OTCMKTS:SOMC Southern Michigan Bancorp (SOMC) Stock Price, News & Analysis $24.98 0.00 (0.00%) As of 10/14/2025 01:09 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsHeadlinesSEC FilingsShort InterestBuy This Stock About Southern Michigan Bancorp Stock (OTCMKTS:SOMC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get SOMC alerts:Sign Up Key Stats Today's Range$24.00▼$24.9850-Day Range$22.50▼$25.0052-Week Range$17.00▼$25.00Volume4,254 shsAverage Volume466 shsMarket Capitalization$115.66 millionP/E Ratio9.99Dividend Yield2.56%Price TargetN/AConsensus RatingN/A Company Overview Southern Michigan Bancorp, Inc. is the bank holding company for Southern Michigan Bank & Trust Company, a community-focused financial institution headquartered in Coldwater, Michigan. SOMC provides a broad range of banking services to individuals, families and local businesses, with an emphasis on personalized service and local decision-making. The company’s primary business activities include commercial lending, real estate financing, agricultural loans and consumer banking solutions. Its lending portfolio serves small- and mid-sized businesses, residential and commercial real estate projects, and agricultural enterprises. Deposit products span checking and savings accounts, money market accounts, certificates of deposit and retirement accounts, while digital banking capabilities offer online and mobile access to account management, payments and loan applications. Operating across southern Michigan and neighboring communities, Southern Michigan Bancorp supports regional economic development by aligning its financial products with local market needs. The bank’s branch network serves rural and small-town markets, and its experienced management team combines community banking expertise with financial discipline to deliver tailored solutions and foster long-term customer relationships.AI Generated. May Contain Errors. Read More Receive SOMC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Southern Michigan Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. SOMC Stock News HeadlinesSouthern Michigan Bancorp, Inc. Declares Cash DividendSeptember 24, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Second Quarter 2025 EarningsJuly 23, 2025 | globenewswire.com7 market signals flashing red right nowRight now, the same 7 key indicators that predicted 1929, the 1970s stagflation, and the 2008 meltdown are all flashing red at the same time.October 15 at 2:00 AM | American Alternative (Ad)Southern Michigan Bancorp, Inc. Declares Cash DividendJune 24, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces First Quarter 2025 Earnings | SOMC Stock NewsApril 23, 2025 | gurufocus.comSouthern Michigan Bancorp, Inc. Announces First Quarter 2025 EarningsApril 23, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Increase in Quarterly DividendMarch 19, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Fourth Quarter and Full Year 2024 EarningsFebruary 14, 2025 | investing.comSee More Headlines SOMC Stock Analysis - Frequently Asked Questions How have SOMC shares performed this year? Southern Michigan Bancorp's stock was trading at $19.25 on January 1st, 2025. Since then, SOMC shares have increased by 29.8% and is now trading at $24.98. How were Southern Michigan Bancorp's earnings last quarter? Southern Michigan Bancorp Inc. (OTCMKTS:SOMC) released its earnings results on Wednesday, July, 23rd. The financial services provider reported $0.70 earnings per share for the quarter. The financial services provider earned $14.45 million during the quarter. Southern Michigan Bancorp had a net margin of 13.02% and a trailing twelve-month return on equity of 10.51%. How do I buy shares of Southern Michigan Bancorp? Shares of SOMC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Southern Michigan Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Southern Michigan Bancorp investors own include Macatawa Bank (MCBC), McDermott International (MDR), ABM Industries (ABM), Boeing (BA), Blueberries Medical (BBM), BankFinancial (BFIN) and Berkshire Hills Bancorp (BHLB). Company Calendar Record date for 7/18 Dividend7/07/2025Dividend Payable7/18/2025Last Earnings7/23/2025Record date for 10/17 Dividend10/06/2025Today10/15/2025Dividend Payable10/17/2025Next Earnings (Estimated)10/29/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolOTCMKTS:SOMC Previous SymbolNASDAQ:SOMC CIK703699 Webwww.smb-t.com Phone(800) 379-7628FaxN/AEmployees173Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.50 Trailing P/E Ratio9.99 Forward P/E RatioN/A P/E GrowthN/ANet Income$10.40 million Net Margins13.02% Pretax Margin15.10% Return on Equity10.51% Return on Assets0.75% Debt Debt-to-Equity Ratio1.17 Current Ratio0.94 Quick Ratio0.94 Sales & Book Value Annual Sales$84.61 million Price / Sales1.37 Cash Flow$2.93 per share Price / Cash Flow8.53 Book Value$23.42 per share Price / Book1.07Miscellaneous Outstanding Shares4,630,000Free FloatN/AMarket Cap$115.66 million OptionableNot Optionable Beta0.13 The Best High-Yield Dividend Stocks for 2025Discover the 10 Best High-Yield Dividend Stocks for 2025 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (OTCMKTS:SOMC) was last updated on 10/15/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what ...Priority Gold | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. From holdi...SmartAsset | SponsoredBitcoin grabs headlines, but smart money likes this tokenBitcoin grabs headlines, but smart money likes this token My research team has identified the token positio...Crypto 101 Media | SponsoredGold surges past $3,600 … but this has beat gold by 1,000xGold has surged past $3,600 an ounce — up 45% in the past year — but one veteran metals analyst says the real ...Weiss Ratings | SponsoredClaim Your Share of $5.39 BILLION in AI Equity ChecksThe U.S. government just took advantage of Public Law 81-774 to crack down on AI companies... In turn, enfo...Angel Publishing | SponsoredIf You Keep Cash In A U.S. Bank Account… Read This NOWThe Treasury Department just issued a stunning warning: U.S. banks could lose up to $6.6 trillion of custom...Banyan Hill Publishing | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Southern Michigan Bancorp Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Southern Michigan Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
