Free Trial

Yirendai (YRD) Competitors

Yirendai logo
$0.34 -0.01 (-4.04%)
As of 01:02 PM Eastern
This is a fair market value price provided by Massive. Learn more.

YRD vs. LX, JFIN, KPLT, VRM, and CIRC

Should you buy Yirendai stock or one of its competitors? Yirendai's main competitors and comparable companies include LexinFintech (LX), Jiayin Group (JFIN), Katapult (KPLT), Vroom (VRM), and Atlantic International (CIRC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Yirendai compare to LexinFintech?

Yirendai (NYSE:YRD) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, media sentiment, dividends and valuation.

Yirendai has a beta of 1.24, suggesting that its stock price is 24% more volatile than the broader market. Comparatively, LexinFintech has a beta of 0.94, suggesting that its stock price is 6% less volatile than the broader market.

LexinFintech has a consensus target price of $2.35, suggesting a potential upside of 263.78%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts plainly believe LexinFintech is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 58.5%. LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 46.4%. Yirendai pays out -8.0% of its earnings in the form of a dividend. LexinFintech pays out 35.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

2.0% of Yirendai shares are owned by institutional investors. 42.2% of Yirendai shares are owned by company insiders. Comparatively, 27.8% of LexinFintech shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

In the previous week, Yirendai had 15 more articles in the media than LexinFintech. MarketBeat recorded 16 mentions for Yirendai and 1 mentions for LexinFintech. LexinFintech's average media sentiment score of 1.79 beat Yirendai's score of 0.03 indicating that LexinFintech is being referred to more favorably in the news media.

Company Overall Sentiment
Yirendai Neutral
LexinFintech Very Positive

LexinFintech has higher revenue and earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$4.30B0.01$7.80M-$2.50N/A
LexinFintech$12.96B0.01$239.82M$0.840.77

LexinFintech has a net margin of 7.94% compared to Yirendai's net margin of -35.36%. LexinFintech's return on equity of 8.59% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-35.36% -17.30% -11.97%
LexinFintech 7.94%8.59%4.50%

Summary

LexinFintech beats Yirendai on 11 of the 17 factors compared between the two stocks.

How does Yirendai compare to Jiayin Group?

Jiayin Group (NASDAQ:JFIN) and Yirendai (NYSE:YRD) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, profitability, analyst recommendations, institutional ownership and dividends.

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 2.0% of Yirendai shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 42.2% of Yirendai shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Jiayin Group has a net margin of 5.39% compared to Yirendai's net margin of -35.36%. Jiayin Group's return on equity of 5.02% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Yirendai -35.36%-17.30%-11.97%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Jiayin Group has higher earnings, but lower revenue than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.08$219.61M$0.642.20
Yirendai$4.30B0.01$7.80M-$2.50N/A

Jiayin Group has a beta of 0.89, indicating that its stock price is 11% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, indicating that its stock price is 24% more volatile than the broader market.

In the previous week, Yirendai had 14 more articles in the media than Jiayin Group. MarketBeat recorded 16 mentions for Yirendai and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 0.41 beat Yirendai's score of 0.03 indicating that Jiayin Group is being referred to more favorably in the media.

Company Overall Sentiment
Jiayin Group Neutral
Yirendai Neutral

Summary

Jiayin Group beats Yirendai on 10 of the 13 factors compared between the two stocks.

How does Yirendai compare to Katapult?

Yirendai (NYSE:YRD) and Katapult (NASDAQ:KPLT) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

In the previous week, Yirendai had 14 more articles in the media than Katapult. MarketBeat recorded 16 mentions for Yirendai and 2 mentions for Katapult. Katapult's average media sentiment score of 0.60 beat Yirendai's score of 0.03 indicating that Katapult is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Yirendai
0 Very Positive mention(s)
0 Positive mention(s)
15 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Katapult
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Katapult
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Yirendai has a beta of 1.24, meaning that its stock price is 24% more volatile than the broader market. Comparatively, Katapult has a beta of 1.58, meaning that its stock price is 58% more volatile than the broader market.

2.0% of Yirendai shares are held by institutional investors. Comparatively, 26.8% of Katapult shares are held by institutional investors. 42.2% of Yirendai shares are held by insiders. Comparatively, 8.0% of Katapult shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Katapult has a net margin of 3.60% compared to Yirendai's net margin of -35.36%. Yirendai's return on equity of -17.30% beat Katapult's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-35.36% -17.30% -11.97%
Katapult 3.60%-26.41%10.86%

Yirendai has higher revenue and earnings than Katapult. Yirendai is trading at a lower price-to-earnings ratio than Katapult, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$4.30B0.01$7.80M-$2.50N/A
Katapult$291.76M0.19$1.37M$1.377.93

Summary

Katapult beats Yirendai on 8 of the 13 factors compared between the two stocks.

