Avidbank (AVBH) Stock Price, News & Analysis

Company Overview

Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to small and middle-market businesses, professionals, and individuals in the Santa Clara, San Mateo, and San Francisco counties. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides personal lending products include secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprises working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products. In addition, it offers construction lending products, including land acquisition loans, pre-development loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, real estate bridge loans, and RLOC – real estate secured loans. Further, the company provides various financing solutions, such as structured finance, venture lending, asset-based lending, and sponsor finance. Additionally, it offers various services, such as automated clearing house payments and collections, bill pay, wire transfer, lockbox, merchant, remote deposit capture, ATM/debit cards, credit cards, business courier, cash management, and notary services, as well as online and mobile banking. The company was formerly known as Peninsula Bank Holding Co. and changed its name to Avidbank Holdings, Inc. in August 2011. Avidbank Holdings, Inc. was founded in 2003 and is headquartered in San Jose, California.

Key Stats

• Today's Range: $29.85 to $30.70
• 50-Day Range: $26.66 to $30.41
• 52-Week Range: $19.75 to $31.61
• Volume: 145,468 shs
• Average Volume: 77,101 shs
• Market Capitalization: $327.51 million
• P/E Ratio: 10.10
• Dividend Yield: N/A
• Price Target: $35.33
• Consensus Rating: Moderate Buy

Avidbank Stock Analysis - MarketRank™

Avidbank scored higher than 61% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Avidbank has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Avidbank has a consensus price target of $35.33, representing about 18.1% upside from its current price of $29.91.

Amount of Analyst Coverage

Avidbank has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.4 / 5
• Proj. Earnings Growth: 9.94%

Earnings Growth

Earnings for Avidbank are expected to grow by 9.94% in the coming year, from $3.42 to $3.76 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Avidbank is -15.91, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Avidbank has a P/B Ratio of 1.14. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.09% of the float of Avidbank has been sold short.

Short Interest Ratio / Days to Cover

Avidbank has a short interest ratio ("days to cover") of 1.33, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidbank has recently increased by 12.14%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Avidbank does not currently pay a dividend.

Dividend Growth

Avidbank does not have a long track record of dividend growth.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.28

News Sentiment

Avidbank has a news sentiment score of 0.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.53 average news sentiment score of companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Avidbank this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Avidbank insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.59% of the stock of Avidbank is held by insiders.

Percentage Held by Institutions

15.87% of the stock of Avidbank is held by institutions.

Company Calendar

• Last Earnings: 4/27/2026
• Today: 5/24/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: N/A
• Industry: N/A
• Sub-Industry: N/A
• Current Symbol: NASDAQ:AVBH
• Previous Symbol: NASDAQ:AVBH
• CIK: 1443575
• Web: N/A
• Phone: (408) 200-7390
• Fax: 650-289-9192
• Employees: 130
• Year Founded: 2003

Price Target and Rating

• Average Price Target for Avidbank: $35.33
• High Price Target: $36.00
• Low Price Target: $35.00
• Potential Upside/Downside: +18.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.88)
• Trailing P/E Ratio: 10.10
• Forward P/E Ratio: 8.75
• P/E Growth: N/A
• Net Income: -$19.55 million
• Net Margins: -10.20%
• Pretax Margin: -14.19%
• Return on Equity: 10.88%
• Return on Assets: 1.15%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $151.76 million
• Price / Sales: 2.16
• Cash Flow: $2.38 per share
• Price / Cash Flow: 12.59
• Book Value: $26.33 per share
• Price / Book: 1.14

Miscellaneous

• Outstanding Shares: 10,950,000
• Free Float: 9,904,000
• Market Cap: $327.51 million
• Optionable: N/A
• Beta: 0.33