First Citizens BancShares Q3 2025 Earnings Report

First Citizens BancShares EPS Results

• Actual EPS: $44.62
• Consensus EPS: $41.51
• Beat/Miss: Beat by +$3.11
• One Year Ago EPS: N/A

First Citizens BancShares Revenue Results

• Actual Revenue: $2.25 billion
• Expected Revenue: $2.21 billion
• Beat/Miss: Beat by +$39.67 million
• YoY Revenue Growth: N/A

First Citizens BancShares Announcement Details

• Quarter: Q3 2025
• Date: 10/23/2025
• Time: Before Market Opens
• Conference Call Date: N/A
• Conference Call Time: N/A

First Citizens BancShares (NASDAQ:FCNCA) is the bank holding company for First Citizens Bank, a full‑service commercial bank headquartered in Raleigh, North Carolina. The company traces its roots to a community bank founded in 1898 and has grown into a diversified financial services organization that operates through its banking subsidiary to serve retail, commercial and institutional clients.

First Citizens offers a broad suite of banking products and services, including consumer and business deposit accounts, commercial and industrial lending, real estate and mortgage lending, treasury and cash management, and specialized lending solutions. The company also provides wealth management, trust and fiduciary services, and capital markets support for middle‑market and corporate clients. These capabilities are delivered through branch networks, commercial banking teams and digital channels to meet the needs of individual and business customers.

First Citizens operates across multiple U.S. markets and supplements its branch footprint with national capabilities in corporate banking and wealth management. The firm has been characterized by a long‑standing, family‑oriented leadership structure and a conservative operating approach; its executive and board leadership oversee strategy, risk management and regulatory compliance consistent with its role as a federally regulated banking organization.