S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
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S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
Shares of Walmart-backed Ibotta soar on public debut
S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
Shares of Walmart-backed Ibotta soar on public debut
S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
Shares of Walmart-backed Ibotta soar on public debut

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
First Horizon Co. stock logo
FHN
First Horizon
$14.28
+0.8%
$14.53
$8.99
$18.99
$7.86B0.945.15 million shs5.73 million shs
F.N.B. Co. stock logo
FNB
F.N.B.
$12.77
-0.3%
$13.46
$10.09
$14.19
$4.60B1.021.79 million shs4.53 million shs
Old National Bancorp stock logo
ONB
Old National Bancorp
$15.78
+1.6%
$16.44
$11.66
$17.64
$4.56B0.832.55 million shs1.81 million shs
Synovus Financial Corp. stock logo
SNV
Synovus Financial
$33.92
-7.4%
$37.93
$24.40
$40.92
$5.36B1.41.11 million shs5.77 million shs
UMB Financial Co. stock logo
UMBF
UMB Financial
$80.20
+0.7%
$81.66
$50.68
$87.36
$3.88B0.83173,623 shs188,967 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
First Horizon Co. stock logo
FHN
First Horizon
+0.78%-1.24%-4.55%+1.42%-23.18%
F.N.B. Co. stock logo
FNB
F.N.B.
-0.31%-2.78%-4.53%-4.13%+9.76%
Old National Bancorp stock logo
ONB
Old National Bancorp
+1.61%-1.13%-3.60%-5.28%+13.28%
Synovus Financial Corp. stock logo
SNV
Synovus Financial
-7.32%-8.77%-10.76%-9.86%+6.94%
UMB Financial Co. stock logo
UMBF
UMB Financial
+0.67%-0.72%+0.91%-0.61%+34.16%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
First Horizon Co. stock logo
FHN
First Horizon
4.9803 of 5 stars
3.45.03.33.33.11.73.1
F.N.B. Co. stock logo
FNB
F.N.B.
3.6334 of 5 stars
2.52.03.30.02.63.32.5
Old National Bancorp stock logo
ONB
Old National Bancorp
4.8293 of 5 stars
3.42.03.33.42.21.73.1
Synovus Financial Corp. stock logo
SNV
Synovus Financial
4.6202 of 5 stars
3.32.03.32.61.72.52.5
UMB Financial Co. stock logo
UMBF
UMB Financial
4.3238 of 5 stars
1.33.04.23.33.43.31.9

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
First Horizon Co. stock logo
FHN
First Horizon
2.79
Moderate Buy$16.1513.12% Upside
F.N.B. Co. stock logo
FNB
F.N.B.
3.00
Buy$15.0017.51% Upside
Old National Bancorp stock logo
ONB
Old National Bancorp
2.86
Moderate Buy$18.7118.59% Upside
Synovus Financial Corp. stock logo
SNV
Synovus Financial
2.60
Moderate Buy$41.5022.35% Upside
UMB Financial Co. stock logo
UMBF
UMB Financial
2.67
Moderate Buy$88.009.73% Upside

