OTCMKTS:SOMC Southern Michigan Bancorp (SOMC) Stock Price, News & Analysis $29.73 -0.56 (-1.85%) As of 12:33 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsNews and TrendsShort Interest About Southern Michigan Bancorp Stock (OTCMKTS:SOMC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get SOMC alerts:Sign Up Key Stats Today's Range$29.73▼$30.2850-Day Range$30.00▼$31.8952-Week Range$23.00▼$32.00Volume10,200 shsAverage Volume2,348 shsMarket Capitalization$138.21 millionP/E Ratio11.26Dividend Yield2.29%Price TargetN/AConsensus RatingN/A Company Overview Southern Michigan Bancorp, Inc. is a bank holding company headquartered in Coldwater, Michigan. The company operates through its wholly owned subsidiary, Southern Michigan Bank & Trust, a community bank serving customers in southern Michigan and surrounding areas. Southern Michigan Bank & Trust provides a range of banking services for individuals, businesses, agricultural customers, and public-sector organizations. Its offerings include checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, agricultural financing, and commercial lending. The bank also provides treasury management, online and mobile banking, investment and wealth management services, and other financial solutions. Through its branch network and digital channels, Southern Michigan Bancorp focuses on relationship-based banking and supporting the financial needs of the communities it serves.AI Generated. May Contain Errors. Read More Receive SOMC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Southern Michigan Bancorp and its competitors with MarketBeat's FREE daily newsletter. 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Declares Cash DividendSeptember 23, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Second Quarter 2026 EarningsJuly 29, 2026 | globenewswire.comBuffett's Final Warning: "The Dollar Is Going to Hell"On May 3rd, 2025, Warren Buffett looked at his shareholders for the last time and said: "The dollar is going to hell." Ray Dalio agrees. The founder of Bridgewater Associates ($150 billion AUM) calls it a "debt death spiral." But there's a specific asset class and investment system that actually thrives when the dollar collapses.September 29 at 1:00 AM | Decentralized Masters (Ad)Southern Michigan Bancorp, Inc. Declares Cash DividendJune 24, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces First Quarter 2026 EarningsApril 29, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Increase in Quarterly DividendMarch 18, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Fourth Quarter and Full Year 2025 EarningsFebruary 17, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Third Quarter 2025 EarningsOctober 29, 2025 | globenewswire.comSee More Headlines SOMC Stock Analysis - Frequently Asked Questions How have SOMC shares performed this year? Southern Michigan Bancorp's stock was trading at $24.02 at the start of the year. Since then, SOMC stock has increased by 26.1% and is now trading at $30.28. How were Southern Michigan Bancorp's earnings last quarter? Southern Michigan Bancorp Inc. (OTCMKTS:SOMC) posted its quarterly earnings data on Wednesday, July, 29th. The financial services provider reported $0.66 EPS for the quarter. The financial services provider had revenue of $16.19 million for the quarter. Southern Michigan Bancorp had a trailing twelve-month return on equity of 10.09% and a net margin of 12.60%. How do I buy shares of Southern Michigan Bancorp? Shares of SOMC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Southern Michigan Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Southern Michigan Bancorp investors own include ABM Industries (ABM), Boeing (BA), Blueberries Medical (BBM), BankFinancial (BFIN) and Company Calendar Last Earnings7/29/2026Today9/29/2026Next Earnings (Estimated)11/04/2026Fiscal Year End12/31/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolOTCMKTS:SOMC Previous SymbolNASDAQ:SOMC CIK703699 Webwww.smb-t.com Phone(800) 379-7628FaxN/AEmployees173Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.64 Trailing P/E Ratio11.26 Forward P/E RatioN/A P/E GrowthN/ANet Income$12.22 million Net Margins12.60% Pretax Margin14.84% Return on Equity10.09% Return on Assets0.73% Debt Debt-to-Equity Ratio1.05 Current Ratio0.95 Quick Ratio0.94 Sales & Book Value Annual Sales$93.18 million Price / Sales1.48 Cash Flow$3.33 per share Price / Cash Flow8.92 Book Value$26.29 per share Price / Book1.13Miscellaneous Outstanding Shares4,649,000Free FloatN/AMarket Cap$138.21 million OptionableNot Optionable Beta0.19 The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. 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