CPI Card Group (PMTS) Stock Price, News & Analysis

Company Overview

CPI Card Group, Inc. (NASDAQ: PMTS) is a leading provider of payment, identification and related credential solutions for financial institutions, governments and private enterprises. The company specializes in the design, manufacturing and personalization of secure plastic and metal cards, including EMV chip, magnetic-stripe and contactless cards. CPI Card Group also offers digital credentialing services and cloud-based card management tools that enable real-time controls, mobile wallet integration, fraud monitoring and analytics.

With a focus on security and innovation, CPI Card Group integrates advanced features such as holograms, microprinting, RFID/NFC technology and laser-engraved artwork into its card products. The company’s personalization services include data encoding, embossing, signature panels and fulfillment, allowing clients to automate issuance and fulfillment workflows at scale. In addition to payment cards, CPI Card Group produces secure identity documents, gift and loyalty cards, healthcare benefit cards and transit passes, supporting a wide range of use cases.

CPI Card Group serves customers primarily across North America and Latin America, partnering with regional and community banks, credit unions, large financial institutions, fintech firms and government agencies. Its end-to-end production facilities and distributed personalization centers help clients meet compliance and delivery requirements while maintaining asset protection. The company’s ongoing investments in process automation, data security and digital credential development position it to address evolving market demands for secure, connected payment and identification solutions.

Key Stats

• Today's Range: $15.00 to $15.34
• 50-Day Range: $13.74 to $16.15
• 52-Week Range: $12.52 to $35.19
• Volume: 30,018 shs
• Average Volume: 44,248 shs
• Market Capitalization: $171.12 million
• P/E Ratio: 13.47
• Dividend Yield: N/A
• Price Target: $34.00
• Consensus Rating: Moderate Buy

CPI Card Group Stock Analysis - MarketRank™

CPI Card Group scored higher than 79% of companies evaluated by MarketBeat, and ranked 53rd out of 320 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

CPI Card Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 4 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

CPI Card Group has a consensus price target of $34.00, representing about 125.3% upside from its current price of $15.09.

Amount of Analyst Coverage

CPI Card Group has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 80.37%

Earnings Growth

Earnings for CPI Card Group are expected to grow by 80.37% in the coming year, from $1.63 to $2.94 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CPI Card Group is 13.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 223.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of CPI Card Group is 13.47, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 26.24.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.56% of the float of CPI Card Group has been sold short.

Short Interest Ratio / Days to Cover

CPI Card Group has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CPI Card Group has recently increased by 40.15%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

CPI Card Group does not currently pay a dividend.

Dividend Growth

CPI Card Group does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.56% of the float of CPI Card Group has been sold short.

Short Interest Ratio / Days to Cover

CPI Card Group has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CPI Card Group has recently increased by 40.15%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, CPI Card Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought $167,537.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 2.80% of the stock of CPI Card Group is held by insiders.

Percentage Held by Institutions

Only 22.08% of the stock of CPI Card Group is held by institutions.

PMTS Stock Analysis - Frequently Asked Questions

How have PMTS shares performed this year?

CPI Card Group's stock was trading at $29.89 on January 1st, 2025. Since then, PMTS stock has decreased by 49.5% and is now trading at $15.09.

How were CPI Card Group's earnings last quarter?

CPI Card Group Inc. (NASDAQ:PMTS) posted its earnings results on Friday, August, 8th. The company reported $0.04 EPS for the quarter, missing analysts' consensus estimates of $0.56 by $0.52. The firm earned $129.75 million during the quarter, compared to analyst estimates of $132.96 million. CPI Card Group had a negative trailing twelve-month return on equity of 58.00% and a net margin of 2.66%.
Read the conference call transcript.

Who are CPI Card Group's major shareholders?

Top institutional investors of CPI Card Group include Exchange Traded Concepts LLC (0.16%). Insiders that own company stock include Equity Ulc Parallel49, Robert Pearce, H Sanford Riley, Marc Sheinbaum, Ravi Mallela and Sonya Vollmer.
View institutional ownership trends.

How do I buy shares of CPI Card Group?

Shares of PMTS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CPI Card Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CPI Card Group investors own include Home Depot (HD), Cisco Systems (CSCO), Meta Platforms (META), Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA) and Netflix (NFLX).

Company Calendar

• Last Earnings: 8/08/2025
• Today: 10/19/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Technology Services
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:PMTS
• CIK: 1641614
• Web: www.cpicardgroup.com
• Phone: (720) 681-6304
• Fax: 303-973-8420
• Employees: 1,500
• Year Founded: 2007

Price Target and Rating

• Average Price Target for CPI Card Group: $34.00
• High Price Target: $40.00
• Low Price Target: $30.00
• Potential Upside/Downside: +125.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.12
• Trailing P/E Ratio: 13.47
• Forward P/E Ratio: 9.26
• P/E Growth: N/A
• Net Income: $19.52 million
• Net Margins: 2.66%
• Pretax Margin: 3.35%
• Return on Equity: -58.00%
• Return on Assets: 5.51%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.59
• Quick Ratio: 1.52

Sales & Book Value

• Annual Sales: $480.60 million
• Price / Sales: 0.36
• Cash Flow: $3.36 per share
• Price / Cash Flow: 4.49
• Book Value: ($3.19) per share
• Price / Book: -4.73

Miscellaneous

• Outstanding Shares: 11,340,000
• Free Float: 11,020,000
• Market Cap: $171.12 million
• Optionable: Not Optionable
• Beta: 1.38