Pinnacle Bancshares (PCLB) Stock Price, News & Analysis

Company Overview

Pinnacle Bancshares, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services. The company provides checking accounts, savings accounts, and demand and time deposits. It also offers personal lending for automobile, boat, jet ski, motor home, travel trailers, manufactured home, tractor, ATV, personal line of credit, and others; mortgage products, such as residential purchase and refinance, investment property, consumer construction, consumer 2nd mortgage, veterans administration loans, federal housing administration loans, land loans, home equity line of credit, and home improvement/renovation; commercial lending products, including purchase, construction, and refinance of residential rental property and commercial real estate, as well as residential rental property improvements, land acquisition, investment, and development; commercial construction; and SBA lending. In addition, the company provides digital banking, card, cash management, and merchant services. Pinnacle Bancshares, Inc. was incorporated in 1996 and is based in Jasper, Alabama.

Key Stats

• Today's Range: $33.30 to $33.30
• 50-Day Range: $30.54 to $34.70
• 52-Week Range: $23.18 to $34.70
• Volume: 45 shs
• Average Volume: 194 shs
• Market Capitalization: $29.97 million
• P/E Ratio: 7.32
• Dividend Yield: 3.24%
• Price Target: N/A
• Consensus Rating: N/A

PCLB Stock Analysis - Frequently Asked Questions

How have PCLB shares performed this year?

Pinnacle Bancshares' stock was trading at $27.92 on January 1st, 2025. Since then, PCLB shares have increased by 19.3% and is now trading at $33.30.

How were Pinnacle Bancshares' earnings last quarter?

Pinnacle Bancshares Inc. (OTCMKTS:PCLB) released its earnings results on Wednesday, April, 23rd. The financial services provider reported $1.13 EPS for the quarter. The financial services provider had revenue of $3.38 million for the quarter. Pinnacle Bancshares had a net margin of 23.50% and a trailing twelve-month return on equity of 25.39%.

How do I buy shares of Pinnacle Bancshares?

Shares of PCLB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Pinnacle Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Pinnacle Bancshares investors own include First Financial Northwest (FFNW), Citizens & Northern (CZNC) and Cadence Bank (CADE).

Company Calendar

• Last Earnings: 4/23/2025
• Record date for 6/20 Dividend: 6/09/2025
• Dividend Payable: 6/20/2025
• Today: 7/06/2025
• Next Earnings (Estimated): 7/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:PCLB
• Previous Symbol: NASDAQ:PCLB
• CIK: 1022243
• Web: www.pinnaclebanc.com
• Phone: (205) 221-4111
• Fax: 205-221-8860
• Employees: 89
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $4.55
• Trailing P/E Ratio: 7.32
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $4.07 million
• Net Margins: 23.50%
• Pretax Margin: 29.95%
• Return on Equity: 25.39%
• Return on Assets: 1.18%

Debt

• Debt-to-Equity Ratio: 0.42
• Current Ratio: 0.48
• Quick Ratio: 0.48

Sales & Book Value

• Annual Sales: $17.33 million
• Price / Sales: 1.73
• Cash Flow: $5.27 per share
• Price / Cash Flow: 6.32
• Book Value: $15.30 per share
• Price / Book: 2.18

Miscellaneous

• Outstanding Shares: 900,000
• Free Float: 769,000
• Market Cap: $29.97 million
• Optionable: Not Optionable
• Beta: 0.29