About Yirendai (NYSE:YRD)
Yirendai Ltd. is engaged in online consumer finance marketplace business in China. The Company conducts its business in China, through Yi Ren Heng Ye Technology Development (Beijing) Co., Ltd. (Heng Ye) and its consolidated variable interest entity, Heng Cheng Technology Development (Beijing) Co., Ltd. (Heng Cheng). Heng Cheng operates its Website, www.yirendai.com, and has an Internet content provider (ICP) license as an Internet information provider. Its online marketplace facilitates standard loan products, express loan products and vertical loan products to borrowers. Uses for these loan products include home remodels, durable good purchases, travel and continuing education. Its online marketplace provides investors with various investing tools, such as automated investing tool and self-directed investing tool. It maintains a secondary loan market on its marketplace where investors can transfer the loans they hold prior to maturity at the fair value of the remaining loans.
Industry, Sector and Symbol:
- Sector: Computer and Technology
- Industry: Internet Services
- Sub-Industry: N/A
- Symbol: NYSE:YRD
- CUSIP: N/A
- Web: www.yirendai.com
Capitalization:- Market Cap: $3.03202 billion
- Outstanding Shares: 59,801,000
Average Prices:- 50 Day Moving Avg: $45.34
- 200 Day Moving Avg: $32.76
- 52 Week Range: $19.85 - $53.50
P/E:- Trailing P/E Ratio: 14.84
- Foreward P/E Ratio: 10.40
- P/E Growth: 1.57
Sales & Book Value:- Annual Revenue: $635.79 million
- Price / Sales: 4.75
- Book Value: $7.05 per share
- Price / Book: 7.17
Dividend:- Annual Dividend: $1.48
- Dividend Yield: 2.9%
Profitability:- EBITDA: $213.72 million
- Net Margins: 32.37%
- Return on Equity: 80.79%
- Return on Assets: 36.20%
Debt:- Current Ratio: 3.38%
- Quick Ratio: 3.38%
Misc:- Average Volume: 587,686 shs.
- Beta: 8.51
- Short Ratio: 4.97
Frequently Asked Questions for Yirendai (NYSE:YRD)
What is Yirendai's stock symbol?
Yirendai trades on the New York Stock Exchange (NYSE) under the ticker symbol "YRD."
How often does Yirendai pay dividends? What is the dividend yield for Yirendai?
Yirendai announced a special dividend on Thursday, August 10th. Shareholders of record on Friday, September 29th will be given a dividend of $1.50 per share on Monday, October 16th. The ex-dividend date of this dividend is Thursday, September 28th. View Yirendai's Dividend History.
How were Yirendai's earnings last quarter?
Yirendai Ltd. (NYSE:YRD) issued its quarterly earnings results on Tuesday, August, 1st. The company reported $0.66 EPS for the quarter, missing the Thomson Reuters' consensus estimate of $0.70 by $0.04. The firm had revenue of $773.79 million for the quarter, compared to analyst estimates of $153.78 million. Yirendai had a net margin of 32.37% and a return on equity of 80.79%. The company's quarterly revenue was up 343.4% compared to the same quarter last year. During the same quarter in the previous year, the business posted $0.66 EPS. View Yirendai's Earnings History.
When will Yirendai make its next earnings announcement?
Where is Yirendai's stock going? Where will Yirendai's stock price be in 2017?
2 brokerages have issued twelve-month price targets for Yirendai's stock. Their predictions range from $16.00 to $42.00. On average, they expect Yirendai's stock price to reach $29.00 in the next year. View Analyst Ratings for Yirendai.
Who are some of Yirendai's key competitors?
Some companies that are related to Yirendai include YY (YY), Just Eat PLC (JE), Rightmove Plc (RMV), Yelp (YELP), Bitauto Holdings Limited (BITA), Auto Trader Group PLC (AUTO), Trivago N.V. ADS (TRVG), WebMD Health Corp. (WBMD), Cars.com (CARS), Moneysupermarket.Com Group PLC (MONY), TrueCar (TRUE), Shutterstock (SSTK), NIC (EGOV), Blucora (BCOR), Yext (YEXT), Liberty TripAdvisor Holdings (LTRPA), Angie's List (ANGI) and Tucows (TCX).
Who are Yirendai's key executives?
Yirendai's management team includes the folowing people:
- Ning Tang, Executive Chairman of the Board
- Yihan Fang, Chief Executive Officer
- Yu Cong, Chief Financial Officer
- Cao Yang, Chief Operating Officer, Chief Technology Officer
- Yiting Pan, Chief Risk Officer
- Wei Song, Vice President - Product
- Xiaojia Sun, General Counsel
- Jike Chong Ph.D., Chief Data Scientist
- Huan Chen, Director
- Tina Ju, Director
When did Yirendai IPO?
(YRD) raised $75 million in an initial public offering on Friday, December 18th 2015. The company issued 7,500,000 shares at $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance acted as the underwriters for the IPO and Needham & Company was co-manager.
