Do analysts rate MSBI or JFIN?

Midland States Bancorp currently has a consensus target price of $23.90, suggesting a potential downside of 20.83%. Given Midland States Bancorp's stronger consensus rating and higher probable upside, research analysts clearly believe Midland States Bancorp is more favorable than Jiayin Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Midland States Bancorp 0 Sell rating(s) 5 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33 Jiayin Group 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Does the media refer more to MSBI or JFIN?

In the previous week, Jiayin Group had 2 more articles in the media than Midland States Bancorp. MarketBeat recorded 4 mentions for Jiayin Group and 2 mentions for Midland States Bancorp. Midland States Bancorp's average media sentiment score of 0.52 beat Jiayin Group's score of -0.54 indicating that Midland States Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Midland States Bancorp 0 Very Positive mention(s) 2 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Jiayin Group 0 Very Positive mention(s) 2 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Negative

Do analysts recommend VBNK or JFIN?

VersaBank presently has a consensus target price of $20.00, suggesting a potential upside of 3.90%. Given VersaBank's higher probable upside, analysts plainly believe VersaBank is more favorable than Jiayin Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score VersaBank 0 Sell rating(s) 3 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Jiayin Group 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has higher earnings & valuation, VBNK or JFIN?

Jiayin Group has higher revenue and earnings than VersaBank. Jiayin Group is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio VersaBank $217.14M 2.85 $20.32M $0.69 27.90 Jiayin Group $889.76M 0.18 $219.61M $4.08 0.74

Is VBNK or JFIN more profitable?

Jiayin Group has a net margin of 17.79% compared to VersaBank's net margin of 9.34%. Jiayin Group's return on equity of 22.03% beat VersaBank's return on equity. Company Net Margins Return on Equity Return on Assets VersaBank 9.34% 8.32% 0.75% Jiayin Group 17.79% 22.03% 11.61%

Do analysts prefer DGXX or JFIN?

Digi Power X presently has a consensus target price of $4.00, suggesting a potential downside of 31.42%. Given Digi Power X's stronger consensus rating and higher possible upside, equities research analysts clearly believe Digi Power X is more favorable than Jiayin Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Digi Power X 1 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33 Jiayin Group 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has preferable earnings and valuation, DGXX or JFIN?

Jiayin Group has higher revenue and earnings than Digi Power X. Digi Power X is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Digi Power X $34.19M 15.43 -$28.36M -$0.65 N/A Jiayin Group $889.76M 0.18 $219.61M $4.08 0.74

Is DGXX or JFIN more profitable?

Jiayin Group has a net margin of 17.79% compared to Digi Power X's net margin of -98.79%. Jiayin Group's return on equity of 22.03% beat Digi Power X's return on equity. Company Net Margins Return on Equity Return on Assets Digi Power X -98.79% -42.04% -37.64% Jiayin Group 17.79% 22.03% 11.61%

Does the media refer more to DGXX or JFIN?

In the previous week, Jiayin Group had 3 more articles in the media than Digi Power X. MarketBeat recorded 4 mentions for Jiayin Group and 1 mentions for Digi Power X. Digi Power X's average media sentiment score of 0.59 beat Jiayin Group's score of -0.54 indicating that Digi Power X is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Digi Power X 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Jiayin Group 0 Very Positive mention(s) 2 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Negative

Do analysts prefer JFIN or RRBI?

Red River Bancshares has a consensus target price of $80.50, suggesting a potential downside of 11.96%. Given Red River Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Red River Bancshares is more favorable than Jiayin Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Jiayin Group 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Red River Bancshares 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25

Do analysts prefer ACNB or JFIN?

ACNB presently has a consensus target price of $57.50, indicating a potential downside of 1.49%. Given ACNB's stronger consensus rating and higher probable upside, research analysts plainly believe ACNB is more favorable than Jiayin Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ACNB 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40 Jiayin Group 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has preferable valuation and earnings, ACNB or JFIN?

Jiayin Group has higher revenue and earnings than ACNB. Jiayin Group is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio ACNB $191.82M 3.11 $37.05M $4.89 11.94 Jiayin Group $889.76M 0.18 $219.61M $4.08 0.74

Is ACNB or JFIN more profitable?

ACNB has a net margin of 25.66% compared to Jiayin Group's net margin of 17.79%. Jiayin Group's return on equity of 22.03% beat ACNB's return on equity. Company Net Margins Return on Equity Return on Assets ACNB 25.66% 13.15% 1.67% Jiayin Group 17.79% 22.03% 11.61%

Does the media refer more to ACNB or JFIN?

