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Jiayin Group (JFIN) Competitors

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$2.61 -0.15 (-5.43%)
Closing price 07/15/2026 04:00 PM Eastern
Extended Trading
$2.62 +0.01 (+0.42%)
As of 07/15/2026 07:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

JFIN vs. GCBC, UNTY, FBIZ, HKD, and COFS

Should you buy Jiayin Group stock or one of its competitors? MarketBeat compares Jiayin Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Jiayin Group include Greene County Bancorp (GCBC), Unity Bancorp (UNTY), First Business Financial Services (FBIZ), AMTD Digital (HKD), and ChoiceOne Financial Services (COFS). These companies are all part of the "banking" industry.

How does Jiayin Group compare to Greene County Bancorp?

Greene County Bancorp (NASDAQ:GCBC) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, valuation, dividends, risk, analyst recommendations and earnings.

Jiayin Group has higher revenue and earnings than Greene County Bancorp. Jiayin Group is trading at a lower price-to-earnings ratio than Greene County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Greene County Bancorp$132.94M4.19$31.14M$2.2914.27
Jiayin Group$5.20B0.03$219.61M$2.521.04

Greene County Bancorp has a beta of 0.4, meaning that its share price is 60% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.9, meaning that its share price is 10% less volatile than the broader market.

Greene County Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 30.3%. Greene County Bancorp pays out 17.5% of its earnings in the form of a dividend. Jiayin Group pays out 31.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Greene County Bancorp has increased its dividend for 11 consecutive years.

In the previous week, Greene County Bancorp had 2 more articles in the media than Jiayin Group. MarketBeat recorded 4 mentions for Greene County Bancorp and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.46 beat Greene County Bancorp's score of 1.00 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Greene County Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Jiayin Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

13.4% of Greene County Bancorp shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 59.2% of Greene County Bancorp shares are owned by insiders. Comparatively, 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Greene County Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Greene County Bancorp has a net margin of 27.28% compared to Jiayin Group's net margin of 17.79%. Jiayin Group's return on equity of 21.67% beat Greene County Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Greene County Bancorp27.28% 15.41% 1.26%
Jiayin Group 17.79%21.67%11.33%

Summary

Jiayin Group beats Greene County Bancorp on 9 of the 17 factors compared between the two stocks.

How does Jiayin Group compare to Unity Bancorp?

Jiayin Group (NASDAQ:JFIN) and Unity Bancorp (NASDAQ:UNTY) are both small-cap banking companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, analyst recommendations, earnings, media sentiment, risk, institutional ownership, valuation and profitability.

Unity Bancorp has a net margin of 30.26% compared to Jiayin Group's net margin of 17.79%. Jiayin Group's return on equity of 21.67% beat Unity Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
Unity Bancorp 30.26%16.40%1.92%

Jiayin Group has higher revenue and earnings than Unity Bancorp. Jiayin Group is trading at a lower price-to-earnings ratio than Unity Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$5.20B0.03$219.61M$2.521.04
Unity Bancorp$188.41M3.02$57.95M$5.949.53

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 42.3% of Unity Bancorp shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 28.9% of Unity Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Unity Bancorp has a consensus price target of $65.50, indicating a potential upside of 15.68%. Given Unity Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Unity Bancorp is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Unity Bancorp
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

In the previous week, Unity Bancorp had 10 more articles in the media than Jiayin Group. MarketBeat recorded 12 mentions for Unity Bancorp and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.46 beat Unity Bancorp's score of 0.26 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Unity Bancorp
2 Very Positive mention(s)
3 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Jiayin Group has a beta of 0.9, suggesting that its share price is 10% less volatile than the broader market. Comparatively, Unity Bancorp has a beta of 0.62, suggesting that its share price is 38% less volatile than the broader market.

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 30.3%. Unity Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 1.1%. Jiayin Group pays out 31.3% of its earnings in the form of a dividend. Unity Bancorp pays out 10.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Unity Bancorp has increased its dividend for 12 consecutive years.

Summary

Unity Bancorp beats Jiayin Group on 10 of the 19 factors compared between the two stocks.

How does Jiayin Group compare to First Business Financial Services?

First Business Financial Services (NASDAQ:FBIZ) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, dividends, media sentiment and analyst recommendations.

First Business Financial Services has a net margin of 18.16% compared to Jiayin Group's net margin of 17.79%. Jiayin Group's return on equity of 21.67% beat First Business Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
First Business Financial Services18.16% 14.60% 1.25%
Jiayin Group 17.79%21.67%11.33%

First Business Financial Services currently has a consensus target price of $65.50, suggesting a potential upside of 2.25%. Given First Business Financial Services' stronger consensus rating and higher possible upside, research analysts clearly believe First Business Financial Services is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Business Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

60.1% of First Business Financial Services shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 5.0% of First Business Financial Services shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

First Business Financial Services has a beta of 0.66, suggesting that its stock price is 34% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.9, suggesting that its stock price is 10% less volatile than the broader market.