How do I buy Yirendai stock?
Shares of Yirendai can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Yirendai's stock price today?
One share of Yirendai stock can currently be purchased for approximately $50.53.
MarketBeat Community Rating for Yirendai (NYSE YRD)MarketBeat's community ratings are surveys of what our community members think about Yirendai and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for Yirendai (NYSE:YRD) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Sell Rating, 1 Buy Rating |
| Consensus Rating: | Hold (Score: 2.00) |
| Consensus Price Target: | $29.00 (42.61% downside) |
Consensus Price Target History for Yirendai (NYSE:YRD)
Analysts' Ratings History for Yirendai (NYSE:YRD)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 8/1/2017 | Needham & Company LLC | Reiterated Rating | Buy | $33.00 -> $42.00 | High |  |
| 11/19/2016 | Nomura | Set Price Target | Sell | $16.00 | N/A | |
(Data available from 10/21/2015 forward)
Earnings History for Yirendai (NYSE:YRD)Earnings History by Quarter for Yirendai (NYSE YRD)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 11/13/2017 | | $0.62 | | | | | N/A | |
| 8/1/2017 | 6/30/2017 | $0.70 | $0.66 | $153.78 million | $773.79 million | View | Listen | |
| 5/21/2017 | 3/31/2017 | $0.60 | $0.84 | $960.00 million | $1.02 billion | View | N/A | |
| 5/11/2016 | Q1 | $0.15 | $0.34 | $64.22 million | $85.10 million | View | N/A | |
| 3/9/2016 | Q415 | $0.12 | $0.25 | $60.64 million | $71.11 million | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for Yirendai (NYSE:YRD)Current Year EPS Consensus Estimate: $3.04 EPS
Next Year EPS Consensus Estimate: $4.86 EPS
Current Dividend Information for Yirendai (NYSE:YRD)| Most Recent Dividend: | 10/16/2017 |
| Annual Dividend: | $1.48 |
| Dividend Yield: | 2.93% |
| Dividend Growth: | 0.00% (3 Year Average) |
| Payout Ratio: | 45.40% (Trailing 12 Months of Earnings)
48.68% (Based on This Year's Estimates)
30.45% (Based on Next Year's Estimates)
|
Dividend History by Quarter for Yirendai (NYSE YRD)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 8/10/2017 | special | $1.50 | | 9/28/2017 | 9/29/2017 | 10/16/2017 |
(Data available from 1/1/2013 forward)
Insider Trading History for Yirendai (NYSE:YRD)
No insider trades for this company have been tracked by MarketBeat.com
Headline Trends for Yirendai (NYSE:YRD)
Latest Headlines for Yirendai (NYSE:YRD)
| Source: |
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| Date | Headline |
|---|
 | 3 Incredibly Cheap Chinese Tech Stocks
finance.yahoo.com - October 18 at 10:59 AM |
 | Brokerages Anticipate Yirendai Ltd. (YRD) to Announce $0.78 EPS
www.americanbankingnews.com - October 17 at 6:30 AM |
| Head-To-Head Analysis: Yirendai (YRD) & Its Competitors
www.americanbankingnews.com - October 14 at 8:18 AM |
| Yirendai Ltd. (YRD) Given Consensus Rating of "Hold" by Analysts
www.americanbankingnews.com - October 9 at 10:12 AM |
| Zacks Investment Research Lowers Yirendai Ltd. (YRD) to Hold
www.americanbankingnews.com - October 5 at 12:56 PM |
 | Initiating Research Reports on Credit Services Equities -- Blackhawk Network, Qiwi PLC, Equifax, and Yirendai - PR Newswire (press release)
www.prnewswire.com - October 4 at 1:28 PM |
| At $45.53, Is Yirendai Ltd (YRD) A Buy?
