High Country Bancorp (HCBC) Stock Price, News & Analysis

Company Overview

High Country Bancorp, Inc. is a bank holding company headquartered in Salida, Colorado. Its principal subsidiary, High Country Bank, is a community bank serving individuals, families, businesses, and organizations in central and southern Colorado.

High Country Bank provides traditional banking products and services, including checking and savings accounts, certificates of deposit, consumer and commercial loans, residential mortgage lending, and online and mobile banking. The bank also offers cash-management and other financial services designed to support local businesses and organizations.

The company’s banking operations are focused on Colorado communities, with locations that have included Salida, Buena Vista, and Westcliffe. High Country Bancorp emphasizes relationship-based community banking and local decision-making. Publicly available information about the company’s current executive leadership is limited.

Key Stats

• Today's Range: $46.49 to $46.49
• 50-Day Range: $40.00 to $47.00
• 52-Week Range: $30.01 to $47.00
• Volume: N/A
• Average Volume: 877 shs
• Market Capitalization: $46.49 million
• P/E Ratio: 10.86
• Dividend Yield: 4.30%
• Price Target: N/A
• Consensus Rating: N/A

High Country Bancorp Stock Analysis - MarketRank™

High Country Bancorp scored higher than 63% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for High Country Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of High Country Bancorp is 10.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of High Country Bancorp is 10.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.56.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of High Country Bancorp has been sold short.

Short Interest Ratio / Days to Cover

High Country Bancorp has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in High Country Bancorp has recently decreased by 98.92%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

High Country Bancorp is a leading dividend payer. It pays a dividend yield of 4.30%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

High Country Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of High Country Bancorp is 46.73%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

High Country Bancorp has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for High Country Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, High Country Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

24.58% of the stock of High Country Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

High Country Bancorp has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 9/09/2026
• Today: 9/26/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:HCBC
• CIK: 1044676
• Web: www.highcountrybank.net
• Phone: (719) 539-2516
• Fax: 719-539-6216
• Employees: 82
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $4.28
• Trailing P/E Ratio: 10.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $4.61 million
• Net Margins: 13.61%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $32.48 million
• Price / Sales: 1.43
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 1,000,000
• Free Float: 754,000
• Market Cap: $46.49 million
• Optionable: Not Optionable
• Beta: 0.29