Lakeland Financial Q3 2025 Earnings Report

Lakeland Financial EPS Results

• Actual EPS: $1.03
• Consensus EPS: $1.02
• Beat/Miss: Beat by +$0.01
• One Year Ago EPS: $0.91

Lakeland Financial Revenue Results

• Actual Revenue: $69.03 million
• Expected Revenue: $69.15 million
• Beat/Miss: Missed by -$125.00 thousand
• YoY Revenue Growth: +3.90%

Lakeland Financial Announcement Details

• Quarter: Q3 2025
• Date: 10/27/2025
• Time: Before Market Opens
• Conference Call Date: Monday, October 27, 2025
• Conference Call Time: 7:00AM ET

Lakeland Financial (NASDAQ:LKFN) is a bank holding company based in Warsaw, Indiana, that operates through its principal subsidiary, Lakeland Bank. The company offers a full range of commercial and consumer banking services, including deposit products such as checking accounts, savings accounts and certificates of deposit, as well as a variety of loan offerings spanning commercial real estate, agricultural, mortgage, consumer and small-business lending.

Originally organized in 1893 as Kosciusko County State Bank, the enterprise reorganized as a bank holding company in 1984 to facilitate strategic growth and diversification. Over the decades, Lakeland Financial has steadily expanded its branch network across northern and central Indiana, serving both rural communities and regional urban centers. The company has maintained a focus on community banking principles, emphasizing personalized service and relationship-driven lending.

In addition to traditional banking services, Lakeland Financial supports clients through wealth management and trust services, offering financial planning, investment advisory and fiduciary solutions. Digital and mobile banking platforms enable customers to manage accounts, make payments and access cash management tools remotely. The company’s leadership team is headed by President and Chief Executive Officer Joseph E. Stolp Jr., who oversees operations and strategy aimed at balanced growth while preserving the bank’s community-oriented culture.