions for Regional Management. Regional Management's average media sentiment score of 0.15 beat Yirendai's score of 0.00 indicating that Regional Management is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Yirendai	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Regional Management	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Regional Management has a consensus target price of $43.00, suggesting a potential upside of 39.54%. Given Regional Management's stronger consensus rating and higher probable upside, analysts plainly believe Regional Management is more favorable than Yirendai.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Regional Management	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Regional Management beats Yirendai on 12 of the 18 factors compared between the two stocks.

How does Yirendai compare to Medallion Financial?

Medallion Financial (NASDAQ:MFIN) and Yirendai (NYSE:YRD) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, dividends, institutional ownership, profitability, earnings, media sentiment, analyst recommendations and risk.

Medallion Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.7%. Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 20.1%. Medallion Financial pays out 42.1% of its earnings in the form of a dividend. Yirendai pays out -16.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

Medallion Financial currently has a consensus price target of $10.50, suggesting a potential downside of 12.21%. Given Medallion Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Medallion Financial is more favorable than Yirendai.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Medallion Financial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Medallion Financial has a beta of 0.81, indicating that its share price is 19% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.14, indicating that its share price is 14% more volatile than the broader market.

In the previous week, Medallion Financial had 3 more articles in the media than Yirendai. MarketBeat recorded 7 mentions for Medallion Financial and 4 mentions for Yirendai. Medallion Financial's average media sentiment score of 0.36 beat Yirendai's score of 0.00 indicating that Medallion Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Medallion Financial	0 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Yirendai	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Medallion Financial has higher earnings, but lower revenue than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Medallion Financial	$353.31M	0.78	$43.04M	$1.33	8.99
Yirendai	$817.84M	0.11	$7.80M	-$1.18	N/A

40.6% of Medallion Financial shares are owned by institutional investors. Comparatively, 2.0% of Yirendai shares are owned by institutional investors. 24.6% of Medallion Financial shares are owned by company insiders. Comparatively, 42.2% of Yirendai shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Medallion Financial has a net margin of 9.25% compared to Yirendai's net margin of -14.35%. Medallion Financial's return on equity of 7.11% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Medallion Financial	9.25%	7.11%	1.20%
Yirendai	-14.35%	-7.58%	-5.21%

Summary

Medallion Financial beats Yirendai on 12 of the 17 factors compared between the two stocks.

How does Yirendai compare to X Financial?

Yirendai (NYSE:YRD) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, institutional ownership, risk, dividends, earnings and profitability.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, Yirendai had 3 more articles in the media than X Financial. MarketBeat recorded 4 mentions for Yirendai and 1 mentions for X Financial. Yirendai's average media sentiment score of 0.00 equaled X Financial'saverage media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Yirendai	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
X Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

2.0% of Yirendai shares are owned by institutional investors. Comparatively, 1.1% of X Financial shares are owned by institutional investors. 42.2% of Yirendai shares are owned by company insiders. Comparatively, 31.6% of X Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Yirendai has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market. Comparatively, X Financial has a beta of 0.53, meaning that its stock price is 47% less volatile than the broader market.

X Financial has higher revenue and earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Yirendai	$817.84M	0.11	$7.80M	-$1.18	N/A
X Financial	$5.60B	0.04	$209.43M	$1.96	2.65

X Financial has a net margin of 9.94% compared to Yirendai's net margin of -14.35%. X Financial's return on equity of 9.14% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Yirendai	-14.35%	-7.58%	-5.21%
X Financial	9.94%	9.14%	5.20%

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 20.1%. X Financial pays an annual dividend of $0.54 per share and has a dividend yield of 10.4%. Yirendai pays out -16.9% of its earnings in the form of a dividend. X Financial pays out 27.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

X Financial beats Yirendai on 8 of the 15 factors compared between the two stocks.

How does Yirendai compare to Consumer Portfolio Services?

Consumer Portfolio Services (NASDAQ:CPSS) and Yirendai (NYSE:YRD) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, media sentiment, valuation, earnings, institutional ownership, analyst recommendations and dividends.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Consumer Portfolio Services	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Consumer Portfolio Services has a net margin of 4.78% compared to Yirendai's net margin of -14.35%. Consumer Portfolio Services' return on equity of 6.91% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Consumer Portfolio Services	4.78%	6.91%	0.54%
Yirendai	-14.35%	-7.58%	-5.21%

Consumer Portfolio Services has a beta of 1.11, meaning that its stock price is 11% more volatile than the broader market. Comparatively, Yirendai has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Consumer Portfolio Services has higher earnings, but lower revenue than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Consumer Portfolio Services	$434.47M	0.47	$19.33M	$0.92	10.39
Yirendai	$817.84M	0.11	$7.80M	-$1.18	N/A

In the previous week, Yirendai had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for Yirendai and 3 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 0.60 beat Yirendai's score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Consumer Portfolio Services	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Yirendai	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Consumer Portfolio Services beats Yirendai on 11 of the 14 factors compared between the two stocks.

How does Yirendai compare to LexinFintech?

LexinFintech (NASDAQ:LX) and Yirendai (NYSE:YRD) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, dividends, institutional ownership, risk, profitability, valuation and media sentiment.

In the previous week, Yirendai had 3 more articles in the media than LexinFintech. MarketBeat recorded 4 mentions for Yirendai and 1 mentions for LexinFintech. LexinFintech's average media sentiment score of 1.82 beat Yirendai's score of 0.00 indicating that LexinFintech is being referred to more favorably in the media.

