Jiayin Group (JFIN) Competitors

$4.88 -0.09 (-1.71%)

As of 01:49 PM Eastern

JFIN vs. FSUN, HBT, SBSI, EQBK, and BHRB

Should you be buying Jiayin Group stock or one of its competitors? The main competitors of Jiayin Group include FirstSun Capital Bancorp (FSUN), HBT Financial (HBT), Southside Bancshares (SBSI), Equity Bancshares (EQBK), and Burke & Herbert Financial Services (BHRB). These companies are all part of the "banking" industry.

How does Jiayin Group compare to FirstSun Capital Bancorp?

FirstSun Capital Bancorp (NASDAQ:FSUN) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, profitability, risk, earnings, valuation, institutional ownership and media sentiment.

FirstSun Capital Bancorp has a beta of 0.41, suggesting that its stock price is 59% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.88, suggesting that its stock price is 12% less volatile than the broader market.

In the previous week, FirstSun Capital Bancorp had 2 more articles in the media than Jiayin Group. MarketBeat recorded 3 mentions for FirstSun Capital Bancorp and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 beat FirstSun Capital Bancorp's score of 1.25 indicating that Jiayin Group is being referred to more favorably in the news media.

Company	Overall Sentiment
FirstSun Capital Bancorp	Positive
Jiayin Group	Very Positive

Jiayin Group has a net margin of 24.60% compared to FirstSun Capital Bancorp's net margin of 16.52%. Jiayin Group's return on equity of 37.45% beat FirstSun Capital Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FirstSun Capital Bancorp	16.52%	8.90%	1.18%
Jiayin Group	24.60%	37.45%	20.10%

Jiayin Group has higher revenue and earnings than FirstSun Capital Bancorp. Jiayin Group is trading at a lower price-to-earnings ratio than FirstSun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstSun Capital Bancorp	$569.65M	1.76	$97.94M	$3.39	10.58
Jiayin Group	$889.76M	0.29	$219.61M	$4.08	1.20

FirstSun Capital Bancorp currently has a consensus target price of $44.00, indicating a potential upside of 22.73%. Given FirstSun Capital Bancorp's stronger consensus rating and higher possible upside, equities analysts clearly believe FirstSun Capital Bancorp is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstSun Capital Bancorp	1 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.50
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

44.1% of Jiayin Group shares are held by institutional investors. 12.5% of FirstSun Capital Bancorp shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Jiayin Group beats FirstSun Capital Bancorp on 10 of the 16 factors compared between the two stocks.

How does Jiayin Group compare to HBT Financial?

Jiayin Group (NASDAQ:JFIN) and HBT Financial (NASDAQ:HBT) are both small-cap banking companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, dividends, valuation, profitability, risk, earnings, institutional ownership and media sentiment.

Jiayin Group has a beta of 0.88, suggesting that its stock price is 12% less volatile than the broader market. Comparatively, HBT Financial has a beta of 0.53, suggesting that its stock price is 47% less volatile than the broader market.

Jiayin Group has higher revenue and earnings than HBT Financial. Jiayin Group is trading at a lower price-to-earnings ratio than HBT Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$889.76M	0.29	$219.61M	$4.08	1.20
HBT Financial	$293.97M	3.40	$77.01M	$2.18	12.62

In the previous week, HBT Financial had 1 more articles in the media than Jiayin Group. MarketBeat recorded 2 mentions for HBT Financial and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 beat HBT Financial's score of 1.17 indicating that Jiayin Group is being referred to more favorably in the media.

Company	Overall Sentiment
Jiayin Group	Very Positive
HBT Financial	Positive

HBT Financial has a consensus target price of $30.75, indicating a potential upside of 11.80%. Given HBT Financial's stronger consensus rating and higher possible upside, analysts clearly believe HBT Financial is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
HBT Financial	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	2 Strong Buy rating(s)	3.00

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 16.2%. HBT Financial pays an annual dividend of $0.92 per share and has a dividend yield of 3.3%. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. HBT Financial pays out 42.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HBT Financial has raised its dividend for 5 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 78.6% of HBT Financial shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 51.9% of HBT Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Jiayin Group has a net margin of 24.60% compared to HBT Financial's net margin of 22.72%. Jiayin Group's return on equity of 37.45% beat HBT Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	24.60%	37.45%	20.10%
HBT Financial	22.72%	13.06%	1.52%

Summary

Jiayin Group and HBT Financial tied by winning 10 of the 20 factors compared between the two stocks.

How does Jiayin Group compare to Southside Bancshares?

Southside Bancshares (NYSE:SBSI) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, earnings, risk, valuation, institutional ownership and profitability.

