PT Bank Rakyat Indonesia (Persero) Tbk, commonly known as Bank Rakyat Indonesia or BRI, is an Indonesian state-owned bank headquartered in Jakarta. Established in 1895, the bank has developed a broad financial-services business with a longstanding focus on micro, small and medium-sized enterprises (MSMEs), as well as retail, commercial and corporate customers.
BRI provides savings and current accounts, consumer and business lending, microfinance, trade finance, cash management, treasury services and payment solutions. It also offers digital banking services through its electronic and mobile platforms and serves customers through a nationwide network of branches, outlets and other distribution channels. The bank has also expanded its financial-services offerings through subsidiaries and related businesses, including those focused on insurance, securities, multifinance and venture capital.
BRI primarily serves customers across Indonesia, supporting individuals, entrepreneurs and businesses in urban and rural communities. As a publicly traded Persero company, it operates under Indonesian state ownership and is listed on the Indonesia Stock Exchange; its shares also trade in the over-the-counter market in the United States under the symbol BKRKF.
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