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Jiayin Group (JFIN) Competitors

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$2.28 -0.05 (-1.93%)
As of 12:38 PM Eastern
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JFIN vs. TREE, OPRT, RM, MFIN, and LX

Should you buy Jiayin Group stock or one of its competitors? Jiayin Group's main competitors and comparable companies include LendingTree (TREE), Oportun Financial (OPRT), Regional Management (RM), Medallion Financial (MFIN), and LexinFintech (LX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Jiayin Group compare to LendingTree?

Jiayin Group (NASDAQ:JFIN) and LendingTree (NASDAQ:TREE) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, institutional ownership, profitability, risk, earnings, analyst recommendations and valuation.

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 68.3% of LendingTree shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 4.0% of LendingTree shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Jiayin Group has higher earnings, but lower revenue than LendingTree. Jiayin Group is trading at a lower price-to-earnings ratio than LendingTree, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.13$219.61M$2.520.91
LendingTree$1.27B0.33$151.31M$12.902.32

Jiayin Group has a net margin of 17.79% compared to LendingTree's net margin of 14.33%. Jiayin Group's return on equity of 21.67% beat LendingTree's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
LendingTree 14.33%14.57%4.49%

In the previous week, LendingTree had 13 more articles in the media than Jiayin Group. MarketBeat recorded 16 mentions for LendingTree and 3 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 0.37 beat LendingTree's score of 0.32 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
LendingTree
2 Very Positive mention(s)
0 Positive mention(s)
12 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

LendingTree has a consensus target price of $61.33, indicating a potential upside of 104.68%. Given LendingTree's stronger consensus rating and higher probable upside, analysts plainly believe LendingTree is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
LendingTree
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71

Jiayin Group has a beta of 0.96, suggesting that its share price is 4% less volatile than the broader market. Comparatively, LendingTree has a beta of 2.04, suggesting that its share price is 104% more volatile than the broader market.

Summary

LendingTree beats Jiayin Group on 10 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Oportun Financial?

Oportun Financial (NASDAQ:OPRT) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, media sentiment, institutional ownership, valuation, risk, analyst recommendations and earnings.

In the previous week, Jiayin Group had 1 more articles in the media than Oportun Financial. MarketBeat recorded 3 mentions for Jiayin Group and 2 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 1.52 beat Jiayin Group's score of 0.37 indicating that Oportun Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Oportun Financial has a beta of 1.22, indicating that its stock price is 22% more volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.96, indicating that its stock price is 4% less volatile than the broader market.

Jiayin Group has a net margin of 17.79% compared to Oportun Financial's net margin of 2.05%. Jiayin Group's return on equity of 21.67% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial2.05% 13.41% 1.66%
Jiayin Group 17.79%21.67%11.33%

Oportun Financial presently has a consensus price target of $7.33, indicating a potential downside of 1.30%. Given Oportun Financial's stronger consensus rating and higher possible upside, research analysts plainly believe Oportun Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Jiayin Group has lower revenue, but higher earnings than Oportun Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.36$25.25M$0.4018.58
Jiayin Group$889.76M0.13$219.61M$2.520.91

82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 1.6% of Oportun Financial shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Oportun Financial beats Jiayin Group on 9 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Regional Management?

Jiayin Group (NASDAQ:JFIN) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, media sentiment, dividends, institutional ownership and earnings.

Jiayin Group has a net margin of 17.79% compared to Regional Management's net margin of 6.98%. Jiayin Group's return on equity of 21.67% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
Regional Management 6.98%12.49%2.25%

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 98.9% of Regional Management shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 10.9% of Regional Management shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Regional Management has a consensus price target of $43.00, suggesting a potential upside of 31.44%. Given Regional Management's stronger consensus rating and higher probable upside, analysts clearly believe Regional Management is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Jiayin Group has a beta of 0.96, indicating that its stock price is 4% less volatile than the broader market. Comparatively, Regional Management has a beta of 1.02, indicating that its stock price is 2% more volatile than the broader market.

Jiayin Group has higher revenue and earnings than Regional Management. Jiayin Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$889.76M0.13$219.61M$2.520.91
Regional Management$645.60M0.47$44.41M$4.756.89

In the previous week, Jiayin Group had 1 more articles in the media than Regional Management. MarketBeat recorded 3 mentions for Jiayin Group and 2 mentions for Regional Management. Regional Management's average media sentiment score of 1.83 beat Jiayin Group's score of 0.37 indicating that Regional Management is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Regional Management
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Regional Management beats Jiayin Group on 9 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Medallion Financial?

