UTG (UTGN) Stock Price, News & Analysis

Company Overview

UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States. Its individual life insurance includes servicing of existing insurance business in-force; the acquisition of other companies in the insurance business; and the administration processing of life insurance business for other entities. In addition, it offers reinsurance products. UTG, Inc. was founded in 1966 and is headquartered in Stanford, Kentucky.

Key Stats

• Today's Range: $57.99 to $57.99
• 50-Day Range: $53.00 to $57.99
• 52-Week Range: $40.00 to $65.73
• Volume: N/A
• Average Volume: 59 shs
• Market Capitalization: $182.09 million
• P/E Ratio: 6.60
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

UTG Stock Analysis - MarketRank™

UTG scored higher than 21% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for UTG.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of UTG is 6.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.07.

Price to Earnings Ratio vs. Sector

The P/E ratio of UTG is 6.60, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.66.

Price to Book Value per Share Ratio

UTG has a P/B Ratio of 0.78. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of UTG has been sold short.

Short Interest Ratio / Days to Cover

UTG has a short interest ratio ("days to cover") of 0.46, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in UTG has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

UTG does not currently pay a dividend.

Dividend Growth

UTG does not have a long track record of dividend growth.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

UTG has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for UTG this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, UTG insiders have not sold or bought any company stock.

Percentage Held by Insiders

74.20% of the stock of UTG is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

0.05% of the stock of UTG is held by institutions.

Company Calendar

• Last Earnings: 5/13/2026
• Today: 7/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: INS - LIFE
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:UTGN
• CIK: 832480
• Web: www.utgins.com
• Phone: (217) 241-6300
• Fax: 217-529-1066
• Employees: 40
• Year Founded: 1984

Profitability

• EPS (Trailing Twelve Months): $8.79
• Trailing P/E Ratio: 6.60
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $17.08 million
• Net Margins: N/A
• Pretax Margin: 61.17%
• Return on Equity: 11.75%
• Return on Assets: 5.55%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.34
• Quick Ratio: 0.34

Sales & Book Value

• Annual Sales: $42.35 million
• Price / Sales: 4.30
• Cash Flow: $6.10 per share
• Price / Cash Flow: 9.50
• Book Value: $74.02 per share
• Price / Book: 0.78

Miscellaneous

• Outstanding Shares: 3,140,000
• Free Float: 810,000
• Market Cap: $182.09 million
• Optionable: Not Optionable
• Beta: 0.12