In the previous week, Jiayin Group had 3 more articles in the media than ACNB. MarketBeat recorded 4 mentions for Jiayin Group and 1 mentions for ACNB. ACNB's average media sentiment score of 0.50 beat Jiayin Group's score of -0.54 indicating that ACNB is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment ACNB 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Jiayin Group 0 Very Positive mention(s) 2 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Negative

Jiayin Group (JFIN) Competitors

$3.01 +0.16 (+5.61%)

Closing price 06/24/2026 04:00 PM Eastern

Extended Trading

$3.01 +0.00 (+0.10%)

As of 06:40 AM Eastern

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JFIN vs. MSBI, VBNK, DGXX, RRBI, and ACNB

Should you buy Jiayin Group stock or one of its competitors? MarketBeat compares Jiayin Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Jiayin Group include Midland States Bancorp (MSBI), VersaBank (VBNK), Digi Power X (DGXX), Red River Bancshares (RRBI), and ACNB (ACNB). These companies are all part of the "banking" industry.

How does Jiayin Group compare to Midland States Bancorp?

Midland States Bancorp (NASDAQ:MSBI) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, earnings, media sentiment, profitability, analyst recommendations, risk, institutional ownership and dividends.

60.9% of Midland States Bancorp shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 8.6% of Midland States Bancorp shares are owned by company insiders. Comparatively, 51.2% of Jiayin Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Jiayin Group has a net margin of 17.79% compared to Midland States Bancorp's net margin of 7.53%. Jiayin Group's return on equity of 22.03% beat Midland States Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Midland States Bancorp	7.53%	11.55%	0.78%
Jiayin Group	17.79%	22.03%	11.61%

Midland States Bancorp currently has a consensus target price of $23.90, suggesting a potential downside of 20.83%. Given Midland States Bancorp's stronger consensus rating and higher probable upside, research analysts clearly believe Midland States Bancorp is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Midland States Bancorp	0 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Midland States Bancorp has a beta of 0.67, suggesting that its stock price is 33% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market.

Jiayin Group has higher revenue and earnings than Midland States Bancorp. Jiayin Group is trading at a lower price-to-earnings ratio than Midland States Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Midland States Bancorp	$476.05M	1.31	-$124.28M	$1.18	25.58
Jiayin Group	$889.76M	0.18	$219.61M	$4.08	0.74

In the previous week, Jiayin Group had 2 more articles in the media than Midland States Bancorp. MarketBeat recorded 4 mentions for Jiayin Group and 2 mentions for Midland States Bancorp. Midland States Bancorp's average media sentiment score of 0.52 beat Jiayin Group's score of -0.54 indicating that Midland States Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Midland States Bancorp	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Jiayin Group	0 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative

Midland States Bancorp pays an annual dividend of $1.28 per share and has a dividend yield of 4.2%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 26.2%. Midland States Bancorp pays out 108.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. Midland States Bancorp has raised its dividend for 1 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Jiayin Group beats Midland States Bancorp on 11 of the 19 factors compared between the two stocks.

How does Jiayin Group compare to VersaBank?

VersaBank (NASDAQ:VBNK) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and institutional ownership.

56.9% of VersaBank shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 5.3% of VersaBank shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Jiayin Group has a net margin of 17.79% compared to VersaBank's net margin of 9.34%. Jiayin Group's return on equity of 22.03% beat VersaBank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	9.34%	8.32%	0.75%
Jiayin Group	17.79%	22.03%	11.61%

VersaBank has a beta of 1.1, suggesting that its stock price is 10% more volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market.

VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.4%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 26.2%. VersaBank pays out 10.1% of its earnings in the form of a dividend. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

VersaBank presently has a consensus target price of $20.00, suggesting a potential upside of 3.90%. Given VersaBank's higher probable upside, analysts plainly believe VersaBank is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Jiayin Group has higher revenue and earnings than VersaBank. Jiayin Group is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	$217.14M	2.85	$20.32M	$0.69	27.90
Jiayin Group	$889.76M	0.18	$219.61M	$4.08	0.74

In the previous week, Jiayin Group had 4 more articles in the media than VersaBank. MarketBeat recorded 4 mentions for Jiayin Group and 0 mentions for VersaBank. VersaBank's average media sentiment score of 0.00 beat Jiayin Group's score of -0.54 indicating that VersaBank is being referred to more favorably in the media.

Company	Overall Sentiment
VersaBank	Neutral
Jiayin Group	Negative

Summary

Jiayin Group beats VersaBank on 9 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Digi Power X?

Digi Power X (NASDAQ:DGXX) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, earnings, dividends, media sentiment, valuation, risk and institutional ownership.

