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Yirendai (YRD) Competitors

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$1.40 -0.04 (-2.43%)
Closing price 07/2/2026 03:59 PM Eastern
Extended Trading
$1.25 -0.16 (-11.39%)
As of 06:51 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

YRD vs. NWFL, ONIT, MFH, COSO, and TROO

Should you buy Yirendai stock or one of its competitors? MarketBeat compares Yirendai with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Yirendai include Norwood Financial (NWFL), Onity Group (ONIT), Mercurity Fintech (MFH), CoastalSouth Bancshares (COSO), and TROOPS (TROO). These companies are all part of the "banking" industry.

How does Yirendai compare to Norwood Financial?

Yirendai (NYSE:YRD) and Norwood Financial (NASDAQ:NWFL) are both small-cap banking companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, analyst recommendations, valuation, media sentiment, profitability, earnings and risk.

Norwood Financial has lower revenue, but higher earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.15$7.80M-$1.18N/A
Norwood Financial$136.15M2.58$27.75M$2.7111.89

Yirendai has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market. Comparatively, Norwood Financial has a beta of 0.55, indicating that its share price is 45% less volatile than the broader market.

Norwood Financial has a consensus target price of $33.00, suggesting a potential upside of 2.42%. Given Norwood Financial's stronger consensus rating and higher possible upside, analysts plainly believe Norwood Financial is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Norwood Financial
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Norwood Financial has a net margin of 17.75% compared to Yirendai's net margin of -14.35%. Norwood Financial's return on equity of 12.43% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-14.35% -7.58% -5.21%
Norwood Financial 17.75%12.43%1.21%

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 14.2%. Norwood Financial pays an annual dividend of $1.28 per share and has a dividend yield of 4.0%. Yirendai pays out -16.9% of its earnings in the form of a dividend. Norwood Financial pays out 47.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Norwood Financial has raised its dividend for 7 consecutive years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Yirendai had 2 more articles in the media than Norwood Financial. MarketBeat recorded 4 mentions for Yirendai and 2 mentions for Norwood Financial. Yirendai's average media sentiment score of 0.14 beat Norwood Financial's score of 0.00 indicating that Yirendai is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Yirendai
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Norwood Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

2.0% of Yirendai shares are held by institutional investors. Comparatively, 28.1% of Norwood Financial shares are held by institutional investors. 42.2% of Yirendai shares are held by insiders. Comparatively, 8.1% of Norwood Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Norwood Financial beats Yirendai on 12 of the 19 factors compared between the two stocks.

How does Yirendai compare to Onity Group?

Onity Group (NYSE:ONIT) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, media sentiment, risk, valuation, institutional ownership, earnings, analyst recommendations and profitability.

Onity Group presently has a consensus price target of $54.00, suggesting a potential upside of 38.66%. Given Onity Group's stronger consensus rating and higher possible upside, equities research analysts clearly believe Onity Group is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Onity Group
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Onity Group has higher revenue and earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than Onity Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Onity Group$1.07B0.31$189.50M$19.412.01
Yirendai$817.84M0.15$7.80M-$1.18N/A

70.2% of Onity Group shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 10.5% of Onity Group shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Onity Group has a net margin of 15.75% compared to Yirendai's net margin of -14.35%. Onity Group's return on equity of 9.10% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Onity Group15.75% 9.10% 0.31%
Yirendai -14.35%-7.58%-5.21%

Onity Group has a beta of 1.43, suggesting that its stock price is 43% more volatile than the broader market. Comparatively, Yirendai has a beta of 1.13, suggesting that its stock price is 13% more volatile than the broader market.

In the previous week, Onity Group and Onity Group both had 4 articles in the media. Onity Group's average media sentiment score of 0.75 beat Yirendai's score of 0.14 indicating that Onity Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Onity Group
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Yirendai
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Onity Group beats Yirendai on 15 of the 16 factors compared between the two stocks.

How does Yirendai compare to Mercurity Fintech?

Yirendai (NYSE:YRD) and Mercurity Fintech (NASDAQ:MFH) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, media sentiment, valuation, risk, earnings, analyst recommendations and profitability.

Mercurity Fintech has a net margin of 0.00% compared to Yirendai's net margin of -14.35%. Mercurity Fintech's return on equity of 0.00% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-14.35% -7.58% -5.21%
Mercurity Fintech N/A N/A N/A

Yirendai has a beta of 1.13, indicating that its stock price is 13% more volatile than the broader market. Comparatively, Mercurity Fintech has a beta of 4.3, indicating that its stock price is 330% more volatile than the broader market.

In the previous week, Yirendai had 4 more articles in the media than Mercurity Fintech. MarketBeat recorded 4 mentions for Yirendai and 0 mentions for Mercurity Fintech. Yirendai's average media sentiment score of 0.14 beat Mercurity Fintech's score of 0.00 indicating that Yirendai is being referred to more favorably in the media.

