Yirendai (YRD) Competitors $1.64 +0.04 (+2.50%) Closing price 05/22/2026 03:58 PM EasternExtended Trading$1.60 -0.04 (-2.74%) As of 05/22/2026 07:29 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock YRD vs. SMBK, SUPV, ALRS, VEL, and SHBIShould you buy Yirendai stock or one of its competitors? MarketBeat compares Yirendai with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Yirendai include SmartFinancial (SMBK), Grupo Supervielle (SUPV), Alerus Financial (ALRS), Velocity Financial (VEL), and Shore Bancshares (SHBI). These companies are all part of the "banking" industry. YRD vs. SMBKYRD vs. SUPVYRD vs. ALRSYRD vs. VELYRD vs. SHBIHow does Yirendai compare to SmartFinancial?SmartFinancial (NASDAQ:SMBK) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, earnings, analyst recommendations, risk, media sentiment, profitability, valuation and institutional ownership. Do analysts recommend SMBK or YRD? SmartFinancial presently has a consensus target price of $45.88, indicating a potential upside of 10.34%. Given SmartFinancial's stronger consensus rating and higher possible upside, analysts plainly believe SmartFinancial is more favorable than Yirendai.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SmartFinancial 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.60Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Which has higher earnings and valuation, SMBK or YRD? SmartFinancial has higher earnings, but lower revenue than Yirendai. SmartFinancial is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSmartFinancial$203.48M3.49$36.14M$3.1213.33Yirendai$817.84M0.18$7.80M$0.0354.67 Do insiders & institutionals have more ownership in SMBK or YRD? 58.8% of SmartFinancial shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 6.9% of SmartFinancial shares are held by company insiders. Comparatively, 42.2% of Yirendai shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Is SMBK or YRD a better dividend stock? SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.9%. Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 24.4%. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Yirendai pays out 1,333.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. SmartFinancial has increased its dividend for 3 consecutive years. Is SMBK or YRD more profitable? SmartFinancial has a net margin of 12.67% compared to Yirendai's net margin of 0.31%. SmartFinancial's return on equity of 7.33% beat Yirendai's return on equity.Company Net Margins Return on Equity Return on Assets SmartFinancial12.67% 7.33% 0.71% Yirendai 0.31%0.18%0.13% Which has more risk & volatility, SMBK or YRD? SmartFinancial has a beta of 0.73, meaning that its stock price is 27% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, meaning that its stock price is 24% more volatile than the broader market. Does the media prefer SMBK or YRD? In the previous week, SmartFinancial had 1 more articles in the media than Yirendai. MarketBeat recorded 1 mentions for SmartFinancial and 0 mentions for Yirendai. SmartFinancial's average media sentiment score of 0.00 equaled Yirendai'saverage media sentiment score. Company Overall Sentiment SmartFinancial Neutral Yirendai Neutral SummarySmartFinancial beats Yirendai on 14 of the 19 factors compared between the two stocks.How does Yirendai compare to Grupo Supervielle?Grupo Supervielle (NYSE:SUPV) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, risk, dividends, analyst recommendations, profitability, earnings and valuation. Which has preferable earnings and valuation, SUPV or YRD? Yirendai has lower revenue, but higher earnings than Grupo Supervielle. Grupo Supervielle is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioGrupo Supervielle$1.65B0.42-$38.87M-$0.36N/AYirendai$817.84M0.18$7.80M$0.0354.67 Is SUPV or YRD more profitable? Yirendai has a net margin of 0.31% compared to Grupo Supervielle's net margin of -2.18%. Yirendai's return on equity of 0.18% beat Grupo Supervielle's return on equity.Company Net Margins Return on Equity Return on Assets Grupo Supervielle-2.18% -3.99% -0.57% Yirendai 0.31%0.18%0.13% Do analysts rate SUPV or YRD? Grupo Supervielle presently has a consensus target price of $13.00, indicating a potential upside of 63.93%. Given Grupo Supervielle's stronger consensus rating and higher probable upside, analysts plainly believe Grupo Supervielle is more favorable than Yirendai.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Grupo Supervielle 1 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.14Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Do institutionals and insiders hold more shares of SUPV or YRD? 2.0% of Yirendai shares are held by institutional investors. 42.2% of Yirendai shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Does the media refer more to SUPV or YRD? In the previous week, Grupo Supervielle's average media sentiment score of 0.00 equaled Yirendai'saverage media sentiment score. Company Overall Sentiment Grupo Supervielle Neutral Yirendai Neutral Is SUPV or YRD a better dividend stock? Grupo Supervielle pays an annual dividend of $0.19 per share and has a dividend yield of 2.4%. Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 24.4%. Grupo Supervielle pays out -52.8% of its earnings in the form of a dividend. Yirendai pays out 1,333.