Evans Bancorp (EVBN) Stock Price, News & Analysis

Company Overview

Evans Bancorp, Inc. primarily operates as financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in the United States. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, includes direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consist of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company offers non-deposit investment products, such as annuities and mutual funds. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.

Key Stats

• Today's Range: $39.10 to $39.68
• 50-Day Range: $38.45 to $39.53
• 52-Week Range: $27.55 to $46.21
• Volume: 34,406 shs
• Average Volume: 26,916 shs
• Market Capitalization: $218.77 million
• P/E Ratio: 11.86
• Dividend Yield: 3.34%
• Price Target: $45.50
• Consensus Rating: Hold

EVBN Stock Analysis - Frequently Asked Questions

How have EVBN shares performed this year?

Evans Bancorp's stock was trading at $43.30 at the start of the year. Since then, EVBN shares have decreased by 8.8% and is now trading at $39.49.

How were Evans Bancorp's earnings last quarter?

Evans Bancorp, Inc. (NYSEAMERICAN:EVBN) issued its quarterly earnings data on Thursday, October, 31st. The bank reported $0.53 EPS for the quarter, beating the consensus estimate of $0.40 by $0.13. The bank had revenue of $31.69 million for the quarter. Evans Bancorp had a net margin of 13.80% and a trailing twelve-month return on equity of 10.27%.

How do I buy shares of Evans Bancorp?

Shares of EVBN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Evans Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Evans Bancorp investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and AU Optronics (AUOTY).

Company Calendar

• Last Earnings: 10/31/2024
• Today: 7/03/2025
• Next Earnings (Estimated): 7/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSEAMERICAN
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NYSEAMERICAN:EVBN
• Previous Symbol: NASDAQ:EVBN
• CIK: 842518
• Web: www.evansbank.com
• Phone: (716) 926-2000
• Fax: 716-926-2005
• Employees: 380
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $45.50
• High Stock Price Target: $45.50
• Low Stock Price Target: $45.50
• Potential Upside/Downside: +15.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.33
• Trailing P/E Ratio: 11.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $24.52 million
• Net Margins: 13.80%
• Pretax Margin: 19.99%
• Return on Equity: 10.27%
• Return on Assets: 0.83%

Debt

• Debt-to-Equity Ratio: 0.86
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $129.77 million
• Price / Sales: 1.69
• Cash Flow: $4.16 per share
• Price / Cash Flow: 9.49
• Book Value: $32.52 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 5,540,000
• Free Float: 5,190,000
• Market Cap: $218.77 million
• Optionable: Not Optionable
• Beta: 0.92