OTCMKTS:UBAB United Bancorporation of Alabama (UBAB) Stock Price, News & Analysis $56.00 +0.44 (+0.79%) As of 10:06 AM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsHeadlinesShort InterestBuy This Stock About United Bancorporation of Alabama Stock (OTCMKTS:UBAB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get UBAB alerts:Sign Up Key Stats Today's Range$56.00▼$56.0050-Day Range$51.66▼$57.0052-Week Range$48.10▼$59.99Volume213 shsAverage Volume1,718 shsMarket Capitalization$184.24 millionP/E Ratio8.82Dividend Yield2.50%Price TargetN/AConsensus RatingN/A Company Overview United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama. Read More United Bancorporation of Alabama Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks21st Percentile Overall ScoreUBAB MarketRank™: United Bancorporation of Alabama scored higher than 21% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for United Bancorporation of Alabama. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bancorporation of Alabama is 8.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 138.48.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bancorporation of Alabama is 8.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.82.Price to Book Value per Share RatioUnited Bancorporation of Alabama has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Bancorporation of Alabama's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.01% of the float of United Bancorporation of Alabama has been sold short.Short Interest Ratio / Days to CoverUnited Bancorporation of Alabama has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous month Dividend1.7 / 5Dividend StrengthWeak Dividend YieldUnited Bancorporation of Alabama pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnited Bancorporation of Alabama does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Bancorporation of Alabama is 22.05%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Bancorporation of Alabama's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.01% of the float of United Bancorporation of Alabama has been sold short.Short Interest Ratio / Days to CoverUnited Bancorporation of Alabama has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous month News and Social Media1.8 / 5News SentimentN/A News SentimentUnited Bancorporation of Alabama has a news sentiment score of 1.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for United Bancorporation of Alabama this week, compared to 1 article on an average week. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, United Bancorporation of Alabama insiders have not sold or bought any company stock.Percentage Held by InstitutionsOnly 5.52% of the stock of United Bancorporation of Alabama is held by institutions.Read more about United Bancorporation of Alabama's insider trading history. Receive UBAB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bancorporation of Alabama and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. UBAB Stock News HeadlinesUnited Bancorporation of Alabama, Inc. Announces Dividend | UBAB Stock NewsJune 20, 2025 | gurufocus.comUnited Bancorporation of Alabama, Inc. Announces DividendJune 20, 2025 | prnewswire.comTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger the biggest forced rotation of capital since World War II. They reveal why Trump is mobilizing America’s tech giants… and name the two stocks most likely to soar as trillions shift behind the scenes.August 29 at 2:00 AM | Porter & Company (Ad)United Bancorporation of Alabama, Inc. Announces Renewal of Stock Repurchase Program | UBAB ...May 14, 2025 | gurufocus.comUnited Bancorporation of Alabama, Inc. Announces Renewal of Stock Repurchase ProgramMay 14, 2025 | gurufocus.comUnited Bancorporation of Alabama, Inc. Announces Renewal of Stock Repurchase ProgramMay 14, 2025 | prnewswire.comUnited Bancorporation of Alabama, Inc. Announces First Quarter Results | UBAB Stock NewsApril 25, 2025 | gurufocus.comUnited Bancorporation of Alabama, Inc. Announces First Quarter ResultsApril 25, 2025 | gurufocus.comSee More Headlines UBAB Stock Analysis - Frequently Asked Questions How have UBAB shares performed this year? United Bancorporation of Alabama's stock was trading at $57.00 at the beginning of 2025. Since then, UBAB stock has decreased by 1.8% and is now trading at $56.00. How were United Bancorporation of Alabama's earnings last quarter? United Bancorporation of Alabama, Inc. (OTCMKTS:UBAB) announced its earnings results on Thursday, July, 31st. The company reported $1.36 earnings per share for the quarter, missing the consensus estimate of $1.78 by $0.42. The company had revenue of $18.68 million for the quarter. United Bancorporation of Alabama had a net margin of 23.01% and a trailing twelve-month return on equity of 15.16%. How do I buy shares of United Bancorporation of Alabama? Shares of UBAB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bancorporation of Alabama own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorporation of Alabama investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), Jabil (JBL), Adobe (ADBE), Disc Medicine (IRON) and e.l.f. Beauty (ELF). Company Calendar Last Earnings7/31/2025Today8/29/2025Next Earnings (Estimated)10/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolOTCMKTS:UBAB CIKN/A Webwww.unitedbank.com Phone(251) 446-6000FaxN/AEmployees177Year FoundedN/AProfitability EPS (Trailing Twelve Months)$6.35 Trailing P/E Ratio8.82 Forward P/E Ratio8.16 P/E GrowthN/ANet Income$28 million Net Margins23.01% Pretax Margin31.49% Return on Equity15.16% Return on Assets1.59% Debt Debt-to-Equity Ratio0.22 Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$97.72 million Price / Sales1.89 Cash Flow$8.45 per share Price / Cash Flow6.63 Book Value$45.14 per share Price / Book1.24Miscellaneous Outstanding Shares3,290,000Free FloatN/AMarket Cap$184.24 million OptionableNot Optionable Beta0.46 Social Links A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for September 2025. 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