Jiayin Group has a net margin of 24.60% compared to Southside Bancshares' net margin of 15.85%. Jiayin Group's return on equity of 37.45% beat Southside Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Southside Bancshares	15.85%	10.81%	1.06%
Jiayin Group	24.60%	37.45%	20.10%

Southside Bancshares currently has a consensus price target of $35.00, suggesting a potential upside of 7.21%. Given Southside Bancshares' stronger consensus rating and higher possible upside, research analysts clearly believe Southside Bancshares is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Southside Bancshares	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Southside Bancshares pays an annual dividend of $1.44 per share and has a dividend yield of 4.4%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 16.2%. Southside Bancshares pays out 61.0% of its earnings in the form of a dividend. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southside Bancshares has increased its dividend for 30 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Southside Bancshares has a beta of 0.59, indicating that its share price is 41% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.88, indicating that its share price is 12% less volatile than the broader market.

In the previous week, Southside Bancshares had 2 more articles in the media than Jiayin Group. MarketBeat recorded 3 mentions for Southside Bancshares and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 beat Southside Bancshares' score of 0.98 indicating that Jiayin Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Southside Bancshares	Positive
Jiayin Group	Very Positive

Jiayin Group has higher revenue and earnings than Southside Bancshares. Jiayin Group is trading at a lower price-to-earnings ratio than Southside Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Southside Bancshares	$419.03M	2.32	$69.18M	$2.36	13.83
Jiayin Group	$889.76M	0.29	$219.61M	$4.08	1.20

55.7% of Southside Bancshares shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 5.1% of Southside Bancshares shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Jiayin Group beats Southside Bancshares on 11 of the 19 factors compared between the two stocks.

How does Jiayin Group compare to Equity Bancshares?

Jiayin Group (NASDAQ:JFIN) and Equity Bancshares (NYSE:EQBK) are both small-cap banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, risk, valuation, analyst recommendations, dividends, earnings and profitability.

Jiayin Group has a net margin of 24.60% compared to Equity Bancshares' net margin of 6.15%. Jiayin Group's return on equity of 37.45% beat Equity Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	24.60%	37.45%	20.10%
Equity Bancshares	6.15%	13.43%	1.54%

Equity Bancshares has a consensus price target of $51.33, indicating a potential upside of 13.66%. Given Equity Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Equity Bancshares is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Equity Bancshares	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 16.2%. Equity Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 1.6%. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. Equity Bancshares pays out 57.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Equity Bancshares has raised its dividend for 3 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Jiayin Group has a beta of 0.88, suggesting that its stock price is 12% less volatile than the broader market. Comparatively, Equity Bancshares has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market.

In the previous week, Jiayin Group and Jiayin Group both had 1 articles in the media. Jiayin Group's average media sentiment score of 1.87 beat Equity Bancshares' score of -0.50 indicating that Jiayin Group is being referred to more favorably in the media.

Company	Overall Sentiment
Jiayin Group	Very Positive
Equity Bancshares	Negative

Jiayin Group has higher revenue and earnings than Equity Bancshares. Jiayin Group is trading at a lower price-to-earnings ratio than Equity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$889.76M	0.29	$219.61M	$4.08	1.20
Equity Bancshares	$367.98M	2.58	$22.73M	$1.26	35.85

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 71.8% of Equity Bancshares shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 14.5% of Equity Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Jiayin Group beats Equity Bancshares on 11 of the 18 factors compared between the two stocks.

How does Jiayin Group compare to Burke & Herbert Financial Services?

Jiayin Group (NASDAQ:JFIN) and Burke & Herbert Financial Services (NASDAQ:BHRB) are both small-cap banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, risk, valuation, analyst recommendations, dividends, earnings and profitability.

Jiayin Group has a net margin of 24.60% compared to Burke & Herbert Financial Services' net margin of 24.04%. Jiayin Group's return on equity of 37.45% beat Burke & Herbert Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	24.60%	37.45%	20.10%
Burke & Herbert Financial Services	24.04%	14.66%	1.49%

Burke & Herbert Financial Services has a consensus price target of $71.40, indicating a potential upside of 14.42%. Given Burke & Herbert Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe Burke & Herbert Financial Services is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Burke & Herbert Financial Services	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

44.1% of Jiayin Group shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 10.9% of Burke & Herbert Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Jiayin Group has higher revenue and earnings than Burke & Herbert Financial Services. Jiayin Group is trading at a lower price-to-earnings ratio than Burke & Herbert Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$889.76M	0.29	$219.61M	$4.08	1.20
Burke & Herbert Financial Services	$491.11M	1.91	$117.31M	$7.71	8.09

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 16.2%. Burke & Herbert Financial Services pays an annual dividend of $2.20 per share and has a dividend yield of 3.5%. Jiayin Group pays out 19.4% of its earnings in the form of a dividend. Burke & Herbert Financial Services pays out 28.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Burke & Herbert Financial Services has raised its dividend for 1 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Burke & Herbert Financial Services had 4 more articles in the media than Jiayin Group. MarketBeat recorded 5 mentions for Burke & Herbert Financial Services and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 beat Burke & Herbert Financial Services' score of 0.95 indicating that Jiayin Group is being referred to more favorably in the media.

