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Banco Santander (BCDRF) Financials

$10.15 +0.35 (+3.61%)
As of 09:56 AM Eastern
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Annual Income Statements for Banco Santander

Annual Income Statements for Banco Santander

This table shows Banco Santander's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 10,058 21,605 7,951 4,236 -5,510 0.00 0.00 0.00 0.00 0.00
Consolidated Net Income / (Loss)		 10,058 21,605 9,859 10,661 9,108 0.00 0.00 0.00 0.00 0.00
Net Income / (Loss) Continuing Operations		 10,058 21,605 11,421 2,513 -3,714 0.00 0.00 0.00 0.00 0.00
Total Pre-Tax Income 		10,058 21,605 16,087 12,798 14,077 0.00 0.00 0.00 0.00 0.00
Total Revenue		 36,941 40,916 41,032 52,448 40,643 0.00 0.00 0.00 0.00 0.00
Net Interest Income / (Expense)		 35,652 32,706 41,198 39,304 39,597 0.00 0.00 0.00 0.00 0.00
Total Interest Income		 62,148 58,024 67,319 62,176 63,728 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 26,496 25,318 26,121 22,872 24,131 0.00 0.00 0.00 0.00 0.00
Total Non-Interest Income		 1,290 8,211 -166 13,145 1,046 0.00 0.00 0.00 0.00 0.00
Total Non-Interest Expense		 26,883 19,312 21,272 39,650 39,752 0.00 0.00 0.00 0.00 0.00
Basic Earnings per Share		 - - $0.49 $0.43 $0.35 ($0.54) $0.44 $0.58 $0.72 $0.80
Weighted Average Basic Shares Outstanding		 - - 16.14B 16.24B 16.62B 17.34B 17.34B 16.79B 16.18B 15.15B
Diluted Earnings per Share		 - - $0.48 $0.43 $0.35 ($0.54) $0.44 $0.57 $0.72 $0.80
Weighted Average Diluted Shares Outstanding		 - - 16.14B 16.24B 16.62B 17.34B 17.34B 16.79B 16.18B 15.15B
Weighted Average Basic & Diluted Shares Outstanding		 - - 16.14B 16.24B 16.62B 17.34B 17.34B 16.79B 16.18B 15.15B

Quarterly Income Statements for Banco Santander

No quarterly income statements for Banco Santander are available.

Annual Cash Flow Statements for Banco Santander

This table details how cash moves in and out of Banco Santander's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 8,582 -1,364 41,492 3,054 14,136 64,467 64,343 13,248 -3,021 -29,122
Net Cash From Operating Activities		 9,149 2,434 48,513 3,735 3,803 69,661 58,462 14,810 -2,665 -34,549
Net Cash From Continuing Operating Activities		 9,149 2,434 48,513 3,735 12,476 69,661 58,462 14,810 -2,665 -34,549
Net Income / (Loss) Continuing Operations		 7,969 7,875 9,859 10,661 9,108 -9,416 10,925 11,515 13,477 14,226
Consolidated Net Income / (Loss)		 7,969 7,875 9,859 10,661 9,108 -9,416 10,925 11,515 13,477 14,226
Depreciation Expense		 2,627 2,487 3,115 2,775 3,368 3,433 3,119 3,193 3,522 3,410
Non-Cash Adjustments to Reconcile Net Income		 20,354 -2,854 20,896 18,076 - 28,037 10,818 1,738 12,308 10,315
Changes in Operating Assets and Liabilities, net		 -21,802 -5,074 14,644 -27,778 - 47,607 33,600 -1,637 -31,971 -62,499
Net Cash From Investing Activities		 0.00 0.00 0.00 0.00 8,113 0.00 0.00 0.00 0.00 0.00
Net Cash From Continuing Investing Activities		 0.00 0.00 0.00 0.00 23,959 0.00 0.00 0.00 0.00 0.00
Sale and/or Maturity of Investments		 0.00 - 0.00 0.00 770 0.00 0.00 0.00 0.00 0.00
Net Cash From Financing Activities		 0.00 0.00 0.00 0.00 11,360 0.00 0.00 0.00 0.00 0.00
Net Cash From Continuing Financing Activities		 0.00 0.00 0.00 0.00 9,649 0.00 0.00 0.00 0.00 0.00
Effect of Exchange Rate Changes		 -567 -3,799 -7,021 -681 - -5,194 5,881 -1,562 -356 5,427

Quarterly Cash Flow Statements for Banco Santander

No quarterly cash flow statements for Banco Santander are available.

