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Jiayin Group (JFIN) Competitors

Jiayin Group logo
$1.70 -0.11 (-5.82%)
As of 03:59 PM Eastern

JFIN vs. TREE, OPRT, RM, MFIN, and XYF

Should you buy Jiayin Group stock or one of its competitors? Jiayin Group's main competitors and comparable companies include LendingTree (TREE), Oportun Financial (OPRT), Regional Management (RM), Medallion Financial (MFIN), and X Financial (XYF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Jiayin Group compare to LendingTree?

LendingTree (NASDAQ:TREE) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, valuation, profitability, media sentiment and analyst recommendations.

LendingTree currently has a consensus target price of $61.33, suggesting a potential upside of 116.34%. Given LendingTree's stronger consensus rating and higher probable upside, research analysts clearly believe LendingTree is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingTree
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

LendingTree has a net margin of 14.33% compared to Jiayin Group's net margin of 5.39%. LendingTree's return on equity of 14.57% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingTree14.33% 14.57% 4.49%
Jiayin Group 5.39%5.02%2.57%

LendingTree has a beta of 2.05, suggesting that its stock price is 105% more volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.92, suggesting that its stock price is 8% less volatile than the broader market.

68.3% of LendingTree shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 4.0% of LendingTree shares are owned by company insiders. Comparatively, 51.2% of Jiayin Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Jiayin Group has lower revenue, but higher earnings than LendingTree. LendingTree is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingTree$1.12B0.36$151.31M$12.902.20
Jiayin Group$889.76M0.10$219.61M$0.642.66

In the previous week, LendingTree had 8 more articles in the media than Jiayin Group. MarketBeat recorded 9 mentions for LendingTree and 1 mentions for Jiayin Group. LendingTree's average media sentiment score of 0.48 beat Jiayin Group's score of -0.37 indicating that LendingTree is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingTree
3 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

LendingTree beats Jiayin Group on 13 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Oportun Financial?

Jiayin Group (NASDAQ:JFIN) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, valuation, analyst recommendations, media sentiment, risk, institutional ownership and dividends.

Jiayin Group has a beta of 0.92, indicating that its share price is 8% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.24, indicating that its share price is 24% more volatile than the broader market.

Jiayin Group has a net margin of 5.39% compared to Oportun Financial's net margin of 2.05%. Oportun Financial's return on equity of 13.41% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Oportun Financial 2.05%13.41%1.66%

Jiayin Group has higher earnings, but lower revenue than Oportun Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.10$219.61M$0.642.66
Oportun Financial$956.70M0.38$25.25M$0.4019.68

In the previous week, Oportun Financial had 1 more articles in the media than Jiayin Group. MarketBeat recorded 2 mentions for Oportun Financial and 1 mentions for Jiayin Group. Oportun Financial's average media sentiment score of 1.38 beat Jiayin Group's score of -0.37 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Oportun Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 51.2% of Jiayin Group shares are held by company insiders. Comparatively, 1.6% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Oportun Financial has a consensus target price of $7.33, indicating a potential downside of 6.82%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts plainly believe Oportun Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20

Summary

Oportun Financial beats Jiayin Group on 11 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Regional Management?

Jiayin Group (NASDAQ:JFIN) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, valuation, earnings, profitability, media sentiment, institutional ownership and dividends.

In the previous week, Regional Management had 4 more articles in the media than Jiayin Group. MarketBeat recorded 5 mentions for Regional Management and 1 mentions for Jiayin Group. Regional Management's average media sentiment score of 1.32 beat Jiayin Group's score of -0.37 indicating that Regional Management is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Regional Management
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Jiayin Group has higher revenue and earnings than Regional Management. Jiayin Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.10$219.61M$0.642.66
Regional Management$645.60M0.48$44.41M$4.757.05

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 98.9% of Regional Management shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 10.9% of Regional Management shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Regional Management has a consensus price target of $43.00, indicating a potential upside of 28.34%. Given Regional Management's stronger consensus rating and higher probable upside, analysts plainly believe Regional Management is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Jiayin Group has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market. Comparatively, Regional Management has a beta of 1, suggesting that its share price has a similar volatility profile to the broader market.

