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Jiayin Group (JFIN) Competitors

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$1.44 -0.03 (-2.11%)
As of 02:20 PM Eastern
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JFIN vs. RM, MFIN, XYF, CPSS, and LX

Should you buy Jiayin Group stock or one of its competitors? Jiayin Group's main competitors and comparable companies include Regional Management (RM), Medallion Financial (MFIN), X Financial (XYF), Consumer Portfolio Services (CPSS), and LexinFintech (LX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Jiayin Group compare to Regional Management?

Jiayin Group (NASDAQ:JFIN) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, risk, earnings, institutional ownership, dividends, analyst recommendations, valuation and profitability.

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 54.9%. Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. Jiayin Group pays out 123.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Regional Management pays out 25.3% of its earnings in the form of a dividend.

In the previous week, Jiayin Group and Jiayin Group both had 1 articles in the media. Jiayin Group's average media sentiment score of 1.87 beat Regional Management's score of 1.17 indicating that Jiayin Group is being referred to more favorably in the media.

Company Overall Sentiment
Jiayin Group Very Positive
Regional Management Positive

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 98.9% of Regional Management shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 10.9% of Regional Management shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Regional Management has a net margin of 6.98% compared to Jiayin Group's net margin of 5.39%. Regional Management's return on equity of 12.49% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Regional Management 6.98%12.49%2.25%

Jiayin Group has higher revenue and earnings than Regional Management. Jiayin Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$4.05B0.02$219.61M$0.642.25
Regional Management$579.95M0.51$44.41M$4.756.77

Regional Management has a consensus price target of $43.00, suggesting a potential upside of 33.73%. Given Regional Management's stronger consensus rating and higher probable upside, analysts plainly believe Regional Management is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Jiayin Group has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market. Comparatively, Regional Management has a beta of 1, suggesting that its share price has a similar volatility profile to the broader market.

Summary

Regional Management beats Jiayin Group on 11 of the 17 factors compared between the two stocks.

How does Jiayin Group compare to Medallion Financial?

Jiayin Group (NASDAQ:JFIN) and Medallion Financial (NASDAQ:MFIN) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, media sentiment, earnings, dividends and institutional ownership.

Jiayin Group has a beta of 0.92, meaning that its stock price is 8% less volatile than the broader market. Comparatively, Medallion Financial has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market.

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 54.9%. Medallion Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.7%. Jiayin Group pays out 123.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Medallion Financial pays out 42.1% of its earnings in the form of a dividend.

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 40.6% of Medallion Financial shares are held by institutional investors. 51.2% of Jiayin Group shares are held by company insiders. Comparatively, 24.6% of Medallion Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Medallion Financial had 1 more articles in the media than Jiayin Group. MarketBeat recorded 2 mentions for Medallion Financial and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 beat Medallion Financial's score of 1.80 indicating that Jiayin Group is being referred to more favorably in the media.

Company Overall Sentiment
Jiayin Group Very Positive
Medallion Financial Very Positive

Medallion Financial has a net margin of 9.25% compared to Jiayin Group's net margin of 5.39%. Medallion Financial's return on equity of 7.11% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Medallion Financial 9.25%7.11%1.20%

Medallion Financial has a consensus target price of $10.50, indicating a potential downside of 12.61%. Given Medallion Financial's stronger consensus rating and higher possible upside, analysts plainly believe Medallion Financial is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Medallion Financial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Jiayin Group has higher revenue and earnings than Medallion Financial. Jiayin Group is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$4.05B0.02$219.61M$0.642.25
Medallion Financial$233.80M1.18$43.04M$1.339.03

Summary

Medallion Financial beats Jiayin Group on 9 of the 17 factors compared between the two stocks.

How does Jiayin Group compare to X Financial?

X Financial (NYSE:XYF) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, dividends, media sentiment, institutional ownership, profitability, valuation and earnings.

1.2% of X Financial shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 31.6% of X Financial shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

X Financial pays an annual dividend of $0.54 per share and has a dividend yield of 10.5%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 54.9%. X Financial pays out 27.6% of its earnings in the form of a dividend. Jiayin Group pays out 123.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

X Financial has a beta of 0.53, indicating that its stock price is 47% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.92, indicating that its stock price is 8% less volatile than the broader market.

Jiayin Group has higher revenue and earnings than X Financial. Jiayin Group is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
X Financial$1.09B0.18$209.43M$1.962.61
Jiayin Group$4.05B0.02$219.61M$0.642.25

In the previous week, X Financial and X Financial both had 1 articles in the media. Jiayin Group's average media sentiment score of 1.87 beat X Financial's score of 0.00 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Overall Sentiment
X Financial Neutral
Jiayin Group Very Positive

X Financial has a net margin of 9.94% compared to Jiayin Group's net margin of 5.39%. X Financial's return on equity of 9.14% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
X Financial9.94% 9.14% 5.20%
Jiayin Group 5.39%5.02%2.57%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
X Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

X Financial beats Jiayin Group on 8 of the 15 factors compared between the two stocks.

