Owens Realty Mortgage, Inc. (NYSE American: ORM) is a publicly traded mortgage real estate investment trust (REIT) that specializes in originating, acquiring and managing short-duration, floating-rate commercial real estate loans. The company focuses on first mortgage loans secured by properties such as multifamily, office, retail, industrial and hospitality assets across the United States. By targeting loans tied to short-term interest benchmarks, Owens Realty Mortgage seeks to generate attractive risk-adjusted returns while maintaining flexibility to adjust to changing market conditions.
Since its founding in 2007, Owens Realty Mortgage has built a diversified portfolio of construction, bridge and mezzanine loans, typically in the $1 million to $20 million range. Its investment strategy emphasizes disciplined underwriting and conservative loan-to-value ratios, ensuring that each transaction is supported by thorough due diligence and collateral analysis. The company often partners with regional developers and experienced operators to finance new construction, redevelopment or property acquisitions, providing capital solutions tailored to evolving market demands.
Throughout its history, Owens Realty Mortgage has raised capital through equity offerings and secured borrowings under its credit facilities, enabling steady portfolio growth and dividend distributions to shareholders. The company’s headquarters in Phoenix, Arizona, supports a small but experienced origination and asset management team responsible for deal sourcing, credit approval and ongoing loan monitoring. By maintaining a lean operational structure, Owens Realty Mortgage aims to keep overhead low and align its interests closely with investors.
Leadership at Owens Realty Mortgage is headed by John T. Owens, who serves as Chairman and Chief Executive Officer, bringing decades of real estate finance experience to the REIT. The executive team also includes senior professionals overseeing finance, risk management and legal affairs, supported by an independent board of directors with expertise in capital markets, real estate development and corporate governance. Together, this leadership group strives to uphold a conservative lending philosophy while seeking to capitalize on opportunities in the U.S. commercial real estate debt markets.
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