Avidbank (AVBH) Stock Price, News & Analysis

Company Overview

Avidbank Holdings, Inc. is a Texas-based bank holding company for Avidbank, a full-service community bank headquartered in San Antonio. Through its network of branch offices and digital platforms, Avidbank provides a broad range of banking solutions tailored to individuals, small businesses, and middle-market commercial clients. The bank’s product suite includes deposit accounts, lending services, cash management, and international trade financing, all designed to support growth across multiple industries within the Texas market.

On the commercial side, Avidbank offers commercial real estate financing, construction and development loans, equipment financing and lines of credit, as well as treasury and merchant services. In the consumer arena, the bank delivers traditional checking and savings products, residential mortgage loans, home equity lines of credit and a suite of online and mobile banking tools. Avidbank also provides comprehensive wealth management and trust services through its Avid Wealth division, helping clients address retirement planning, investment management and estate administration.

Founded under its original charter in the early 20th century, the bank operated as City National Bank of Texas until 2017, when it rebranded to Avidbank to emphasize its commitment to forward-looking, customer-centric banking. Since then, the company has expanded its footprint beyond the San Antonio metropolitan area into the Texas Hill Country and Austin region, combining local decision-making with a growing digital platform to meet evolving client needs.

Under the leadership of President and Chief Executive Officer John M. Goodman, Avidbank’s board and executive team have focused on prudent growth, strong credit quality and community engagement. The company places a high priority on supporting local economic development initiatives, partnering with regional organizations and professional groups to foster business growth and financial literacy across the communities it serves.

Key Stats

• Today's Range: $21.23 to $21.51
• 50-Day Range: $19.75 to $21.50
• 52-Week Range: $18.16 to $26.59
• Volume: 1,350 shs
• Average Volume: 4,217 shs
• Market Capitalization: $170.39 million
• P/E Ratio: 7.74
• Dividend Yield: N/A
• Price Target: $24.67
• Consensus Rating: Buy

Avidbank Stock Analysis - MarketRank™

Avidbank scored higher than 58% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Avidbank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Avidbank has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.38%

Earnings Growth

Earnings for Avidbank are expected to grow by 7.38% in the coming year, from $2.71 to $2.91 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Avidbank is 7.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Avidbank is 7.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.07.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of Avidbank has been sold short.

Short Interest Ratio / Days to Cover

Avidbank has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidbank has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Avidbank does not currently pay a dividend.

Dividend Growth

Avidbank does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the float of Avidbank has been sold short.

Short Interest Ratio / Days to Cover

Avidbank has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidbank has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Avidbank insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 15.87% of the stock of Avidbank is held by institutions.

AVBH Stock Analysis - Frequently Asked Questions

How have AVBH shares performed this year?

Avidbank's stock was trading at $21.80 at the start of the year. Since then, AVBH stock has decreased by 1.4% and is now trading at $21.50.

How were Avidbank's earnings last quarter?

Avidbank Holdings Inc. (OTCMKTS:AVBH) announced its earnings results on Tuesday, April, 22nd. The company reported $0.71 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.63 by $0.08. The company earned $20.52 million during the quarter, compared to the consensus estimate of $20.89 million.

How do I buy shares of Avidbank?

Shares of AVBH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Avidbank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Avidbank investors own include Broadcom (AVGO), NVIDIA (NVDA), e.l.f. Beauty (ELF), Jabil (JBL), Arista Networks (ANET), Disc Medicine (IRON) and Adobe (ADBE).

Company Calendar

• Last Earnings: 4/22/2025
• Today: 7/15/2025
• Next Earnings (Estimated): 7/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:AVBH
• Previous Symbol: NASDAQ:AVBH
• CIK: 1443575
• Web: www.avidbank.com
• Phone: (408) 200-7390
• Fax: 650-289-9192
• Employees: 130
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Avidbank: $24.67
• High Price Target: $26.00
• Low Price Target: $23.00
• Potential Upside/Downside: +16.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.78
• Trailing P/E Ratio: 7.63
• Forward P/E Ratio: 7.82
• P/E Growth: N/A
• Net Income: $21.01 million
• Net Margins: 14.31%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $148.45 million
• Price / Sales: 1.13
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 7,922,000
• Free Float: N/A
• Market Cap: $167.95 million
• Optionable: Not Optionable
• Beta: 0.52