OTCMKTS:SOMC - Southern Michigan Bancorp Stock Price, News, & Analysis Sign in or create an account to add this stock to your watchlist. Get Started $38.65 0.00 (0.00 %) (As of 04/26/2019 03:51 AM ET)Previous Close$38.65Today's Range$38.01 - $38.6552-Week Range$36.22 - $49.00Volume389 shsAverage Volume2,737 shsMarket Capitalization$89.51 millionP/E Ratio11.00Dividend Yield2.28%Beta0.31 ProfileDiscussionChartDividendEarningsFinancialsHeadlinesSEC FilingsSocial Media Share on FacebookShare on TwitterShare on LinkedInShare on RedditShare on StocktwitsPrint this articleShare by Email Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southern Michigan communities. Its deposit products include interest and non-interest checking, passbook savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit. The company also provides home mortgages, equity loans, and personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, real estate, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, individual retirement account rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, business succession planning, life insurance, and remote deposit capture services, as well as payroll, prepaid, gift, and credit cards. It operates through a network of 14 banking offices located in Battle Creek, Camden, Centreville, Coldwater, Constantine, Hillsdale, Marshall, Mendon, Portage, Tekonsha, Three Rivers, and Union City, Michigan. The company was founded in 1871 and is based in Coldwater, Michigan. 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Industry, Sector and Symbol Stock Exchange OTCMKTS Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolOTCMKTS:SOMC Previous SymbolNASDAQ:SOMC CUSIPN/A CIK703699 Webwww.smb-t.com Phone517-279-5500Debt Debt-to-Equity Ratio0.45 Current Ratio0.93 Quick Ratio0.93Price-To-Earnings Trailing P/E Ratio11.00 Forward P/E RatioN/A P/E GrowthN/A Sales & Book Value Annual Sales$36.24 million Price / Sales2.47 Cash Flow$4.2426 per share Price / Cash Flow9.11 Book Value$32.62 per share Price / Book1.18Profitability EPS (Most Recent Fiscal Year)N/A Net Income$8.13 million Net Margins22.42% Return on Equity11.17% Return on Assets1.10%Miscellaneous EmployeesN/A Outstanding Shares2,316,000Market Cap$89.51 million Next Earnings Date7/24/2019 (Estimated) OptionableNot Optionable Southern Michigan Bancorp (OTCMKTS:SOMC) Frequently Asked Questions What is Southern Michigan Bancorp's stock symbol? Southern Michigan Bancorp trades on the OTCMKTS under the ticker symbol "SOMC." How were Southern Michigan Bancorp's earnings last quarter? Southern Michigan Bancorp (OTCMKTS:SOMC) issued its earnings results on Wednesday, April, 24th. The financial services provider reported $0.83 EPS for the quarter. The financial services provider earned $8.06 million during the quarter. Southern Michigan Bancorp had a return on equity of 11.17% and a net margin of 22.42%. View Southern Michigan Bancorp's Earnings History. When is Southern Michigan Bancorp's next earnings date? Southern Michigan Bancorp is scheduled to release their next quarterly earnings announcement on Wednesday, July 24th 2019. View Earnings Estimates for Southern Michigan Bancorp. Has Southern Michigan Bancorp been receiving favorable news coverage? Media headlines about SOMC stock have been trending somewhat negative this week, according to InfoTrie. The research firm scores the sentiment of press coverage by reviewing more than six thousand blog and news sources in real-time. The firm ranks coverage of public companies on a scale of negative five to positive five, with scores closest to five being the most favorable. Southern Michigan Bancorp earned a coverage optimism score of -1.1 on InfoTrie's scale. They also assigned news stories about the financial services provider a news buzz of 1.0 out of 10, indicating that recent press coverage is extremely unlikely to have an effect on the company's share price in the near future. Who are some of Southern Michigan Bancorp's key competitors? Some companies that are related to Southern Michigan Bancorp include Macatawa Bank (MCBC), MidWestOne Financial Group (MOFG), West Bancorporation (WTBA), Citizens & Northern (CZNC), Cambridge Bancorp (CATC), Civista Bancshares (CIVB), Summit Financial Group (SMMF), Business First Bancshares (BFST), BSB Bancorp (BLMT), Republic First Bancorp (FRBK), Bridgewater Bancshares (BWB), Metropolitan Bank (MCB), Spirit of Texas Bancshares (STXB), ACNB (ACNB) and Capstar Financial (CSTR). What other stocks do shareholders of Southern Michigan Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Southern Michigan Bancorp investors own include Macatawa Bank (MCBC), New York Community Bancorp (NYCB), Greene County Bancorp (GCBC), First of Long Island (FLIC), Fifth Third Bancorp (FITB), Elbit Systems (ESLT), ENGlobal (ENG), Citizens Community Bancorp (CZWI), Cyberark Software (CYBR) and ConforMIS (CFMS). Who are Southern Michigan Bancorp's key executives? Southern Michigan Bancorp's management team includes the folowing people: Mr. John H. Castle, Chairman & CEO (Age 62)Mr. Kurt G. Miller, Pres, Chief Credit Officer & Director (Age 63)Ms. Danice L. Chartrand, Sr. VP, Treasurer, Sec. & CFO (Age 52)Mr. Jaylen T. Johnson, Exec. VP & Sec. (Age 76)Mr. Charles James Scott Clark, Director (Age 48) How do I buy shares of Southern Michigan Bancorp? Shares of SOMC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Southern Michigan Bancorp's stock price today? One share of SOMC stock can currently be purchased for approximately $38.65. How big of a company is Southern Michigan Bancorp? Southern Michigan Bancorp has a market capitalization of $89.51 million and generates $36.24 million in revenue each year. What is Southern Michigan Bancorp's official website? The official website for Southern Michigan Bancorp is http://www.smb-t.com. How can I contact Southern Michigan Bancorp? Southern Michigan Bancorp's mailing address is 51 W PEARL ST, COLDWATER MI, 49036. The financial services provider can be reached via phone at 517-279-5500 or via email at [email protected] MarketBeat Community Rating for Southern Michigan Bancorp (OTCMKTS SOMC)Community Ranking: 2.5 out of 5 ( )Outperform Votes: 84 (Vote Outperform)Underperform Votes: 83 (Vote Underperform)Total Votes: 167MarketBeat's community ratings are surveys of what our community members think about Southern Michigan Bancorp and other stocks. Vote "Outperform" if you believe SOMC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe SOMC will underperform the S&P 500 over the long term. You may vote once every thirty days. This page was last updated on 4/26/2019 by MarketBeat.com StaffFeatured Article: What is the price-to-earnings growth (PEG) ratio?