Texas Capital Bancshares (TCBI) Stock Price, News & Analysis

Company Overview

Texas Capital Bancshares, Inc. is the parent company of Texas Capital Bank, a full-service financial institution headquartered in Dallas, Texas. The bank primarily serves commercial and middle-market businesses, entrepreneurs, professionals, high-net-worth individuals and institutions.

Texas Capital Bank offers commercial and private banking services, including business and personal deposit accounts, commercial and real estate lending, treasury management, wealth management and related financial solutions. Through its capital markets and investment banking activities, the company also provides advisory, underwriting and financing services to corporate and institutional clients.

Founded in 1998, Texas Capital has developed a primarily Texas-based banking franchise while serving clients nationally through specialized industry and capital markets businesses. The company is led by President and Chief Executive Officer Rob C. Holmes.

Key Stats

• Today's Range: $101.99 to $107.87
• 50-Day Range: $88.54 to $106.03
• 52-Week Range: $82.14 to $108.92
• Volume: 472,548 shs
• Average Volume: 497,866 shs
• Market Capitalization: $4.37 billion
• P/E Ratio: 13.23
• Dividend Yield: 0.78%
• Price Target: $106.00
• Consensus Rating: Hold

Texas Capital Bancshares Stock Analysis - MarketRank™

Texas Capital Bancshares scored higher than 72% of companies evaluated by MarketBeat, and ranked 438th out of 844 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Hold

Consensus Rating

Texas Capital Bancshares has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on no strong buy ratings, 3 buy ratings, 8 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Texas Capital Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Texas Capital Bancshares has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 8.55%

Earnings Growth

Earnings for Texas Capital Bancshares are expected to grow by 8.55% in the coming year, from $7.72 to $8.38 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Texas Capital Bancshares is 13.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of Texas Capital Bancshares is 13.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.10.

Price to Earnings Growth Ratio

Texas Capital Bancshares has a PEG Ratio of 1.03. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Texas Capital Bancshares has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

10.52% of the float of Texas Capital Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Texas Capital Bancshares has a short interest ratio ("days to cover") of 7.51.

Change versus previous month

Short interest in Texas Capital Bancshares has recently decreased by 2.80%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Texas Capital Bancshares has a dividend yield of 0.78%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Texas Capital Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Texas Capital Bancshares is 10.27%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Texas Capital Bancshares will have a dividend payout ratio of 9.55% next year. This indicates that Texas Capital Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 0.80

News Sentiment

Texas Capital Bancshares has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Texas Capital Bancshares this week, compared to 3 articles on an average week.

Search Interest

3 people have searched for TCBI on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

1 people have added Texas Capital Bancshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Texas Capital Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.91% of the stock of Texas Capital Bancshares is held by insiders.

Percentage Held by Institutions

96.88% of the stock of Texas Capital Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Last Earnings: 10/21/2026
• Today: 11/05/2026
• Record date for 12/15 Dividend: 12/01/2026
• Ex-Dividend for 12/15 Dividend: 12/01/2026
• Dividend Payable: 12/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: TXSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: TXSE:TCBI
• Previous Symbol: NASDAQ:TCBI
• CIK: 1077428
• Web: www.texascapitalbank.com
• Phone: (214) 932-6600
• Fax: 877-839-2738
• Employees: 2,200
• Year Founded: 1998

Price Target and Rating

• Average Price Target for Texas Capital Bancshares: $106.00
• High Price Target: $112.00
• Low Price Target: $100.00
• Potential Upside/Downside: +2.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 12 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.79
• Trailing P/E Ratio: 13.23
• Forward P/E Ratio: 12.30
• P/E Growth: 1.03
• Net Income: $330.24 million
• Net Margins: 17.74%
• Pretax Margin: 23.18%
• Return on Equity: 11.04%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $1.33 billion
• Price / Sales: 3.30
• Cash Flow: $8.14 per share
• Price / Cash Flow: 12.66
• Book Value: $75.12 per share
• Price / Book: 1.37

Miscellaneous

• Outstanding Shares: 42,430,000
• Free Float: 41,620,000
• Market Cap: $4.37 billion
• Optionable: Optionable
• Beta: 0.63