Company	Overall Sentiment
LexinFintech	Very Positive
Yirendai	Neutral

LexinFintech has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

2.0% of Yirendai shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 42.2% of Yirendai shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

LexinFintech has higher revenue and earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$12.96B	0.01	$239.82M	$0.84	0.88
Yirendai	$817.84M	0.11	$7.80M	-$1.18	N/A

LexinFintech presently has a consensus price target of $2.35, suggesting a potential upside of 216.50%. Given LexinFintech's stronger consensus rating and higher probable upside, research analysts clearly believe LexinFintech is more favorable than Yirendai.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

LexinFintech has a net margin of 7.94% compared to Yirendai's net margin of -14.35%. LexinFintech's return on equity of 8.59% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
Yirendai	-14.35%	-7.58%	-5.21%

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 40.4%. Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 20.1%. LexinFintech pays out 35.7% of its earnings in the form of a dividend. Yirendai pays out -16.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

LexinFintech beats Yirendai on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

YRD vs. The Competition

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Metric	Yirendai	Consumer Finance Industry	Finance Sector	NYSE Exchange
Market Cap	$86.67M	$6.87B	$13.76B	$22.98B
Dividend Yield	20.19%	12.84%	6.00%	3.68%
P/E Ratio	-0.84	8.58	24.57	28.00
Price / Sales	0.11	63.72	509.66	16.51
Price / Cash	8.42	11.21	49.55	41.27
Price / Book	0.06	2.49	2.71	4.66
Net Income	$7.80M	$442.63M	$1.32B	$1.07B
7 Day Performance	0.81%	-2.31%	-0.52%	-1.12%
1 Month Performance	-6.76%	-5.56%	-1.91%	-5.10%
1 Year Performance	-83.34%	-0.13%	7.75%	7.73%

Yirendai Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
YRD Yirendai	0.4388 of 5 stars	$0.99 +0.9%	N/A	-83.3%	$86.67M	$817.84M	N/A	981	News Coverage
RM Regional Management	4.1438 of 5 stars	$31.31 -0.6%	$43.00 +37.4%	-25.7%	$290.79M	$645.60M	6.63	2,112	News Coverage Analyst Upgrade
MFIN Medallion Financial	2.8717 of 5 stars	$11.95 0.0%	$10.50 -12.1%	+14.1%	$274.26M	$353.31M	8.98	179
XYF X Financial	1.8014 of 5 stars	$5.22 +1.9%	N/A	-61.0%	$203.82M	$1.09B	2.66	643	News Coverage
CPSS Consumer Portfolio Services	1.8053 of 5 stars	$9.43 -2.0%	N/A	+21.6%	$201.05M	$434.47M	10.14	994	News Coverage Analyst Upgrade

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This page (NYSE:YRD) was last updated on 9/27/2026 by MarketBeat.com Staff.

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Yirendai (YRD) Competitors

YRD vs. RM, MFIN, XYF, CPSS, and LX

How does Yirendai compare to Regional Management?

Summary

How does Yirendai compare to Medallion Financial?

Summary

How does Yirendai compare to X Financial?

Summary

How does Yirendai compare to Consumer Portfolio Services?

Summary

How does Yirendai compare to LexinFintech?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

YRD vs. The Competition

Yirendai Competitors List

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Yirendai (YRD) Competitors

YRD vs. RM, MFIN, XYF, CPSS, and LX

How does Yirendai compare to Regional Management?

Is YRD or RM a better dividend stock?

Is YRD or RM more profitable?

Do insiders and institutionals hold more shares of YRD or RM?

Which has more risk and volatility, YRD or RM?

Which has higher valuation and earnings, YRD or RM?

Does the media refer more to YRD or RM?

Do analysts prefer YRD or RM?

Summary

How does Yirendai compare to Medallion Financial?

Is MFIN or YRD a better dividend stock?

Do analysts prefer MFIN or YRD?

Which has more risk & volatility, MFIN or YRD?

Does the media prefer MFIN or YRD?

Which has higher earnings & valuation, MFIN or YRD?

Do institutionals and insiders hold more shares of MFIN or YRD?

Is MFIN or YRD more profitable?

Summary

How does Yirendai compare to X Financial?

Do analysts prefer YRD or XYF?

Does the media favor YRD or XYF?

Do insiders and institutionals hold more shares of YRD or XYF?

Which has more risk & volatility, YRD or XYF?

Which has preferable earnings & valuation, YRD or XYF?

Is YRD or XYF more profitable?

Is YRD or XYF a better dividend stock?

Summary

How does Yirendai compare to Consumer Portfolio Services?

Do analysts prefer CPSS or YRD?

Is CPSS or YRD more profitable?

Which has more risk & volatility, CPSS or YRD?

Do institutionals and insiders believe in CPSS or YRD?

Which has higher earnings & valuation, CPSS or YRD?

Does the media refer more to CPSS or YRD?

Summary

How does Yirendai compare to LexinFintech?

Does the media refer more to LX or YRD?

Which has more risk & volatility, LX or YRD?

Do insiders and institutionals hold more shares of LX or YRD?

Which has better earnings & valuation, LX or YRD?

Do analysts recommend LX or YRD?

Is LX or YRD more profitable?

Is LX or YRD a better dividend stock?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

YRD vs. The Competition

Yirendai Competitors List

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