Current Analyst Ratings

Latest FNB, ONB, FHN, SNV, and UMBF Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/18/2024
First Horizon Co. stock logo
FHN
First Horizon
Robert W. Baird
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetNeutral ➝ Neutral$15.00 ➝ $16.00
4/18/2024
Synovus Financial Corp. stock logo
SNV
Synovus Financial
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
DowngradeStrong-Buy ➝ Market Perform
4/10/2024
First Horizon Co. stock logo
FHN
First Horizon
Wedbush
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOutperform ➝ Outperform$17.00
4/10/2024
First Horizon Co. stock logo
FHN
First Horizon
Wells Fargo & Company
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetEqual Weight ➝ Equal Weight$14.00 ➝ $16.00
4/10/2024
F.N.B. Co. stock logo
FNB
F.N.B.
Wells Fargo & Company
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$14.00 ➝ $16.00
4/10/2024
Synovus Financial Corp. stock logo
SNV
Synovus Financial
Wells Fargo & Company
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$40.00 ➝ $42.00
4/10/2024
UMB Financial Co. stock logo
UMBF
UMB Financial
Wells Fargo & Company
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetEqual Weight ➝ Equal Weight$85.00 ➝ $88.00
4/9/2024
First Horizon Co. stock logo
FHN
First Horizon
Royal Bank of Canada
Subscribe to MarketBeat All Access for the recommendation accuracy rating
UpgradeSector Perform ➝ Outperform$16.00 ➝ $18.00
4/9/2024
Old National Bancorp stock logo
ONB
Old National Bancorp
Royal Bank of Canada
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingSector Perform ➝ Sector Perform$18.00
4/9/2024
Synovus Financial Corp. stock logo
SNV
Synovus Financial
Royal Bank of Canada
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOutperform ➝ Outperform$42.00 ➝ $44.00
4/8/2024
Synovus Financial Corp. stock logo
SNV
Synovus Financial
Jefferies Financial Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetBuy ➝ Buy$46.00 ➝ $43.00
(Data available from 4/19/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
First Horizon Co. stock logo
FHN
First Horizon
$5.03B1.58$1.70 per share8.42$15.59 per share0.92
F.N.B. Co. stock logo
FNB
F.N.B.
$2.23B2.06$1.82 per share7.02$16.56 per share0.77
Old National Bancorp stock logo
ONB
Old National Bancorp
$2.54B1.82$2.36 per share6.70$18.22 per share0.87
Synovus Financial Corp. stock logo
SNV
Synovus Financial
$3.45B1.44$4.65 per share7.30$31.50 per share1.08
UMB Financial Co. stock logo
UMBF
UMB Financial
$2.38B1.64$10.35 per share7.75$63.88 per share1.26

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
First Horizon Co. stock logo
FHN
First Horizon
$897M$1.439.998.984.0016.07%8.96%0.92%7/17/2024 (Estimated)
F.N.B. Co. stock logo
FNB
F.N.B.
$485M$1.2410.298.298.8119.73%9.58%1.23%7/17/2024 (Estimated)
Old National Bancorp stock logo
ONB
Old National Bancorp
$581.99M$1.948.137.93N/A22.91%12.04%1.27%4/23/2024 (Confirmed)
Synovus Financial Corp. stock logo
SNV
Synovus Financial
$543.71M$2.9211.627.623.9313.29%13.08%0.94%7/17/2024 (Estimated)
UMB Financial Co. stock logo
UMBF
UMB Financial
$350.02M$7.1811.1710.62N/A14.70%13.75%0.95%4/30/2024 (Confirmed)

Latest FNB, ONB, FHN, SNV, and UMBF Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/30/2024N/A
UMB Financial Co. stock logo
UMBF
UMB Financial
$1.80N/A-$1.80N/AN/AN/A  
4/23/2024N/A
Old National Bancorp stock logo
ONB
Old National Bancorp
$0.43N/A-$0.43N/AN/AN/A  
4/17/2024Q1 24
First Horizon Co. stock logo
FHN
First Horizon
$0.34$0.35+$0.01$0.37$809.51 million$819.00 million    
4/17/2024Q1 2024
F.N.B. Co. stock logo
FNB
F.N.B.
$0.33$0.34+$0.01$0.36$406.96 million$406.87 million    
4/17/2024Q1 2024
Synovus Financial Corp. stock logo
SNV
Synovus Financial
$0.99$0.79-$0.20$0.80$547.62 million$537.73 million    
1/31/2024Q4 2023
UMB Financial Co. stock logo
UMBF
UMB Financial
$1.76$2.29+$0.53$3.13$360.69 million$370.80 million    
1/23/202412/31/2023
Old National Bancorp stock logo
ONB
Old National Bancorp
$0.48$0.46-$0.02$0.48$448.87 million$689.85 million    
1/22/2024Q4 2023
F.N.B. Co. stock logo
FNB
F.N.B.
$0.35$0.38+$0.03$0.63$403.84 million$337.11 million    

