Exchange Bank, headquartered in Santa Rosa, California, is one of the region’s longest‐standing mutual savings banks, tracing its origins back to 1909. Established to serve the evolving financial needs of Sonoma County residents and businesses, the bank has retained its independent, community‐focused ethos throughout its history. Over the decades, Exchange Bank has grown alongside the local economy, maintaining a steadfast commitment to personalized service and long‐term customer relationships.
The bank offers a full spectrum of banking products and services designed for both individual consumers and commercial clients. Personal banking solutions include checking and savings accounts, certificates of deposit, individual retirement accounts, and residential mortgage lending. On the commercial side, Exchange Bank provides business checking, treasury management, commercial real estate financing and small‐business lending. Complementing its core deposit and loan offerings, the bank also delivers digital and mobile banking platforms, online bill payment, and cash management tools.
With a branch network concentrated in Sonoma, Marin, and Napa counties, Exchange Bank leverages its local presence to support community development. The institution’s offices and ATM locations are strategically placed to serve urban centers, suburban neighborhoods, and outlying rural communities. This regional focus allows the bank to offer tailored financial advice and maintain strong ties with local chambers of commerce, nonprofit organizations, and municipal entities.
Governed by a board of directors composed of civic and business leaders, Exchange Bank is led by President and Chief Executive Officer Robert L. Sheehy, supported by an executive team with deep experience in community banking. The bank’s mutual structure underscores its dedication to customer‐owners rather than external shareholders, ensuring that decision‐making aligns closely with the interests of the communities it serves.
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