Annual Balance Sheets for Banco Santander

This table presents Banco Santander's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 1,456,253 1,408,760 1,734,964 1,670,150 1,708,860 1,842,486 1,806,166 1,855,738 1,987,910 1,901,563
Cash and Due from Banks		 84,294 79,936 133,332 130,088 - 187,930 238,458 238,643 243,742 198,955
Trading Account Securities		 211,768 202,713 310,797 106,301 121,462 140,417 132,367 167,015 195,710 238,335
Loans and Leases, Net of Allowance		 12,165 11,684 2,794 204,353 -141,077 147,757 122,277 91,189 92,155 93,053
Allowance for Loan and Lease Losses		 - - - -204,353 141,077 -147,757 -122,277 -91,189 -92,155 -93,053
Premises and Equipment, Net		 21,008 25,988 24,806 28,148 38,451 38,813 36,605 35,350 36,423 32,308
Goodwill		 29,293 28,114 30,955 61,833 58,282 15,235 14,389 14,700 15,506 13,910
Intangible Assets		 2,684 2,837 3,500 3,541 - 4,199 4,381 5,246 6,476 6,025
Other Assets		 1,092,569 1,058,274 1,238,277 1,136,826 54,424 1,299,947 1,251,660 1,298,982 1,395,295 1,315,809
Total Liabilities & Shareholders' Equity		 1,456,253 1,408,760 1,897,452 1,670,150 1,708,860 1,842,486 1,806,166 1,855,738 1,987,910 1,901,563
Total Liabilities		 1,348,953 1,300,720 1,606,632 1,547,275 1,584,672 1,730,926 1,696,321 1,751,342 1,872,599 1,790,468
Short-Term Debt		 - - - - 68,452 58,683 16,912 43,079 44,654 37,636
Other Long-Term Liabilities		 1,343,605 1,298,959 1,606,632 179,753 108,245 1,663,852 1,673,226 1,698,391 1,819,476 1,747,913
Total Equity & Noncontrolling Interests		 41,710 44,069 -54,042 50,893 9,325 43,586 35,320 26,924 26,351 18,544
Total Preferred & Common Equity		 30,070 31,697 -54,042 38,430 139,428 31,558 23,863 17,851 16,596 9,512
Preferred Stock		 - - - 58,362 58,858 63,539 54,303 49,503 49,085 41,486
Total Common Equity		 30,070 31,697 -54,042 -19,932 81,468 -31,982 -30,440 -31,652 -32,489 -31,974
Common Stock		 - - - 9,291 9,325 10,591 9,813 8,983 8,951 7,842
Treasury Stock		 - - - -68 - -84 -1,012 -722 -1,192 -70
Accumulated Other Comprehensive Income / (Loss)		 -20,377 -20,854 -27,883 -27,611 - -42,688 -39,413 -40,100 -40,464 -39,970
Other Equity Adjustments		 - - -26,158 -1,544 3,654 199 172 187 216 225
Noncontrolling Interest		 11,640 12,373 - 12,463 11,882 12,028 11,457 9,073 9,754 9,032

Quarterly Balance Sheets for Banco Santander

This table presents Banco Santander's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q4 2023 Q4 2024
Period end date 12/31/2022 12/31/2023 12/31/2024
Total Assets		 1,855,738 1,987,910 1,901,563
Cash and Due from Banks		 238,643 243,742 198,955
Trading Account Securities		 167,015 195,710 238,335
Loans and Leases, Net of Allowance		 91,189 92,155 93,053
Allowance for Loan and Lease Losses		 -91,189 -92,155 -93,053
Premises and Equipment, Net		 35,350 36,423 32,308
Goodwill		 14,700 15,506 13,910
Intangible Assets		 5,246 6,476 6,025
Other Assets		 1,298,982 1,395,295 1,315,809
Total Liabilities & Shareholders' Equity		 1,855,738 1,987,910 1,901,563
Total Liabilities		 1,751,342 1,872,599 1,790,468
Short-Term Debt		 43,079 44,654 37,636
Other Long-Term Liabilities		 1,698,391 1,819,476 1,747,913
Total Equity & Noncontrolling Interests		 26,924 26,351 18,544
Total Preferred & Common Equity		 17,851 16,596 9,512
Preferred Stock		 49,503 49,085 41,486
Total Common Equity		 -31,652 -32,489 -31,974
Common Stock		 8,983 8,951 7,842
Treasury Stock		 -722 -1,192 -70
Accumulated Other Comprehensive Income / (Loss)		 -40,100 -40,464 -39,970
Other Equity Adjustments		 187 216 225
Noncontrolling Interest		 9,073 9,754 9,032

