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Yirendai (YRD) Competitors

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$1.18 -0.01 (-0.42%)
Closing price 07/24/2026 03:59 PM Eastern
Extended Trading
$1.18 0.00 (0.00%)
As of 07/24/2026 05:14 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

YRD vs. BETR, RBB, ABTC, FRBA, and CBAN

Should you buy Yirendai stock or one of its competitors? MarketBeat compares Yirendai with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Yirendai include Better Home & Finance (BETR), RBB Bancorp (RBB), American Bitcoin (ABTC), First Bank (FRBA), and Colony Bankcorp (CBAN). These companies are all part of the "banking" industry.

How does Yirendai compare to Better Home & Finance?

Yirendai (NYSE:YRD) and Better Home & Finance (NASDAQ:BETR) are both small-cap banking companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, dividends, institutional ownership, analyst recommendations, earnings and valuation.

In the previous week, Better Home & Finance had 3 more articles in the media than Yirendai. MarketBeat recorded 5 mentions for Better Home & Finance and 2 mentions for Yirendai. Better Home & Finance's average media sentiment score of 0.70 beat Yirendai's score of 0.58 indicating that Better Home & Finance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Yirendai
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Better Home & Finance
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Yirendai has higher revenue and earnings than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.13$7.80M-$1.18N/A
Better Home & Finance$164.87M2.50-$165.87M-$11.77N/A

Yirendai has a beta of 1.13, indicating that its stock price is 13% more volatile than the broader market. Comparatively, Better Home & Finance has a beta of 1.71, indicating that its stock price is 71% more volatile than the broader market.

Yirendai has a net margin of -14.35% compared to Better Home & Finance's net margin of -103.23%. Yirendai's return on equity of -7.58% beat Better Home & Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-14.35% -7.58% -5.21%
Better Home & Finance -103.23%-358.04%-10.33%

Better Home & Finance has a consensus price target of $36.33, indicating a potential upside of 66.59%. Given Better Home & Finance's stronger consensus rating and higher possible upside, analysts clearly believe Better Home & Finance is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Better Home & Finance
1 Sell rating(s)
0 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.71

2.0% of Yirendai shares are held by institutional investors. Comparatively, 20.9% of Better Home & Finance shares are held by institutional investors. 42.2% of Yirendai shares are held by insiders. Comparatively, 27.7% of Better Home & Finance shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Yirendai and Better Home & Finance tied by winning 8 of the 16 factors compared between the two stocks.

How does Yirendai compare to RBB Bancorp?

Yirendai (NYSE:YRD) and RBB Bancorp (NASDAQ:RBB) are both small-cap banking companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, profitability, media sentiment, earnings, analyst recommendations, institutional ownership, risk and valuation.

RBB Bancorp has a net margin of 17.26% compared to Yirendai's net margin of -14.35%. RBB Bancorp's return on equity of 7.99% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-14.35% -7.58% -5.21%
RBB Bancorp 17.26%7.99%0.99%

RBB Bancorp has lower revenue, but higher earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than RBB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.13$7.80M-$1.18N/A
RBB Bancorp$238M1.87$31.95M$2.4310.81

Yirendai has a beta of 1.13, suggesting that its stock price is 13% more volatile than the broader market. Comparatively, RBB Bancorp has a beta of 1.03, suggesting that its stock price is 3% more volatile than the broader market.

RBB Bancorp has a consensus target price of $25.50, indicating a potential downside of 2.97%. Given RBB Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe RBB Bancorp is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
RBB Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

2.0% of Yirendai shares are held by institutional investors. Comparatively, 40.1% of RBB Bancorp shares are held by institutional investors. 42.2% of Yirendai shares are held by insiders. Comparatively, 6.8% of RBB Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 17.0%. RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. Yirendai pays out -16.9% of its earnings in the form of a dividend. RBB Bancorp pays out 26.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, RBB Bancorp had 14 more articles in the media than Yirendai. MarketBeat recorded 16 mentions for RBB Bancorp and 2 mentions for Yirendai. RBB Bancorp's average media sentiment score of 0.70 beat Yirendai's score of 0.58 indicating that RBB Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Yirendai
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
RBB Bancorp
4 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

RBB Bancorp beats Yirendai on 13 of the 18 factors compared between the two stocks.

How does Yirendai compare to American Bitcoin?

American Bitcoin (NASDAQ:ABTC) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, earnings, media sentiment, institutional ownership and profitability.

Yirendai has higher revenue and earnings than American Bitcoin. Yirendai is trading at a lower price-to-earnings ratio than American Bitcoin, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Bitcoin$185.16M2.19-$153.17M-$7.50N/A
Yirendai$817.84M0.13$7.80M-$1.18N/A

In the previous week, American Bitcoin had 6 more articles in the media than Yirendai. MarketBeat recorded 8 mentions for American Bitcoin and 2 mentions for Yirendai. American Bitcoin's average media sentiment score of 0.92 beat Yirendai's score of 0.58 indicating that American Bitcoin is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Bitcoin
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Yirendai
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

10.2% of American Bitcoin shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 2.6% of American Bitcoin shares are held by company insiders. Comparatively, 42.2% of Yirendai shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Yirendai has a net margin of -14.35% compared to American Bitcoin's net margin of -69.42%. Yirendai's return on equity of -7.58% beat American Bitcoin's return on equity.

