Exchange Bank (Santa Rosa, CA) (EXSR) Stock Price, News & Analysis

Company Overview

Exchange Bank, a subsidiary of Exchange Bank Holding Company (OTCMKTS: EXSR), is a Santa Rosa, California–based community bank offering a full suite of retail and commercial banking services. With a focus on personalized customer service, the bank provides deposit products, lending solutions and digital banking tools to individuals, families and businesses across Northern California.

On the retail side, Exchange Bank offers checking and savings accounts, certificates of deposit, electronic banking and mobile services. It extends consumer lending through residential mortgages, home equity lines of credit and personal loans, combining traditional branch-level expertise with online account access to meet diverse customer needs.

For business clients, Exchange Bank delivers commercial checking, treasury management, business loans, lines of credit and SBA financing. The bank also supports international trade through import/export financing and foreign exchange services, while its wealth management division provides trust, investment advisory and retirement-planning solutions tailored to entrepreneurs and professionals.

Founded in 1890, Exchange Bank is one of California’s oldest community banks. It operates a network of branches in Sonoma, Napa, Marin, Lake, Mendocino and Solano counties, and is staffed by bankers with deep local knowledge. The institution is led by a seasoned management team committed to community involvement and long-term customer relationships.

Key Stats

• Today's Range: $163.24 to $163.24
• 50-Day Range: $147.00 to $170.00
• 52-Week Range: $105.00 to $170.00
• Volume: 24 shs
• Average Volume: 595 shs
• Market Capitalization: N/A
• P/E Ratio: 20.31
• Dividend Yield: 2.18%
• Price Target: N/A
• Consensus Rating: N/A

Exchange Bank (Santa Rosa, CA) Stock Analysis - MarketRank™

Exchange Bank (Santa Rosa, CA) scored higher than 35% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Exchange Bank (Santa Rosa, CA).

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Exchange Bank (Santa Rosa, CA) is 20.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.46.

Price to Earnings Ratio vs. Sector

The P/E ratio of Exchange Bank (Santa Rosa, CA) is 20.31, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 28.47.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Exchange Bank (Santa Rosa, CA) has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Exchange Bank (Santa Rosa, CA) has recently decreased by 99.86%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Exchange Bank (Santa Rosa, CA) pays a meaningful dividend of 2.18%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Exchange Bank (Santa Rosa, CA) does not have a long track record of dividend growth.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

Exchange Bank (Santa Rosa, CA) has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Exchange Bank (Santa Rosa, CA) this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Exchange Bank (Santa Rosa, CA) insiders have not sold or bought any company stock.

Percentage Held by Institutions

0.29% of the stock of Exchange Bank (Santa Rosa, CA) is held by institutions.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:EXSR
• CIK: N/A
• Web: www.exchangebank.com
• Phone: (707) 524-3000
• Fax: N/A
• Employees: 392
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 20.31
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A