OTCMKTS:BSPA Ballston Spa Bancorp (BSPA) Stock Price, News & Analysis $75.13 0.00 (0.00%) As of 06/18/2026 Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsHeadlinesSEC FilingsBuy This Stock About Ballston Spa Bancorp Stock (OTCMKTS:BSPA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Ballston Spa Bancorp alerts:Sign Up Key Stats Today's Range$75.13▼$75.1350-Day Range$71.00▼$77.5052-Week Range$61.50▼$77.50Volume99 shsAverage Volume226 shsMarket Capitalization$84.90 millionP/E Ratio227.67Dividend Yield1.76%Price TargetN/AConsensus RatingN/A Company Overview Ballston Spa Bancorp is the bank holding company for Ballston Spa National Bank, a community-focused financial institution headquartered in Ballston Spa, New York. Through its wholly owned subsidiary, the company provides a range of traditional banking services designed to meet the needs of individual consumers, small businesses and not-for-profit organizations in New York’s Capital Region. The company’s core offerings include deposit products such as checking and savings accounts, money market accounts and certificates of deposit. On the lending side, Ballston Spa Bancorp extends commercial and industrial loans, commercial real estate financing, residential mortgages and home equity lines of credit. In addition, the bank offers treasury management solutions, cash-management tools, online and mobile banking platforms, wealth management services and merchant card processing to support the operational and financial needs of its clients. As a locally governed institution, Ballston Spa Bancorp emphasizes personalized service and decision-making at the community level. The company’s operations are concentrated in Saratoga County and surrounding areas of the Capital District, where it has built longstanding relationships with customers and community organizations. Guided by an experienced management team and a board of directors with deep regional ties, Ballston Spa Bancorp aims to balance growth with prudent risk management and a commitment to the markets it serves.AI Generated. May Contain Errors. Read More Ballston Spa Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks4th Percentile Overall ScoreBSPA MarketRank™: Ballston Spa Bancorp scored higher than 4% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Ballston Spa Bancorp. Earnings and Valuation0.0 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Ballston Spa Bancorp is 227.67, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 43.17.Price to Earnings Ratio vs. SectorThe P/E ratio of Ballston Spa Bancorp is 227.67, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.53. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.00% of the float of Ballston Spa Bancorp has been sold short.Short Interest Ratio / Days to CoverBallston Spa Bancorp has a short interest ratio ("days to cover") of 0.03, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ballston Spa Bancorp has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldBallston Spa Bancorp pays a meaningful dividend of 1.76%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthBallston Spa Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Ballston Spa Bancorp is 400.00%. Payout ratios above 75% are not desirable because they may not be sustainable.Read more about Ballston Spa Bancorp's dividend. News and Social Media0.6 / 5News SentimentN/A MarketBeat Follows1 people have added Ballston Spa Bancorp to their MarketBeat watchlist in the last 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Ballston Spa Bancorp insiders have not sold or bought any company stock.Percentage Held by Institutions2.44% of the stock of Ballston Spa Bancorp is held by institutions.Read more about Ballston Spa Bancorp's insider trading history. Receive BSPA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Ballston Spa Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. BSPA Stock News HeadlinesWorld's largest bounce house sets up for weekend in Ballston Spa2 hours ago | msn.comReviewing Ballston Spa Bancorp (BSPA) and The CompetitionJune 11, 2026 | americanbankingnews.comSpaceX will crumble without these 5 companiesThe SpaceX IPO is drawing near, but the real opportunity may lie in 5 lesser-known companies providing the critical infrastructure SpaceX depends on to operate. Goldman Sachs and Morgan Stanley are reportedly already building positions in one of these names. Another is a resource miner that Elon Musk's broader empire - including Tesla - relies on. Lance Ippolito has detailed all five inside his free SpaceX Investing Blackbook. | InvestPub (Ad)Ballston Spa, village officials face another lawsuit after ethics probeJune 5, 2026 | msn.comRoute 50 paving project set to bring upgrades to Ballston SpaJune 5, 2026 | msn.comLate offense helps Niskayuna top Ballston Spa in Section 2 Class AA baseball playoffsMay 23, 2026 | msn.comBallston Spa National Bank reopens flagship location on Front Street after year-long renovationApril 24, 2026 | msn.comBallston Spa Bancorp, Inc. and NBC Bancorp, Inc. Complete Strategic MergerApril 1, 2026 | finance.yahoo.comSee More Headlines BSPA Stock Analysis - Frequently Asked Questions How have BSPA shares performed this year? Ballston Spa Bancorp's stock was trading at $67.50 at the beginning of 2026. Since then, BSPA shares have increased by 11.3% and is now trading at $75.1320. How were Ballston Spa Bancorp's earnings last quarter? Ballston Spa Bancorp Inc. (OTCMKTS:BSPA) announced its earnings results on Thursday, May, 14th. The company reported $0.33 EPS for the quarter. The business had revenue of $7.78 million for the quarter. How do I buy shares of Ballston Spa Bancorp? Shares of BSPA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings5/14/2026Today6/20/2026Fiscal Year End12/31/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - NORTHEAST Sub-IndustryN/A Current SymbolOTCMKTS:BSPA CIK2094107 Webwww.bsnb.com Phone(518) 363-8150Fax518-363-8350EmployeesN/AYear FoundedN/AProfitability EPS (Trailing Twelve Months)N/A Trailing P/E Ratio227.67 Forward P/E RatioN/A P/E GrowthN/ANet IncomeN/A Net MarginsN/A Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$47.24 million Price / Sales1.80 Cash FlowN/A Price / Cash FlowN/A Book ValueN/A Price / BookN/AMiscellaneous Outstanding Shares1,130,000Free FloatN/AMarket Cap$84.90 million OptionableNot Optionable Beta-0.15 The 7 Hottest IPOs On Wall Street’s 2026 WatchlistMarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. See which companies are preparing to go public and why investors are watching closely.Get This Free Report This page (OTCMKTS:BSPA) was last updated on 6/21/2026 by MarketBeat.com Staff. From Our PartnersTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...Reagan Gold Group | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredTrump Takes Emergency Action - Plus Elon Musk's New VentureElon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...Altimetry | SponsoredA huge SpaceX error just led one stock to 3X move!SPCE surged roughly 300% in a single week after investors hunting SpaceX exposure piled into the wrong ticker....InvestPub | SponsoredThis is the worst news for stocks in 50 yearsGoldman Sachs and Morgan Stanley are issuing a rare warning: what's ahead for U.S. stocks could be the worst e...TradeSmith | SponsoredCODE RED: AI Meltdown Imminent?After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to tri...Paradigm Press | SponsoredThe roadshow starts Monday. This stock isn't ready.The SpaceX roadshow kicks off June 8. Goldman Sachs, the lead underwriter, will present the full S-1 to the wo...Behind the Markets | SponsoredHey, it's Jon Najarian. The SpaceX IPO is right around the corner. But I discovered Elon may have something BIGGER planned. Check this out before June 9th...After being invited to the SpaceX launch headquarters in Cape Canaveral from one of Elon's top lobbyists… Hall...Banyan Hill Publishing | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Ballston Spa Bancorp Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Ballston Spa Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