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Which has more volatility and risk, SUPV or YRD? Grupo Supervielle has a beta of 1.55, suggesting that its stock price is 55% more volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, suggesting that its stock price is 24% more volatile than the broader market. SummaryYirendai beats Grupo Supervielle on 9 of the 16 factors compared between the two stocks.How does Yirendai compare to Alerus Financial?Alerus Financial (NASDAQ:ALRS) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, valuation, earnings, analyst recommendations, risk, institutional ownership, media sentiment and dividends. Which has more volatility & risk, ALRS or YRD? Alerus Financial has a beta of 0.67, suggesting that its share price is 33% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, suggesting that its share price is 24% more volatile than the broader market. Which has higher valuation & earnings, ALRS or YRD? Alerus Financial has higher earnings, but lower revenue than Yirendai. Alerus Financial is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAlerus Financial$399.92M1.76$17.44M$1.0327.23Yirendai$817.84M0.18$7.80M$0.0354.67 Do analysts recommend ALRS or YRD? Alerus Financial presently has a consensus price target of $28.38, suggesting a potential upside of 1.16%. Given Alerus Financial's stronger consensus rating and higher possible upside, analysts clearly believe Alerus Financial is more favorable than Yirendai.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Alerus Financial 0 Sell rating(s) 4 Hold rating(s) 1 Buy rating(s) 2 Strong Buy rating(s) 2.71Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Is ALRS or YRD more profitable? Alerus Financial has a net margin of 6.74% compared to Yirendai's net margin of 0.31%. Alerus Financial's return on equity of 14.39% beat Yirendai's return on equity.Company Net Margins Return on Equity Return on Assets Alerus Financial6.74% 14.39% 1.51% Yirendai 0.31%0.18%0.13% Does the media favor ALRS or YRD? In the previous week, Alerus Financial had 9 more articles in the media than Yirendai. MarketBeat recorded 9 mentions for Alerus Financial and 0 mentions for Yirendai. Alerus Financial's average media sentiment score of 0.39 beat Yirendai's score of 0.00 indicating that Alerus Financial is being referred to more favorably in the media. Company Overall Sentiment Alerus Financial Neutral Yirendai Neutral Do insiders and institutionals believe in ALRS or YRD? 51.3% of Alerus Financial shares are owned by institutional investors. Comparatively, 2.0% of Yirendai shares are owned by institutional investors. 4.3% of Alerus Financial shares are owned by company insiders. Comparatively, 42.2% of Yirendai shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term. Is ALRS or YRD a better dividend stock? Alerus Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.0%. Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 24.4%. Alerus Financial pays out 81.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Yirendai pays out 1,333.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Alerus Financial has increased its dividend for 25 consecutive years. SummaryAlerus Financial beats Yirendai on 15 of the 20 factors compared between the two stocks.How does Yirendai compare to Velocity Financial?Velocity Financial (NYSE:VEL) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, valuation, risk, profitability, analyst recommendations, earnings and institutional ownership. Do institutionals and insiders have more ownership in VEL or YRD? 97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 2.0% of Yirendai shares are owned by institutional investors. 4.7% of Velocity Financial shares are owned by insiders. Comparatively, 42.2% of Yirendai shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Does the media prefer VEL or YRD? In the previous week, Velocity Financial's average media sentiment score of 0.00 equaled Yirendai'saverage media sentiment score. Company Overall Sentiment Velocity Financial Neutral Yirendai Neutral Which has preferable earnings and valuation, VEL or YRD? Velocity Financial has higher earnings, but lower revenue than Yirendai. Velocity Financial is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVelocity Financial$326.57M2.07$105.05M$2.806.14Yirendai$817.84M0.18$7.80M$0.0354.67 Do analysts rate VEL or YRD? Velocity Financial currently has a consensus price target of $23.25, indicating a potential upside of 35.25%. Given Velocity Financial's stronger consensus rating and higher probable upside, analysts plainly believe Velocity Financial is more favorable than Yirendai.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Velocity Financial 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Which has more risk & volatility, VEL or YRD? Velocity Financial has a beta of 0.76, suggesting that its stock price is 24% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, suggesting that its stock price is 24% more volatile than the broader market. Is VEL or YRD more profitable? Velocity Financial has a net margin of 56.47% compared to Yirendai's net margin of 0.31%. Velocity Financial's return on equity of 18.01% beat Yirendai's return on equity.Company Net Margins Return on Equity Return on Assets Velocity Financial56.47% 18.01% 1.66% Yirendai 0.31%0.18%0.13% SummaryVelocity Financial beats Yirendai on 10 of the 14 factors compared between the two stocks.How does Yirendai compare to Shore Bancshares?Shore Bancshares (NASDAQ:SHBI) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, risk, analyst recommendations, valuation, institutional ownership, profitability and media sentiment. Which has stronger valuation and earnings, SHBI or YRD? Shore Bancshares has higher earnings, but lower revenue