Company Net Margins Return on Equity Return on Assets
American Bitcoin-69.42% -29.72% -15.38%
Yirendai -14.35%-7.58%-5.21%

American Bitcoin currently has a consensus price target of $45.00, indicating a potential upside of 686.71%. Given American Bitcoin's stronger consensus rating and higher possible upside, equities analysts plainly believe American Bitcoin is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Bitcoin
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

American Bitcoin has a beta of 3.81, indicating that its share price is 281% more volatile than the broader market. Comparatively, Yirendai has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market.

Summary

American Bitcoin beats Yirendai on 9 of the 16 factors compared between the two stocks.

How does Yirendai compare to First Bank?

First Bank (NASDAQ:FRBA) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, profitability, dividends, risk, media sentiment and earnings.

First Bank pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 17.0%. First Bank pays out 21.3% of its earnings in the form of a dividend. Yirendai pays out -16.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, First Bank had 17 more articles in the media than Yirendai. MarketBeat recorded 19 mentions for First Bank and 2 mentions for Yirendai. First Bank's average media sentiment score of 0.98 beat Yirendai's score of 0.58 indicating that First Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Bank
7 Very Positive mention(s)
3 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Yirendai
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Bank presently has a consensus target price of $18.00, suggesting a potential upside of 0.11%. Given First Bank's stronger consensus rating and higher possible upside, equities analysts plainly believe First Bank is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Bank
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

First Bank has higher earnings, but lower revenue than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than First Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Bank$245.83M1.84$43.66M$1.6910.64
Yirendai$817.84M0.13$7.80M-$1.18N/A

64.9% of First Bank shares are owned by institutional investors. Comparatively, 2.0% of Yirendai shares are owned by institutional investors. 42.2% of Yirendai shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

First Bank has a net margin of 17.45% compared to Yirendai's net margin of -14.35%. First Bank's return on equity of 9.63% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
First Bank17.45% 9.63% 1.07%
Yirendai -14.35%-7.58%-5.21%

First Bank has a beta of 0.53, meaning that its stock price is 47% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.13, meaning that its stock price is 13% more volatile than the broader market.

Summary

First Bank beats Yirendai on 13 of the 18 factors compared between the two stocks.

How does Yirendai compare to Colony Bankcorp?

Yirendai (NYSE:YRD) and Colony Bankcorp (NYSE:CBAN) are both small-cap banking companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, institutional ownership, risk, dividends, earnings and profitability.

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 17.0%. Colony Bankcorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. Yirendai pays out -16.9% of its earnings in the form of a dividend. Colony Bankcorp pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Colony Bankcorp has increased its dividend for 7 consecutive years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

Colony Bankcorp has a net margin of 15.42% compared to Yirendai's net margin of -14.35%. Colony Bankcorp's return on equity of 10.67% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-14.35% -7.58% -5.21%
Colony Bankcorp 15.42%10.67%1.06%

Colony Bankcorp has lower revenue, but higher earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.13$7.80M-$1.18N/A
Colony Bankcorp$190.23M2.42$28.25M$1.6513.21

Yirendai has a beta of 1.13, meaning that its stock price is 13% more volatile than the broader market. Comparatively, Colony Bankcorp has a beta of 0.56, meaning that its stock price is 44% less volatile than the broader market.

Colony Bankcorp has a consensus price target of $23.00, suggesting a potential upside of 5.56%. Given Colony Bankcorp's stronger consensus rating and higher probable upside, analysts plainly believe Colony Bankcorp is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Colony Bankcorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

2.0% of Yirendai shares are owned by institutional investors. Comparatively, 50.4% of Colony Bankcorp shares are owned by institutional investors. 42.2% of Yirendai shares are owned by company insiders. Comparatively, 3.9% of Colony Bankcorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Colony Bankcorp had 8 more articles in the media than Yirendai. MarketBeat recorded 10 mentions for Colony Bankcorp and 2 mentions for Yirendai. Colony Bankcorp's average media sentiment score of 0.87 beat Yirendai's score of 0.58 indicating that Colony Bankcorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Yirendai
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Colony Bankcorp
3 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Colony Bankcorp beats Yirendai on 15 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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YRD vs. The Competition

MetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE Exchange
Market Cap$102.80M$148.45B$36.95B$23.53B
Dividend Yield16.95%4.29%3.18%4.20%
P/E Ratio-1.0018.0976.4530.96
Price / Sales0.137.20596.4319.25
Price / Cash10.0323.8542.4718.55
Price / Book0.082.189.094.73
Net Income$7.80M$5.67B$1.07B$1.07B
7 Day Performance-6.75%-3.78%-1.56%-0.04%
1 Month Performance7.31%-2.31%-3.79%-0.42%
1 Year Performance-81.09%-16.86%133.84%14.22%

Yirendai Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
YRD
Yirendai
1.0581 of 5 stars
$1.18
-0.4%
N/A-81.1%$102.80M$817.84MN/A3,800
BETR
Better Home & Finance
3.6601 of 5 stars
$23.77
+3.4%
$39.33
+65.5%
+57.2%$448.45M$164.87MN/A1,329
RBB
RBB Bancorp
3.5231 of 5 stars
$26.37
-1.4%
$24.33
-7.7%
+38.7%$446.71M$238M11.17360
ABTC
American Bitcoin
3.6645 of 5 stars
$6.34
+9.9%
$60.00
+845.8%
-93.7%$445.25M$185.16MN/A200
FRBA
First Bank
3.5498 of 5 stars
$17.64
-0.1%
$18.00
+2.1%
+18.8%$443.64M$245.83M10.58240

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This page (NYSE:YRD) was last updated on 7/27/2026 by MarketBeat.com Staff.
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