How does Jiayin Group compare to Consumer Portfolio Services?

Jiayin Group (NASDAQ:JFIN) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, earnings, media sentiment, profitability, analyst recommendations, risk and valuation.

In the previous week, Consumer Portfolio Services had 1 more articles in the media than Jiayin Group. MarketBeat recorded 2 mentions for Consumer Portfolio Services and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 equaled Consumer Portfolio Services'average media sentiment score.

Company Overall Sentiment
Jiayin Group Very Positive
Consumer Portfolio Services Very Positive

Jiayin Group has a beta of 0.92, indicating that its share price is 8% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.11, indicating that its share price is 11% more volatile than the broader market.

Jiayin Group has a net margin of 5.39% compared to Consumer Portfolio Services' net margin of 4.78%. Consumer Portfolio Services' return on equity of 6.91% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group5.39% 5.02% 2.57%
Consumer Portfolio Services 4.78%6.91%0.54%

Jiayin Group has higher revenue and earnings than Consumer Portfolio Services. Jiayin Group is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$4.05B0.02$219.61M$0.642.25
Consumer Portfolio Services$208.84M0.98$19.33M$0.9210.29

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

Consumer Portfolio Services beats Jiayin Group on 8 of the 12 factors compared between the two stocks.

How does Jiayin Group compare to LexinFintech?

LexinFintech (NASDAQ:LX) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, dividends, analyst recommendations, valuation, profitability, institutional ownership, risk and earnings.

LexinFintech has higher earnings, but lower revenue than Jiayin Group. LexinFintech is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.07$239.82M$0.840.97
Jiayin Group$4.05B0.02$219.61M$0.642.25

LexinFintech presently has a consensus price target of $2.35, suggesting a potential upside of 189.05%. Given LexinFintech's stronger consensus rating and higher possible upside, research analysts clearly believe LexinFintech is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Jiayin Group
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

In the previous week, LexinFintech had 2 more articles in the media than Jiayin Group. MarketBeat recorded 3 mentions for LexinFintech and 1 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 beat LexinFintech's score of 0.44 indicating that Jiayin Group is being referred to more favorably in the news media.

Company Overall Sentiment
LexinFintech Neutral
Jiayin Group Very Positive

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 36.9%. Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 54.9%. LexinFintech pays out 35.7% of its earnings in the form of a dividend. Jiayin Group pays out 123.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

LexinFintech has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market.

44.1% of Jiayin Group shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

LexinFintech has a net margin of 7.94% compared to Jiayin Group's net margin of 5.39%. LexinFintech's return on equity of 8.59% beat Jiayin Group's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech7.94% 8.59% 4.50%
Jiayin Group 5.39%5.02%2.57%

Summary

LexinFintech beats Jiayin Group on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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JFIN vs. The Competition

MetricJiayin GroupConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$76.93M$7.14B$13.85B$14.40B
Dividend YieldN/A12.63%5.95%11.71%
P/E Ratio2.308.8525.3225.37
Price / Sales0.0273.34507.5898.88
Price / Cash0.3311.5730.3034.96
Price / Book0.122.562.736.22
Net Income$219.61M$442.63M$1.31B$358.05M
7 Day Performance-7.10%-1.97%-1.15%-1.30%
1 Month Performance-36.84%-4.81%-0.88%-3.33%
1 Year Performance-86.84%6.45%9.57%6.09%

Jiayin Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JFIN
Jiayin Group
1.4852 of 5 stars
$1.44
-2.1%
N/A-86.6%$75.30M$4.05B2.251,155
RM
Regional Management
4.9037 of 5 stars
$33.31
-1.1%
$43.00
+29.1%
-22.4%$307.31M$645.60M7.012,112
MFIN
Medallion Financial
3.3799 of 5 stars
$12.10
-1.0%
$10.50
-13.2%
+15.1%$277.82M$353.31M9.10140
XYF
X Financial
2.0273 of 5 stars
$5.39
-2.5%
N/A-64.1%$210.67M$5.60B2.75420
CPSS
Consumer Portfolio Services
1.0753 of 5 stars
$9.33
-0.7%
N/A+12.0%$201.80M$434.47M10.17740

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This page (NASDAQ:JFIN) was last updated on 9/15/2026 by MarketBeat.com Staff.
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