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Jiayin Group (JFIN) Competitors

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$2.77 +0.41 (+17.37%)
Closing price 04:00 PM Eastern
Extended Trading
$2.75 -0.02 (-0.72%)
As of 07:34 PM Eastern
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JFIN vs. TREE, RM, OPRT, MFIN, and LX

Should you buy Jiayin Group stock or one of its competitors? MarketBeat compares Jiayin Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Jiayin Group include LendingTree (TREE), Regional Management (RM), Oportun Financial (OPRT), Medallion Financial (MFIN), and LexinFintech (LX). These companies are all part of the "consumer finance" industry.

How does Jiayin Group compare to LendingTree?

Jiayin Group (NASDAQ:JFIN) and LendingTree (NASDAQ:TREE) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, earnings, dividends, institutional ownership, profitability, analyst recommendations, risk and media sentiment.

Jiayin Group has a beta of 0.96, indicating that its stock price is 4% less volatile than the broader market. Comparatively, LendingTree has a beta of 2.04, indicating that its stock price is 104% more volatile than the broader market.

LendingTree has a consensus price target of $61.33, indicating a potential upside of 81.41%. Given LendingTree's stronger consensus rating and higher probable upside, analysts plainly believe LendingTree is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
LendingTree
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71

In the previous week, LendingTree had 18 more articles in the media than Jiayin Group. MarketBeat recorded 20 mentions for LendingTree and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.46 beat LendingTree's score of -0.08 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingTree
3 Very Positive mention(s)
3 Positive mention(s)
7 Neutral mention(s)
5 Negative mention(s)
0 Very Negative mention(s)
Neutral

Jiayin Group has higher earnings, but lower revenue than LendingTree. Jiayin Group is trading at a lower price-to-earnings ratio than LendingTree, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.16$219.61M$2.521.10
LendingTree$1.12B0.42$151.31M$12.902.62

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 68.3% of LendingTree shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 4.0% of LendingTree shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Jiayin Group has a net margin of 17.79% compared to LendingTree's net margin of 14.33%. Jiayin Group's return on equity of 21.67% beat LendingTree's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
LendingTree 14.33%14.57%4.49%

Summary

LendingTree beats Jiayin Group on 10 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Regional Management?

Regional Management (NYSE:RM) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, dividends, institutional ownership, media sentiment, risk, profitability, analyst recommendations and valuation.

Jiayin Group has a net margin of 17.79% compared to Regional Management's net margin of 6.98%. Jiayin Group's return on equity of 21.67% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management6.98% 12.49% 2.25%
Jiayin Group 17.79%21.67%11.33%

Regional Management currently has a consensus price target of $43.00, indicating a potential upside of 32.28%. Given Regional Management's stronger consensus rating and higher possible upside, research analysts clearly believe Regional Management is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Regional Management has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.96, suggesting that its share price is 4% less volatile than the broader market.

98.9% of Regional Management shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 10.9% of Regional Management shares are owned by company insiders. Comparatively, 51.2% of Jiayin Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Regional Management had 10 more articles in the media than Jiayin Group. MarketBeat recorded 12 mentions for Regional Management and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.46 beat Regional Management's score of 0.51 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
2 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Jiayin Group
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Jiayin Group has higher revenue and earnings than Regional Management. Jiayin Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$645.60M0.46$44.41M$4.756.84
Jiayin Group$889.76M0.16$219.61M$2.521.10

Summary

Regional Management beats Jiayin Group on 9 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Oportun Financial?

Jiayin Group (NASDAQ:JFIN) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, risk, institutional ownership, profitability, valuation and earnings.

Jiayin Group has a beta of 0.96, suggesting that its share price is 4% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.22, suggesting that its share price is 22% more volatile than the broader market.

In the previous week, Oportun Financial had 5 more articles in the media than Jiayin Group. MarketBeat recorded 7 mentions for Oportun Financial and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.46 beat Oportun Financial's score of 0.33 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Oportun Financial
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Jiayin Group has a net margin of 17.79% compared to Oportun Financial's net margin of 1.87%. Jiayin Group's return on equity of 21.67% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
Oportun Financial 1.87%12.14%1.47%

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 1.6% of Oportun Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Jiayin Group has higher earnings, but lower revenue than Oportun Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.16$219.61M$2.521.10
Oportun Financial$956.70M0.29$25.25M$0.3716.38

Oportun Financial has a consensus price target of $7.00, indicating a potential upside of 15.51%. Given Oportun Financial's stronger consensus rating and higher possible upside, analysts clearly believe Oportun Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Oportun Financial beats Jiayin Group on 9 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Medallion Financial?

