Embassy Bancorp (EMYB) Stock Price, News & Analysis

Company Overview

Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. The company offers demand deposits, savings, money market, time deposits, individual retirement, and NOW accounts; and certificates of deposit. It provides loans, such as secured fixed and variable rate loans; commercial lending; consumer lending, including mortgage loans, first time home buyer mortgages, secured home equity loans, lines of credit; residential mortgage loans; and commercial mortgage/construction loans. In addition, the company offers various other services, such as treasurer and certified check, wire transfer, personal financial and cash management, credit/debit card merchant processing, direct deposit/ACH, ACH origination, fraud detection, cash and escrow management, safe deposit box, remote deposit capture, mobile banking, night depository, bank by mail, savings bond redemptions, person to person payment, positive pay, automated teller machine, and online banking and bill pay services, as well as gift, commercial and consumer credit, and ATM and debit cards. The company was founded in 2001 and is headquartered in Bethlehem, Pennsylvania.

Key Stats

• Today's Range: $21.15 to $21.50
• 50-Day Range: $19.50 to $21.50
• 52-Week Range: $15.25 to $21.50
• Volume: 4,260 shs
• Average Volume: 6,460 shs
• Market Capitalization: N/A
• P/E Ratio: 24.63
• Dividend Yield: 0.28%
• Price Target: N/A
• Consensus Rating: N/A

Embassy Bancorp Stock Analysis - MarketRank™

Embassy Bancorp scored higher than 5% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Embassy Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Embassy Bancorp is 24.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.52.

Price to Earnings Ratio vs. Sector

The P/E ratio of Embassy Bancorp is 24.63, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 16.36.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Embassy Bancorp has a short interest ratio ("days to cover") of 0.07, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Embassy Bancorp has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Embassy Bancorp has a dividend yield of 0.57%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Embassy Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Embassy Bancorp is 6.87%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Embassy Bancorp has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Embassy Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Embassy Bancorp insiders have not sold or bought any company stock.

Percentage Held by Institutions

0.71% of the stock of Embassy Bancorp is held by institutions.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:EMYB
• CIK: 1449794
• Web: www.embassybank.com
• Phone: (610) 882-8800
• Fax: N/A
• Employees: 110
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 24.63
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A