OTCMKTS:SOMC Southern Michigan Bancorp (SOMC) Stock Price, News & Analysis $31.89 +0.01 (+0.03%) As of 07/31/2026 09:35 AM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsSEC FilingsShort InterestBuy This Stock About Southern Michigan Bancorp Stock (OTCMKTS:SOMC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get SOMC alerts:Sign Up Key Stats Today's Range$30.00▼$31.8950-Day Range$29.50▼$32.0052-Week Range$22.00▼$32.00Volume1,226 shsAverage Volume179 shsMarket Capitalization$148.29 millionP/E Ratio12.08Dividend Yield2.13%Price TargetN/AConsensus RatingN/A Company Overview Southern Michigan Bancorp, Inc. is the bank holding company for Southern Michigan Bank & Trust Company, a community-focused financial institution headquartered in Coldwater, Michigan. SOMC provides a broad range of banking services to individuals, families and local businesses, with an emphasis on personalized service and local decision-making. The company’s primary business activities include commercial lending, real estate financing, agricultural loans and consumer banking solutions. Its lending portfolio serves small- and mid-sized businesses, residential and commercial real estate projects, and agricultural enterprises. Deposit products span checking and savings accounts, money market accounts, certificates of deposit and retirement accounts, while digital banking capabilities offer online and mobile access to account management, payments and loan applications. Operating across southern Michigan and neighboring communities, Southern Michigan Bancorp supports regional economic development by aligning its financial products with local market needs. The bank’s branch network serves rural and small-town markets, and its experienced management team combines community banking expertise with financial discipline to deliver tailored solutions and foster long-term customer relationships.AI Generated. May Contain Errors. Read More Receive SOMC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Southern Michigan Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. 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One pick he calls 'an upgrade to Tesla stock' is a little-known company that just inked a partnership with Nvidia, positioning it ahead of Tesla in the autonomous vehicle race. | Chaikin Analytics (Ad)Southern Michigan Bancorp, Inc. Announces First Quarter 2026 EarningsApril 29, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Increase in Quarterly DividendMarch 18, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Fourth Quarter and Full Year 2025 EarningsFebruary 17, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Third Quarter 2025 EarningsOctober 29, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Declares Cash DividendSeptember 24, 2025 | globenewswire.comSee More Headlines SOMC Stock Analysis - Frequently Asked Questions How have SOMC shares performed this year? Southern Michigan Bancorp's stock was trading at $24.02 on January 1st, 2026. Since then, SOMC stock has increased by 32.8% and is now trading at $31.89. How were Southern Michigan Bancorp's earnings last quarter? Southern Michigan Bancorp Inc. (OTCMKTS:SOMC) issued its quarterly earnings results on Wednesday, July, 29th. The financial services provider reported $0.66 earnings per share (EPS) for the quarter. The financial services provider had revenue of $16.19 million for the quarter. Southern Michigan Bancorp had a net margin of 12.60% and a trailing twelve-month return on equity of 10.21%. How do I buy shares of Southern Michigan Bancorp? Shares of SOMC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Southern Michigan Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Southern Michigan Bancorp investors own include ABM Industries (ABM), Boeing (BA), Blueberries Medical (BBM), BankFinancial (BFIN) and Berkshire Hills Bancorp (BHLB). Company Calendar Last Earnings7/29/2026Today8/01/2026Fiscal Year End12/31/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolOTCMKTS:SOMC Previous SymbolNASDAQ:SOMC CIK703699 Webwww.smb-t.com Phone(800) 379-7628FaxN/AEmployees173Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.64 Trailing P/E Ratio12.08 Forward P/E RatioN/A P/E GrowthN/ANet Income$12.22 million Net Margins12.60% Pretax Margin15.31% Return on Equity10.21% Return on Assets0.73% Debt Debt-to-Equity Ratio1.08 Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$93.18 million Price / Sales1.59 Cash Flow$3.40 per share Price / Cash Flow9.38 Book Value$26.29 per share Price / Book1.21Miscellaneous Outstanding Shares4,650,000Free FloatN/AMarket Cap$148.29 million OptionableNot Optionable Beta0.19 The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (OTCMKTS:SOMC) was last updated on 8/1/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredTrump Takes Emergency Action - Plus Elon Musk's New VentureElon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...Altimetry | SponsoredReady to give options a try? 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