JFIN vs. UCB, DAVE, EBC, CLSK, AVAL, BBAR, FHB, IREN, INTR, and BUR
Should you be buying Jiayin Group stock or one of its competitors? The main competitors of Jiayin Group include United Community Banks (UCB), Dave (DAVE), Eastern Bankshares (EBC), Cleanspark (CLSK), Grupo Aval Acciones y Valores (AVAL), BBVA Banco Frances (BBAR), First Hawaiian (FHB), IREN (IREN), Inter & Co. Inc. (INTR), and Burford Capital (BUR). These companies are all part of the "banking" industry.
Jiayin Group vs. Its Competitors
Jiayin Group (NASDAQ:JFIN) and United Community Banks (NYSE:UCB) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, institutional ownership, valuation, risk, earnings and media sentiment.
44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 51.2% of Jiayin Group shares are held by company insiders. Comparatively, 0.5% of United Community Banks shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Jiayin Group has a beta of 0.97, indicating that its stock price is 3% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500.
United Community Banks has higher revenue and earnings than Jiayin Group. Jiayin Group is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
Jiayin Group pays an annual dividend of $1.28 per share and has a dividend yield of 7.2%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.1%. Jiayin Group pays out 37.2% of its earnings in the form of a dividend. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.
Jiayin Group has a net margin of 21.66% compared to United Community Banks' net margin of 17.11%. Jiayin Group's return on equity of 42.68% beat United Community Banks' return on equity.
In the previous week, Jiayin Group and Jiayin Group both had 2 articles in the media. Jiayin Group's average media sentiment score of 1.52 beat United Community Banks' score of -0.66 indicating that Jiayin Group is being referred to more favorably in the media.
Summary
Jiayin Group beats United Community Banks on 9 of the 15 factors compared between the two stocks.
Get Jiayin Group News Delivered to You Automatically
Sign up to receive the latest news and ratings for JFIN and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Jiayin Group Competitors List
Related Companies and Tools
This page (NASDAQ:JFIN) was last updated on 7/15/2025 by MarketBeat.com Staff
Free JFIN Stock Alerts