than Yirendai. Shore Bancshares is trading at a lower price-to-earnings ratio than Yirendai, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioShore Bancshares$342.72M1.97$59.51M$1.8810.76Yirendai$817.84M0.18$7.80M$0.0354.67 Which has more risk and volatility, SHBI or YRD? Shore Bancshares has a beta of 0.83, suggesting that its share price is 17% less volatile than the broader market. Comparatively, Yirendai has a beta of 1.24, suggesting that its share price is 24% more volatile than the broader market. Do insiders & institutionals have more ownership in SHBI or YRD? 59.8% of Shore Bancshares shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 8.7% of Shore Bancshares shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Is SHBI or YRD more profitable? Shore Bancshares has a net margin of 18.20% compared to Yirendai's net margin of 0.31%. Shore Bancshares' return on equity of 11.84% beat Yirendai's return on equity.Company Net Margins Return on Equity Return on Assets Shore Bancshares18.20% 11.84% 1.12% Yirendai 0.31%0.18%0.13% Is SHBI or YRD a better dividend stock? Shore Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 2.4%. Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 24.4%. Shore Bancshares pays out 25.5% of its earnings in the form of a dividend. Yirendai pays out 1,333.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Do analysts prefer SHBI or YRD? Shore Bancshares presently has a consensus price target of $21.33, suggesting a potential upside of 5.51%. Given Shore Bancshares' stronger consensus rating and higher possible upside, equities research analysts clearly believe Shore Bancshares is more favorable than Yirendai.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Shore Bancshares 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Does the media prefer SHBI or YRD? In the previous week, Shore Bancshares had 5 more articles in the media than Yirendai. MarketBeat recorded 5 mentions for Shore Bancshares and 0 mentions for Yirendai. Shore Bancshares' average media sentiment score of 0.93 beat Yirendai's score of 0.00 indicating that Shore Bancshares is being referred to more favorably in the media. Company Overall Sentiment Shore Bancshares Positive Yirendai Neutral SummaryShore Bancshares beats Yirendai on 14 of the 19 factors compared between the two stocks. Get Yirendai News Delivered to You Automatically Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart YRD vs. The Competition ExportMetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE ExchangeMarket Cap$143.48M$174.72B$39.13B$23.18BDividend Yield25.00%4.31%3.21%4.10%P/E Ratio54.6819.9379.2530.65Price / Sales0.18112.94630.9314.66Price / Cash13.5924.0648.7225.12Price / Book0.112.3010.534.74Net Income$7.80M$5.67B$1.07B$1.07B7 Day Performance-17.38%-1.62%3.50%1.45%1 Month Performance-20.58%-2.63%6.26%1.58%1 Year Performance-73.61%-6.22%169.77%28.44% Yirendai Competitors List ExportCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)YRDYirendai1.369 of 5 stars$1.64+2.5%N/A-73.6%$143.48M$817.84M54.683,800High Trading VolumeSMBKSmartFinancial3.387 of 5 stars$40.42-0.3%$45.88+13.5%+34.1%$689.46M$203.48M18.84550SUPVGrupo SupervielleN/A$7.68-2.0%$13.00+69.3%-49.7%$676.76M$1.65BN/A3,348ALRSAlerus Financial2.4941 of 5 stars$27.00-0.2%$28.38+5.1%+35.1%$675.97M$399.92M26.12840Dividend IncreaseVELVelocity Financial3.8059 of 5 stars$17.49+2.0%$23.25+32.9%+4.4%$674.24M$326.57M6.13220 Related Companies and Tools Related Companies SmartFinancial Alternatives Grupo Supervielle Alternatives Alerus Financial Alternatives Velocity Financial Alternatives Shore Bancshares Alternatives Community West Bancshares Alternatives Third Coast Bancshares Alternatives California BanCorp Alternatives Northpointe Bancshares Alternatives Red River Bancshares Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:YRD) was last updated on 5/25/2026 by MarketBeat.com Staff. From Our PartnersSpaceX eyes a 1.75 trillion valuation - here's what to knowElon Musk's team has quietly filed confidential paperwork with the SEC for what Bloomberg estimates could be a...Brownstone Research | Sponsored$30 stock to buy before Starlink goes public (WATCH NOW!)In the next 3 minutes… James Altucher – legendary investor and venture capitalist… And someone who’s kno...Paradigm Press | SponsoredYour book attachedBill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time throug...Profits Run | SponsoredMy feud with Zohran MamdaniEmmy-winning analyst releases his next big story Whitney Tilson shocked the nation on 60 Minutes when he ac...Stansberry Research | SponsoredSpaceX IPO hides a much bigger storyThe SpaceX IPO could be the biggest in history at $1.75 trillion - but the real story isn't the IPO itself. ...Weiss Ratings | SponsoredSpaceX will mint billionaires. You won't be one of them.By the time a company goes public, 95% of profits have already been made. Insiders bought SpaceX at $20 billio...Behind the Markets | SponsoredSatellite Images Spot Potential $10 Trillion Discovery'Dark Energy': Elon Musk's Next Potential $10 Trillion Move A highly secure site in West Texas now houses a...Altimetry | SponsoredSpaceX just filed. The clock is ticking.Reuters reports Elon Musk filed secretly. Barron's says it's being finalized behind closed doors. CNBC just re...The Oxford Club | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Yirendai Ltd. Please log in to your account or sign up in order to add this asset to your watchlist. Share Yirendai With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
