American Business Bank (AMBZ) Stock Price, News & Analysis

Company Overview

American Business Bank (OTCMKTS:AMBZ) is a Southern California–based commercial bank that provides a broad range of financial services to small and mid-sized businesses. Headquartered in Irvine, California, the bank focuses on building long-term relationships with clients in industries such as real estate development, professional services, healthcare, technology, and manufacturing. Its regional footprint includes full-service offices across Los Angeles, Orange County, the Inland Empire, North County San Diego, and the Coachella Valley.

The bank’s core offerings encompass commercial real estate financing, construction and land development loans, equipment and vehicle financing, and working capital lines of credit. In addition to lending, American Business Bank provides deposit products—such as business checking, savings, and money-market accounts—along with cash-management solutions, treasury services, and electronic banking tools designed to streamline receivables and payables for growing businesses. It also maintains an active Small Business Administration (SBA) lending platform, delivering SBA 7(a) and 504 loans to help entrepreneurs access government-backed financing.

Founded in 2007, American Business Bank has steadily expanded its presence in key Southern California markets, positioning itself as a relationship-driven lender with a focus on personalized service. The bank’s leadership team comprises seasoned banking professionals with expertise in commercial lending, risk management, and client advisory services. By combining local market knowledge with tailored financial solutions, American Business Bank aims to support the growth and operational needs of entrepreneurs and established businesses throughout its service area.

Key Stats

• Today's Range: $72.22 to $72.30
• 50-Day Range: $69.79 to $72.53
• 52-Week Range: $42.10 to $73.64
• Volume: 893 shs
• Average Volume: 8,677 shs
• Market Capitalization: $642.39 million
• P/E Ratio: 11.43
• Dividend Yield: 1.66%
• Price Target: N/A
• Consensus Rating: N/A

American Business Bank Stock Analysis - MarketRank™

American Business Bank scored higher than 30% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for American Business Bank.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of American Business Bank is 11.43, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.31.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Business Bank is 11.43, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.22.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of American Business Bank has been sold short.

Short Interest Ratio / Days to Cover

American Business Bank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Business Bank has recently decreased by 99.97%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

American Business Bank pays a meaningful dividend of 1.66%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

American Business Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of American Business Bank is 18.99%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for American Business Bank this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, American Business Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

9.87% of the stock of American Business Bank is held by institutions.

Company Calendar

• Last Earnings: 4/28/2026
• Today: 5/12/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:AMBZ
• CIK: N/A
• Web: www.americanbusinessbank.com
• Phone: (213) 430-4000
• Fax: 213-627-2784
• Employees: 233
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $6.32
• Trailing P/E Ratio: 11.43
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $54.20 million
• Net Margins: 28.10%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $199.36 million
• Price / Sales: 3.22
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 8,890,000
• Free Float: N/A
• Market Cap: $642.39 million
• Optionable: Not Optionable
• Beta: 0.25