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
First Horizon Co. stock logo
FHN
First Horizon
$0.604.20%N/A41.96%N/A
F.N.B. Co. stock logo
FNB
F.N.B.
$0.483.76%N/A38.71%N/A
Old National Bancorp stock logo
ONB
Old National Bancorp
$0.563.55%N/A28.87%N/A
Synovus Financial Corp. stock logo
SNV
Synovus Financial
$1.524.48%+4.81%52.05%2 Years
UMB Financial Co. stock logo
UMBF
UMB Financial
$1.561.95%+6.97%21.73%31 Years

Latest FNB, ONB, FHN, SNV, and UMBF Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
1/23/2024
First Horizon Co. stock logo
FHN
First Horizon
quarterly$0.154.21%3/14/20243/15/20244/1/2024
3/4/2024
Synovus Financial Corp. stock logo
SNV
Synovus Financial
Quarterly$0.383.8%3/20/20243/21/20244/1/2024
1/30/2024
UMB Financial Co. stock logo
UMBF
UMB Financial
Quarterly$0.391.89%3/8/20243/11/20244/1/2024
2/13/2024
F.N.B. Co. stock logo
FNB
F.N.B.
Quarterly$0.123.64%3/5/20243/6/20243/15/2024
2/21/2024
Old National Bancorp stock logo
ONB
Old National Bancorp
Quarterly$0.143.37%3/4/20243/5/20243/15/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
First Horizon Co. stock logo
FHN
First Horizon
0.13
0.96
0.94
F.N.B. Co. stock logo
FNB
F.N.B.
0.33
0.91
0.90
Old National Bancorp stock logo
ONB
Old National Bancorp
0.95
0.92
0.92
Synovus Financial Corp. stock logo
SNV
Synovus Financial
0.42
0.89
0.89
UMB Financial Co. stock logo
UMBF
UMB Financial
0.12
0.72
0.72

Ownership

Institutional Ownership

CompanyInstitutional Ownership
First Horizon Co. stock logo
FHN
First Horizon
80.28%
F.N.B. Co. stock logo
FNB
F.N.B.
79.25%
Old National Bancorp stock logo
ONB
Old National Bancorp
83.66%
Synovus Financial Corp. stock logo
SNV
Synovus Financial
83.85%
UMB Financial Co. stock logo
UMBF
UMB Financial
87.78%

Insider Ownership

CompanyInsider Ownership
First Horizon Co. stock logo
FHN
First Horizon
0.87%
F.N.B. Co. stock logo
FNB
F.N.B.
1.03%
Old National Bancorp stock logo
ONB
Old National Bancorp
1.07%
Synovus Financial Corp. stock logo
SNV
Synovus Financial
0.81%
UMB Financial Co. stock logo
UMBF
UMB Financial
8.85%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
First Horizon Co. stock logo
FHN
First Horizon
7,378554.94 million550.12 millionOptionable
F.N.B. Co. stock logo
FNB
F.N.B.
4,228359.33 million355.63 millionOptionable
Old National Bancorp stock logo
ONB
Old National Bancorp
3,940293.38 million290.24 millionOptionable
Synovus Financial Corp. stock logo
SNV
Synovus Financial
4,879146.42 million145.23 millionOptionable
UMB Financial Co. stock logo
UMBF
UMB Financial
3,59948.74 million44.43 millionOptionable

