PBCO Financial (PBCO) Stock Price, News & Analysis

Company Overview

PBCO Financial Corporation operates as a bank holding company for People's Bank of Commerce that provides commercial banking services for businesses and individuals in Southern Oregon. The company offers checking and savings accounts. It also provides home loans; home equity lines of credit; consumer loans and credit lines; home lot and construction, auto, recreational vehicle, boat, and personal loans; personal lines of credit; commercial loans and lines of credit; and small business - SBA/government loans. In addition, the company offers treasury management and ebanking services; PPP loan forgiveness services; and debit cards. It has branches in Albany, Medford, Ashland, Central Point, Grants Pass, Klamath Falls, Lebanon, and Salem. The company was founded in 1998 and is based in Medford, Oregon.

Key Stats

• Today's Range: $29.95 to $29.95
• 50-Day Range: $21.00 to $30.25
• 52-Week Range: $14.40 to $31.67
• Volume: 100 shs
• Average Volume: 3,203 shs
• Market Capitalization: $151.85 million
• P/E Ratio: 16.46
• Dividend Yield: 0.83%
• Price Target: N/A
• Consensus Rating: N/A

PBCO Financial Stock Analysis - MarketRank™

PBCO Financial scored higher than 23% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for PBCO Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of PBCO Financial is 16.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.98.

Price to Earnings Ratio vs. Sector

The P/E ratio of PBCO Financial is 16.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.66.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of PBCO Financial has been sold short.

Short Interest Ratio / Days to Cover

PBCO Financial has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PBCO Financial has recently decreased by 90.22%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

PBCO Financial has a dividend yield of 0.83%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

PBCO Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PBCO Financial is 13.74%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for PBCO Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PBCO Financial insiders have not sold or bought any company stock.

Percentage Held by Institutions

1.84% of the stock of PBCO Financial is held by institutions.

Company Calendar

• Last Earnings: 7/22/2026
• Today: 8/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PBCO
• Previous Symbol: NASDAQ:PBCO
• CIK: N/A
• Web: www.peoplesbank.bank
• Phone: (541) 776-5350
• Fax: 541-774-7666
• Employees: 132
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.82
• Trailing P/E Ratio: 16.46
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.56 million
• Net Margins: 19.69%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $46.74 million
• Price / Sales: 3.25
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 5,070,000
• Free Float: N/A
• Market Cap: $151.85 million
• Optionable: Not Optionable
• Beta: 0.29