finance.yahoo.com - October 4 at 1:28 PM |
 | Yirendai Ltd. (YRD) Ex-Dividend Date Scheduled for September 28, 2017 - Nasdaq
www.nasdaq.com - September 29 at 10:02 PM |
| Critical Comparison: Yirendai (YRD) vs. Its Peers
www.americanbankingnews.com - September 26 at 12:28 AM |
| 58.com (WUBA) and Yirendai (YRD) Financial Survey
www.americanbankingnews.com - September 25 at 6:30 PM |
| Analysts Expect Yirendai Ltd. (YRD) Will Announce Earnings of $0.78 Per Share
www.americanbankingnews.com - September 24 at 12:32 PM |
| Analyzing Yirendai (YRD) & Liberty TripAdvisor Holdings (LTRPA)
www.americanbankingnews.com - August 30 at 12:22 AM |
| Yirendai Ltd. (YRD) Given Consensus Rating of "Hold" by Brokerages
www.americanbankingnews.com - August 20 at 6:18 PM |
| Yirendai Ltd. Declares Special Dividend of $1.50 (YRD)
www.americanbankingnews.com - August 10 at 6:12 PM |
| Yirendai Ltd.: Leads amongst peers with strong fundamentals
finance.yahoo.com - August 9 at 9:25 AM |
 | Yirendai Offers Dividend Safety For Growth Investors
seekingalpha.com - August 8 at 8:30 AM |
| Yirendai to Attend Upcoming Investment Conferences in August and September 2017
finance.yahoo.com - August 8 at 8:30 AM |
| Edited Transcript of YRD earnings conference call or presentation 1-Aug-17 12:00pm GMT
finance.yahoo.com - August 3 at 9:10 AM |
| Here's Why Yirendai Stock Is Crashing Today
finance.yahoo.com - August 2 at 9:00 AM |
| Needham & Company LLC Reaffirms Buy Rating for Yirendai Ltd. (NYSE:YRD)
www.americanbankingnews.com - August 1 at 4:38 PM |
| Yirendai Ltd. (NYSE:YRD) Releases Quarterly Earnings Results, Misses Estimates By $0.04 EPS
www.americanbankingnews.com - August 1 at 9:39 AM |
| Yirendai Ltd. (YRD) Given Average Rating of "Hold" by Brokerages
www.americanbankingnews.com - August 1 at 9:23 AM |
| Yirendai Reports Second Quarter 2017 Financial Results
finance.yahoo.com - August 1 at 8:01 AM |
| Yirendai posts 2Q profit
finance.yahoo.com - August 1 at 8:01 AM |
| Yirendai Ltd. (YRD) to Release Earnings on Tuesday
www.americanbankingnews.com - July 25 at 7:28 AM |
| Yirendai (YRD) Shows Strength: Stock Adds 9% in Session - Nasdaq
www.nasdaq.com - July 20 at 9:28 AM |
| Yirendai Limited: A Growth Play At Deeply Discounted Valuations - Seeking Alpha
seekingalpha.com - July 20 at 9:28 AM |
 | Yirendai (YRD) Shows Strength: Stock Adds 9% in Session
www.zacks.com - July 19 at 9:47 AM |
| Match Group (MTCH) in Focus: Stock Moves 5.5% Higher
finance.yahoo.com - July 19 at 9:47 AM |
| Yirendai Announces Dismissal of Class Action Lawsuit
finance.yahoo.com - July 13 at 11:27 AM |
| This Chinese Financial Stock With 239% Growth Nearing New Breakout
finance.yahoo.com - July 13 at 11:27 AM |
| Yirendai to Report Second Quarter 2017 Results on August 1, 2017
finance.yahoo.com - July 10 at 8:32 AM |
| Comparing Yirendai (NYSE:YRD) & Netflix (NFLX)
www.americanbankingnews.com - July 9 at 12:24 PM |
| Yirendai Ltd. (NYSE:YRD) Expected to Announce Earnings of $0.70 Per Share
www.americanbankingnews.com - July 6 at 10:16 PM |
| 5 China Stocks for Profits in Second Half of 2017
finance.yahoo.com - July 6 at 3:29 PM |
 | Yirendai Ltd. (YRD) PT Lowered to $33 at Needham & Company Following 4Q Results; 'Guidance Below Expectations' - StreetInsider.com
www.streetinsider.com - March 17 at 3:34 PM |
| Q4 2016 Yirendai Ltd Earnings Release - After Market Close
biz.yahoo.com - March 16 at 8:42 AM |
| Yirendai: Leaked Internal Emails Raise Much Deeper Concerns - Seeking Alpha
seekingalpha.com - February 2 at 6:58 AM |
| Oversold Conditions For Yirendai (YRD) - Nasdaq
www.nasdaq.com - December 22 at 5:58 AM |
| Oversold Conditions For Yirendai (YRD)
www.nasdaq.com - December 21 at 11:44 AM |
| Form 6-K Yirendai Ltd. For: Dec 19 - StreetInsider.com
www.streetinsider.com - December 19 at 3:44 PM |
 | Technical Reports on Credit Services Stocks -- Capital One Financial, Navient, Discover Financial Services, and Yirendai
www.bizjournals.com - November 23 at 11:59 AM |
| Yirendai to Hold 2016 Annual General Meeting on December 6, 2016 - PR Newswire (press release)
www.prnewswire.com - November 22 at 8:43 PM |
 | Yirendai (YRD) Gains Ahead of Earnings
www.baystreet.ca - November 16 at 12:30 PM |
| Q3 2016 Yirendai Ltd Earnings Release - After Market Close
biz.yahoo.com - November 15 at 12:17 PM |
 | Biggest Movers in Financial Stocks Now - OUT FBRC TPVG PEBO - Investorplace.com
investorplace.com - November 10 at 12:18 PM |
| Biggest Movers in Financial Stocks Now - PLBC YRD CPSS EHTH - Investorplace.com
investorplace.com - November 7 at 9:39 PM |
| Biggest Movers in Financial Stocks Now - FNBC IX EBSB NSM - Investorplace.com
investorplace.com - October 26 at 12:04 PM |
Yirendai (YRD) Chart for Saturday, October, 21, 2017
