Farmers & Merchants Bancorp, Inc. is a bank holding company that operates through its wholly owned subsidiary, Farmers & Merchants Bank of Central California. Headquartered in Hanford, California, the company provides a broad range of commercial and consumer banking services tailored to individuals, businesses and agricultural enterprises in the San Joaquin Valley region.
The company’s core offerings include deposit products such as checking accounts, savings accounts, money market accounts and certificates of deposit. On the lending side, Farmers & Merchants provides real estate mortgage financing for residential, agricultural and commercial properties, as well as consumer loans, home equity lines of credit, equipment financing and working capital loans for small and mid-sized businesses. Online and mobile banking platforms enable customers to manage accounts, make payments and access cash management tools, while treasury services and merchant services support local enterprises with payroll, wire transfers and point-of-sale solutions.
Tracing its roots to 1916, Farmers & Merchants Bancorp has established deep ties to the agricultural communities of Kings, Tulare and Fresno counties. Over more than a century of operations, the company has maintained a community-focused governance structure led by a locally based board of directors and executive team. By concentrating on relationship banking and regional economic development, Farmers & Merchants Bancorp aims to support the growth and financial well-being of its clients throughout central California.
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