Annual Metrics And Ratios for Banco Santander

This table displays calculated financial ratios and metrics derived from Banco Santander's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 0.00% 10.76% 0.28% 27.82% -22.51% -100.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Growth		 0.00% 89.92% -20.30% -18.90% -72.65% -19.40% -9.13% 2.38% 10.30% -3.19%
EBIT Growth		 0.00% 114.80% -25.54% -20.45% -93.04% -100.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Growth		 0.00% 114.80% -47.14% 12.05% -30.67% -100.00% 0.00% 0.00% 0.00% 0.00%
Net Income Growth		 0.00% 114.80% -54.37% 8.14% -14.57% -100.00% 0.00% 0.00% 0.00% 0.00%
EPS Growth		 0.00% 0.00% 0.00% -11.38% -19.35% -255.49% 181.04% 31.77% 25.34% 10.40%
Operating Cash Flow Growth		 0.00% -73.39% 1,892.89% -92.30% 1.84% 1,731.57% -16.08% -74.67% -117.99% -1,196.46%
Free Cash Flow Firm Growth		 0.00% 0.00% -1,795.33% 202.65% -116.77% 136.78% 94.15% -147.64% 39.71% 189.95%
Invested Capital Growth		 0.00% 0.69% 337.98% -74.03% 56.78% -11.63% -25.54% 16.34% 8.47% -7.02%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 34.34% 58.88% 46.80% 29.69% 10.48% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Margin		 27.23% 52.80% 39.21% 24.40% 2.19% 0.00% 0.00% 0.00% 0.00% 0.00%
Profit (Net Income) Margin		 27.23% 52.80% 24.03% 20.33% 22.41% 0.00% 0.00% 0.00% 0.00% 0.00%
Tax Burden Percent		 100.00% 100.00% 61.28% 83.30% 64.71% 0.00% 0.00% 0.00% 0.00% 0.00%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 1,579.72% 0.00% 0.00% 0.00% 0.00% 0.00%
Effective Tax Rate		 0.00% 0.00% 29.00% 0.00% 35.29% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)		 9.37% 20.07% 3.93% 4.29% 5.62% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 9.37% 20.07% 3.40% 3.58% 5.81% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 14.74% 30.31% -201.65% -681.47% 24.63% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity (ROE)		 24.11% 50.37% -197.72% -677.18% 30.25% 0.00% 0.00% 0.00% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)		 0.00% 19.38% -121.72% 121.84% -38.60% 12.34% 29.28% -15.11% -8.13% 7.28%
Operating Return on Assets (OROA)		 0.69% 1.51% 1.02% 0.75% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Assets (ROA)		 0.69% 1.51% 0.63% 0.63% 0.54% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Common Equity (ROCE)		 17.38% 36.27% -443.03% -15,909.23% 30.91% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 33.45% 68.16% -18.24% 27.74% 6.53% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Operating Profit after Tax (NOPAT)		 10,058 21,605 11,421 12,798 8,873 0.00 0.00 0.00 0.00 0.00
NOPAT Margin		 27.23% 52.80% 27.84% 24.40% 21.83% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.53% 0.71% -0.18% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 8.85% 7.10% -33.95% 25.89% 33.52% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 72.77% 47.20% 51.84% 75.60% 97.81% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings before Interest and Taxes (EBIT)		 10,058 21,605 16,087 12,798 891 0.00 0.00 0.00 0.00 0.00
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 12,685 24,092 19,202 15,573 4,259 3,433 3,119 3,193 3,522 3,410
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.00 0.00 0.65 0.00 0.00 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 0.00 2.29 0.00 0.00 0.00 0.00 0.00
Price to Revenue (P/Rev)		 0.00 0.00 0.00 1.03 1.31 0.00 0.00 0.00 0.00 0.00
Price to Earnings (P/E)		 0.00 0.00 0.00 12.76 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield		 13.36% 6.24% 5.06% 7.80% 7.88% 0.00% 1.93% 4.12% 3.81% 4.61%
Earnings Yield		 0.00% 0.00% 0.00% 7.84% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.00 1.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.00 4.73 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 45.16 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 215.85 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 21.68 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 50.57 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.00 0.00 -6.38 0.00 7.34 1.35 0.48 1.60 1.69 2.03
Long-Term Debt to Equity		 0.00 0.00 -6.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 1.57 1.51 -59.29 -190.31 4.24 5.86 2.76 3.41 4.77 5.88
Leverage Ratio		 34.91 33.40 -315.25 -1,081.44 56.11 67.12 46.24 58.83 72.15 86.64
Compound Leverage Factor		 34.91 33.40 -315.25 -1,081.44 886.43 0.00 0.00 0.00 0.00 0.00