Company	Overall Sentiment
Jiayin Group	Very Positive
Burke & Herbert Financial Services	Positive

Jiayin Group has a beta of 0.88, suggesting that its stock price is 12% less volatile than the broader market. Comparatively, Burke & Herbert Financial Services has a beta of 0.74, suggesting that its stock price is 26% less volatile than the broader market.

Summary

Jiayin Group beats Burke & Herbert Financial Services on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

JFIN vs. The Competition

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Metric	Jiayin Group	INTERNET SOFTWARE Industry	Computer Sector	NASDAQ Exchange
Market Cap	$259.91M	$16.10B	$37.71B	$12.04B
Dividend Yield	15.96%	4.57%	3.16%	5.23%
P/E Ratio	1.19	61.75	163.78	25.22
Price / Sales	0.29	41.68	623.44	74.60
Price / Cash	1.15	66.38	46.29	36.29
Price / Book	0.41	5.85	9.47	6.58
Net Income	$219.61M	$379.18M	$1.03B	$333.40M
7 Day Performance	-0.31%	-4.30%	-0.32%	-0.99%
1 Month Performance	16.59%	28.21%	13.77%	7.15%
1 Year Performance	-62.71%	-7.79%	162.58%	34.19%

Jiayin Group Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
JFIN Jiayin Group	2.4757 of 5 stars	$4.89 -1.7%	N/A	-60.8%	$259.91M	$889.76M	1.19	1,028	Positive News
FSUN FirstSun Capital Bancorp	4.8897 of 5 stars	$36.34 +1.4%	$44.00 +21.1%	-1.8%	$1.01B	$422.78M	10.69	1,186
HBT HBT Financial	4.6941 of 5 stars	$27.86 +1.1%	$30.20 +8.4%	+17.4%	$1.01B	$244.74M	12.75	730	Positive News
SBSI Southside Bancshares	3.8701 of 5 stars	$33.38 +2.5%	$35.00 +4.9%	N/A	$992.57M	$419.03M	14.14	810	Dividend Announcement
EQBK Equity Bancshares	3.8045 of 5 stars	$46.06 +1.2%	$51.33 +11.5%	N/A	$966.69M	$367.98M	36.55	700	Positive News

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This page (NASDAQ:JFIN) was last updated on 5/12/2026 by MarketBeat.com Staff.

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Jiayin Group (JFIN) Competitors

JFIN vs. FSUN, HBT, SBSI, EQBK, and BHRB

How does Jiayin Group compare to FirstSun Capital Bancorp?

Summary

How does Jiayin Group compare to HBT Financial?

Summary

How does Jiayin Group compare to Southside Bancshares?

Summary

How does Jiayin Group compare to Equity Bancshares?

Summary

How does Jiayin Group compare to Burke & Herbert Financial Services?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

JFIN vs. The Competition

Jiayin Group Competitors List

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Stock Ideas and Recommendations

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Jiayin Group (JFIN) Competitors

JFIN vs. FSUN, HBT, SBSI, EQBK, and BHRB

How does Jiayin Group compare to FirstSun Capital Bancorp?

Which has more volatility & risk, FSUN or JFIN?

Does the media favor FSUN or JFIN?

Is FSUN or JFIN more profitable?

Which has preferable valuation and earnings, FSUN or JFIN?

Do analysts prefer FSUN or JFIN?

Do institutionals & insiders have more ownership in FSUN or JFIN?

Summary

How does Jiayin Group compare to HBT Financial?

Which has more volatility and risk, JFIN or HBT?

Which has higher earnings and valuation, JFIN or HBT?

Does the media favor JFIN or HBT?

Do analysts prefer JFIN or HBT?

Is JFIN or HBT a better dividend stock?

Do insiders & institutionals have more ownership in JFIN or HBT?

Is JFIN or HBT more profitable?

Summary

How does Jiayin Group compare to Southside Bancshares?

Is SBSI or JFIN more profitable?

Do analysts recommend SBSI or JFIN?

Is SBSI or JFIN a better dividend stock?

Which has more risk and volatility, SBSI or JFIN?

Does the media refer more to SBSI or JFIN?

Which has stronger valuation & earnings, SBSI or JFIN?

Do insiders & institutionals have more ownership in SBSI or JFIN?

Summary

How does Jiayin Group compare to Equity Bancshares?

Is JFIN or EQBK more profitable?

Do analysts rate JFIN or EQBK?

Is JFIN or EQBK a better dividend stock?

Which has more volatility and risk, JFIN or EQBK?

Does the media refer more to JFIN or EQBK?

Which has better valuation & earnings, JFIN or EQBK?

Do insiders & institutionals have more ownership in JFIN or EQBK?

Summary

How does Jiayin Group compare to Burke & Herbert Financial Services?

Is JFIN or BHRB more profitable?

Do analysts rate JFIN or BHRB?

Do insiders & institutionals have more ownership in JFIN or BHRB?

Which has better valuation & earnings, JFIN or BHRB?

Is JFIN or BHRB a better dividend stock?

Does the media refer more to JFIN or BHRB?

Which has more volatility and risk, JFIN or BHRB?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

JFIN vs. The Competition

Jiayin Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools