United Bancorporation of Alabama (UBAB) Stock Price, News & Analysis

Company Overview

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.

Key Stats

• Today's Range: $50.35 to $50.50
• 50-Day Range: $48.50 to $54.00
• 52-Week Range: $46.10 to $59.99
• Volume: 6,097 shs
• Average Volume: 2,505 shs
• Market Capitalization: $170.44 million
• P/E Ratio: 6.66
• Dividend Yield: 2.38%
• Price Target: N/A
• Consensus Rating: N/A

UBAB Stock Analysis - Frequently Asked Questions

How have UBAB shares performed this year?

United Bancorporation of Alabama's stock was trading at $57.00 on January 1st, 2025. Since then, UBAB shares have decreased by 11.4% and is now trading at $50.50.
View the best growth stocks for 2025 here.

How were United Bancorporation of Alabama's earnings last quarter?

United Bancorporation of Alabama, Inc. (OTCMKTS:UBAB) issued its quarterly earnings results on Friday, April, 25th. The company reported $1.42 EPS for the quarter, missing analysts' consensus estimates of $1.73 by $0.31. United Bancorporation of Alabama had a net margin of 31.02% and a trailing twelve-month return on equity of 19.42%.

How do I buy shares of United Bancorporation of Alabama?

Shares of UBAB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of United Bancorporation of Alabama own?

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorporation of Alabama investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), Jabil (JBL), Adobe (ADBE), Disc Medicine (IRON) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 4/25/2025
• Today: 5/28/2025
• Next Earnings (Estimated): 7/25/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:UBAB
• CIK: N/A
• Web: www.unitedbank.com
• Phone: (251) 446-6000
• Fax: N/A
• Employees: 177
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $7.25
• Trailing P/E Ratio: 6.66
• Forward P/E Ratio: 7.36
• P/E Growth: N/A
• Net Income: $26.90 million
• Net Margins: 31.02%
• Pretax Margin: 40.55%
• Return on Equity: 19.42%
• Return on Assets: 1.93%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $87.26 million
• Price / Sales: 1.95
• Cash Flow: $8.62 per share
• Price / Cash Flow: 5.86
• Book Value: $35.29 per share
• Price / Book: 1.43

Miscellaneous

• Outstanding Shares: 3,375,000
• Free Float: N/A
• Market Cap: $170.44 million
• Optionable: Not Optionable
• Beta: 0.43