Debt to Total Capital		 0.00% 0.00% 118.58% 0.00% 88.01% 57.38% 32.38% 61.54% 62.89% 66.99%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 88.01% 57.38% 32.38% 61.54% 62.89% 66.99%
Long-Term Debt to Total Capital		 0.00% 0.00% 118.58% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 114.68% 75.68% 62.13% 103.96% 70.72% 69.13% 73.84%
Noncontrolling Interests to Total Capital		 27.91% 28.08% 0.00% 24.49% 15.28% 11.76% 21.94% 12.96% 13.74% 16.08%
Common Equity to Total Capital		 72.09% 71.92% -18.58% -39.16% 104.75% -31.27% -58.28% -45.22% -45.76% -56.91%
Debt to EBITDA		 0.00 0.00 17.96 0.00 16.07 17.10 5.42 13.49 12.68 11.04
Net Debt to EBITDA		 0.00 0.00 11.02 0.00 16.07 -37.65 -71.03 -61.24 -56.52 -47.31
Long-Term Debt to EBITDA		 0.00 0.00 17.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 0.00 0.00 30.19 0.00 7.71 0.00 0.00 0.00 0.00 0.00
Net Debt to NOPAT		 0.00 0.00 18.52 0.00 7.71 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT		 0.00 0.00 30.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 27.91% 27.99% -124.07% -2,249.34% -2.19% 6.47% 179.11% 199.76% 220.40% 243.59%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 20,865 -353,734 363,117 -60,892 22,398 43,486 -20,718 -12,490 11,235
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.82 -13.54 15.88 -2.52 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 0.35 0.10 1.86 0.16 0.16 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.35 0.10 1.86 0.16 1.01 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.02 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 1.76 1.74 1.62 1.98 1.22 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 107,300 108,039 473,194 122,876 192,640 170,243 126,757 147,475 159,965 148,730
Invested Capital Turnover		 0.34 0.38 0.14 0.18 0.26 0.00 0.00 0.00 0.00 0.00
Increase / (Decrease) in Invested Capital		 0.00 740 365,155 -350,319 69,765 -22,398 -43,486 20,718 12,490 -11,235
Enterprise Value (EV)		 0.00 0.00 0.00 -5,211 192,337 -9,933 -105,439 -89,996 -73,659 -37,001
Market Capitalization		 0.00 0.00 0.00 54,053 53,144 43,747 50,347 46,993 66,590 73,800
Book Value per Share		 $0.00 $0.00 ($3.35) ($1.24) $5.02 ($1.92) ($1.76) ($1.88) ($1.93) ($1.98)
Tangible Book Value per Share		 $0.00 $0.00 ($5.48) ($5.29) $1.43 ($3.09) ($2.84) ($3.07) ($3.24) ($3.21)
Total Capital		 41,710 44,069 290,820 50,893 77,777 102,269 52,233 70,002 71,005 56,180
Total Debt		 0.00 0.00 344,862 0.00 68,452 58,683 16,912 43,079 44,654 37,636
Total Long-Term Debt		 0.00 0.00 344,862 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt		 -84,294 -79,936 211,530 -130,088 68,452 -129,247 -221,545 -195,565 -199,088 -161,318
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 -20,463 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 1,563 2,137 -235 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 65,589 63,970 527,236 71,983 183,316 126,657 91,437 120,551 133,615 130,187
Total Depreciation and Amortization (D&A)		 2,627 2,487 3,115 2,775 3,368 3,433 3,119 3,193 3,522 3,410
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.41 ($0.54) $0.00 $0.54 $0.65 $0.80
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 0.00 0.00 16.62B 17.34B 0.00 16.79B 16.18B 15.15B
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $0.40 $0.45 $0.41 ($0.54) $0.00 $0.54 $0.65 $0.80
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 16.14B 16.24B 16.62B 17.34B 0.00 16.79B 16.18B 15.15B
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 16.14B 16.24B 16.62B 17.34B 0.00 16.79B 16.18B 15.15B
Normalized Net Operating Profit after Tax (NOPAT)		 15,440 22,315 12,090 8,959 8,873 0.00 0.00 0.00 0.00 0.00
Normalized NOPAT Margin		 41.80% 54.54% 29.46% 17.08% 21.83% 0.00% 0.00% 0.00% 0.00% 0.00%
Pre Tax Income Margin		 27.23% 52.80% 39.21% 24.40% 34.63% 0.00% 0.00% 0.00% 0.00% 0.00%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.38 0.85 0.62 0.56 0.04 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 0.38 0.85 0.44 0.56 0.37 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.38 0.85 0.62 0.56 0.88 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.38 0.85 0.44 0.56 1.22 0.00 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% -46.49% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% -46.49% 0.00% 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for Banco Santander

No quarterly metrics and ratios for Banco Santander are available.


Financials Breakdown Chart

Key Financial Trends

Banco Santander's balance sheet data for the fiscal years ending 2022, 2023, and 2024 reveal several important trends that retail investors should consider when evaluating the company's financial health and future outlook.

  • Total Assets decreased from approximately $1.9879 trillion in 2023 to $1.9016 trillion in 2024, indicating a more conservative asset base.
  • Loans and Leases net of allowance remained stable around $93 billion in 2024, showing consistent lending levels after adjusting for credit losses.
  • Cash and Due from Banks, although lower in 2024 ($199 billion) than in 2023 ($244 billion), still represents a strong liquidity position.
  • Trading Account Securities increased significantly from $167 billion in 2022 to $238 billion in 2024, suggesting more activity or inventory in trading assets which could add volatility.
  • Allowance for Loan and Lease Losses has remained steady near $93 billion, indicating stable provisioning for credit risk.
  • Goodwill and Intangible Assets showed slight declines from 2023 to 2024 but stay at material levels ($13.9 billion and $6.0 billion respectively), reflecting ongoing investments or acquisitions.
  • Total Liabilities shrank from approximately $1.873 trillion in 2023 to $1.790 trillion in 2024, which while improving leverage ratios, could also imply liability management challenges.
  • Short-Term Debt decreased from $44.6 billion in 2023 to $37.6 billion in 2024, reducing immediate liquidity pressure but potentially limiting short-term financing flexibility.
  • Total Common Equity remains negative at approximately -$32 billion across the years, which is a concern for equity holders regarding capital adequacy and retained earnings.
  • Total Equity and Noncontrolling Interests dropped from $26.4 billion in 2023 to $18.5 billion in 2024, indicating a weakening in overall shareholder equity.

Summary: Banco Santander's balance sheet shows a slight contraction in its asset and liability base in 2024 compared to 2023, with stable net loans and steady loan loss allowances. However, the sustained negative common equity balance and declining total equity present risks regarding capital structure. The increase in trading securities suggests a potential rise in market-sensitive assets. Investors should monitor the company's capital adequacy and strategic asset adjustments in coming quarters.

10/13/25 11:13 AM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Banco Santander's Financials

When does Banco Santander's fiscal year end?

According to the most recent income statement we have on file, Banco Santander's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Banco Santander's net income changed over the last 9 years?

Banco Santander's net income appears to be on a downward trend, with a most recent value of $0.00 in 2024, falling from $10.06 billion in 2015. The previous period was $0.00 in 2023.

How has Banco Santander's revenue changed over the last 9 years?

Over the last 9 years, Banco Santander's total revenue changed from $36.94 billion in 2015 to $0.00 in 2024, a change of -100.0%.

How much debt does Banco Santander have?

Banco Santander's total liabilities were at $1.79 trillion at the end of 2024, a 4.4% decrease from 2023, and a 32.7% increase since 2015.

How much cash does Banco Santander have?

In the past 9 years, Banco Santander's cash and equivalents has ranged from $0.00 in 2019 to $243.74 billion in 2023, and is currently $198.95 billion as of their latest financial filing in 2024.

How has Banco Santander's book value per share changed over the last 9 years?

Over the last 9 years, Banco Santander's book value per share changed from 0.00 in 2015 to -1.98 in 2024, a change of -197.6%.


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This page (OTCMKTS:BCDRF) was last updated on 10/13/2025 by MarketBeat.com Staff
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