Regional Management has a net margin of 6.98% compared to Jiayin Group's net margin of 5.39%. Regional Management's return on equity of 12.49% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Regional Management 6.98%12.49%2.25%

Summary

Regional Management beats Jiayin Group on 12 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Medallion Financial?

Jiayin Group (NASDAQ:JFIN) and Medallion Financial (NASDAQ:MFIN) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, media sentiment, dividends, valuation, risk, profitability and institutional ownership.

Medallion Financial has a consensus price target of $10.50, indicating a potential downside of 14.08%. Given Medallion Financial's stronger consensus rating and higher probable upside, analysts clearly believe Medallion Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Medallion Financial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Jiayin Group has higher revenue and earnings than Medallion Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.10$219.61M$0.642.66
Medallion Financial$353.31M0.79$43.04M$1.339.19

Medallion Financial has a net margin of 9.25% compared to Jiayin Group's net margin of 5.39%. Medallion Financial's return on equity of 7.11% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Medallion Financial 9.25%7.11%1.20%

Jiayin Group has a beta of 0.92, meaning that its stock price is 8% less volatile than the broader market. Comparatively, Medallion Financial has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market.

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 40.6% of Medallion Financial shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Comparatively, 24.6% of Medallion Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Jiayin Group and Jiayin Group both had 1 articles in the media. Medallion Financial's average media sentiment score of 1.70 beat Jiayin Group's score of -0.37 indicating that Medallion Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Medallion Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Medallion Financial beats Jiayin Group on 8 of the 14 factors compared between the two stocks.

How does Jiayin Group compare to X Financial?

Jiayin Group (NASDAQ:JFIN) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings, media sentiment and valuation.

X Financial has a net margin of 9.94% compared to Jiayin Group's net margin of 5.39%. X Financial's return on equity of 9.14% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
X Financial 9.94%9.14%5.20%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
X Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Jiayin Group had 1 more articles in the media than X Financial. MarketBeat recorded 1 mentions for Jiayin Group and 0 mentions for X Financial. X Financial's average media sentiment score of 0.00 beat Jiayin Group's score of -0.37 indicating that X Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Jiayin Group Neutral
X Financial Neutral

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 1.2% of X Financial shares are held by institutional investors. 51.2% of Jiayin Group shares are held by company insiders. Comparatively, 31.6% of X Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Jiayin Group has a beta of 0.92, indicating that its share price is 8% less volatile than the broader market. Comparatively, X Financial has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market.

Jiayin Group has higher earnings, but lower revenue than X Financial. Jiayin Group is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.10$219.61M$0.642.66
X Financial$1.09B0.20$209.43M$1.962.81

Summary

X Financial beats Jiayin Group on 9 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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JFIN vs. The Competition

MetricJiayin GroupConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$94.46M$7.47B$14.28B$12.92B
Dividend YieldN/A12.68%5.88%8.90%
P/E Ratio2.669.3026.1725.42
Price / Sales0.1071.04526.9395.00
Price / Cash0.4111.7539.5952.28
Price / Book0.142.752.136.17
Net Income$219.61M$442.63M$1.32B$349.50M
7 Day Performance-19.05%-0.48%0.24%-0.05%
1 Month Performance-28.42%-2.31%1.56%0.80%
1 Year Performance-86.10%8.44%12.05%15.62%

Jiayin Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JFIN
Jiayin Group
1.4867 of 5 stars
$1.70
-5.8%
N/A-85.4%$94.46M$889.76M2.661,155
TREE
LendingTree
4.6334 of 5 stars
$27.32
-2.6%
$61.33
+124.5%
-59.1%$383.57M$1.27B2.121,250
OPRT
Oportun Financial
3.3985 of 5 stars
$7.12
-3.1%
$7.33
+3.0%
+13.8%$327.45M$956.70M17.802,488
RM
Regional Management
4.9114 of 5 stars
$32.00
-0.3%
$43.00
+34.4%
-22.8%$295.36M$645.60M6.742,112
MFIN
Medallion Financial
3.4765 of 5 stars
$11.72
-0.8%
$10.50
-10.4%
+15.1%$269.09M$353.31M8.81140

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This page (NASDAQ:JFIN) was last updated on 9/4/2026 by MarketBeat.com Staff.
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