South Atlantic Bancshares (SABK) Stock Price, News & Analysis

Company Overview

South Atlantic Bancshares, Inc. is the bank holding company for South Atlantic Bank, a community banking institution serving businesses, individuals and organizations in South Carolina. Through its banking subsidiary, the company provides traditional financial services, including checking and savings accounts, certificates of deposit, commercial and consumer lending, residential mortgage loans, and cash-management services.

South Atlantic Bank focuses on relationship-based banking for small and middle-market businesses, professionals, real estate borrowers and individual customers. Its services also include online and mobile banking, electronic payments, remote deposit and other digital banking tools designed to support personal and commercial financial needs.

The company’s operations are concentrated in coastal South Carolina, including the Charleston, Georgetown and Myrtle Beach markets. South Atlantic Bank was established as a locally focused community bank and has expanded its presence through branch banking and commercial lending in the region. The company is publicly traded on the over-the-counter market under the symbol SABK.

Key Stats

• Today's Range: $25.83 to $25.83
• 50-Day Range: $24.19 to $26.00
• 52-Week Range: $16.52 to $26.39
• Volume: 800 shs
• Average Volume: 869 shs
• Market Capitalization: $197.21 million
• P/E Ratio: 10.85
• Dividend Yield: 0.39%
• Price Target: N/A
• Consensus Rating: Hold

South Atlantic Bancshares Stock Analysis - MarketRank™

South Atlantic Bancshares scored higher than 31% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

South Atlantic Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

South Atlantic Bancshares has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.17%

Earnings Growth

Earnings for South Atlantic Bancshares are expected to grow by 6.17% in the coming year, from $2.43 to $2.58 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of South Atlantic Bancshares is 10.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of South Atlantic Bancshares is 10.85, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.32.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.03% of the float of South Atlantic Bancshares has been sold short.

Short Interest Ratio / Days to Cover

South Atlantic Bancshares has a short interest ratio ("days to cover") of 1.68, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in South Atlantic Bancshares has recently increased by 14.52%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

South Atlantic Bancshares has a dividend yield of 0.39%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

South Atlantic Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of South Atlantic Bancshares is 4.20%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, South Atlantic Bancshares will have a dividend payout ratio of 3.88% next year. This indicates that South Atlantic Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: N/A

News Sentiment

South Atlantic Bancshares has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, South Atlantic Bancshares insiders have not sold or bought any company stock.

Percentage Held by Institutions

13.34% of the stock of South Atlantic Bancshares is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Today: 9/15/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:SABK
• Previous Symbol: OTC:SABK
• CIK: N/A
• Web: www.southatlantic.bank
• Phone: 843-839-0100
• Fax: N/A
• Employees: 161
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 10.85
• Forward P/E Ratio: 10.63
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $102.25 million
• Price / Sales: 1.93
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 7,635,000
• Free Float: N/A
• Market Cap: $197.21 million
• Optionable: Not Optionable
• Beta: 0.15