PT Bank Rakyat Indonesia (Persero) Tbk, commonly known as Bank Rakyat Indonesia or BRI, is an Indonesian state-owned financial institution focused primarily on serving micro, small and medium-sized enterprises (MSMEs), as well as retail, commercial and corporate customers. The bank provides savings and current accounts, consumer and business lending, working-capital and investment loans, payment services, treasury products and other conventional banking services.
BRI distributes its products through a broad network of branches, smaller service outlets, agents and digital banking platforms across Indonesia. Its services include microfinance, rural and community banking, electronic payments, mobile banking and digital financial solutions. The bank also serves larger businesses and government-related customers through corporate and institutional banking offerings.
BRI traces its origins to December 1895, when it was established in Purwokerto, Central Java. It was nationalized after Indonesia’s independence and became a state-owned limited company in 1992. BRI was listed on the Indonesia Stock Exchange in 2003 and remains one of the country’s largest banks by reach, with operations centered on the Indonesian market and additional services provided through selected overseas offices and subsidiaries.
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