PBCO Financial (PBCO) Stock Price, News & Analysis

Company Overview

PBCO Financial Corporation is a bank holding company headquartered in Medford, Oregon. Through its subsidiary, Peoples Bank of Commerce, the company provides community banking services to individuals, families, businesses and nonprofit organizations.

Peoples Bank of Commerce offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit. Its lending activities include commercial and small-business loans, commercial real estate financing, construction loans, residential mortgages, agricultural loans and consumer credit. The bank also provides treasury management, online banking and mobile banking services.

The company primarily serves communities in Southern Oregon, including the Rogue Valley and surrounding areas. Peoples Bank of Commerce was established in 1998 and operates as a locally focused financial institution emphasizing relationship-based banking. Information about the company’s current leadership is not included here because reliable, up-to-date details were not available.

Key Stats

• Today's Range: $28.00 to $28.29
• 50-Day Range: $24.50 to $30.25
• 52-Week Range: $16.25 to $31.67
• Volume: 500 shs
• Average Volume: 5,070 shs
• Market Capitalization: $143.43 million
• P/E Ratio: 15.54
• Dividend Yield: 0.99%
• Price Target: N/A
• Consensus Rating: N/A

PBCO Financial Stock Analysis - MarketRank™

PBCO Financial scored higher than 10% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for PBCO Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of PBCO Financial is 15.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of PBCO Financial is 15.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.51.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of PBCO Financial has been sold short.

Short Interest Ratio / Days to Cover

PBCO Financial has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

PBCO Financial has a dividend yield of 0.99%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

PBCO Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PBCO Financial is 15.38%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for PBCO Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PBCO Financial insiders have not sold or bought any company stock.

Percentage Held by Institutions

1.84% of the stock of PBCO Financial is held by institutions.

Company Calendar

• Last Earnings: 7/22/2026
• Today: 9/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PBCO
• Previous Symbol: NASDAQ:PBCO
• CIK: N/A
• Web: www.peoplesbank.bank
• Phone: (541) 776-5350
• Fax: 541-774-7666
• Employees: 132
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.82
• Trailing P/E Ratio: 15.54
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.56 million
• Net Margins: 19.69%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $46.74 million
• Price / Sales: 3.07
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 5,070,000
• Free Float: N/A
• Market Cap: $143.43 million
• Optionable: Not Optionable
• Beta: 0.28