Chesapeake Financial Shares (CPKF) Stock Price, News & Analysis

Company Overview

Chesapeake Financial Shares, Inc. is a Virginia-based bank holding company headquartered in Kilmarnock. Through its banking operations, the company provides financial services to individuals, families, businesses and community organizations.

Its principal activities include commercial and consumer lending, residential real estate loans, deposit accounts, online and mobile banking, treasury management and other traditional banking services. The company also offers investment, financial planning and wealth management services through affiliated operations.

Chesapeake Financial Shares primarily serves communities in Virginia’s Northern Neck, Middle Peninsula and surrounding markets, including the greater Williamsburg area. Its banking subsidiary, Chesapeake Bank, traces its history to 1900 and has maintained a community-banking focus throughout its development.

Key Stats

• Today's Range: $38.15 to $38.51
• 50-Day Range: $38.50 to $39.27
• 52-Week Range: $21.99 to $39.75
• Volume: 203 shs
• Average Volume: 357 shs
• Market Capitalization: $180.50 million
• P/E Ratio: 7.27
• Dividend Yield: 1.87%
• Price Target: N/A
• Consensus Rating: N/A

Chesapeake Financial Shares Stock Analysis - MarketRank™

Chesapeake Financial Shares scored higher than 37% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Chesapeake Financial Shares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Earnings Growth

Earnings for Chesapeake Financial Shares are expected to remain at $4.30 per share in the coming year.

Price to Earnings Ratio vs. the Market

The P/E ratio of Chesapeake Financial Shares is 8.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 35.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Chesapeake Financial Shares is 8.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.70.

Price to Book Value per Share Ratio

Chesapeake Financial Shares has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of Chesapeake Financial Shares has been sold short.

Short Interest Ratio / Days to Cover

Chesapeake Financial Shares has a short interest ratio ("days to cover") of 0.67, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Chesapeake Financial Shares has recently increased by 18.60%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Chesapeake Financial Shares pays a meaningful dividend of 1.87%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Chesapeake Financial Shares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Chesapeake Financial Shares is 13.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Chesapeake Financial Shares will have a dividend payout ratio of 16.74% next year. This indicates that Chesapeake Financial Shares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Chesapeake Financial Shares has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Chesapeake Financial Shares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Chesapeake Financial Shares insiders have not sold or bought any company stock.

Percentage Held by Insiders

39.50% of the stock of Chesapeake Financial Shares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

3.72% of the stock of Chesapeake Financial Shares is held by institutions.

Company Calendar

• Last Earnings: 4/21/2026
• Today: 10/15/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:CPKF
• CIK: 847538
• Web: www.chesapeakefinancialshares.com
• Phone: (804) 435-1181
• Fax: 804-435-7387
• Employees: 124
• Year Founded: 1992

Profitability

• EPS (Trailing Twelve Months): $5.30
• Trailing P/E Ratio: 7.27
• Forward P/E Ratio: 8.96
• P/E Growth: N/A
• Net Income: $10 million
• Net Margins: 20.38%
• Pretax Margin: 24.58%
• Return on Equity: 16.46%
• Return on Assets: 1.31%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.69
• Quick Ratio: 0.69

Sales & Book Value

• Annual Sales: $102.27 million
• Price / Sales: 1.76
• Cash Flow: $3.81 per share
• Price / Cash Flow: 10.10
• Book Value: $28.31 per share
• Price / Book: 1.36

Miscellaneous

• Outstanding Shares: 4,687,000
• Free Float: 2,836,000
• Market Cap: $180.50 million
• Optionable: Not Optionable
• Beta: 0.24