American Business Bank (AMBZ) Stock Price, News & Analysis

Company Overview

American Business Bank is a California-based commercial bank focused on serving businesses and the people who own and operate them. It provides business banking services, including deposit accounts, commercial loans and cash-management solutions.

The bank serves businesses primarily in Southern California, offering financing for needs such as working capital and commercial real estate, alongside services to support routine banking and payments.

Founded in 1998, American Business Bank has built its business around relationship-based banking for small and midsize companies, professionals and entrepreneurs.

Key Stats

• Today's Range: $71.46 to $71.96
• 50-Day Range: $69.68 to $73.15
• 52-Week Range: $58.40 to $73.77
• Volume: 2,989 shs
• Average Volume: 9,964 shs
• Market Capitalization: $633.45 million
• P/E Ratio: 10.27
• Dividend Yield: 1.67%
• Price Target: N/A
• Consensus Rating: N/A

American Business Bank Stock Analysis - MarketRank™

American Business Bank scored higher than 21% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for American Business Bank.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of American Business Bank is 10.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.38.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Business Bank is 10.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.38.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of American Business Bank has been sold short.

Short Interest Ratio / Days to Cover

American Business Bank has a short interest ratio ("days to cover") of 0.01, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Business Bank has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

American Business Bank pays a meaningful dividend of 1.68%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

American Business Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of American Business Bank is 17.14%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.9 / 5
• News Sentiment: -0.50

News Sentiment

American Business Bank has a news sentiment score of -0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for American Business Bank this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, American Business Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

9.87% of the stock of American Business Bank is held by institutions.

Company Calendar

• Last Earnings: 10/28/2026
• Today: 11/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:AMBZ
• CIK: N/A
• Web: www.americanbb.bank
• Phone: (213) 430-4000
• Fax: 213-627-2784
• Employees: 244
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $7.00
• Trailing P/E Ratio: 10.27
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $54.20 million
• Net Margins: 29.76%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $199.36 million
• Price / Sales: 3.18
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 8,815,000
• Free Float: N/A
• Market Cap: $633.45 million
• Optionable: Not Optionable
• Beta: 0.27