Jiayin Group (NASDAQ:JFIN) and Medallion Financial (NASDAQ:MFIN) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, dividends, risk and analyst recommendations.

Jiayin Group has higher revenue and earnings than Medallion Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.16$219.61M$2.521.10
Medallion Financial$353.31M0.71$43.04M$1.338.11

Jiayin Group has a beta of 0.96, indicating that its stock price is 4% less volatile than the broader market. Comparatively, Medallion Financial has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market.

In the previous week, Medallion Financial had 8 more articles in the media than Jiayin Group. MarketBeat recorded 10 mentions for Medallion Financial and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.46 beat Medallion Financial's score of 0.68 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Medallion Financial
4 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 40.6% of Medallion Financial shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Comparatively, 24.6% of Medallion Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Medallion Financial has a consensus price target of $10.50, suggesting a potential downside of 2.69%. Given Medallion Financial's stronger consensus rating and higher probable upside, analysts plainly believe Medallion Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Medallion Financial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Jiayin Group has a net margin of 17.79% compared to Medallion Financial's net margin of 9.25%. Jiayin Group's return on equity of 21.67% beat Medallion Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
Medallion Financial 9.25%7.12%1.22%

Summary

Jiayin Group beats Medallion Financial on 10 of the 15 factors compared between the two stocks.

How does Jiayin Group compare to LexinFintech?

Jiayin Group (NASDAQ:JFIN) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, valuation, risk, media sentiment and profitability.

LexinFintech has higher revenue and earnings than Jiayin Group. Jiayin Group is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.16$219.61M$2.521.10
LexinFintech$13.36B0.02$239.82M$1.151.29

LexinFintech has a consensus price target of $3.50, suggesting a potential upside of 136.49%. Given LexinFintech's stronger consensus rating and higher possible upside, analysts clearly believe LexinFintech is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
LexinFintech
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Jiayin Group has a net margin of 17.79% compared to LexinFintech's net margin of 10.78%. Jiayin Group's return on equity of 21.67% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
LexinFintech 10.78%12.12%6.29%

Jiayin Group has a beta of 0.96, meaning that its share price is 4% less volatile than the broader market. Comparatively, LexinFintech has a beta of 0.88, meaning that its share price is 12% less volatile than the broader market.

44.1% of Jiayin Group shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Comparatively, 27.8% of LexinFintech shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Jiayin Group had 2 more articles in the media than LexinFintech. MarketBeat recorded 2 mentions for Jiayin Group and 0 mentions for LexinFintech. LexinFintech's average media sentiment score of 1.54 beat Jiayin Group's score of 1.46 indicating that LexinFintech is being referred to more favorably in the news media.

Company Overall Sentiment
Jiayin Group Positive
LexinFintech Very Positive

Summary

Jiayin Group beats LexinFintech on 9 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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JFIN vs. The Competition

MetricJiayin GroupConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$123.50M$7.56B$14.07B$12.98B
Dividend YieldN/A12.18%5.91%9.79%
P/E Ratio1.109.1227.7621.93
Price / Sales0.1639.08515.9291.62
Price / Cash0.5412.0339.3250.79
Price / Book0.232.753.736.09
Net Income$219.61M$434.78M$1.31B$347.95M
7 Day Performance26.48%2.23%1.49%4.71%
1 Month Performance-3.15%0.72%1.31%-2.11%
1 Year Performance-78.73%16.35%13.62%20.58%

Jiayin Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JFIN
Jiayin Group
1.4717 of 5 stars
$2.77
+17.4%
N/A-81.4%$123.50M$889.76M1.101,155
TREE
LendingTree
4.1626 of 5 stars
$33.51
+4.9%
$61.33
+83.1%
-36.4%$465.79M$1.12B2.591,250
RM
Regional Management
4.115 of 5 stars
$34.28
-1.3%
$43.00
+25.5%
+0.5%$315.58M$645.60M7.212,112
OPRT
Oportun Financial
3.4041 of 5 stars
$5.95
+2.5%
$7.00
+17.7%
-1.8%$272.60M$956.70M16.052,488
MFIN
Medallion Financial
3.4187 of 5 stars
$10.87
+2.5%
$10.50
-3.4%
+1.6%$250.31M$233.80M8.14140

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This page (NASDAQ:JFIN) was last updated on 8/5/2026 by MarketBeat.com Staff.
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