United Bankshares (NASDAQ:UBSI) is a bank holding company headquartered in Charleston, West Virginia. Through its principal subsidiary, United Bank, the company provides community banking services to individuals, businesses, and institutions. Its offerings include checking and savings accounts, consumer and commercial loans, residential mortgages, treasury management, online and mobile banking, wealth management, trust services, and other financial solutions.
United Bankshares operates a regional banking network serving communities in West Virginia, Virginia, Ohio, Maryland, Pennsylvania, and the District of Columbia. Its business focuses on relationship-based banking, with lending activities spanning residential real estate, commercial real estate, small businesses, and consumer borrowers.
The company was established in 1982 and has expanded through a combination of organic growth and bank acquisitions. United Bankshares is led by Richard M. Adams, who serves as chairman, president, and chief executive officer.