How does Yirendai compare to Vroom?

Vroom (NASDAQ:VRM) and Yirendai (NYSE:YRD) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, institutional ownership, valuation, dividends, earnings, media sentiment and profitability.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Vroom
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Yirendai has higher revenue and earnings than Vroom. Vroom is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Vroom$10.09M3.67-$7.96M-$11.12N/A
Yirendai$4.30B0.01$7.80M-$2.50N/A

Vroom has a beta of 1.36, suggesting that its stock price is 36% more volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, suggesting that its stock price is 24% more volatile than the broader market.

In the previous week, Yirendai had 10 more articles in the media than Vroom. MarketBeat recorded 16 mentions for Yirendai and 6 mentions for Vroom. Vroom's average media sentiment score of 0.15 beat Yirendai's score of 0.03 indicating that Vroom is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Vroom
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Yirendai
0 Very Positive mention(s)
0 Positive mention(s)
15 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

25.8% of Vroom shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 2.9% of Vroom shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Vroom has a net margin of -32.38% compared to Yirendai's net margin of -35.36%. Yirendai's return on equity of -17.30% beat Vroom's return on equity.

Company Net Margins Return on Equity Return on Assets
Vroom-32.38% -47.65% -5.59%
Yirendai -35.36%-17.30%-11.97%

Summary

Yirendai beats Vroom on 7 of the 13 factors compared between the two stocks.

How does Yirendai compare to Atlantic International?

Atlantic International (NASDAQ:CIRC) and Yirendai (NYSE:YRD) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, institutional ownership, valuation, dividends, risk, media sentiment and earnings.

Atlantic International has a net margin of -19.39% compared to Yirendai's net margin of -35.36%. Atlantic International's return on equity of 0.00% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Atlantic International-19.39% N/A -28.58%
Yirendai -35.36%-17.30%-11.97%

2.0% of Yirendai shares are held by institutional investors. 19.2% of Atlantic International shares are held by company insiders. Comparatively, 42.2% of Yirendai shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Yirendai has higher revenue and earnings than Atlantic International. Yirendai is trading at a lower price-to-earnings ratio than Atlantic International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Atlantic International$435.88M0.05-$59.43M-$2.11N/A
Yirendai$4.30B0.01$7.80M-$2.50N/A

Atlantic International has a beta of 0.82, meaning that its share price is 18% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, meaning that its share price is 24% more volatile than the broader market.

In the previous week, Yirendai had 15 more articles in the media than Atlantic International. MarketBeat recorded 16 mentions for Yirendai and 1 mentions for Atlantic International. Atlantic International's average media sentiment score of 1.82 beat Yirendai's score of 0.03 indicating that Atlantic International is being referred to more favorably in the media.

Company Overall Sentiment
Atlantic International Very Positive
Yirendai Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atlantic International
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

Atlantic International beats Yirendai on 8 of the 15 factors compared between the two stocks.

Get Yirendai News Delivered to You Automatically

Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

YRD vs. The Competition

MetricYirendaiConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$29.92M$6.84B$14.08B$23.59B
Dividend YieldN/A7.67%4.87%3.73%
P/E Ratio-0.149.5221.3430.44
Price / Sales0.012.525.143.41
Price / Cash3.1710.9820.3815.97
Price / Book0.022.531.833.77
Net Income$7.80M$447.58M$1.32B$1.08B
7 Day Performance-13.20%-1.55%-0.59%-0.51%
1 Month Performance-65.97%-0.48%0.24%1.14%
1 Year Performance-93.74%-0.01%5.13%6.83%

Yirendai Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
YRD
Yirendai
1.047 of 5 stars
$0.34
-4.0%
N/A-93.5%$29.92M$4.30BN/A981
LX
LexinFintech
4.0503 of 5 stars
$0.66
-1.4%
$2.35
+257.7%
-85.5%$109.71M$1.88B0.787,169
JFIN
Jiayin Group
1.3439 of 5 stars
$1.58
-2.8%
N/A-85.0%$82.89M$889.76M2.481,155
KPLT
Katapult
0.487 of 5 stars
$10.33
-6.5%
N/A+67.7%$51.62M$301.71M7.5887
VRM
Vroom
0.8557 of 5 stars
$7.29
+4.0%
N/A-71.1%$38.13M$178.83MN/A655

Related Companies and Tools


This page (NYSE:YRD) was last updated on 11/11/2026 by MarketBeat.com Staff.
From Our Partners