Free Trial

Jiayin Group (JFIN) Competitors

Jiayin Group logo
$1.41 +0.10 (+7.63%)
Closing price 10/5/2026 04:00 PM Eastern
Extended Trading
$1.40 -0.01 (-0.78%)
As of 04:01 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

JFIN vs. RM, MFIN, XYF, CPSS, and LX

Should you buy Jiayin Group stock or one of its competitors? Jiayin Group's main competitors and comparable companies include Regional Management (RM), Medallion Financial (MFIN), X Financial (XYF), Consumer Portfolio Services (CPSS), and LexinFintech (LX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Jiayin Group compare to Regional Management?

Jiayin Group (NASDAQ:JFIN) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, valuation, profitability, dividends, analyst recommendations, risk, earnings and institutional ownership.

In the previous week, Regional Management had 2 more articles in the media than Jiayin Group. MarketBeat recorded 3 mentions for Regional Management and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 0.75 beat Regional Management's score of 0.20 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Regional Management
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Regional Management has a net margin of 6.98% compared to Jiayin Group's net margin of 5.39%. Regional Management's return on equity of 12.49% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Regional Management 6.98%12.49%2.25%

Jiayin Group has a beta of 0.9, suggesting that its share price is 10% less volatile than the broader market. Comparatively, Regional Management has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market.

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Comparatively, 10.9% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Jiayin Group has higher revenue and earnings than Regional Management. Jiayin Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.08$219.61M$0.642.20
Regional Management$645.60M0.47$44.41M$4.756.92

Regional Management has a consensus price target of $43.00, suggesting a potential upside of 30.73%. Given Regional Management's stronger consensus rating and higher probable upside, analysts clearly believe Regional Management is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Regional Management beats Jiayin Group on 11 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Medallion Financial?

Jiayin Group (NASDAQ:JFIN) and Medallion Financial (NASDAQ:MFIN) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, earnings, media sentiment, valuation, institutional ownership, dividends, analyst recommendations and profitability.

Jiayin Group has a beta of 0.9, meaning that its share price is 10% less volatile than the broader market. Comparatively, Medallion Financial has a beta of 0.79, meaning that its share price is 21% less volatile than the broader market.

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 40.6% of Medallion Financial shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Comparatively, 24.6% of Medallion Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Medallion Financial has a consensus target price of $12.00, indicating a potential upside of 1.61%. Given Medallion Financial's stronger consensus rating and higher probable upside, analysts clearly believe Medallion Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Medallion Financial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.40

In the previous week, Medallion Financial had 3 more articles in the media than Jiayin Group. MarketBeat recorded 4 mentions for Medallion Financial and 1 mentions for Jiayin Group. Medallion Financial's average media sentiment score of 0.75 beat Jiayin Group's score of 0.75 indicating that Medallion Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Medallion Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Medallion Financial has a net margin of 9.25% compared to Jiayin Group's net margin of 5.39%. Medallion Financial's return on equity of 7.11% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Medallion Financial 9.25%7.11%1.20%

Jiayin Group has higher revenue and earnings than Medallion Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.08$219.61M$0.642.20
Medallion Financial$353.31M0.77$43.04M$1.338.88

Summary

Medallion Financial beats Jiayin Group on 10 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to X Financial?

Jiayin Group (NASDAQ:JFIN) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, valuation, dividends, profitability, institutional ownership, media sentiment, earnings and analyst recommendations.

Jiayin Group has a beta of 0.9, meaning that its share price is 10% less volatile than the broader market. Comparatively, X Financial has a beta of 0.47, meaning that its share price is 53% less volatile than the broader market.

Jiayin Group has higher earnings, but lower revenue than X Financial. Jiayin Group is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.08$219.61M$0.642.20
X Financial$5.60B0.03$209.43M$1.962.53

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
X Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Jiayin Group had 1 more articles in the media than X Financial. MarketBeat recorded 1 mentions for Jiayin Group and 0 mentions for X Financial. Jiayin Group's average media sentiment score of 0.75 beat X Financial's score of 0.00 indicating that Jiayin Group is being referred to more favorably in the media.

Company Overall Sentiment
Jiayin Group Positive
X Financial Neutral

X Financial has a net margin of 9.94% compared to Jiayin Group's net margin of 5.39%. X Financial's return on equity of 9.14% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
X Financial 9.94%9.14%5.20%

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 1.1% of X Financial shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 31.6% of X Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Jiayin Group and X Financial tied by winning 7 of the 14 factors compared between the two stocks.