FNB, ONB, FHN, SNV, and UMBF Headlines

SourceHeadline
Strs Ohio Purchases 79,200 Shares of UMB Financial Co. (NASDAQ:UMBF)Strs Ohio Purchases 79,200 Shares of UMB Financial Co. (NASDAQ:UMBF)
marketbeat.com - April 18 at 6:22 AM
UMB Announces Conference Call to Discuss First Quarter 2024 ResultsUMB Announces Conference Call to Discuss First Quarter 2024 Results
finance.yahoo.com - April 17 at 12:43 PM
UMB Announces Conference Call to Discuss First Quarter 2024 ResultsUMB Announces Conference Call to Discuss First Quarter 2024 Results
businesswire.com - April 17 at 9:00 AM
UMB Financial Co. (NASDAQ:UMBF) Receives Consensus Rating of "Moderate Buy" from BrokeragesUMB Financial Co. (NASDAQ:UMBF) Receives Consensus Rating of "Moderate Buy" from Brokerages
americanbankingnews.com - April 16 at 2:18 AM
Raymond James Financial Services Advisors Inc. Makes New $1.08 Million Investment in UMB Financial Co. (NASDAQ:UMBF)Raymond James Financial Services Advisors Inc. Makes New $1.08 Million Investment in UMB Financial Co. (NASDAQ:UMBF)
marketbeat.com - April 15 at 4:27 AM
Institutional investors in UMB Financial Corporation (NASDAQ:UMBF) see US$156m decrease in market cap last week, although long-term gains have benefitted them.Institutional investors in UMB Financial Corporation (NASDAQ:UMBF) see US$156m decrease in market cap last week, although long-term gains have benefitted them.
finance.yahoo.com - April 13 at 1:34 PM
SG Americas Securities LLC Lowers Holdings in UMB Financial Co. (NASDAQ:UMBF)SG Americas Securities LLC Lowers Holdings in UMB Financial Co. (NASDAQ:UMBF)
marketbeat.com - April 12 at 4:09 AM
Wells Fargo & Company Boosts UMB Financial (NASDAQ:UMBF) Price Target to $88.00Wells Fargo & Company Boosts UMB Financial (NASDAQ:UMBF) Price Target to $88.00
americanbankingnews.com - April 11 at 5:24 AM
Allspring Global Investments Holdings LLC Raises Position in UMB Financial Co. (NASDAQ:UMBF)Allspring Global Investments Holdings LLC Raises Position in UMB Financial Co. (NASDAQ:UMBF)
marketbeat.com - April 9 at 9:46 AM
UMB Bank adds new title to C-suite executives dutiesUMB Bank adds new title to C-suite executive's duties
bizjournals.com - April 5 at 4:06 PM
UMB Financial Corp CEO sells over $1.1m in company stockUMB Financial Corp CEO sells over $1.1m in company stock
investing.com - April 5 at 9:57 AM
Bank with big St. Louis presence names new consumer banking presidentBank with big St. Louis presence names new consumer banking president
bizjournals.com - April 4 at 6:56 PM
UMB Financial (UMBF) Rides on Loan Growth Amid Rising CostsUMB Financial (UMBF) Rides on Loan Growth Amid Rising Costs
zacks.com - April 4 at 2:41 PM
UMB Bank n.a. Sells 244,122 Shares of UMB Financial Co. (NASDAQ:UMBF)UMB Bank n.a. Sells 244,122 Shares of UMB Financial Co. (NASDAQ:UMBF)
marketbeat.com - April 4 at 7:18 AM
UMB Financial Co. (NASDAQ:UMBF) CEO J Mariner Kemper Sells 11,170 SharesUMB Financial Co. (NASDAQ:UMBF) CEO J Mariner Kemper Sells 11,170 Shares
insidertrades.com - April 4 at 6:15 AM
UMass tees up 2.5 percent tuition increaseUMass tees up 2.5 percent tuition increase
msn.com - April 3 at 10:52 PM
Barclays Keeps Their Hold Rating on UMB Financial (UMBF)Barclays Keeps Their Hold Rating on UMB Financial (UMBF)
markets.businessinsider.com - April 3 at 10:52 PM
UMB Financial Co. (NASDAQ:UMBF) CEO Sells $124,689.60 in StockUMB Financial Co. (NASDAQ:UMBF) CEO Sells $124,689.60 in Stock
insidertrades.com - April 2 at 4:26 AM
UMB Financial Co. (NASDAQ:UMBF) CEO J Mariner Kemper Sells 1,440 SharesUMB Financial Co. (NASDAQ:UMBF) CEO J Mariner Kemper Sells 1,440 Shares
marketbeat.com - April 1 at 6:32 PM
Assenagon Asset Management S.A. Grows Stock Position in UMB Financial Co. (NASDAQ:UMBF)Assenagon Asset Management S.A. Grows Stock Position in UMB Financial Co. (NASDAQ:UMBF)
marketbeat.com - March 29 at 5:16 AM
UMB Financial (NASDAQ:UMBF) Sets New 1-Year High at $86.35UMB Financial (NASDAQ:UMBF) Sets New 1-Year High at $86.35
marketbeat.com - March 28 at 4:34 PM
UMB Financial Co. (NASDAQ:UMBF) Insider Sells $95,387.40 in StockUMB Financial Co. (NASDAQ:UMBF) Insider Sells $95,387.40 in Stock
insidertrades.com - March 15 at 11:42 AM
UMB Financial Co. (NASDAQ:UMBF) CEO Sells $636,530.40 in StockUMB Financial Co. (NASDAQ:UMBF) CEO Sells $636,530.40 in Stock
insidertrades.com - March 15 at 5:56 AM
UMB Banks Todd Burns shares game plan for growth in North TexasUMB Bank's Todd Burns shares game plan for growth in North Texas
bizjournals.com - March 12 at 6:02 PM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

