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OTCMKTS:SOMC

Southern Michigan Bancorp (SOMC) Stock Price, News & Analysis

Southern Michigan Bancorp logo
$30.30 0.00 (0.00%)
As of 09/23/2026 03:08 PM Eastern
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About Southern Michigan Bancorp Stock (OTCMKTS:SOMC)

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Key Stats

Today's Range
$29.70
▼
$30.30
50-Day Range
$30.00
▼
$31.89
52-Week Range
$23.00
▼
$32.00
Volume
2,525 shs
Average Volume
1,323 shs
Market Capitalization
$140.86 million
P/E Ratio
11.48
Dividend Yield
2.24%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Southern Michigan Bancorp, Inc. is a bank holding company headquartered in Coldwater, Michigan. The company operates through its wholly owned subsidiary, Southern Michigan Bank & Trust, a community bank serving customers in southern Michigan and surrounding areas.

Southern Michigan Bank & Trust provides a range of banking services for individuals, businesses, agricultural customers, and public-sector organizations. Its offerings include checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, agricultural financing, and commercial lending.

The bank also provides treasury management, online and mobile banking, investment and wealth management services, and other financial solutions. Through its branch network and digital channels, Southern Michigan Bancorp focuses on relationship-based banking and supporting the financial needs of the communities it serves.

AI Generated. May Contain Errors.

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SOMC Stock News Headlines

Southern Michigan Bancorp, Inc. Declares Cash Dividend
September 23 at 7:30 AM  |  globenewswire.comhttps://www.globenewswire.com/news-release/2026/09/23/3367384/0/en/southern-michigan-bancorp-inc-declares-cash-dividend.html
Southern Michigan Bancorp, Inc. Announces Second Quarter 2026 Earnings
July 29, 2026  |  globenewswire.comhttps://www.globenewswire.com/news-release/2026/07/29/3335123/0/en/southern-michigan-bancorp-inc-announces-second-quarter-2026-earnings.html
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September 26 at 1:00 AM  |  Stansberry Research (Ad)
Southern Michigan Bancorp, Inc. Declares Cash Dividend
June 24, 2026  |  globenewswire.comhttps://www.globenewswire.com/news-release/2026/06/24/3316733/0/en/southern-michigan-bancorp-inc-declares-cash-dividend.html
Southern Michigan Bancorp, Inc. Announces First Quarter 2026 Earnings
April 29, 2026  |  globenewswire.comhttps://www.globenewswire.com/news-release/2026/04/29/3283666/0/en/southern-michigan-bancorp-inc-announces-first-quarter-2026-earnings.html
Southern Michigan Bancorp, Inc. Announces Increase in Quarterly Dividend
March 18, 2026  |  globenewswire.comhttps://www.globenewswire.com/news-release/2026/03/18/3258067/0/en/southern-michigan-bancorp-inc-announces-increase-in-quarterly-dividend.html
Southern Michigan Bancorp, Inc. Announces Fourth Quarter and Full Year 2025 Earnings
February 17, 2026  |  globenewswire.comhttps://www.globenewswire.com/news-release/2026/02/17/3239152/0/en/southern-michigan-bancorp-inc-announces-fourth-quarter-and-full-year-2025-earnings.html
Southern Michigan Bancorp, Inc. Announces Third Quarter 2025 Earnings
October 29, 2025  |  globenewswire.comhttps://www.globenewswire.com/news-release/2025/10/29/3176315/0/en/southern-michigan-bancorp-inc-announces-third-quarter-2025-earnings.html
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SOMC Stock Analysis - Frequently Asked Questions

Southern Michigan Bancorp's stock was trading at $24.02 at the beginning of the year. Since then, SOMC stock has increased by 26.1% and is now trading at $30.30.

Southern Michigan Bancorp Inc. (OTCMKTS:SOMC) released its quarterly earnings data on Wednesday, July, 29th. The financial services provider reported $0.66 EPS for the quarter. The financial services provider earned $16.19 million during the quarter. Southern Michigan Bancorp had a trailing twelve-month return on equity of 10.09% and a net margin of 12.60%.

Shares of SOMC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Southern Michigan Bancorp investors own include ABM Industries (ABM), Boeing (BA), Blueberries Medical (BBM), BankFinancial (BFIN) and

Company Calendar

Last Earnings
7/29/2026
Today
9/26/2026
Next Earnings (Estimated)
11/04/2026
Fiscal Year End
12/31/2026
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Industry, Sector and Symbol

Stock Exchange
OTCMKTS
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
OTCMKTS:SOMC
Previous Symbol
NASDAQ:SOMC
CIK
703699
Web
www.smb-t.com
Phone
(800) 379-7628
Fax
N/A
Employees
173
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$2.64
Trailing P/E Ratio
11.48
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$12.22 million
Net Margins
12.60%
Pretax Margin
14.84%
Return on Equity
10.09%
Return on Assets
0.73%

Debt

Debt-to-Equity Ratio
1.05
Current Ratio
0.95
Quick Ratio
0.94

Sales & Book Value

Annual Sales
$93.18 million
Price / Sales
1.51
Cash Flow
$3.40 per share
Price / Cash Flow
8.92
Book Value
$26.29 per share
Price / Book
1.15

Miscellaneous

Outstanding Shares
4,649,000
Free Float
N/A
Market Cap
$140.86 million
Optionable
Not Optionable
Beta
0.19
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This page (OTCMKTS:SOMC) was last updated on 9/26/2026 by MarketBeat.com Staff.
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