OTCMKTS:SOMC Southern Michigan Bancorp (SOMC) Stock Price, News & Analysis $29.01 0.00 (0.00%) As of 10/8/2026 Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsNews and TrendsShort Interest About Southern Michigan Bancorp Stock (OTCMKTS:SOMC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get SOMC alerts:Sign Up Key Stats Today's Range$29.01▼$29.0150-Day Range$29.01▼$31.7552-Week Range$23.00▼$32.00VolumeN/AAverage Volume1,983 shsMarket Capitalization$134.90 millionP/E Ratio10.99Dividend Yield2.34%Price TargetN/AConsensus RatingN/A Company Overview Southern Michigan Bancorp, Inc. is a bank holding company for Southern Michigan Bank & Trust, a community banking institution headquartered in Coldwater, Michigan. The company serves individuals, families, farmers, and businesses through a network of banking offices in southern Michigan. Southern Michigan Bank & Trust provides traditional financial services, including checking and savings accounts, certificates of deposit, consumer and commercial loans, residential mortgages, agricultural lending, and business banking services. Its offerings also include electronic and online banking tools designed to support everyday account management and payments. The bank supplements its core banking activities with services such as cash management, wealth management, and trust-related solutions. Southern Michigan Bancorp focuses on relationship-based community banking and supports customers across communities in the southern Michigan region.AI Generated. May Contain Errors. Read More Receive SOMC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Southern Michigan Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. SOMC Stock News HeadlinesSouthern Michigan Bancorp Inc. (OTCMKTS:SOMC) Shares Shorted: Short Interest Up 444.4% in SeptemberOctober 10 at 4:21 AM | americanbankingnews.comSouthern Michigan Bancorp, Inc. Declares Cash DividendSeptember 23, 2026 | globenewswire.comWhy I went to Mount RushmoreA small miner just hit on gold in the hills surrounding Mount Rushmore, thanks to a breakthrough new technology. This could be one of the biggest gold finds since the 1870s, yet the stock still trades around 6 dollars. BlackRock and Vanguard have been quietly loading up on shares while most investors have missed the story. The same technology is unlocking hidden resource wealth across America, driving stocks up 227 percent, 378 percent, and even 773 percent.October 10 at 1:00 AM | Stansberry Research (Ad)Southern Michigan Bancorp, Inc. Announces Second Quarter 2026 EarningsJuly 29, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Declares Cash DividendJune 24, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces First Quarter 2026 EarningsApril 29, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Increase in Quarterly DividendMarch 18, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Fourth Quarter and Full Year 2025 EarningsFebruary 17, 2026 | globenewswire.comSee More Headlines SOMC Stock Analysis - Frequently Asked Questions How have SOMC shares performed this year? Southern Michigan Bancorp's stock was trading at $24.02 at the beginning of the year. Since then, SOMC shares have increased by 20.8% and is now trading at $29.01. How were Southern Michigan Bancorp's earnings last quarter? Southern Michigan Bancorp Inc. (OTCMKTS:SOMC) released its earnings results on Wednesday, July, 29th. The financial services provider reported $0.66 earnings per share for the quarter. The financial services provider had revenue of $16.19 million for the quarter. Southern Michigan Bancorp had a net margin of 12.60% and a trailing twelve-month return on equity of 10.09%. How do I buy shares of Southern Michigan Bancorp? Shares of SOMC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Southern Michigan Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Southern Michigan Bancorp investors own include ABM Industries (ABM), Boeing (BA), Blueberries Medical (BBM), BankFinancial (BFIN) and Company Calendar Last Earnings7/29/2026Today10/10/2026Next Earnings (Estimated)10/28/2026Fiscal Year End12/31/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolOTCMKTS:SOMC Previous SymbolNASDAQ:SOMC CIK703699 Webwww.smb-t.com Phone(517) 279-5500FaxN/AEmployees258Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.64 Trailing P/E Ratio10.99 Forward P/E RatioN/A P/E GrowthN/ANet Income$12.22 million Net Margins12.60% Pretax Margin14.84% Return on Equity10.09% Return on Assets0.73% Debt Debt-to-Equity Ratio1.05 Current Ratio0.95 Quick Ratio0.94 Sales & Book Value Annual Sales$93.18 million Price / Sales1.45 Cash Flow$3.40 per share Price / Cash Flow8.54 Book Value$26.29 per share Price / Book1.10Miscellaneous Outstanding Shares4,650,000Free FloatN/AMarket Cap$134.90 million OptionableNot Optionable Beta0.20 The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. 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