Juniata Valley Financial (JUVF) Stock Price, News & Analysis

Company Overview

Juniata Valley Financial, Inc. (OTCMKTS: JUVF) is a bank holding company headquartered in Mifflintown, Pennsylvania. Through its wholly owned subsidiary, Juniata Valley Bank, the company provides a full suite of commercial and retail banking services to individuals, businesses and agricultural clients. Its product offerings include checking and savings accounts, certificates of deposit, consumer and commercial loans, residential mortgages, and agricultural finance solutions tailored to the needs of local producers.

In addition to traditional banking services, Juniata Valley Financial delivers treasury management, online and mobile banking, and trust and wealth management services aimed at helping customers manage liquidity, process payments and plan for long-term financial goals. The company emphasizes personalized service and local decision-making, leveraging its deep knowledge of central Pennsylvania’s economic landscape to support small- and mid-sized enterprises, family farms and individual account holders in its communities.

Established in the early 20th century, Juniata Valley Bank has built a reputation for community-focused banking and regional economic development. The firm’s leadership team combines extensive banking experience with a commitment to local markets, guiding the company’s strategy for branch expansion, digital service enhancements and customer relationship management. By maintaining close ties to the communities it serves, Juniata Valley Financial strives to deliver stable, relationship-driven financial solutions across its footprint in central Pennsylvania.

Key Stats

• Today's Range: $16.40 to $16.99
• 50-Day Range: $14.71 to $16.75
• 52-Week Range: $13.45 to $16.99
• Volume: 1,856 shs
• Average Volume: 2,435 shs
• Market Capitalization: N/A
• P/E Ratio: 16.82
• Dividend Yield: 5.37%
• Price Target: N/A
• Consensus Rating: N/A

Juniata Valley Financial Stock Analysis - MarketRank™

Juniata Valley Financial scored higher than 15% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Juniata Valley Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Juniata Valley Financial is 16.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.68.

Price to Earnings Ratio vs. Sector

The P/E ratio of Juniata Valley Financial is 16.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.19.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Juniata Valley Financial has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Juniata Valley Financial has recently increased by 335.04%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Juniata Valley Financial is a leading dividend payer. It pays a dividend yield of 4.72%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Juniata Valley Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Juniata Valley Financial is 90.23%. Payout ratios above 75% are not desirable because they may not be sustainable.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Juniata Valley Financial has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Juniata Valley Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Juniata Valley Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

5.30% of the stock of Juniata Valley Financial is held by insiders.

Percentage Held by Institutions

0.04% of the stock of Juniata Valley Financial is held by institutions.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:JUVF
• CIK: 714712
• Web: www.snl.com
• Phone: (717) 436-8211
• Fax: N/A
• Employees: 120
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 16.82
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A