United Bancorp (NASDAQ:UBCP) (NASDAQ: UBCP) is a bank holding company headquartered in Uniontown, Pennsylvania, offering a comprehensive range of community banking services through its wholly owned subsidiary, Farmers and Merchants Bank. The company’s primary business activities include traditional deposit-taking and lending operations, catering to both consumer and commercial clients. United Bancorp focuses on establishing long-term relationships with local customers, providing personalized financial solutions to meet evolving needs.
United Bancorp’s product portfolio encompasses a variety of deposit accounts, such as checking, savings, money market and certificates of deposit, alongside a full suite of loan products. Commercial customers can access real estate, construction, equipment financing, and working capital lines, while individual borrowers have options for residential mortgages, home equity lines of credit and consumer installment loans. The company further supports clients with treasury management, merchant card services and online banking capabilities designed to streamline payment and cash flow processes.
With a branch network concentrated across Fayette, Westmoreland and Somerset counties in southwestern Pennsylvania, United Bancorp serves a predominantly regional customer base. Its platforms include Internet and mobile banking services, remote deposit capture and ATM access, all aimed at enhancing convenience and accessibility. The company also collaborates with local municipalities, school districts and nonprofit organizations to foster economic development and community engagement.
Founded in 1902 as The Farmers and Merchants Bank of Uniontown and reorganized as a bank holding company in the early 1980s, United Bancorp has built a legacy of local stewardship and financial stability. The leadership team is headed by President and Chief Executive Officer Michael C. Berryman and Chief Financial Officer Jane L. McDaniel, supported by a board of directors with deep ties to the region. Under their guidance, the company continues to emphasize prudent risk management, regulatory compliance and community-oriented growth.