1.9% of Digi Power X shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Jiayin Group has higher revenue and earnings than Digi Power X. Digi Power X is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Digi Power X	$34.19M	15.43	-$28.36M	-$0.65	N/A
Jiayin Group	$889.76M	0.18	$219.61M	$4.08	0.74

Digi Power X presently has a consensus target price of $4.00, suggesting a potential downside of 31.42%. Given Digi Power X's stronger consensus rating and higher possible upside, equities research analysts clearly believe Digi Power X is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Digi Power X	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Jiayin Group has a net margin of 17.79% compared to Digi Power X's net margin of -98.79%. Jiayin Group's return on equity of 22.03% beat Digi Power X's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Digi Power X	-98.79%	-42.04%	-37.64%
Jiayin Group	17.79%	22.03%	11.61%

In the previous week, Jiayin Group had 3 more articles in the media than Digi Power X. MarketBeat recorded 4 mentions for Jiayin Group and 1 mentions for Digi Power X. Digi Power X's average media sentiment score of 0.59 beat Jiayin Group's score of -0.54 indicating that Digi Power X is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Digi Power X	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Jiayin Group	0 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative

Digi Power X has a beta of 6.19, indicating that its stock price is 519% more volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.83, indicating that its stock price is 17% less volatile than the broader market.

Summary

Jiayin Group beats Digi Power X on 10 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to Red River Bancshares?

Jiayin Group (NASDAQ:JFIN) and Red River Bancshares (NASDAQ:RRBI) are both small-cap banking companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, profitability, media sentiment, dividends, risk, valuation, earnings and institutional ownership.

Red River Bancshares has a consensus target price of $80.50, suggesting a potential downside of 11.96%. Given Red River Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Red River Bancshares is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Red River Bancshares	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 26.2%. Red River Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 1.1%. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. Red River Bancshares pays out 15.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Red River Bancshares has raised its dividend for 3 consecutive years.

Jiayin Group has a beta of 0.83, meaning that its share price is 17% less volatile than the broader market. Comparatively, Red River Bancshares has a beta of 0.41, meaning that its share price is 59% less volatile than the broader market.

Red River Bancshares has a net margin of 25.74% compared to Jiayin Group's net margin of 17.79%. Jiayin Group's return on equity of 22.03% beat Red River Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	17.79%	22.03%	11.61%
Red River Bancshares	25.74%	12.46%	1.36%

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 27.6% of Red River Bancshares shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Comparatively, 16.6% of Red River Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

In the previous week, Jiayin Group had 4 more articles in the media than Red River Bancshares. MarketBeat recorded 4 mentions for Jiayin Group and 0 mentions for Red River Bancshares. Red River Bancshares' average media sentiment score of 0.00 beat Jiayin Group's score of -0.54 indicating that Red River Bancshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Jiayin Group	Negative
Red River Bancshares	Neutral

Jiayin Group has higher revenue and earnings than Red River Bancshares. Jiayin Group is trading at a lower price-to-earnings ratio than Red River Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$889.76M	0.18	$219.61M	$4.08	0.74
Red River Bancshares	$169.85M	3.54	$42.76M	$6.68	13.69

Summary

Red River Bancshares beats Jiayin Group on 10 of the 19 factors compared between the two stocks.

How does Jiayin Group compare to ACNB?

ACNB (NASDAQ:ACNB) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, valuation, analyst recommendations, media sentiment, profitability, institutional ownership, earnings and risk.

ACNB has a net margin of 25.66% compared to Jiayin Group's net margin of 17.79%. Jiayin Group's return on equity of 22.03% beat ACNB's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ACNB	25.66%	13.15%	1.67%
Jiayin Group	17.79%	22.03%	11.61%

32.4% of ACNB shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 3.7% of ACNB shares are owned by insiders. Comparatively, 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

ACNB presently has a consensus target price of $57.50, indicating a potential downside of 1.49%. Given ACNB's stronger consensus rating and higher probable upside, research analysts plainly believe ACNB is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ACNB	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, Jiayin Group had 3 more articles in the media than ACNB. MarketBeat recorded 4 mentions for Jiayin Group and 1 mentions for ACNB. ACNB's average media sentiment score of 0.50 beat Jiayin Group's score of -0.54 indicating that ACNB is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ACNB	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Jiayin Group	0 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative

ACNB has a beta of 0.88, suggesting that its stock price is 12% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market.