How does Jiayin Group compare to Consumer Portfolio Services?

Jiayin Group (NASDAQ:JFIN) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, profitability, risk, analyst recommendations, media sentiment, institutional ownership, dividends and earnings.

Jiayin Group has higher revenue and earnings than Consumer Portfolio Services. Jiayin Group is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.08$219.61M$0.642.20
Consumer Portfolio Services$434.47M0.45$19.33M$0.929.79

In the previous week, Jiayin Group and Jiayin Group both had 1 articles in the media. Jiayin Group's average media sentiment score of 0.75 beat Consumer Portfolio Services' score of -0.33 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Jiayin Group has a beta of 0.9, suggesting that its share price is 10% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.14, suggesting that its share price is 14% more volatile than the broader market.

Jiayin Group has a net margin of 5.39% compared to Consumer Portfolio Services' net margin of 4.78%. Consumer Portfolio Services' return on equity of 6.91% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Consumer Portfolio Services 4.78%6.91%0.54%

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 51.2% of Jiayin Group shares are held by company insiders. Comparatively, 63.8% of Consumer Portfolio Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Consumer Portfolio Services beats Jiayin Group on 8 of the 13 factors compared between the two stocks.

How does Jiayin Group compare to LexinFintech?

LexinFintech (NASDAQ:LX) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, media sentiment, profitability, valuation, earnings, risk and institutional ownership.

44.1% of Jiayin Group shares are held by institutional investors. 27.8% of LexinFintech shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

LexinFintech has higher revenue and earnings than Jiayin Group. LexinFintech is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$12.96B0.01$239.82M$0.840.80
Jiayin Group$889.76M0.08$219.61M$0.642.20

In the previous week, Jiayin Group had 1 more articles in the media than LexinFintech. MarketBeat recorded 1 mentions for Jiayin Group and 0 mentions for LexinFintech. Jiayin Group's average media sentiment score of 0.75 beat LexinFintech's score of 0.00 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Overall Sentiment
LexinFintech Neutral
Jiayin Group Positive

LexinFintech has a beta of 0.86, meaning that its share price is 14% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.9, meaning that its share price is 10% less volatile than the broader market.

LexinFintech has a net margin of 7.94% compared to Jiayin Group's net margin of 5.39%. LexinFintech's return on equity of 8.59% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech7.94% 8.59% 4.50%
Jiayin Group 5.39%5.02%2.57%

LexinFintech presently has a consensus target price of $2.35, suggesting a potential upside of 247.63%. Given LexinFintech's stronger consensus rating and higher probable upside, equities analysts clearly believe LexinFintech is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

LexinFintech beats Jiayin Group on 8 of the 15 factors compared between the two stocks.

Get Jiayin Group News Delivered to You Automatically

Sign up to receive the latest news and ratings for JFIN and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

JFIN vs. The Competition

MetricJiayin GroupConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$68.55M$6.71B$13.43B$13.26B
Dividend YieldN/A12.80%6.03%17.36%
P/E Ratio2.208.4724.4526.20
Price / Sales0.0859.83498.3691.08
Price / Cash0.3011.1229.4634.70
Price / Book0.122.512.716.40
Net Income$219.61M$442.63M$1.31B$381.07M
7 Day Performance1.44%-0.40%-0.25%-0.30%
1 Month Performance-17.06%-6.87%-3.18%-4.53%
1 Year Performance-87.53%1.57%11.18%1.62%

Jiayin Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JFIN
Jiayin Group
1.4461 of 5 stars
$1.41
+7.6%
N/A-87.6%$68.55M$889.76M2.201,155
RM
Regional Management
4.2839 of 5 stars
$30.56
+0.4%
$43.00
+40.7%
-15.5%$282.09M$645.60M6.432,112
MFIN
Medallion Financial
3.7627 of 5 stars
$12.06
+0.1%
$10.50
-13.0%
+18.3%$276.97M$353.31M9.07179
XYF
X Financial
1.8168 of 5 stars
$5.15
+0.4%
N/A-65.3%$201.31M$1.09B2.63643
CPSS
Consumer Portfolio Services
1.5526 of 5 stars
$9.05
+0.8%
N/A+16.7%$195.01M$434.47M9.83994

Related Companies and Tools


This page (NASDAQ:JFIN) was last updated on 10/6/2026 by MarketBeat.com Staff.
From Our Partners