Medallion Financial (NASDAQ:MFIN) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, valuation, institutional ownership, risk, profitability, dividends, analyst recommendations and media sentiment.

Medallion Financial has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.96, suggesting that its stock price is 4% less volatile than the broader market.

40.6% of Medallion Financial shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 24.6% of Medallion Financial shares are owned by insiders. Comparatively, 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Medallion Financial presently has a consensus price target of $10.50, indicating a potential downside of 10.59%. Given Medallion Financial's stronger consensus rating and higher probable upside, analysts plainly believe Medallion Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Medallion Financial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Jiayin Group has a net margin of 17.79% compared to Medallion Financial's net margin of 9.25%. Jiayin Group's return on equity of 21.67% beat Medallion Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Medallion Financial9.25% 7.11% 1.20%
Jiayin Group 17.79%21.67%11.33%

Jiayin Group has higher revenue and earnings than Medallion Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Medallion Financial$353.31M0.76$43.04M$1.338.83
Jiayin Group$889.76M0.13$219.61M$2.520.91

In the previous week, Medallion Financial and Medallion Financial both had 3 articles in the media. Medallion Financial's average media sentiment score of 1.81 beat Jiayin Group's score of 0.37 indicating that Medallion Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Medallion Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Jiayin Group
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Jiayin Group beats Medallion Financial on 9 of the 14 factors compared between the two stocks.

How does Jiayin Group compare to LexinFintech?

LexinFintech (NASDAQ:LX) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, dividends, media sentiment, risk, valuation, profitability, analyst recommendations and institutional ownership.

Jiayin Group has a net margin of 17.79% compared to LexinFintech's net margin of 10.78%. Jiayin Group's return on equity of 21.67% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech10.78% 12.12% 6.29%
Jiayin Group 17.79%21.67%11.33%

LexinFintech has higher revenue and earnings than Jiayin Group. Jiayin Group is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.11$239.82M$1.151.03
Jiayin Group$889.76M0.13$219.61M$2.520.91

LexinFintech has a beta of 0.88, indicating that its share price is 12% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.96, indicating that its share price is 4% less volatile than the broader market.

In the previous week, Jiayin Group had 2 more articles in the media than LexinFintech. MarketBeat recorded 3 mentions for Jiayin Group and 1 mentions for LexinFintech. Jiayin Group's average media sentiment score of 0.37 beat LexinFintech's score of 0.12 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Overall Sentiment
LexinFintech Neutral
Jiayin Group Neutral

44.1% of Jiayin Group shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by insiders. Comparatively, 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

LexinFintech presently has a consensus price target of $3.50, suggesting a potential upside of 195.36%. Given LexinFintech's stronger consensus rating and higher possible upside, equities analysts clearly believe LexinFintech is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

Jiayin Group beats LexinFintech on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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JFIN vs. The Competition

MetricJiayin GroupConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$119.57M$7.51B$14.07B$12.75B
Dividend YieldN/A12.30%5.89%10.79%
P/E Ratio0.919.3426.5924.14
Price / Sales0.1378.06516.6797.55
Price / Cash0.5311.8338.5053.12
Price / Book0.192.752.196.22
Net Income$219.61M$442.63M$1.31B$348.07M
7 Day Performance-4.79%-0.07%1.39%0.50%
1 Month Performance5.79%1.72%2.95%4.68%
1 Year Performance-83.38%7.66%11.49%16.61%

Jiayin Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JFIN
Jiayin Group
1.3367 of 5 stars
$2.29
-1.9%
N/A-83.6%$119.57M$889.76M0.911,155
TREE
LendingTree
4.6234 of 5 stars
$31.35
0.0%
$61.33
+95.7%
-56.2%$440.25M$1.12B2.431,250
OPRT
Oportun Financial
3.4556 of 5 stars
$7.49
-0.4%
$7.33
-2.1%
+17.0%$344.44M$395.98M18.732,488
RM
Regional Management
4.8921 of 5 stars
$34.01
+1.0%
$43.00
+26.5%
-18.1%$313.87M$645.60M7.162,112
MFIN
Medallion Financial
3.742 of 5 stars
$11.39
+2.6%
$10.50
-7.8%
+13.7%$261.79M$353.31M8.57140

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This page (NASDAQ:JFIN) was last updated on 8/26/2026 by MarketBeat.com Staff.
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