United Tennessee Bankshares (UNTN) Stock Price, News & Analysis

Company Overview

United Tennessee Bankshares, Inc. is a bank holding company that operates through its banking subsidiary, United Tennessee Bank. The company provides community banking services to individuals, families, and businesses in Tennessee.

United Tennessee Bank offers traditional deposit products, including checking and savings accounts, certificates of deposit, and other account services. Its lending activities include consumer, residential real estate, commercial, and small-business loans, complemented by online and mobile banking, debit card, and related financial services.

The bank is headquartered in Maryville, Tennessee, and focuses on serving communities in the surrounding East Tennessee area. United Tennessee Bankshares is traded over the counter under the symbol UNTN.

Key Stats

• Today's Range: $29.00 to $29.00
• 50-Day Range: $27.53 to $30.50
• 52-Week Range: $20.10 to $30.50
• Volume: N/A
• Average Volume: 124 shs
• Market Capitalization: $20.30 million
• P/E Ratio: 10.25
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

United Tennessee Bankshares Stock Analysis - MarketRank™

United Tennessee Bankshares scored higher than 30% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for United Tennessee Bankshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of United Tennessee Bankshares is 10.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of United Tennessee Bankshares is 10.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.76.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of United Tennessee Bankshares has been sold short.

Short Interest Ratio / Days to Cover

United Tennessee Bankshares has a short interest ratio ("days to cover") of 0.36, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in United Tennessee Bankshares has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

United Tennessee Bankshares does not currently pay a dividend.

Dividend Growth

United Tennessee Bankshares does not have a long track record of dividend growth.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: N/A

News Sentiment

United Tennessee Bankshares has a news sentiment score of 1.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for United Tennessee Bankshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, United Tennessee Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

30.18% of the stock of United Tennessee Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

United Tennessee Bankshares has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 4/13/2026
• Today: 10/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:UNTN
• CIK: N/A
• Web: www.newportfederalbank.com
• Phone: 423-623-6088
• Fax: 423-625-0301
• Employees: 29
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.83
• Trailing P/E Ratio: 10.25
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.95 million
• Net Margins: 16.63%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $12.48 million
• Price / Sales: 1.63
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 700,000
• Free Float: 491,000
• Market Cap: $20.30 million
• Optionable: Not Optionable
• Beta: -0.25