Company Overall Sentiment
Yirendai Neutral
Mercurity Fintech Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Mercurity Fintech
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Yirendai has higher revenue and earnings than Mercurity Fintech.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.15$7.80M-$1.18N/A
Mercurity Fintech$2.35M126.13-$4.53MN/AN/A

2.0% of Yirendai shares are held by institutional investors. Comparatively, 30.8% of Mercurity Fintech shares are held by institutional investors. 42.2% of Yirendai shares are held by company insiders. Comparatively, 62.8% of Mercurity Fintech shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Mercurity Fintech beats Yirendai on 7 of the 11 factors compared between the two stocks.

How does Yirendai compare to CoastalSouth Bancshares?

Yirendai (NYSE:YRD) and CoastalSouth Bancshares (NYSE:COSO) are both small-cap banking companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, earnings, profitability, institutional ownership, valuation, media sentiment and analyst recommendations.

CoastalSouth Bancshares has a consensus price target of $30.00, suggesting a potential upside of 11.61%. Given CoastalSouth Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe CoastalSouth Bancshares is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
CoastalSouth Bancshares
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

CoastalSouth Bancshares has a net margin of 18.91% compared to Yirendai's net margin of -14.35%. CoastalSouth Bancshares' return on equity of 10.66% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai-14.35% -7.58% -5.21%
CoastalSouth Bancshares 18.91%10.66%1.15%

In the previous week, Yirendai had 4 more articles in the media than CoastalSouth Bancshares. MarketBeat recorded 4 mentions for Yirendai and 0 mentions for CoastalSouth Bancshares. Yirendai's average media sentiment score of 0.14 beat CoastalSouth Bancshares' score of 0.00 indicating that Yirendai is being referred to more favorably in the media.

Company Overall Sentiment
Yirendai Neutral
CoastalSouth Bancshares Neutral

Yirendai pays an annual dividend of $0.20 per share and has a dividend yield of 14.2%. CoastalSouth Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 0.7%. Yirendai pays out -16.9% of its earnings in the form of a dividend. CoastalSouth Bancshares pays out 9.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

2.0% of Yirendai shares are held by institutional investors. 42.2% of Yirendai shares are held by company insiders. Comparatively, 15.1% of CoastalSouth Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

CoastalSouth Bancshares has lower revenue, but higher earnings than Yirendai. Yirendai is trading at a lower price-to-earnings ratio than CoastalSouth Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$817.84M0.15$7.80M-$1.18N/A
CoastalSouth Bancshares$135.78M2.38$24.89M$2.2012.22

Summary

CoastalSouth Bancshares beats Yirendai on 10 of the 17 factors compared between the two stocks.

How does Yirendai compare to TROOPS?

TROOPS (NASDAQ:TROO) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
TROOPS
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Yirendai
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

TROOPS has a net margin of 0.00% compared to Yirendai's net margin of -14.35%. TROOPS's return on equity of 0.00% beat Yirendai's return on equity.

Company Net Margins Return on Equity Return on Assets
TROOPSN/A N/A N/A
Yirendai -14.35%-7.58%-5.21%

In the previous week, TROOPS had 10 more articles in the media than Yirendai. MarketBeat recorded 14 mentions for TROOPS and 4 mentions for Yirendai. Yirendai's average media sentiment score of 0.14 beat TROOPS's score of -0.30 indicating that Yirendai is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
TROOPS
0 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
5 Negative mention(s)
4 Very Negative mention(s)
Neutral
Yirendai
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Yirendai has higher revenue and earnings than TROOPS.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
TROOPS$17.10M15.86-$27.91MN/AN/A
Yirendai$817.84M0.15$7.80M-$1.18N/A

2.0% of Yirendai shares are held by institutional investors. 1.1% of TROOPS shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

TROOPS has a beta of 3.71, indicating that its share price is 271% more volatile than the broader market. Comparatively, Yirendai has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market.

Summary

TROOPS beats Yirendai on 6 of the 11 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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YRD vs. The Competition

MetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE Exchange
Market Cap$122.92M$165.02B$38.23B$23.50B
Dividend Yield13.89%4.27%3.17%3.98%
P/E Ratio-1.1919.34170.4531.55
Price / Sales0.1535.94601.5722.16
Price / Cash12.2325.2845.6418.69
Price / Book0.092.299.634.81
Net Income$7.80M$5.67B$1.07B$1.07B
7 Day Performance28.90%1.87%-0.07%0.50%
1 Month Performance14.69%-0.01%0.42%4.72%
1 Year Performance-77.00%-10.66%143.57%18.23%

Yirendai Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
YRD
Yirendai
1.1031 of 5 stars
$1.41
-2.4%
N/A-77.0%$122.92M$817.84MN/A3,800
NWFL
Norwood Financial
3.0638 of 5 stars
$31.61
-2.1%
$33.00
+4.4%
+20.7%$342.76M$136.15M11.61260
ONIT
Onity Group
4.0782 of 5 stars
$40.01
+1.4%
$54.00
+35.0%
+0.7%$337.24M$1.07B2.064,300
MFH
Mercurity Fintech
0.0214 of 5 stars
$4.79
+9.9%
N/A+0.0%$330.88M$2.35MN/A10
COSO
CoastalSouth Bancshares
3.6841 of 5 stars
$26.78
-0.2%
$30.00
+12.0%
N/A$322.42M$135.78M12.17180

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This page (NYSE:YRD) was last updated on 7/6/2026 by MarketBeat.com Staff.
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