First Horizon logo

First Horizon

NYSE:FHN
First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through Regional Banking and Specialty Banking segments. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also accepts deposits; provides underwriting services for bank-eligible securities and other fixed-income securities by financial subsidiaries; sells loans and derivatives; financial planning; and offers investment and financial advisory services. In addition, it offers mortgage banking; loan syndications; brokerage services; commercial and business banking for business enterprises, consumer banking, and private client and wealth management services; capital markets, professional commercial real estate, mortgage warehouse and asset-based lending, franchise and equipment finance, tax credit finance, energy and healthcare finance, asset management, and corporate and correspondent banking services. Further, the company provides transaction processing services including check clearing services and remittance processing, credit cards, investment, and sale of mutual fund and retail insurances, as well as trust, fiduciary, and agency services. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.
F.N.B. logo

F.N.B.

NYSE:FNB
F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. It also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.
Old National Bancorp logo

Old National Bancorp

NASDAQ:ONB
Old National Bancorp operates as the bank holding company for Old National Bank that provides various financial services to individual and commercial customers in the United States. It accepts deposit accounts, including noninterest-bearing demand, interest-bearing checking, negotiable order of withdrawal, savings and money market, and time deposits; and offers loans, such as home equity lines of credit, residential real estate loans, consumer loans, commercial loans, commercial real estate loans, agricultural loans, letters of credit, and lease financing. The company also provides debit and automated teller machine cards, telephone access, online banking, and other electronic and mobile banking services; cash management, private banking, brokerage, trust, investment advisory, and other traditional banking services; wealth management, investment, and foreign currency services; and treasury management, merchant, and capital markets services, as well as community development lending and equity investment solutions. The company was founded in 1834 and is headquartered in Evansville, Indiana.
Synovus Financial logo

Synovus Financial

NYSE:SNV
Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and consumer banking products and services. It operates through four segments: Community Banking, Wholesale Banking, Consumer Banking, and Financial Management Services. The company's commercial banking services include treasury and asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate lending services. Its consumer banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; internet-based banking services; and bank credit and debit card services, including Visa and MasterCard services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, trust management, and financial planning services, as well as provides individual investment advice on equity and other securities. The company was founded in 1888 and is headquartered in Columbus, Georgia.
UMB Financial logo

UMB Financial

NASDAQ:UMBF
UMB Financial Corporation operates as the bank holding company that provides banking services and asset servicing in the United States and internationally. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers fund, asset management, and healthcare service to institutional clients; and fund administration and accounting, investor service and transfer agency, mutual fund service, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, custody, and trust services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.