Jiayin Group has higher revenue and earnings than First Business Financial Services. Jiayin Group is trading at a lower price-to-earnings ratio than First Business Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Business Financial Services$279.25M1.92$50.32M$6.0710.55
Jiayin Group$5.20B0.03$219.61M$2.521.04

In the previous week, First Business Financial Services and First Business Financial Services both had 2 articles in the media. Jiayin Group's average media sentiment score of 1.46 beat First Business Financial Services' score of 1.34 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Business Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Jiayin Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Business Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.1%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 30.3%. First Business Financial Services pays out 22.4% of its earnings in the form of a dividend. Jiayin Group pays out 31.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has increased its dividend for 13 consecutive years.

Summary

First Business Financial Services beats Jiayin Group on 11 of the 19 factors compared between the two stocks.

How does Jiayin Group compare to AMTD Digital?

Jiayin Group (NASDAQ:JFIN) and AMTD Digital (NYSE:HKD) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, institutional ownership, analyst recommendations, media sentiment and risk.

In the previous week, Jiayin Group had 1 more articles in the media than AMTD Digital. MarketBeat recorded 2 mentions for Jiayin Group and 1 mentions for AMTD Digital. Jiayin Group's average media sentiment score of 1.46 beat AMTD Digital's score of 0.61 indicating that Jiayin Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jiayin Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AMTD Digital
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Jiayin Group has a beta of 0.9, suggesting that its share price is 10% less volatile than the broader market. Comparatively, AMTD Digital has a beta of 1.98, suggesting that its share price is 98% more volatile than the broader market.

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 5.8% of AMTD Digital shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
AMTD Digital
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Jiayin Group has higher revenue and earnings than AMTD Digital.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$5.20B0.03$219.61M$2.521.04
AMTD Digital$136.10M3.79$54.71MN/AN/A

Jiayin Group has a net margin of 17.79% compared to AMTD Digital's net margin of 0.00%. Jiayin Group's return on equity of 21.67% beat AMTD Digital's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group17.79% 21.67% 11.33%
AMTD Digital N/A N/A N/A

Summary

Jiayin Group beats AMTD Digital on 9 of the 11 factors compared between the two stocks.

How does Jiayin Group compare to ChoiceOne Financial Services?

ChoiceOne Financial Services (NASDAQ:COFS) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, risk, analyst recommendations, institutional ownership and media sentiment.

19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 6.5% of ChoiceOne Financial Services shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

ChoiceOne Financial Services has a net margin of 23.07% compared to Jiayin Group's net margin of 17.79%. Jiayin Group's return on equity of 21.67% beat ChoiceOne Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services23.07% 12.31% 1.28%
Jiayin Group 17.79%21.67%11.33%

Jiayin Group has higher revenue and earnings than ChoiceOne Financial Services. Jiayin Group is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$227.62M2.21$28.18M$3.709.07
Jiayin Group$5.20B0.03$219.61M$2.521.04

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 30.3%. ChoiceOne Financial Services pays out 31.4% of its earnings in the form of a dividend. Jiayin Group pays out 31.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

ChoiceOne Financial Services has a beta of 0.59, meaning that its stock price is 41% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.9, meaning that its stock price is 10% less volatile than the broader market.

In the previous week, Jiayin Group had 1 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 2 mentions for Jiayin Group and 1 mentions for ChoiceOne Financial Services. Jiayin Group's average media sentiment score of 1.46 beat ChoiceOne Financial Services' score of 1.44 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Overall Sentiment
ChoiceOne Financial Services Positive
Jiayin Group Positive

ChoiceOne Financial Services currently has a consensus price target of $34.00, indicating a potential upside of 1.31%. Given ChoiceOne Financial Services' stronger consensus rating and higher probable upside, equities research analysts clearly believe ChoiceOne Financial Services is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

Jiayin Group beats ChoiceOne Financial Services on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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JFIN vs. The Competition

MetricJiayin GroupINTERNET SOFTWARE IndustryComputer SectorNASDAQ Exchange
Market Cap$144.43M$18.31B$38.92B$12.56B
Dividend Yield26.96%3.41%3.21%9.46%
P/E Ratio1.0468.09169.4424.35
Price / Sales0.0336.12592.0676.72
Price / Cash0.6383.8547.0360.00
Price / Book0.226.759.506.31
Net Income$219.61M$385.08M$1.07B$331.55M
7 Day Performance-12.12%1.76%0.03%0.15%
1 Month Performance-37.71%4.86%-2.12%-0.68%
1 Year Performance-85.29%-9.67%140.87%20.73%

Jiayin Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JFIN
Jiayin Group
1.6918 of 5 stars
$2.61
-5.4%
N/A-85.3%$144.43M$5.20B1.041,155
GCBC
Greene County Bancorp
2.5131 of 5 stars
$32.52
-1.0%
N/A+33.1%$553.82M$132.94M14.20210
UNTY
Unity Bancorp
4.7248 of 5 stars
$55.04
-4.0%
$65.50
+19.0%
+9.2%$552.60M$188.41M9.27230
FBIZ
First Business Financial Services
4.184 of 5 stars
$63.74
+0.1%
$65.50
+2.8%
+21.6%$532.87M$279.25M10.50340
HKD
AMTD Digital
0.5848 of 5 stars
$1.61
+5.6%
N/A-6.6%$506.23M$136.10MN/A50

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This page (NASDAQ:JFIN) was last updated on 7/16/2026 by MarketBeat.com Staff.
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