Jiayin Group has higher revenue and earnings than ACNB. Jiayin Group is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ACNB	$191.82M	3.11	$37.05M	$4.89	11.94
Jiayin Group	$889.76M	0.18	$219.61M	$4.08	0.74

ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.9%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 26.2%. ACNB pays out 34.4% of its earnings in the form of a dividend. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has increased its dividend for 8 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

ACNB beats Jiayin Group on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

JFIN vs. The Competition

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Metric	Jiayin Group	INTERNET SOFTWARE Industry	Computer Sector	NASDAQ Exchange
Market Cap	$149.14M	$16.04B	$38.34B	$12.32B
Dividend Yield	27.72%	3.63%	3.30%	5.88%
P/E Ratio	1.19	59.45	78.98	23.95
Price / Sales	0.18	40.89	624.12	107.90
Price / Cash	0.65	68.61	46.62	53.76
Price / Book	0.25	6.20	9.51	6.41
Net Income	$219.61M	$384.51M	$1.07B	$337.14M
7 Day Performance	-24.94%	-0.90%	-0.24%	-1.07%
1 Month Performance	-24.37%	-4.32%	3.01%	0.48%
1 Year Performance	-81.83%	-9.74%	155.15%	28.42%

Jiayin Group Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
JFIN Jiayin Group	2.6397 of 5 stars	$3.01 +5.6%	N/A	-81.9%	$149.14M	$889.76M	1.19	1,155	News Coverage Earnings Report Gap Down
MSBI Midland States Bancorp	3.081 of 5 stars	$30.04 +1.8%	$23.90 -20.4%	+76.5%	$622.73M	$291.51M	25.46	970	News Coverage
VBNK VersaBank	1.6982 of 5 stars	$19.04 +0.4%	$20.00 +5.0%	+67.5%	$613.09M	$217.14M	27.59	100
DGXX Digi Power X	1.3768 of 5 stars	$6.72 +1.4%	$4.00 -40.5%	+125.2%	$607.63M	$31.70M	N/A	10	News Coverage Gap Down
RRBI Red River Bancshares	2.6563 of 5 stars	$90.29 +1.4%	$80.50 -10.8%	+58.0%	$594.11M	$169.85M	13.52	340

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This page (NASDAQ:JFIN) was last updated on 6/25/2026 by MarketBeat.com Staff.

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Jiayin Group (JFIN) Competitors

JFIN vs. MSBI, VBNK, DGXX, RRBI, and ACNB

How does Jiayin Group compare to Midland States Bancorp?

Summary

How does Jiayin Group compare to VersaBank?

Summary

How does Jiayin Group compare to Digi Power X?

Summary

How does Jiayin Group compare to Red River Bancshares?

Summary

How does Jiayin Group compare to ACNB?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

JFIN vs. The Competition

Jiayin Group Competitors List

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Jiayin Group (JFIN) Competitors

JFIN vs. MSBI, VBNK, DGXX, RRBI, and ACNB

How does Jiayin Group compare to Midland States Bancorp?

Do insiders and institutionals hold more shares of MSBI or JFIN?

Is MSBI or JFIN more profitable?

Do analysts rate MSBI or JFIN?

Which has more risk and volatility, MSBI or JFIN?

Which has better valuation & earnings, MSBI or JFIN?

Does the media refer more to MSBI or JFIN?

Is MSBI or JFIN a better dividend stock?

Summary

How does Jiayin Group compare to VersaBank?

Do institutionals and insiders hold more shares of VBNK or JFIN?

Is VBNK or JFIN more profitable?

Which has more volatility & risk, VBNK or JFIN?

Is VBNK or JFIN a better dividend stock?

Do analysts recommend VBNK or JFIN?

Which has higher earnings & valuation, VBNK or JFIN?

Does the media favor VBNK or JFIN?

Summary

How does Jiayin Group compare to Digi Power X?

Do institutionals & insiders hold more shares of DGXX or JFIN?

Which has preferable earnings and valuation, DGXX or JFIN?

Do analysts prefer DGXX or JFIN?

Is DGXX or JFIN more profitable?

Does the media refer more to DGXX or JFIN?

Which has more risk and volatility, DGXX or JFIN?

Summary

How does Jiayin Group compare to Red River Bancshares?

Do analysts prefer JFIN or RRBI?

Is JFIN or RRBI a better dividend stock?

Which has more risk & volatility, JFIN or RRBI?

Is JFIN or RRBI more profitable?

Do insiders and institutionals hold more shares of JFIN or RRBI?

Does the media favor JFIN or RRBI?

Which has better earnings and valuation, JFIN or RRBI?

Summary

How does Jiayin Group compare to ACNB?

Is ACNB or JFIN more profitable?

Do insiders and institutionals have more ownership in ACNB or JFIN?

Do analysts prefer ACNB or JFIN?

Does the media refer more to ACNB or JFIN?

Which has more volatility and risk, ACNB or JFIN?

Which has preferable valuation and earnings, ACNB or JFIN?

Is ACNB or JFIN a better dividend stock?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

JFIN vs. The Competition

Jiayin Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools