Annual Income Statements for Banco Santander
This table shows Banco Santander's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.
Quarterly Income Statements for Banco Santander
No quarterly income statements for Banco Santander are available.
Annual Cash Flow Statements for Banco Santander
This table details how cash moves in and out of Banco Santander's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Net Change in Cash & Equivalents |
|
8,582 |
-1,364 |
41,492 |
3,054 |
14,136 |
64,467 |
64,343 |
13,248 |
-3,021 |
-29,122 |
Net Cash From Operating Activities |
|
9,149 |
2,434 |
48,513 |
3,735 |
3,803 |
69,661 |
58,462 |
14,810 |
-2,665 |
-34,549 |
Net Cash From Continuing Operating Activities |
|
9,149 |
2,434 |
48,513 |
3,735 |
12,476 |
69,661 |
58,462 |
14,810 |
-2,665 |
-34,549 |
Net Income / (Loss) Continuing Operations |
|
7,969 |
7,875 |
9,859 |
10,661 |
9,108 |
-9,416 |
10,925 |
11,515 |
13,477 |
14,226 |
Consolidated Net Income / (Loss) |
|
7,969 |
7,875 |
9,859 |
10,661 |
9,108 |
-9,416 |
10,925 |
11,515 |
13,477 |
14,226 |
Depreciation Expense |
|
2,627 |
2,487 |
3,115 |
2,775 |
3,368 |
3,433 |
3,119 |
3,193 |
3,522 |
3,410 |
Non-Cash Adjustments to Reconcile Net Income |
|
20,354 |
-2,854 |
20,896 |
18,076 |
- |
28,037 |
10,818 |
1,738 |
12,308 |
10,315 |
Changes in Operating Assets and Liabilities, net |
|
-21,802 |
-5,074 |
14,644 |
-27,778 |
- |
47,607 |
33,600 |
-1,637 |
-31,971 |
-62,499 |
Net Cash From Investing Activities |
|
0.00 |
0.00 |
0.00 |
0.00 |
8,113 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Cash From Continuing Investing Activities |
|
0.00 |
0.00 |
0.00 |
0.00 |
23,959 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Sale and/or Maturity of Investments |
|
0.00 |
- |
0.00 |
0.00 |
770 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Cash From Financing Activities |
|
0.00 |
0.00 |
0.00 |
0.00 |
11,360 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Cash From Continuing Financing Activities |
|
0.00 |
0.00 |
0.00 |
0.00 |
9,649 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Effect of Exchange Rate Changes |
|
-567 |
-3,799 |
-7,021 |
-681 |
- |
-5,194 |
5,881 |
-1,562 |
-356 |
5,427 |
Quarterly Cash Flow Statements for Banco Santander
No quarterly cash flow statements for Banco Santander are available.
Annual Balance Sheets for Banco Santander
This table presents Banco Santander's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Total Assets |
|
1,456,253 |
1,408,760 |
1,734,964 |
1,670,150 |
1,708,860 |
1,842,486 |
1,806,166 |
1,855,738 |
1,987,910 |
1,901,563 |
Cash and Due from Banks |
|
84,294 |
79,936 |
133,332 |
130,088 |
- |
187,930 |
238,458 |
238,643 |
243,742 |
198,955 |
Trading Account Securities |
|
211,768 |
202,713 |
310,797 |
106,301 |
121,462 |
140,417 |
132,367 |
167,015 |
195,710 |
238,335 |
Loans and Leases, Net of Allowance |
|
12,165 |
11,684 |
2,794 |
204,353 |
-141,077 |
147,757 |
122,277 |
91,189 |
92,155 |
93,053 |
Allowance for Loan and Lease Losses |
|
- |
- |
- |
-204,353 |
141,077 |
-147,757 |
-122,277 |
-91,189 |
-92,155 |
-93,053 |
Premises and Equipment, Net |
|
21,008 |
25,988 |
24,806 |
28,148 |
38,451 |
38,813 |
36,605 |
35,350 |
36,423 |
32,308 |
Goodwill |
|
29,293 |
28,114 |
30,955 |
61,833 |
58,282 |
15,235 |
14,389 |
14,700 |
15,506 |
13,910 |
Intangible Assets |
|
2,684 |
2,837 |
3,500 |
3,541 |
- |
4,199 |
4,381 |
5,246 |
6,476 |
6,025 |
Other Assets |
|
1,092,569 |
1,058,274 |
1,238,277 |
1,136,826 |
54,424 |
1,299,947 |
1,251,660 |
1,298,982 |
1,395,295 |
1,315,809 |
Total Liabilities & Shareholders' Equity |
|
1,456,253 |
1,408,760 |
1,897,452 |
1,670,150 |
1,708,860 |
1,842,486 |
1,806,166 |
1,855,738 |
1,987,910 |
1,901,563 |
Total Liabilities |
|
1,348,953 |
1,300,720 |
1,606,632 |
1,547,275 |
1,584,672 |
1,730,926 |
1,696,321 |
1,751,342 |
1,872,599 |
1,790,468 |
Short-Term Debt |
|
- |
- |
- |
- |
68,452 |
58,683 |
16,912 |
43,079 |
44,654 |
37,636 |
Other Long-Term Liabilities |
|
1,343,605 |
1,298,959 |
1,606,632 |
179,753 |
108,245 |
1,663,852 |
1,673,226 |
1,698,391 |
1,819,476 |
1,747,913 |
Total Equity & Noncontrolling Interests |
|
41,710 |
44,069 |
-54,042 |
50,893 |
9,325 |
43,586 |
35,320 |
26,924 |
26,351 |
18,544 |
Total Preferred & Common Equity |
|
30,070 |
31,697 |
-54,042 |
38,430 |
139,428 |
31,558 |
23,863 |
17,851 |
16,596 |
9,512 |
Preferred Stock |
|
- |
- |
- |
58,362 |
58,858 |
63,539 |
54,303 |
49,503 |
49,085 |
41,486 |
Total Common Equity |
|
30,070 |
31,697 |
-54,042 |
-19,932 |
81,468 |
-31,982 |
-30,440 |
-31,652 |
-32,489 |
-31,974 |
Common Stock |
|
- |
- |
- |
9,291 |
9,325 |
10,591 |
9,813 |
8,983 |
8,951 |
7,842 |
Treasury Stock |
|
- |
- |
- |
-68 |
- |
-84 |
-1,012 |
-722 |
-1,192 |
-70 |
Accumulated Other Comprehensive Income / (Loss) |
|
-20,377 |
-20,854 |
-27,883 |
-27,611 |
- |
-42,688 |
-39,413 |
-40,100 |
-40,464 |
-39,970 |
Other Equity Adjustments |
|
- |
- |
-26,158 |
-1,544 |
3,654 |
199 |
172 |
187 |
216 |
225 |
Noncontrolling Interest |
|
11,640 |
12,373 |
- |
12,463 |
11,882 |
12,028 |
11,457 |
9,073 |
9,754 |
9,032 |
Quarterly Balance Sheets for Banco Santander
This table presents Banco Santander's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.
Metric |
Q4 2022 |
Q4 2023 |
Q4 2024 |
Total Assets |
1,855,738 |
1,987,910 |
1,901,563 |
Cash and Due from Banks |
238,643 |
243,742 |
198,955 |
Trading Account Securities |
167,015 |
195,710 |
238,335 |
Loans and Leases, Net of Allowance |
91,189 |
92,155 |
93,053 |
Allowance for Loan and Lease Losses |
-91,189 |
-92,155 |
-93,053 |
Premises and Equipment, Net |
35,350 |
36,423 |
32,308 |
Goodwill |
14,700 |
15,506 |
13,910 |
Intangible Assets |
5,246 |
6,476 |
6,025 |
Other Assets |
1,298,982 |
1,395,295 |
1,315,809 |
Total Liabilities & Shareholders' Equity |
1,855,738 |
1,987,910 |
1,901,563 |
Total Liabilities |
1,751,342 |
1,872,599 |
1,790,468 |
Short-Term Debt |
43,079 |
44,654 |
37,636 |
Other Long-Term Liabilities |
1,698,391 |
1,819,476 |
1,747,913 |
Total Equity & Noncontrolling Interests |
26,924 |
26,351 |
18,544 |
Total Preferred & Common Equity |
17,851 |
16,596 |
9,512 |
Preferred Stock |
49,503 |
49,085 |
41,486 |
Total Common Equity |
-31,652 |
-32,489 |
-31,974 |
Common Stock |
8,983 |
8,951 |
7,842 |
Treasury Stock |
-722 |
-1,192 |
-70 |
Accumulated Other Comprehensive Income / (Loss) |
-40,100 |
-40,464 |
-39,970 |
Other Equity Adjustments |
187 |
216 |
225 |
Noncontrolling Interest |
9,073 |
9,754 |
9,032 |
Annual Metrics And Ratios for Banco Santander
This table displays calculated financial ratios and metrics derived from Banco Santander's official financial filings.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Growth Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Revenue Growth |
|
0.00% |
10.76% |
0.28% |
27.82% |
-22.51% |
-100.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EBITDA Growth |
|
0.00% |
89.92% |
-20.30% |
-18.90% |
-72.65% |
-19.40% |
-9.13% |
2.38% |
10.30% |
-3.19% |
EBIT Growth |
|
0.00% |
114.80% |
-25.54% |
-20.45% |
-93.04% |
-100.00% |
0.00% |
0.00% |
0.00% |
0.00% |
NOPAT Growth |
|
0.00% |
114.80% |
-47.14% |
12.05% |
-30.67% |
-100.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Net Income Growth |
|
0.00% |
114.80% |
-54.37% |
8.14% |
-14.57% |
-100.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EPS Growth |
|
0.00% |
0.00% |
0.00% |
-11.38% |
-19.35% |
-255.49% |
181.04% |
31.77% |
25.34% |
10.40% |
Operating Cash Flow Growth |
|
0.00% |
-73.39% |
1,892.89% |
-92.30% |
1.84% |
1,731.57% |
-16.08% |
-74.67% |
-117.99% |
-1,196.46% |
Free Cash Flow Firm Growth |
|
0.00% |
0.00% |
-1,795.33% |
202.65% |
-116.77% |
136.78% |
94.15% |
-147.64% |
39.71% |
189.95% |
Invested Capital Growth |
|
0.00% |
0.69% |
337.98% |
-74.03% |
56.78% |
-11.63% |
-25.54% |
16.34% |
8.47% |
-7.02% |
Revenue Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EBITDA Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EBIT Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
NOPAT Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Net Income Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EPS Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Operating Cash Flow Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Free Cash Flow Firm Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Invested Capital Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Profitability Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBITDA Margin |
|
34.34% |
58.88% |
46.80% |
29.69% |
10.48% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EBIT Margin |
|
27.23% |
52.80% |
39.21% |
24.40% |
2.19% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Profit (Net Income) Margin |
|
27.23% |
52.80% |
24.03% |
20.33% |
22.41% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Tax Burden Percent |
|
100.00% |
100.00% |
61.28% |
83.30% |
64.71% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Interest Burden Percent |
|
100.00% |
100.00% |
100.00% |
100.00% |
1,579.72% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Effective Tax Rate |
|
0.00% |
0.00% |
29.00% |
0.00% |
35.29% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Return on Invested Capital (ROIC) |
|
9.37% |
20.07% |
3.93% |
4.29% |
5.62% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
ROIC Less NNEP Spread (ROIC-NNEP) |
|
9.37% |
20.07% |
3.40% |
3.58% |
5.81% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Return on Net Nonoperating Assets (RNNOA) |
|
14.74% |
30.31% |
-201.65% |
-681.47% |
24.63% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Return on Equity (ROE) |
|
24.11% |
50.37% |
-197.72% |
-677.18% |
30.25% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Cash Return on Invested Capital (CROIC) |
|
0.00% |
19.38% |
-121.72% |
121.84% |
-38.60% |
12.34% |
29.28% |
-15.11% |
-8.13% |
7.28% |
Operating Return on Assets (OROA) |
|
0.69% |
1.51% |
1.02% |
0.75% |
0.05% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Return on Assets (ROA) |
|
0.69% |
1.51% |
0.63% |
0.63% |
0.54% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Return on Common Equity (ROCE) |
|
17.38% |
36.27% |
-443.03% |
-15,909.23% |
30.91% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Return on Equity Simple (ROE_SIMPLE) |
|
33.45% |
68.16% |
-18.24% |
27.74% |
6.53% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Net Operating Profit after Tax (NOPAT) |
|
10,058 |
21,605 |
11,421 |
12,798 |
8,873 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
NOPAT Margin |
|
27.23% |
52.80% |
27.84% |
24.40% |
21.83% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Net Nonoperating Expense Percent (NNEP) |
|
0.00% |
0.00% |
0.53% |
0.71% |
-0.18% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
SG&A Expenses to Revenue |
|
8.85% |
7.10% |
-33.95% |
25.89% |
33.52% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Operating Expenses to Revenue |
|
72.77% |
47.20% |
51.84% |
75.60% |
97.81% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Earnings before Interest and Taxes (EBIT) |
|
10,058 |
21,605 |
16,087 |
12,798 |
891 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) |
|
12,685 |
24,092 |
19,202 |
15,573 |
4,259 |
3,433 |
3,119 |
3,193 |
3,522 |
3,410 |
Valuation Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Price to Book Value (P/BV) |
|
0.00 |
0.00 |
0.00 |
0.00 |
0.65 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Price to Tangible Book Value (P/TBV) |
|
0.00 |
0.00 |
0.00 |
0.00 |
2.29 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Price to Revenue (P/Rev) |
|
0.00 |
0.00 |
0.00 |
1.03 |
1.31 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Price to Earnings (P/E) |
|
0.00 |
0.00 |
0.00 |
12.76 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Dividend Yield |
|
13.36% |
6.24% |
5.06% |
7.80% |
7.88% |
0.00% |
1.93% |
4.12% |
3.81% |
4.61% |
Earnings Yield |
|
0.00% |
0.00% |
0.00% |
7.84% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Enterprise Value to Invested Capital (EV/IC) |
|
0.00 |
0.00 |
0.00 |
0.00 |
1.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Enterprise Value to Revenue (EV/Rev) |
|
0.00 |
0.00 |
0.00 |
0.00 |
4.73 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Enterprise Value to EBITDA (EV/EBITDA) |
|
0.00 |
0.00 |
0.00 |
0.00 |
45.16 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Enterprise Value to EBIT (EV/EBIT) |
|
0.00 |
0.00 |
0.00 |
0.00 |
215.85 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Enterprise Value to NOPAT (EV/NOPAT) |
|
0.00 |
0.00 |
0.00 |
0.00 |
21.68 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Enterprise Value to Operating Cash Flow (EV/OCF) |
|
0.00 |
0.00 |
0.00 |
0.00 |
50.57 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Enterprise Value to Free Cash Flow (EV/FCFF) |
|
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Leverage & Solvency |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Debt to Equity |
|
0.00 |
0.00 |
-6.38 |
0.00 |
7.34 |
1.35 |
0.48 |
1.60 |
1.69 |
2.03 |
Long-Term Debt to Equity |
|
0.00 |
0.00 |
-6.38 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Financial Leverage |
|
1.57 |
1.51 |
-59.29 |
-190.31 |
4.24 |
5.86 |
2.76 |
3.41 |
4.77 |
5.88 |
Leverage Ratio |
|
34.91 |
33.40 |
-315.25 |
-1,081.44 |
56.11 |
67.12 |
46.24 |
58.83 |
72.15 |
86.64 |
Compound Leverage Factor |
|
34.91 |
33.40 |
-315.25 |
-1,081.44 |
886.43 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Debt to Total Capital |
|
0.00% |
0.00% |
118.58% |
0.00% |
88.01% |
57.38% |
32.38% |
61.54% |
62.89% |
66.99% |
Short-Term Debt to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
88.01% |
57.38% |
32.38% |
61.54% |
62.89% |
66.99% |
Long-Term Debt to Total Capital |
|
0.00% |
0.00% |
118.58% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Preferred Equity to Total Capital |
|
0.00% |
0.00% |
0.00% |
114.68% |
75.68% |
62.13% |
103.96% |
70.72% |
69.13% |
73.84% |
Noncontrolling Interests to Total Capital |
|
27.91% |
28.08% |
0.00% |
24.49% |
15.28% |
11.76% |
21.94% |
12.96% |
13.74% |
16.08% |
Common Equity to Total Capital |
|
72.09% |
71.92% |
-18.58% |
-39.16% |
104.75% |
-31.27% |
-58.28% |
-45.22% |
-45.76% |
-56.91% |
Debt to EBITDA |
|
0.00 |
0.00 |
17.96 |
0.00 |
16.07 |
17.10 |
5.42 |
13.49 |
12.68 |
11.04 |
Net Debt to EBITDA |
|
0.00 |
0.00 |
11.02 |
0.00 |
16.07 |
-37.65 |
-71.03 |
-61.24 |
-56.52 |
-47.31 |
Long-Term Debt to EBITDA |
|
0.00 |
0.00 |
17.96 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Debt to NOPAT |
|
0.00 |
0.00 |
30.19 |
0.00 |
7.71 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Debt to NOPAT |
|
0.00 |
0.00 |
18.52 |
0.00 |
7.71 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Long-Term Debt to NOPAT |
|
0.00 |
0.00 |
30.19 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Noncontrolling Interest Sharing Ratio |
|
27.91% |
27.99% |
-124.07% |
-2,249.34% |
-2.19% |
6.47% |
179.11% |
199.76% |
220.40% |
243.59% |
Liquidity Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Cash Flow Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Free Cash Flow to Firm (FCFF) |
|
0.00 |
20,865 |
-353,734 |
363,117 |
-60,892 |
22,398 |
43,486 |
-20,718 |
-12,490 |
11,235 |
Operating Cash Flow to CapEx |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Free Cash Flow to Firm to Interest Expense |
|
0.00 |
0.82 |
-13.54 |
15.88 |
-2.52 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Operating Cash Flow to Interest Expense |
|
0.35 |
0.10 |
1.86 |
0.16 |
0.16 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Operating Cash Flow Less CapEx to Interest Expense |
|
0.35 |
0.10 |
1.86 |
0.16 |
1.01 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Efficiency Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Asset Turnover |
|
0.03 |
0.03 |
0.03 |
0.03 |
0.02 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Fixed Asset Turnover |
|
1.76 |
1.74 |
1.62 |
1.98 |
1.22 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Capital & Investment Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Invested Capital |
|
107,300 |
108,039 |
473,194 |
122,876 |
192,640 |
170,243 |
126,757 |
147,475 |
159,965 |
148,730 |
Invested Capital Turnover |
|
0.34 |
0.38 |
0.14 |
0.18 |
0.26 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Increase / (Decrease) in Invested Capital |
|
0.00 |
740 |
365,155 |
-350,319 |
69,765 |
-22,398 |
-43,486 |
20,718 |
12,490 |
-11,235 |
Enterprise Value (EV) |
|
0.00 |
0.00 |
0.00 |
-5,211 |
192,337 |
-9,933 |
-105,439 |
-89,996 |
-73,659 |
-37,001 |
Market Capitalization |
|
0.00 |
0.00 |
0.00 |
54,053 |
53,144 |
43,747 |
50,347 |
46,993 |
66,590 |
73,800 |
Book Value per Share |
|
$0.00 |
$0.00 |
($3.35) |
($1.24) |
$5.02 |
($1.92) |
($1.76) |
($1.88) |
($1.93) |
($1.98) |
Tangible Book Value per Share |
|
$0.00 |
$0.00 |
($5.48) |
($5.29) |
$1.43 |
($3.09) |
($2.84) |
($3.07) |
($3.24) |
($3.21) |
Total Capital |
|
41,710 |
44,069 |
290,820 |
50,893 |
77,777 |
102,269 |
52,233 |
70,002 |
71,005 |
56,180 |
Total Debt |
|
0.00 |
0.00 |
344,862 |
0.00 |
68,452 |
58,683 |
16,912 |
43,079 |
44,654 |
37,636 |
Total Long-Term Debt |
|
0.00 |
0.00 |
344,862 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Debt |
|
-84,294 |
-79,936 |
211,530 |
-130,088 |
68,452 |
-129,247 |
-221,545 |
-195,565 |
-199,088 |
-161,318 |
Capital Expenditures (CapEx) |
|
0.00 |
0.00 |
0.00 |
0.00 |
-20,463 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Nonoperating Expense (NNE) |
|
0.00 |
0.00 |
1,563 |
2,137 |
-235 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Nonoperating Obligations (NNO) |
|
65,589 |
63,970 |
527,236 |
71,983 |
183,316 |
126,657 |
91,437 |
120,551 |
133,615 |
130,187 |
Total Depreciation and Amortization (D&A) |
|
2,627 |
2,487 |
3,115 |
2,775 |
3,368 |
3,433 |
3,119 |
3,193 |
3,522 |
3,410 |
Earnings Adjustments |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Adjusted Basic Earnings per Share |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.41 |
($0.54) |
$0.00 |
$0.54 |
$0.65 |
$0.80 |
Adjusted Weighted Average Basic Shares Outstanding |
|
0.00 |
0.00 |
0.00 |
0.00 |
16.62B |
17.34B |
0.00 |
16.79B |
16.18B |
15.15B |
Adjusted Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.40 |
$0.45 |
$0.41 |
($0.54) |
$0.00 |
$0.54 |
$0.65 |
$0.80 |
Adjusted Weighted Average Diluted Shares Outstanding |
|
0.00 |
0.00 |
16.14B |
16.24B |
16.62B |
17.34B |
0.00 |
16.79B |
16.18B |
15.15B |
Adjusted Basic & Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
Adjusted Weighted Average Basic & Diluted Shares Outstanding |
|
0.00 |
0.00 |
16.14B |
16.24B |
16.62B |
17.34B |
0.00 |
16.79B |
16.18B |
15.15B |
Normalized Net Operating Profit after Tax (NOPAT) |
|
15,440 |
22,315 |
12,090 |
8,959 |
8,873 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Normalized NOPAT Margin |
|
41.80% |
54.54% |
29.46% |
17.08% |
21.83% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Pre Tax Income Margin |
|
27.23% |
52.80% |
39.21% |
24.40% |
34.63% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Debt Service Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBIT to Interest Expense |
|
0.38 |
0.85 |
0.62 |
0.56 |
0.04 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
NOPAT to Interest Expense |
|
0.38 |
0.85 |
0.44 |
0.56 |
0.37 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
EBIT Less CapEx to Interest Expense |
|
0.38 |
0.85 |
0.62 |
0.56 |
0.88 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
NOPAT Less CapEx to Interest Expense |
|
0.38 |
0.85 |
0.44 |
0.56 |
1.22 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Payout Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Dividend Payout Ratio |
|
0.00% |
0.00% |
0.00% |
0.00% |
-46.49% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Augmented Payout Ratio |
|
0.00% |
0.00% |
0.00% |
0.00% |
-46.49% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Quarterly Metrics And Ratios for Banco Santander
No quarterly metrics and ratios for Banco Santander are available.
Key Financial Trends
Banco Santander's balance sheet data over the last three fiscal years shows some notable trends in asset composition, liabilities, and equity position that retail investors should be aware of:
- The bank’s total assets have generally increased from approximately $1.86 trillion in 2022 to around $1.90 trillion in 2024, indicating asset growth over the period.
- Loans and leases, net of allowance, have risen modestly from about $91.2 billion in 2022 to $93.1 billion in 2024, suggesting stable credit portfolio expansion.
- Trading Account Securities holdings increased significantly from $167.0 billion in 2022 to $238.3 billion in 2024, potentially reflecting higher trading activity or strategic positioning in securities.
- Cash and Due from Banks decreased from $238.6 billion in 2022 to $199.0 billion in 2024, which may indicate reduced liquidity or reallocation of cash resources.
- Allowance for Loan and Lease Losses remained relatively stable around $92 billion to $93 billion, implying consistent credit risk provisioning.
- Total liabilities increased from about $1.75 trillion in 2022 to approximately $1.79 trillion in 2024, which pressures the company’s capital structure.
- Other Long-Term Liabilities rose to $1.75 trillion by 2024 from $1.70 trillion in 2022, indicating growing long-term obligations.
- Total equity plus noncontrolling interests shrank noticeably from $26.9 billion in 2022 to $18.5 billion in 2024, putting pressure on the bank’s capital cushion.
- Common equity remains negative by more than $31 billion each year, reflecting accumulated losses or other adjustments impacting shareholders' equity negatively.
- Preferred stock equity declined from around $49.5 billion in 2022 to approximately $41.5 billion in 2024, which might signal redemption or repurchase activity affecting capital structure.
Overall, Banco Santander shows asset and loan growth with increased trading securities; however, the decline in total equity and sustained negative common equity are concerns indicating capital strain. Investors should watch for future profitability and capital adequacy improvements to better support the bank's balance sheet.
09/21/25 04:46 AM ETAI Generated. May Contain Errors.